About Smartcoin Financials Private Limited
Data last updated: 21 December 2025
Smartcoin Financials Private Limited is a private limited company based in Bangalore South, Karnataka, India, recognised as a startup by DPIIT. It specialises in online financial services, a part of the broader internet and digital services sector. Incorporated on 23 November 2015, the company has been in operation for over 11 years.
Registered with ROC Bangalore under CIN U67110KA2015PTC084272.
Capital: an authorised share capital of ₹6.1 Lakh and a paid-up capital of ₹3.03 Lakh. It is led by directors including Amit Chandel and Vinay Kumar Singh.
Last AGM: 30 September 2025. Financial statements filed for year ended 31 March 2025. Office: Bangalore South, Karnataka.
As per the financials filed for FY 2025, the company reported a revenue of ₹355.02 Cr, a growth of 41% compared to the previous year.
The company has a workforce of approximately 15 employees as per the latest available data. Its group structure includes 1 subsidiary.
The company is associated with 2 brands - Upmove, Olyv. As per MCA filings, the company has open charges of ₹44.4 Cr and satisfied charges of ₹15 Cr on record.
The current compliance status is marked as compliant by the Registrar of Companies. For more details, the company can be reached via its website smartcoin.co.in.
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Registered AddressIndiqube Gamma No.293/154/172, 2Nd Floor Outer Ring Road Kadubeesanahalli Bengaluru Bangalore, Bangalore South, Karnataka, India – 560103
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IndustryInternet, Online Financial Services
- Historical Financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Litigation, compliance and MCA filings
- PDF report delivered after checkout
Associated Brands with Smartcoin Financials Private Limited
Smartcoin Financials Private Limited operates two associated brands: UpMove and Olyv. These brands represent Smartcoin Financials Private Limited's diversified market presence and brand portfolio.
| Brand | Description | Website |
|---|---|---|
| Capital loans for small and medium enterprises are provided. | upmove.in | |
| Personal loans and savings options are provided for users. | olyv.co.in |
Competitors & Alternatives of Smartcoin Financials Private Limited
Brands and companies operating in the same space as Smartcoin Financials Private Limited include Stashfin, Manappuram Finance, L & T Finance Holdings and 7 more.
| Competitor | Description | Location | Founded |
|---|---|---|---|
Stashfin
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Digital lending and instant credit lines are provided to individuals. | Gurugram, India, India | 2016 |
Manappuram Finance
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Consumer and SME loans are provided by Manappuram Finance. | Valapad, India, India | 1992 |
L & T Finance Holdings
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Diversified lending services are provided as a non-banking financial institution. | Mumbai, India, India | 1994 |
Money View
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Loans, credit cards, gold investments, insurance, and UPI are provided. | Bengaluru, India, India | 2014 |
Bajaj Finserv
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Financial solutions including loans and insurance are offered. | Pune, India, India | 2007 |
Northern Arc Capital
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Household and business loans are provided with risk management support. | Chennai, India, India | 2006 |
IIFL Finance
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Online gold, home, personal, and business loans are provided. | Mumbai, India, India | 1995 |
Kissht
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Personal, business, and property loans are provided by Kissht. | Mumbai, India, India | 2015 |
Fibe
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Fibe is recognized as India's largest lending platform for instant credit solutions. | Pune, India, India | 2015 |
Mahindra Finance
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Consumer and SME loans are provided by Mahindra Finance. | Mumbai, India, India | 1991 |
Business Activity of Smartcoin Financials Private Limited
Smartcoin Financials Private Limited is engaged in the principal business activity of information and communication, with detailed activities including data processing, hosting and related activities; web portal.
| Main Activity Group Code | Description of Main Activity | Business Activity Code | Description of Business Activity | Turnover Percentage |
|---|---|---|---|---|
| J | Information and communication | J7 | Data processing, hosting and related activities; web portal | Locked |
Business activity turnover details for Smartcoin Financials Private Limited
Turnover contribution percentages and historical activity changes require an active report plan.
- Turnover contribution
- Historical classifications
- Filing-level activity changes
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Auditor Details of Smartcoin Financials Private Limited
Smartcoin Financials Private Limited is audited by Walker Chandiok & Co LLP for the financial year 2023. The auditor plays a crucial role in ensuring financial transparency and compliance with accounting standards.
| Name | Status | Appointment Date | Cessation Date |
|---|---|---|---|
| Walker Chandiok & Co LLP | Locked | Locked | Locked |
Complete auditor history for Smartcoin Financials Private Limited
Appointment status, appointment dates, cessation dates, and historical auditor changes require an active report plan.
- Appointment status
- Appointment dates
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Board of Directors of Smartcoin Financials Private Limited
Smartcoin Financials Private Limited is currently managed by 4 directors, with 7 former directors having served the organization. The current Directors play a crucial role in shaping the company's strategic direction and governance.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Amit Chandel | Director | 12 Jan 2017 | 9 Years 6 Months | Current |
| Vinay Kumar Singh | Director | 23 Nov 2015 | 10 Years 7 Months | Current |
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Jayant Upadhyay
Also directs:
Upmove Capital Private Limited
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Director | 13 Apr 2016 | 10 Years 3 Months | Current |
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Rohit Garg
Also directs:
Upmove Capital Private Limited
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Director | 12 Jan 2017 | 9 Years 6 Months | Current |
Financials of Smartcoin Financials Private Limited FY 2025 filings available
Smartcoin Financials Private Limited reported revenue of ₹355.02 Cr (up 41.00% YoY) for FY 2025.
Ten-year financial statements for Smartcoin Financials Private Limited
Historical statement values and trend charts require an active report plan.
- Income statements
- Balance sheets
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Ownership and Shareholding of Smartcoin Financials Private Limited
Shareholding and ownership data for Smartcoin Financials Private Limited
Promoter, institutional, public, and beneficial ownership values require an active report plan.
- Ownership categories
- Historical changes
- Group structure
- FII and DII holdings
Verified entity values are shown only after access is granted.
Group Structure of Smartcoin Financials Private Limited
Smartcoin Financials Private Limited has 1 subsidiary company. This group structure data is as of FY 2023. The corporate group structure reflects Smartcoin Financials Private Limited's business expansion strategy and organizational complexity.
| Company Name | CIN | Shares Held |
|---|---|---|
| Upmove Capital Private Limited | U65999KA2018PTC113488 | Locked |
Showing major subsidiaries. Total: 1.
Charges & Borrowings of Smartcoin Financials Private Limited
| Date | Lender | Amount | Status |
|---|---|---|---|
| 03 Sep 2025 | Others | ₹4.4 Cr | Open |
| 27 Mar 2025 | Others | ₹10 Cr | Open |
| 03 Mar 2025 | Sidbi | ₹10 Cr | Open |
| 22 Dec 2023 | Others | ₹10 Cr | Open |
| 30 Oct 2023 | Others | ₹10 Cr | Open |
Total charge records: 6 View all charges
Employees and EPFO Compliance at Smartcoin Financials Private Limited
Smartcoin Financials Private Limited has a workforce of 15 employees as of Apr 07, 2024.
Employee and EPFO history for Smartcoin Financials Private Limited
Monthly headcount, contribution history, establishment records, and filing compliance require an active report plan.
- Monthly headcount
- PF contributions
- ECR filing status
- Establishment history
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GST Compliance of Smartcoin Financials Private Limited
GST registrations and filing compliance for Smartcoin Financials Private Limited
State-wise registrations, return filing status, HSN and SAC details, and jurisdiction records require an active report plan.
- GSTIN registrations
- State-wise filing status
- HSN and SAC details
- Tax jurisdiction records
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Credit Ratings, Litigation & Regulatory Alerts for Smartcoin Financials Private Limited
Credit ratings, litigation, and regulatory alerts for Smartcoin Financials Private Limited
Agency ratings, court records, regulatory events, and entity-specific compliance alerts require an active report plan.
- Rating history
- Court and tribunal cases
- Regulatory alerts
- Director-linked violations
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MSME Payment Delays by Smartcoin Financials Private Limited
MSME payment history for Smartcoin Financials Private Limited
Amounts outstanding to micro and small suppliers, delay reasons, and MSME-1 filing history require an active report plan.
- Outstanding amounts
- Delay periods and reasons
- MSME-1 filing history
- Vendor payment signals
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Subsidiaries & Group Companies of Smartcoin Financials Private Limited
Corporate group structure for Smartcoin Financials Private Limited
Parent, subsidiary, associate, joint venture, and ownership records require an active report plan.
- Parent company
- Subsidiaries and ownership
- Associates and joint ventures
- Entity investments
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MCA Filings & Documents of Smartcoin Financials Private Limited
MCA filings and documents for Smartcoin Financials Private Limited
Official forms, annual returns, financial statements, charge filings, and document dates require an active report plan.
- Incorporation documents
- Annual returns and statements
- Charge filings
- Complete filing index
Verified entity values are shown only after access is granted.
Recent Activity on Smartcoin Financials Private Limited
Recent News on Smartcoin Financials Private Limited
Frequently Asked Questions about Smartcoin Financials Private Limited
Smartcoin Financials Private Limited is an active private limited company in the internet sector based in Bangalore South, Karnataka, India. It was incorporated on 23 November 2015 (11+ years old) and is registered under CIN U67110KA2015PTC084272. The company has 15 employees.
Smartcoin Financials Private Limited reported revenue of ₹355.02 Cr for FY 2025 (up 41.00% YoY).
The current directors of Smartcoin Financials Private Limited are:
- Amit Chandel - Director
- Vinay Kumar Singh - Director
- Jayant Upadhyay - Director
- Rohit Garg - Director
The primary industry of Smartcoin Financials Private Limited is internet. The company specifically operates in online financial services. The company is currently active in this sector.
Yes, Smartcoin Financials Private Limited is recognised as a startup by the Department for Promotion of Industry and Internal Trade (DPIIT).
Smartcoin Financials Private Limited can be reached at the registered office: Indiqube Gamma No.293154172, 2Nd Floor Outer Ring Road Kadubeesanahalli Bengaluru Bangalore, Bangalore South, Karnataka, India – 560103, or through the website smartcoin.co.in.