Smfg India Credit Company Limited - Company Profile

It is a financial services public limited company based in Sriperumbudur, Tamil Nadu, India, established in 1994.

1994 Sriperumbudur, Tamil Nadu, India Active

Last Updated: December 18, 2025

About Smfg India Credit Company Limited

Smfg India Credit Company Limited, a active public limited company, was established on 30 August 1994 in Sriperumbudur, Tamil Nadu, India. Engaging in investment & credit nbfc within the financial and insurance service sector, it holds CIN: U65191TN1994PLC079235. Registered under ROC Roc Chennai. it is unlisted. It has an authorized capital of ₹5,000.00 Cr and a paid-up capital of ₹2,654.85 Cr.

Formerly known as Dove Finance Limited, First India Credit Corporation Limited. It upholds a compliant status. Employing 21,762 professional, Its leadership includes Diwakar Gupta (Director), Keishi Iwamoto (Director), Ravi Narayanan (Managing Director). Past directors included Menon Radhakrishnan Balakrishna, Akanksha Kandoi, Renu Challu. It holds ₹65,930.95 Cr open charges and ₹26,958.72 Cr settled loans. Its latest AGM occurred on 07 August 2025, with the balance sheet filed on 31 March 2025. It is based at Commerzone It Park Tower B 1St Floor No 111, Mount Poonamallee Road, Porur, Chennai, Sriperumbudur, Tamil Nadu, 600116.

Company Details

CIN/LLPIN
U65191TN1994PLC079235
Registration Number
079235
Incorporation Date
30 August 1994
Authorized Capital
₹5,000.00 Cr
Paid-Up Capital
₹2,654.85 Cr
ROC Code
Roc Chennai
Listing Status
Unlisted
Company Status
Active

Key Metrics

Authorised Capital ₹ 5,000.00 Cr as on 18-12-2025
Paid Up Capital ₹ 2,654.85 Cr as on 18-12-2025
Company Age 31 Year, 6 Months
Last Filing with ROC 31 Mar 2025
Open Charges ₹ 65,930.95 Cr as on 18-12-2025
Satisfied Charges ₹ 26,958.72 Cr as on 18-12-2025
Revenue Growth **** 41.47% (FY 2024)
Profit Growth **** -8.39% (FY 2024)
Ebitda **** 24.91% (FY 2024)
Net Worth 10.86% (FY 2024)
Total Assets **** 14.63% (FY 2024)

Comprehensive Company Insights

Explore comprehensive insights into Smfg India Credit Company Limited — covering financial performance, compliance records, Competitor, shareholding patterns, directors, key metrics, and litigation history. Unlock to see detailed insights and stay informed.

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Who are the key members and board of directors at Smfg India Credit Company Limited?

Current Directors

Name	Designation	Appointment Date	Status
Diwakar Gupta	Director	13 Jul 2022	Current
Keishi Iwamoto	Director	01 Oct 2023	Current
Ravi Narayanan	Managing Director	22 Sep 2025	Current
Shantanu Mitra	Managing Director	02 Apr 2021	Current
Pankaj Malik	Cfo	15 Mar 2016	Current
Seema Bahuguna	Director	26 Apr 2022	Current

Past Directors

Name	Designation	Cessation	Status
Pramod Abcsdd	Director	30 Nov 2021	Past
Pramod Abcsdd	Company Secretary	22 Jan 2026	Past
Pramod Abcsdd	Director	04 Aug 2019	Past
Pramod Abcsdd	Additional Director	20 Sep 2022	Past
Pramod Abcsdd	Additional Director	29 Sep 2009	Past
Pramod Abcsdd	Additional Director	29 Sep 2009	Past

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Financial Performance of Smfg India Credit Company.

Smfg India Credit Company Limited, for the financial year ended 2024, experienced significant growth in revenue, with a 41.47% increase. The company also saw a slight decrease in profitability, with a 8.39% decrease in profit. The company's net worth Soared by an impressive increase of 10.86%.

Date	Amount	Transaction Name	Valuation	Lead Investors	Investors
Jul, 2021	Amount	Post-IPO - Grab	Valuation	investors	Emtek
Feb, 2021	Amount	Post-IPO - Grab	Valuation	investors	Signite Partners
Jan, 2021	Amount	Post-IPO - Grab	Valuation	investors	Hana Financial Group , GGV Capital
Feb, 2021	Amount	Post-IPO - Grab	Valuation	investors	Signite Partners

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Key Matrics
Balance Sheet
Profit and Loss
Cash Flow
Ratios

Metrics

(FY 2023)

YOY Growth

(FY 2022)

(FY 2021)

(FY 2020)

(FY 2019)

Total Revenue

********

41.47%

*******

Revenue from Operations

*******

42.32%

*******

Total Assets

*******

14.63%

*******

Profit or Loss

*******

-8.39%

*******

Net Worth

*******

10.86%

*******

EBITDA

*******

24.91%

*******

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What is the Ownership and Shareholding Structure of Smfg India Credit Company?

In 2024, Smfg India Credit Company had a promoter holding of 100.00%. The company had 1 Subsidiary. Access key insights, ownership, including shareholding patterns, funding, foreign investors, KMP remuneration, group structure, and overseas investments.

Shareholding Pattern (FY 2024)

Promoters: 92.83%
Public: 4.10%
Others: 3.07%

Shareholding Pattern over the Year

	FY (2024)	FY (2023)	FY (2022)	FY (2021)	FY (2020)
Promoters	92.83	94.62	94.55	94.55	94.55
Public	4.10	3.89	3.95	3.96	3.98
Others	3.07	1.49	1.50	1.49	1.47

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Charges (Loans)

Open Charges

₹659,309,455,300.00

Satisfied Charges

₹269,587,180,850.00

Charges Breakdown by Lending Institutions

Others : 65824.00 Cr
Il & Fs Trust Company Limited : 100.00 Cr
Uco Bank : 4.50 Cr
Selvarajan & Co; Chartered Accountants No. 426 : 1.50 Cr
Canara Bank : 0.95 Cr

Latest Charge Details

Date	Lender	Amount	Status
03 Sep 2025	Others	₹100.00 Cr	Open
10 Jul 2025	Others	₹690.00 Cr	Open
20 Jun 2025	Others	₹660.00 Cr	Open
03 Feb 2025	Others	₹235.00 Cr	Open
10 Dec 2024	Others	₹1,425.00 Cr	Open

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How Many Employees Work at Smfg India Credit Company?

Smfg India Credit Company has a workforce of 21762 employees as of Mar 07, 2025. Unlock access to detailed historical data on individuals associated with the company, including employment records, contributions to the Employees' Provident Fund Organization (EPFO), and other related insights.

Employee Date	Number of Employees
2020	78,000
2021	80,500
2022	83,200
2023	86,000
2024	89,500
2025	92,000

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Deals i

Gain comprehensive insights into the Deals and Valuation data of Smfg India Credit Company, offering detailed information on various transactions, including security allotment data. Explore the intricate details of financial agreements, mergers, acquisitions, divestitures, and strategic partnerships that have shaped Smfg India Credit Company's trajectory.

Rating

Access the credit rating data, providing valuable insights into the company's creditworthiness and financial stability. Explore assessments from leading credit rating agencies, evaluating factors such as debt obligations, liquidity, profitability, and overall financial health.

Alerts

Stay informed about regulatory alerts and litigation involving and associated companies. Receive timely updates on legal proceedings, regulatory changes, and compliance issues that may impact the company's operations, reputation, and financial performance. Monitor litigation involving subsidiaries, joint ventures, and other affiliated entities to assess potential risks and liabilities.

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Latest Updates, News, and FAQs on Smfg India Credit Company

Recent Activity within the Organization

Charges

A charge registered on 30 Jun 2022 via Charge ID 100590928 with Others was fully satisfied on 03 Dec 2025. was recorded as a recent event.
03 Dec 2025
Charges

The activity A charge registered on 02 Jun 2022 via Charge ID 100590924 with Others was fully satisfied on 21 Nov 2025. was completed.
21 Nov 2025
Charges

The activity A charge with Others of Rs. 47,436.11 Cr registered on 27 Sep 2019 with Charge ID 100294099 was modified on 19 Nov 2025. was completed.
19 Nov 2025
Director Appointment

Progress on Murali Ramakrishnan was appointed as a Director was appointed as a Director on 10 Oct 2025 & has been associated with this company since 4 months 20 days . was documented.
10 Oct 2025
Charges

Progress on A charge registered on 25 Oct 2017 via Charge ID 100133014 with Others was fully satisfied on 01 Oct 2025. was documented.
01 Oct 2025
Charges

A charge registered on 02 May 2024 via Charge ID 100935749 with Others was fully satisfied on 25 Sep 2025. was recorded as a recent event.
25 Sep 2025

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