About Sjam Fin Services Private Limited
Data last updated:
Sjam Fin Services Private Limited is a private limited company based in Kphb, Telangana, India. It operates in the diversified financial services segment of the financial services sector. It was incorporated on 29 April 2019 and has been in existence for over 7 years.
The company is registered with the Registrar of Companies (ROC), Hyderabad, under CIN U65999TG2019PTC132362.
The company has an authorised share capital of ₹10 Lakh and a paid-up capital of ₹1 Lakh. It is led by directors Murukuri Aravind and Neelima Jami.
Its last annual general meeting (AGM) was held on 30 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at Kphb, Telangana.
As per the financials filed for FY 2025, the company reported a revenue of ₹2.43 Lakh, a decline of 81% compared to the previous year. For the same year it recorded a net loss of ₹9.72 Lakh (net margin -399.9%) and EBITDA of -₹6.12 Lakh (EBITDA margin -251.7%). Revenue has declined at a compounded annual rate (CAGR) of 51% over three years and 30% over five years.
For more details, the company can be reached via its website topmoney.in.
Company details
Contact details
Sjam Fin Services Private Limited's registered office is in Kphb, Telangana. Its website is topmoney.in. Its e-mail address and telephone number are in the company report.
- Email
- Telephone
- Website
- Registered AddressUnit No 816 8th Floor Manjeera Majestic Commercial Plot No 15, 31 – S3/Mmc, Kphb, Telangana, India – 500085
- IndustryFinancial Services, Diversified Financial Services
To see the full contact details of Sjam Fin Services Private Limited, buy the company report.
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
Business activity
The main business activity of Sjam Fin Services is financial and insurance service. In detail, this covers other financial activities.
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities |
To see the full business activity and turnover split of Sjam Fin Services Private Limited, buy the company report.
Financials of Sjam Fin Services Private Limited
FY 2025 filings availableSjam Fin Services Private Limited reported revenue of ₹2.43 Lakh (down 81% YoY) for FY 2025.
Compounded Annual Growth Rate (CAGR)
Revenue has declined at a compounded annual rate (CAGR) of 30% over five years, including a 81% fall in the latest year. EBITDA fell 1% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profit and Loss Statement | |||||
| Revenue from Operations | |||||
| Other Income | |||||
| Total Revenue | |||||
| Cost of Materials Consumed | |||||
| Employee Benefit Expense | |||||
| Finance Costs | |||||
| Depreciation and Amortisation | |||||
| Other Expenses | |||||
| Total Expenses | |||||
| EBITDA | -₹6.12 Lakh | ||||
| Profit Before Tax | |||||
| Tax Expense | |||||
| Net Profit (PAT) | -₹9.72 Lakh | ||||
| Balance Sheet | |||||
| Share Capital | |||||
| Reserves and Surplus | |||||
| Net Worth (Total Equity) | |||||
| Long-term Borrowings | |||||
| Short-term Borrowings | |||||
| Trade Payables | |||||
| Total Liabilities | |||||
| Fixed Assets | |||||
| Investments | |||||
| Inventories | |||||
| Trade Receivables | |||||
| Cash and Bank Balance | |||||
| Total Assets | |||||
Financial Ratios
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | -251.7% | ||||
| Net Profit Margin | -399.9% | ||||
| Return on Equity (ROE) | |||||
| Return on Capital Employed (ROCE) | |||||
| Return on Assets (ROA) | |||||
| Liquidity and Debt | |||||
| Current Ratio | |||||
| Quick Ratio | |||||
| Debt-to-Equity Ratio | |||||
| Interest Coverage Ratio | |||||
| Efficiency and Growth | |||||
| Asset Turnover | |||||
| Receivable Days | |||||
| Payable Days | |||||
| Inventory Days | |||||
| Revenue Growth | |||||
| Net Profit Growth | |||||
To see the full financial statements and ratios of Sjam Fin Services Private Limited, buy the company report.
Board of directors of Sjam Fin Services Private Limited
Sjam Fin Services has 2 directors on record. No former directors are listed.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Murukuri Aravind Also directs: Top Insurance Marketing LLP, Snapmoney Finance Private Limited | Director | 29 Apr 2019 | 7 Years 6 Months | Current |
| Neelima Jami Also directs: Top Insurance Marketing LLP, Snapmoney Finance Private Limited | Director | 29 Apr 2019 | 7 Years 6 Months | Current |
Auditor
Sjam Fin Services Private Limited is audited by CHANAKYA PATIL & CO for the financial year 2020.
| Auditor firm | Financial year | Firm registration number |
|---|---|---|
| CHANAKYA PATIL & CO | FY 2020 | 014897S |
Shareholding
The shareholding of Sjam Fin Services Private Limited is on record for FY 2020, split between promoters, domestic institutions, public shareholders and others.
| Shareholder category | FY 2020 |
|---|---|
| Promoters | |
| Domestic institutional investors (DII) | |
| Public | |
| Others |
To see the full shareholding pattern of Sjam Fin Services Private Limited, buy the company report.
Legal cases
No court or tribunal cases involving Sjam Fin Services Private Limited are on our record; a case search with case numbers, parties and status is in the company report Buy the company report.
MSME payment delays
No delayed payments to MSME suppliers are on our record for Sjam Fin Services Private Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
Group structure & subsidiaries
Sjam Fin Services has 1 associated company. This group structure data is as of FY 2020. The table lists each entity with its relationship and holding.
GST
No GST registration is on our record for Sjam Fin Services Private Limited; the GSTIN and return-filing check is in the company report Buy the company report.
Recent activity
Sjam Fin Services Private Limited has 2 board changes on record since 2019: 2 appointments. The latest: Murukuri Aravind was appointed as Director on 29 Apr 2019.
Frequently asked questions
Sjam Fin Services is an active private limited company based in Kphb, Telangana, India. The company works in diversified financial services, within the financial services industry. It was incorporated on 29 April 2019 (7+ years old) and is registered under CIN U65999TG2019PTC132362.
Sjam Fin Services has 2 current directors:
- Murukuri Aravind - Director
- Neelima Jami - Director
The latest financial statements of Sjam Fin Services on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 30 September 2025. Year-wise statements from FY 2020 are in the company report.
The CIN (Corporate Identification Number) of Sjam Fin Services is U65999TG2019PTC132362. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Sjam Fin Services was incorporated on 29 April 2019, making it 7+ years old. It is registered with the Registrar of Companies, Hyderabad.
Murukuri Aravind was appointed as Director on 29 Apr 2019. Neelima Jami was appointed as Director on 29 Apr 2019.
Sjam Fin Services can be reached through the website topmoney.in. Its registered office is in Kphb, Telangana, India.
The registered office of Sjam Fin Services is at Unit No 816 8th Floor Manjeera Majestic Commercial Plot No 15, 31 – S3Mmc, Kphb, Telangana, India – 500085.
Sjam Fin Services operates in the financial services industry, in the diversified financial services segment.
Sjam Fin Services is registered under the jurisdiction of the Registrar of Companies (ROC), Hyderabad.
Sample company reports
The same report you get when you buy one: financials, directors, ownership, deals, charges, legal cases, brands and filings, with the Excel workbook alongside.
