MSME (Udyam registered) Ministry of MSME
- Category
- Micro (2022-23)
- Udyam number
- UDYAM-PB-03-0020357
Smartassets Finserve Private Limited
Smartassets Finserve Private Limited - financial services in Bathinda, Punjab, India. Directors, charges & compliance details.
Revenue · FY 2025
₹24.05 Lakh
▲ 304% YoY
Net profit · FY 2025
₹2.03 Lakh
Net margin 8.4%
EBITDA · FY 2025
₹2.88 Lakh
EBITDA margin 12%
Authorised capital
₹1 Lakh
Registered with MCA
Paid-up capital
₹1 Lakh
Issued & subscribed
Company age
4 yrs
Est. 2022
Directors on board
3
As per MCA filings
Last financials
Mar 2025
Balance sheet date
About Smartassets Finserve Private Limited
Data last updated:
Smartassets Finserve Private Limited is a private limited company based in Bathinda, Punjab, India. It operates in the financial auxiliary services segment of the financial services sector. It was incorporated on 20 October 2022.
The company is registered with the Registrar of Companies (ROC), Chandigarh, under CIN U67190PB2022PTC057134.
The company has an authorised share capital of ₹1 Lakh and a paid-up capital of ₹1 Lakh. It is led by directors including Prem Nath Garg and Usha Rani Garg.
Its last annual general meeting (AGM) was held on 30 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at Mcb Z4 03383 Shop No 3 Kamla Nehru Market, Bathinda, Punjab, India – 151001.
As per the financials filed for FY 2025, the company reported a revenue of ₹24.05 Lakh, reflecting significant growth compared to the previous year. For the same year it recorded a net profit of ₹2.03 Lakh (net margin 8.4%) and EBITDA of ₹2.88 Lakh (EBITDA margin 12%).
Smartassets Finserve Private Limited is registered as a micro enterprise under the Udyam registration framework (Reg. No. UDYAM-PB-03-0020357).
Company details
CIN U67190PB2022PTC057134
Registration Number 057134
Incorporation Date 20 October 2022
ROC Chandigarh
Listing Status Unlisted
Company Status Active
MSME Classification Micro
Udyam Registration UDYAM-PB-03-0020357
Recognitions & Rankings of Smartassets Finserve
Contact details
Smartassets Finserve Private Limited's registered office is in Bathinda, Punjab.
- Registered AddressMcb Z4 03383 Shop No 3 Kamla Nehru Market, Bathinda, Punjab, India – 151001
- IndustryFinancial Services, Auxiliary To Financial Intermediatory
Comprehensive company report
Smartassets Finserve Private Limited - one report that includes everything
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
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Business activity
The main business activity of Smartassets Finserve is financial and insurance activities. In detail, this covers financial service activities, except insurance and pension funding.
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| K | Financial and insurance activities | 64 | Financial service activities, except insurance and pension funding |
To see the full business activity and turnover split of Smartassets Finserve Private Limited, buy the company report.
Financials of Smartassets Finserve Private Limited
FY 2025 filings availableSmartassets Finserve Private Limited reported revenue of ₹24.05 Lakh (up 304% YoY) for FY 2025.
Revenue · FY 2025
₹24.05 Lakh ▲ 304%
Net profit · FY 2025
₹2.03 Lakh margin 8.4%
EBITDA · FY 2025
₹2.88 Lakh margin 12%
Compounded Annual Growth Rate (CAGR)
Revenue CAGR growth
1 year
▲ 304%
Revenue rose 304% in the latest year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 |
|---|---|---|---|
| Profit and Loss Statement | |||
| Revenue from Operations | |||
| Other Income | |||
| Total Revenue | |||
| Cost of Materials Consumed | |||
| Employee Benefit Expense | |||
| Finance Costs | |||
| Depreciation and Amortisation | |||
| Other Expenses | |||
| Total Expenses | |||
| EBITDA | ₹2.88 Lakh | ||
| Profit Before Tax | |||
| Tax Expense | |||
| Net Profit (PAT) | ₹2.03 Lakh | ||
| Balance Sheet | |||
| Share Capital | |||
| Reserves and Surplus | |||
| Net Worth (Total Equity) | |||
| Long-term Borrowings | |||
| Short-term Borrowings | |||
| Trade Payables | |||
| Total Liabilities | |||
| Fixed Assets | |||
| Investments | |||
| Inventories | |||
| Trade Receivables | |||
| Cash and Bank Balance | |||
| Total Assets | |||
Financial Ratios
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 |
|---|---|---|---|
| Profitability | |||
| EBITDA Margin | 12% | ||
| Net Profit Margin | 8.4% | ||
| Return on Equity (ROE) | |||
| Return on Capital Employed (ROCE) | |||
| Return on Assets (ROA) | |||
| Liquidity and Debt | |||
| Current Ratio | |||
| Quick Ratio | |||
| Debt-to-Equity Ratio | |||
| Interest Coverage Ratio | |||
| Efficiency and Growth | |||
| Asset Turnover | |||
| Receivable Days | |||
| Payable Days | |||
| Inventory Days | |||
| Revenue Growth | |||
| Net Profit Growth | |||
To see the full financial statements and ratios of Smartassets Finserve Private Limited, buy the company report.
Board of directors of Smartassets Finserve Private Limited
Smartassets Finserve has 3 directors on record. No former directors are listed.
Current Directors
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Prem Nath Garg | Director | 20 Oct 2022 | 4 Years 0 Months | Current |
| Usha Rani Garg | Director | 20 Oct 2022 | 4 Years 0 Months | Current |
| Avinash Garg Also directs: Lithium Power & Infra Services Private Limited | Director | 31 Mar 2025 | 1 Years 7 Months | Current |
Peer comparison
Smartassets Finserve Private Limited is compared with the 10 companies closest to it by revenue in the same principal business activity (financial service activities, except insurance and pension funding), from the latest filed financials of each company.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Centricity Advisory Services Private Limited | ₹24.48 Lakh (FY 2024) | 36.0% | Gurgaon, Haryana, India | |||
| Sau Financial Services Private Limited | ₹24.47 Lakh (FY 2025) | -66.0% | Mumbai, Maharashtra, India | |||
| Cogniphy Aif Private Limited | ₹24.43 Lakh (FY 2024) | Gurugram, Haryana, India | ||||
| P. D. Viniyog Pvt Ltd | ₹24.22 Lakh (FY 2025) | 13.0% | Kolkata, West Bengal, India | |||
| Mintu Vinimay Pvt. Ltd. | ₹24.06 Lakh (FY 2025) | 19.0% | Kolkata, West Bengal, India | |||
| Smartassets Finserve Private Limitedthis company | ₹24.05 Lakh (FY 2025) | ₹2.03 Lakh | 8.4% | 304.0% | Bathinda, Punjab, India | |
| Hi-Tech Corporate Services Limited | ₹24.02 Lakh (FY 2025) | 0.0% | Mumbai, Maharashtra, India | |||
| GK Prime Wealth Private Limited | ₹23.81 Lakh (FY 2024) | 10.0% | Kolkata, West Bengal, India | |||
| JMD Advertisement & Event Management Private Limited | ₹23.6 Lakh (FY 2024) | 34.0% | Delhi, India | |||
| Infinity CMS Private Limited | ₹23.49 Lakh (FY 2025) | 42.0% | Bangalore, Karnataka, India | |||
| Chhabra Finsec Limited | ₹23.47 Lakh (FY 2024) | 62.0% | Delhi, India |
To see the full peer comparison of Smartassets Finserve Private Limited, buy the company report.
Legal cases
No court or tribunal cases involving Smartassets Finserve Private Limited are on our record; a case search with case numbers, parties and status is in the company report Buy the company report.
MSME payment delays
No delayed payments to MSME suppliers are on our record for Smartassets Finserve Private Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
GST
No GST registration is on our record for Smartassets Finserve Private Limited; the GSTIN and return-filing check is in the company report Buy the company report.
Recent activity
Smartassets Finserve Private Limited has 3 board changes on record since 2022: 3 appointments. The latest: Avinash Garg was appointed as Director on 31 Mar 2025.
AGM
Smartassets Finserve Private Limited last Annual general meeting of members was held on 30 Sep 2025 as per latest MCA records.
Filing
Smartassets Finserve Private Limited has filed its annual Financial statements for the year ended 31 Mar 2025 with Roc Chandigarh.
Appointed
Avinash Garg was appointed as Director.
Appointed
Prem Nath Garg was appointed as Director.
Appointed
Usha Rani Garg was appointed as Director.
Incorporation
20 Oct 2022
Smartassets Finserve Private Limited was registered on 20 Oct 2022 with Roc Chandigarh & aged 4 years 26 days as per MCA records.
Frequently asked questions
Smartassets Finserve is an active private limited company based in Bathinda, Punjab, India. The company works in auxiliary to financial intermediatory, within the financial services industry. It was incorporated on 20 October 2022 (4+ years old) and is registered under CIN U67190PB2022PTC057134.
Smartassets Finserve has 3 current directors:
- Prem Nath Garg - Director
- Usha Rani Garg - Director
- Avinash Garg - Director
The latest financial statements of Smartassets Finserve on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 30 September 2025. Year-wise statements from FY 2023 are in the company report.
The CIN (Corporate Identification Number) of Smartassets Finserve is U67190PB2022PTC057134. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Smartassets Finserve was incorporated on 20 October 2022, making it 4+ years old. It is registered with the Registrar of Companies, Chandigarh.
The peers of Smartassets Finserve by revenue are Centricity Advisory Services Private Limited, Sau Financial Services Private Limited, Cogniphy Aif Private Limited, P. D. Viniyog Pvt Ltd, Mintu Vinimay Pvt. Ltd. and 5 more, all in the same principal business activity (financial service activities, except insurance and pension funding).
Avinash Garg was appointed as Director on 31 Mar 2025. Prem Nath Garg was appointed as Director on 20 Oct 2022. Usha Rani Garg was appointed as Director on 20 Oct 2022.
Yes, Smartassets Finserve is registered as a micro enterprise under Udyam registration (number: UDYAM-PB-03-0020357).
The registered office of Smartassets Finserve is at Mcb Z4 03383 Shop No 3 Kamla Nehru Market, Bathinda, Punjab, India – 151001.
Smartassets Finserve operates in the financial services industry, in the auxiliary to financial intermediatory segment.
Smartassets Finserve can be reached at its registered office: Mcb Z4 03383 Shop No 3 Kamla Nehru Market, Bathinda, Punjab, India – 151001.
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