About Smart Finsec Limited
Data last updated: 14 July 2026
Smart Finsec Limited is a public limited company based in New Delhi, Delhi, India. It specialises in investment and credit NBFC, a part of the broader financial services sector. Incorporated on 02 May 1995, the company has been in operation for over 31 years.
Registered with ROC Delhi under CIN L74899DL1995PLC063562. Listed on BSE: 539494.
Capital: an authorised share capital of ₹8 Cr and a paid-up capital of ₹3 Cr. Formerly known as Kevalin Securities Limited and Kevalin Securities Private Limited. It is led by directors including Sachit Khera and Vimmi Sachdev.
Last AGM: 25 September 2025. Financial statements filed for year ended 31 March 2025. Office: F – 88 West District Centre Shivaji Enclave Rajouri Garden Opp. Tdi Paragon Mall, New Delhi, Delhi, India – 110027.
As per BSE-filed standalone financials for FY 2024, the company reported a revenue of ₹25.07 Cr, a decline of 18.48% compared to the previous year. The net worth stands at ₹14.51 Cr (up 19.47% YoY). Total assets are valued at ₹14.6 Cr (up 7.36% YoY).
The company is associated with 1 brand - Smart Finsec. As per MCA filings, the company has open charges of ₹30 Cr and satisfied charges of ₹6.95 Cr on record.
The current compliance status is marked as compliant by the Registrar of Companies. For more details, the company can be reached via its website smartfinsec.com.
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Registered AddressF – 88 West District Centre Shivaji Enclave Rajouri Garden Opp. Tdi Paragon Mall, New Delhi, Delhi, India – 110027
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IndustryFinancial Services, Investment & Credit NBFC, NBFC
- Historical Financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Litigation, compliance and MCA filings
- PDF report delivered after checkout
Name History of Smart Finsec Limited
Smart Finsec Limited has undergone 2 name changes throughout its history. The company was previously known as Kevalin Securities Limited, and Kevalin Securities Private Limited. The current legal name is Smart Finsec Limited, reflecting the company's evolution and rebranding over time.
| Company Name | Status |
|---|---|
| Smart Finsec Limited | Current |
| Kevalin Securities Limited | Previous |
| Kevalin Securities Private Limited | Previous |
CIN History of Smart Finsec Limited
Smart Finsec Limited has one previous CIN (Corporate Identification Number): U74899DL1995PLC063562. The current CIN is L74899DL1995PLC063562, which is the unique identifier assigned by the Registrar of Companies.
| CIN | Status |
|---|---|
| L74899DL1995PLC063562 | Current |
| U74899DL1995PLC063562 | Previous |
Associated Brands with Smart Finsec Limited
Smart Finsec Limited operates one associated brand: Smart Finsec. These brands represent Smart Finsec Limited's diversified market presence and brand portfolio.
| Brand | Description | Website |
|---|---|---|
| Provider of diversified SME loans | smartfinsec.com |
Competitors & Alternatives of Smart Finsec Limited
Brands and companies operating in the same space as Smart Finsec Limited include Manappuram Finance, L & T Finance Holdings, Bajaj Finserv and 6 more.
| Competitor | Description | Location | Founded |
|---|---|---|---|
Manappuram Finance
|
Consumer and SME loans are provided by Manappuram Finance. | Valapad, India, India | 1992 |
L & T Finance Holdings
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Diversified lending services are provided as a non-banking financial institution. | Mumbai, India, India | 1994 |
Bajaj Finserv
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Financial solutions including loans and insurance are offered. | Pune, India, India | 2007 |
Northern Arc Capital
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Household and business loans are provided with risk management support. | Chennai, India, India | 2006 |
IIFL Finance
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Online gold, home, personal, and business loans are provided. | Mumbai, India, India | 1995 |
Mahindra Finance
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Consumer and SME loans are provided by Mahindra Finance. | Mumbai, India, India | 1991 |
Hero Fincorp
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2-wheeler loans and consumer/business financing are provided by Hero Fincorp. | Delhi, India, India | 1991 |
Kinara Capital
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Collateral-free loans are provided to MSMEs for business operations. | Bengaluru, India, India | 2011 |
Dvara KGFS
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Loans for consumers and SMEs are provided alongside financial services. | Chennai, India, India | 2008 |
Business Activity of Smart Finsec Limited
Smart Finsec Limited operates primarily in the financial and insurance service and real estate sectors. The company has 2 registered business activity segments, reflecting its diverse operational portfolio.
| Main Activity Group Code | Description of Main Activity | Business Activity Code | Description of Business Activity | Turnover Percentage |
|---|---|---|---|---|
| Locked | Financial and insurance Service | Locked | Other financial activities | Locked |
| Locked | Real Estate | Locked | Real estate activities with own or leased property | Locked |
Detailed business activity records for Smart Finsec Limited
Activity codes and turnover contribution percentages require an active report plan.
- Activity group codes
- Detailed activity codes
- Turnover contribution
Verified entity values are shown only after access is granted.
Auditor Details of Smart Finsec Limited
Smart Finsec Limited is audited by HK DUA & CO. for the financial year 2019. The auditor plays a crucial role in ensuring financial transparency and compliance with accounting standards.
| Name | Status | Appointment Date | Cessation Date |
|---|---|---|---|
| HK DUA & CO. | Locked | Locked | Locked |
Complete auditor history for Smart Finsec Limited
Appointment status, appointment dates, cessation dates, and historical auditor changes require an active report plan.
- Appointment status
- Appointment dates
- Cessation dates
- Auditor changes
Verified entity values are shown only after access is granted.
Board of Directors of Smart Finsec Limited
Smart Finsec Limited is currently managed by 5 directors, with 16 former directors having served the organization. The current Directors play a crucial role in shaping the company's strategic direction and governance.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
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Sachit Khera
Also directs:
Smartgain Capital Management Private Limited, Smart Equity Brokers Private Limited., Saheli Trading Private Limited and 1 more
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Director | 11 Jan 2022 | 4 Years 6 Months | Current |
| Vimmi Sachdev | Director | 01 Aug 2017 | 8 Years 11 Months | Current |
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Vishesh Chaturvedi
Also directs:
Aadiv Manufacturing & Packing Llp
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Director | 31 Mar 2022 | 4 Years 3 Months | Current |
| Arun Khera | Managing Director | 02 May 1995 | 31 Years 2 Months | Current |
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Parul Pathak
Also directs:
Acme Yamunanagar Solar Power Private Limited
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Director | 31 Mar 2022 | 4 Years 3 Months | Current |
Financials of Smart Finsec Limited FY 2024 filings available
Smart Finsec Limited reported revenue of ₹25.07 Cr (down 18.48% YoY) for FY 2024.
| Metrics | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|
| Revenue from Operations | ₹25.07 Cr | ₹30.75 Cr | ₹50.82 Cr | ₹23.22 Cr | ₹9.64 Cr |
| Interest Earned | ₹60.4 Lakh | ₹18.19 Lakh | ₹30.44 Lakh | ₹51.84 Lakh | ₹72.11 Lakh |
| Other Income | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 |
| Total Income | ₹25.07 Cr | ₹30.75 Cr | ₹50.82 Cr | ₹23.22 Cr | ₹9.64 Cr |
| Cost of Materials Consumed | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 |
| Purchases of Stock-in-Trade | ₹17.42 Cr | ₹24.68 Cr | ₹47.27 Cr | ₹26.19 Cr | ₹11.68 Cr |
| Changes in Inventories | ₹4.11 Cr | ₹3.88 Cr | -₹1.32 Cr | -₹3.79 Cr | -₹2.87 Cr |
| Employee Benefit Expense | ₹27 Lakh | ₹11.26 Lakh | ₹10.7 Lakh | ₹9.2 Lakh | ₹9.41 Lakh |
| Finance Costs | ₹10,000 | ₹25,000 | ₹42,000 | ₹9.66 Lakh | ₹0 |
| Depreciation & Amortisation | ₹5.5 Lakh | ₹5.45 Lakh | ₹5.45 Lakh | ₹5.45 Lakh | ₹5.49 Lakh |
| Other Expenses | ₹12.74 Lakh | ₹10.49 Lakh | ₹13.89 Lakh | ₹13.23 Lakh | ₹17.66 Lakh |
| Total Expenses | ₹21.98 Cr | ₹28.84 Cr | ₹46.27 Cr | ₹22.78 Cr | ₹9.13 Cr |
| Profit Before Exceptional Items & Tax | ₹3.09 Cr | ₹1.92 Cr | ₹4.55 Cr | ₹44.37 Lakh | ₹50.11 Lakh |
| Exceptional Items | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 |
| Profit Before Tax | ₹3.09 Cr | ₹1.92 Cr | ₹4.55 Cr | ₹44.37 Lakh | ₹50.11 Lakh |
| Total Tax Expense | ₹72.22 Lakh | ₹50.66 Lakh | ₹1.09 Cr | -₹38,000 | ₹13.1 Lakh |
| Net Profit | ₹2.37 Cr | ₹1.41 Cr | ₹3.46 Cr | ₹44.75 Lakh | ₹37.01 Lakh |
| Other Comprehensive Income | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 |
| Total Comprehensive Income | ₹2.37 Cr | ₹1.41 Cr | ₹3.46 Cr | ₹44.75 Lakh | ₹37.01 Lakh |
| EBITDA (computed) | ₹3.14 Cr | ₹1.98 Cr | ₹4.61 Cr | ₹59.48 Lakh | ₹55.6 Lakh |
| Basic EPS | ₹0.79 | ₹0.47 | ₹1.15 | ₹1.49 | ₹1.23 |
| Diluted EPS | ₹0.79 | ₹0.47 | ₹1.15 | ₹1.49 | ₹1.23 |
| Metrics | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|
| Total Assets | ₹14.6 Cr | ₹13.6 Cr | ₹13.38 Lakh Cr | ₹16.47 Lakh Cr | ₹1,193.03 Cr |
| Property, Plant & Equipment | ₹1.35 Cr | ₹1.4 Cr | ₹145,640 Cr | ₹151,090 Cr | ₹156.54 Cr |
| Inventories | ₹0 | ₹4.11 Cr | ₹799,120 Cr | ₹667,380 Cr | ₹287.66 Cr |
| Cash & Equivalents | ₹75.08 Lakh | ₹9.43 Lakh | ₹17,990 Cr | ₹12,300 Cr | ₹73.63 Cr |
| Equity (Net Worth) | ₹14.51 Cr | ₹12.14 Cr | ₹10.73 Lakh Cr | ₹727,390 Cr | ₹682.63 Cr |
| Equity Share Capital | ₹3 Cr | ₹3 Cr | ₹300,000 Cr | ₹300,000 Cr | ₹300 Cr |
| Total Liabilities | ₹9.13 Lakh | ₹1.45 Cr | ₹264,570 Cr | ₹919,140 Cr | ₹510.4 Cr |
| Metrics | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|
| Operating Cash Flow | ₹2.66 Cr | -₹50.46 Lakh | -₹537,195 Cr |
| Investing Cash Flow | -₹60.06 Lakh | ₹1.62 Cr | ₹183,178 Cr |
| Financing Cash Flow | -₹1.4 Cr | -₹1.2 Cr | ₹260,000 Cr |
| Capital Expenditure | ₹71,000 | ₹0 | ₹0 |
| Free Cash Flow (computed) | ₹2.65 Cr | -₹50.46 Lakh | -₹537,195 Cr |
| Dividends Paid | ₹0 | ₹0 | ₹0 |
| Net Change in Cash | ₹65.69 Lakh | -₹8.57 Lakh | -₹94,017 Cr |
| Metrics | Q3 FY25 | Q2 FY25 | Q1 FY25 |
|---|---|---|---|
| Revenue from Operations | ₹58.05 Lakh | ₹73.27 Lakh | ₹61.41 Lakh |
| Interest Earned | ₹20.83 Lakh | ₹20.72 Lakh | ₹16.82 Lakh |
| Other Income | ₹0 | ₹0 | ₹0 |
| Total Income | ₹58.05 Lakh | ₹73.27 Lakh | ₹61.41 Lakh |
| Cost of Materials Consumed | ₹0 | ₹0 | ₹0 |
| Purchases of Stock-in-Trade | ₹69,000 | ₹11.28 Lakh | ₹7 Lakh |
| Changes in Inventories | ₹4,000 | ₹53,000 | -₹74,000 |
| Employee Benefit Expense | ₹14.54 Lakh | ₹8.92 Lakh | ₹8.83 Lakh |
| Finance Costs | ₹38,000 | ₹91,000 | ₹0 |
| Depreciation & Amortisation | ₹1.37 Lakh | ₹1.37 Lakh | ₹1.38 Lakh |
| Other Expenses | ₹1.52 Lakh | ₹2.9 Lakh | ₹6.49 Lakh |
| Total Expenses | ₹18.54 Lakh | ₹25.91 Lakh | ₹22.96 Lakh |
| Profit Before Exceptional Items & Tax | ₹39.51 Lakh | ₹47.36 Lakh | ₹38.45 Lakh |
| Exceptional Items | ₹0 | ₹0 | ₹0 |
| Profit Before Tax | ₹39.51 Lakh | ₹47.36 Lakh | ₹38.45 Lakh |
| Total Tax Expense | ₹9.27 Lakh | ₹10.63 Lakh | ₹8.43 Lakh |
| Net Profit | ₹30.24 Lakh | ₹36.73 Lakh | ₹30.02 Lakh |
| Other Comprehensive Income | ₹0 | ₹0 | ₹0 |
| Total Comprehensive Income | ₹30.24 Lakh | ₹36.73 Lakh | ₹30.02 Lakh |
| EBITDA (computed) | ₹41.26 Lakh | ₹49.64 Lakh | ₹39.83 Lakh |
| Basic EPS | ₹0.10 | ₹0.12 | ₹0.10 |
| Diluted EPS | ₹0.10 | ₹0.12 | ₹0.10 |
| Segment · Q3 FY25 (latest quarter) | Revenue | Result (PBIT) | Assets | Liabilities |
|---|---|---|---|---|
| Real Estate | ₹7.3 Lakh | ₹5.93 Lakh | ₹1.27 Cr | ₹0 |
| NBFC Activity | ₹50.75 Lakh | ₹33.58 Lakh | ₹14.21 Cr | ₹0 |
| Segment · FY 2024 (annual) | Revenue | Result (PBIT) | Assets | Liabilities |
|---|---|---|---|---|
| Real Estate | ₹24.8 Lakh | ₹18.75 Lakh | - | - |
| NBFC Activity | ₹24.82 Cr | ₹2.9 Cr | - | - |
Shareholding Pattern of Smart Finsec Limited
As per the shareholding pattern filed with BSE for the quarter ended Mar 2026, promoters hold 74.99%, retail and other public shareholders hold 25.01% of Smart Finsec Limited. The company had 16,620 shareholders on record.
| Mar 2026 | Dec 2025 | Sep 2025 | Jun 2025 | Mar 2025 | Dec 2024 | |
|---|---|---|---|---|---|---|
| Promoters | 74.99% | 74.99% | 74.99% | 74.99% | 74.99% | 74.99% |
| Public | 25.01% | 25.01% | 25.01% | 25.01% | 25.01% | 25.01% |
| Mar 2026 | Mar 2025 | Mar 2024 | |
|---|---|---|---|
| Promoters | 74.99% | 74.99% | 74.99% |
| Public | 25.01% | 25.01% | 25.01% |
| Promoter change (YoY, %pts) | +0.00 | +0.00 | - |
Charges & Borrowings of Smart Finsec Limited
| Date | Lender | Amount | Status |
|---|---|---|---|
| 18 Dec 2023 | Axis Bank Limited | ₹30 Cr | Open |
| 21 Oct 2020 | Hdfc Bank Limited | ₹5 Cr | Satisfied |
| 31 Oct 2006 | B H W Home Finance Limited | ₹1.95 Cr | Satisfied |
Total charge records: 3 View all charges
Employees and EPFO Compliance at Smart Finsec Limited
View historical data on people associated with Smart Finsec Limited, including employment history and EPFO contributions.
Employee and EPFO history for Smart Finsec Limited
Monthly headcount, contribution history, establishment records, and filing compliance require an active report plan.
- Monthly headcount
- PF contributions
- ECR filing status
- Establishment history
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GST Compliance of Smart Finsec Limited
GST registrations and filing compliance for Smart Finsec Limited
State-wise registrations, return filing status, HSN and SAC details, and jurisdiction records require an active report plan.
- GSTIN registrations
- State-wise filing status
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Credit Ratings, Litigation & Regulatory Alerts for Smart Finsec Limited
Credit ratings, litigation, and regulatory alerts for Smart Finsec Limited
Agency ratings, court records, regulatory events, and entity-specific compliance alerts require an active report plan.
- Rating history
- Court and tribunal cases
- Regulatory alerts
- Director-linked violations
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MSME Payment Delays by Smart Finsec Limited
MSME payment history for Smart Finsec Limited
Amounts outstanding to micro and small suppliers, delay reasons, and MSME-1 filing history require an active report plan.
- Outstanding amounts
- Delay periods and reasons
- MSME-1 filing history
- Vendor payment signals
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Subsidiaries & Group Companies of Smart Finsec Limited
Corporate group structure for Smart Finsec Limited
Parent, subsidiary, associate, joint venture, and ownership records require an active report plan.
- Parent company
- Subsidiaries and ownership
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- Entity investments
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MCA Filings & Documents of Smart Finsec Limited
MCA filings and documents for Smart Finsec Limited
Official forms, annual returns, financial statements, charge filings, and document dates require an active report plan.
- Incorporation documents
- Annual returns and statements
- Charge filings
- Complete filing index
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Recent Activity on Smart Finsec Limited
Frequently Asked Questions about Smart Finsec Limited
Smart Finsec Limited is an active public limited company in the financial services sector based in New Delhi, Delhi, India. It was incorporated on 02 May 1995 (31+ years old) and is registered under CIN L74899DL1995PLC063562. Listed on BSE: 539494.
Smart Finsec Limited reported revenue of ₹25.07 Cr for FY 2024 (down 18.48% YoY) based on standalone BSE filings.
The current directors of Smart Finsec Limited are:
- Sachit Khera - Director
- Vimmi Sachdev - Director
- Vishesh Chaturvedi - Director
- Arun Khera - Managing Director
- Parul Pathak - Director
The primary industry of Smart Finsec Limited is financial services. The company specifically operates in investment and credit nbfc. The company is currently active in this sector.
Yes. Smart Finsec Limited is listed on BSE with code 539494.
Smart Finsec Limited can be reached at the registered office: F – 88 West District Centre Shivaji Enclave Rajouri Garden Opp. Tdi Paragon Mall, New Delhi, Delhi, India – 110027, or through the website smartfinsec.com.