Skyword India Micro Credit Foundation
About Skyword India Micro Credit Foundation
Data last updated:
Skyword India Micro Credit Foundation is a private not for profit company based in Lucknow, Uttar Pradesh, India. It operates in the microfinance institutions segment of the financial services sector. It was incorporated on 05 August 2015 and has been in existence for over 11 years.
The company is registered with the Registrar of Companies (ROC), Kanpur, under CIN U85191UP2015NPL072487.
The company has an authorised share capital of ₹10 Lakh and a paid-up capital of ₹1 Lakh. It is led by directors including Shyam Dhar Singh and Jai Shankar Singh.
Its last annual general meeting (AGM) was held on 30 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at Lucknow, Uttar Pradesh.
As per the financials filed for FY 2019, the company reported a revenue of ₹52,460, a growth of 7% compared to the previous year. For the same year it recorded a net loss of ₹8,126 (net margin -15.5%) and EBITDA of -₹1,062 (EBITDA margin -2%).
The current compliance status is marked as compliant by the Registrar of Companies.
Company details
Contact details
Skyword India Micro Credit Foundation's registered office is in Lucknow, Uttar Pradesh. Its e-mail address and telephone number are in the company report.
- Email
- Telephone
- Registered AddressShop No Ugf – 1, Nishan Gold 550 Hind Nagar, Lucknow, Uttar Pradesh, India – 226012
- IndustryFinancial Services, Microfinance Institutions
To see the full contact details of Skyword India Micro Credit Foundation, buy the company report.
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
Financials of Skyword India Micro Credit Foundation
FY 2025 filings availableSkyword India Micro Credit Foundation reported revenue of ₹52,460 (up 7% YoY) for FY 2019.
Compounded Annual Growth Rate (CAGR)
Revenue rose 7% in the latest year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2018-19 | FY 2017-18 | FY 2016-17 | FY 2015-16 |
|---|---|---|---|---|
| Profit and Loss Statement | ||||
| Revenue from Operations | ₹52,460 | |||
| Other Income | ||||
| Total Revenue | ||||
| Cost of Materials Consumed | ||||
| Employee Benefit Expense | ||||
| Finance Costs | ||||
| Depreciation and Amortisation | ||||
| Other Expenses | ||||
| Total Expenses | ||||
| EBITDA | -₹1,062 | |||
| Profit Before Tax | ||||
| Tax Expense | ||||
| Net Profit (PAT) | -₹8,126 | |||
| Balance Sheet | ||||
| Share Capital | ||||
| Reserves and Surplus | ||||
| Net Worth (Total Equity) | ||||
| Long-term Borrowings | ||||
| Short-term Borrowings | ||||
| Trade Payables | ||||
| Total Liabilities | ||||
| Fixed Assets | ||||
| Investments | ||||
| Inventories | ||||
| Trade Receivables | ||||
| Cash and Bank Balance | ||||
| Total Assets | ||||
Financial Ratios
| Metrics | FY 2018-19 | FY 2017-18 | FY 2016-17 | FY 2015-16 |
|---|---|---|---|---|
| Profitability | ||||
| EBITDA Margin | -2% | |||
| Net Profit Margin | -15.5% | |||
| Return on Equity (ROE) | ||||
| Return on Capital Employed (ROCE) | ||||
| Return on Assets (ROA) | ||||
| Liquidity and Debt | ||||
| Current Ratio | ||||
| Quick Ratio | ||||
| Debt-to-Equity Ratio | ||||
| Interest Coverage Ratio | ||||
| Efficiency and Growth | ||||
| Asset Turnover | ||||
| Receivable Days | ||||
| Payable Days | ||||
| Inventory Days | ||||
| Revenue Growth | ||||
| Net Profit Growth | ||||
To see the full financial statements and ratios of Skyword India Micro Credit Foundation, buy the company report.
Board of directors of Skyword India Micro Credit Foundation
Skyword India Micro Credit Foundation has 3 current directors and 5 former directors. Current directors are listed first, with their designation and appointment date.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Shyam Dhar Singh | Additional Director | 08 Nov 2024 | 1 Years 11 Months | Current |
| Jai Shankar Singh | Additional Director | 08 Nov 2024 | 1 Years 11 Months | Current |
| Anupam Singh Also directs: Golden Arch Realties and Consultancies Private Limited | Additional Director | 08 Nov 2024 | 1 Years 11 Months | Current |
Auditor
Skyword India Micro Credit Foundation is audited by A R S S & CO. for the financial year 2017.
| Auditor firm | Financial year | Firm registration number |
|---|---|---|
| A R S S & CO. | FY 2017 | 009002C |
Shareholding
The shareholding of Skyword India Micro Credit Foundation is on record for 2 financial years, the latest being FY 2017, split between promoters, domestic institutions, foreign institutions, public shareholders and others.
| Shareholder category | FY 2017 | FY 2016 |
|---|---|---|
| Promoters | ||
| Domestic institutional investors (DII) | ||
| Foreign institutional investors (FII) | ||
| Public | ||
| Others |
To see the full shareholding pattern of Skyword India Micro Credit Foundation, buy the company report.
Legal cases
No court or tribunal cases involving Skyword India Micro Credit Foundation are on our record; a case search with case numbers, parties and status is in the company report Buy the company report.
MSME payment delays
No delayed payments to MSME suppliers are on our record for Skyword India Micro Credit Foundation; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
GST
No GST registration is on our record for Skyword India Micro Credit Foundation; the GSTIN and return-filing check is in the company report Buy the company report.
Recent activity
Skyword India Micro Credit Foundation has 9 board changes on record since 2022: 4 appointments and 5 cessations. The latest: Manish Chandra ceased to be Director on 31 Dec 2024.
Frequently asked questions
Skyword India Micro Credit Foundation is an active private not for profit company based in Lucknow, Uttar Pradesh, India. The company works in microfinance institutions, within the financial services industry. It was incorporated on 05 August 2015 (11+ years old) and is registered under CIN U85191UP2015NPL072487.
Skyword India Micro Credit Foundation has 3 current directors:
- Shyam Dhar Singh - Additional Director
- Jai Shankar Singh - Additional Director
- Anupam Singh - Additional Director
The latest financial statements of Skyword India Micro Credit Foundation on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 30 September 2025. Year-wise statements from FY 2016 are in the company report.
The CIN (Corporate Identification Number) of Skyword India Micro Credit Foundation is U85191UP2015NPL072487. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Skyword India Micro Credit Foundation was incorporated on 05 August 2015, making it 11+ years old. It is registered with the Registrar of Companies, Kanpur.
Manish Chandra ceased to be Director on 31 Dec 2024. Rita Mishra ceased to be Director on 31 Dec 2024. Shashikant Pandey ceased to be Director on 31 Dec 2024. Skyword India Micro Credit Foundation has 9 board changes on record in total.
The registered office of Skyword India Micro Credit Foundation is at Shop No Ugf – 1, Nishan Gold 550 Hind Nagar, Lucknow, Uttar Pradesh, India – 226012.
Skyword India Micro Credit Foundation operates in the financial services industry, in the microfinance institutions segment.
The compliance status of Skyword India Micro Credit Foundation is compliant as of 18 September 2026. The company is actively filing with the Registrar of Companies.
Skyword India Micro Credit Foundation can be reached at its registered office: Shop No Ugf – 1, Nishan Gold 550 Hind Nagar, Lucknow, Uttar Pradesh, India – 226012.
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