SMJ Microfinance Foundation
About SMJ Microfinance Foundation
Data last updated:
SMJ Microfinance Foundation is a private not for profit company based in Lucknow, Uttar Pradesh, India. It operates in the financial intermediation and lending segment of the financial services sector. It was incorporated on 21 December 2016 and has been in existence for over 10 years.
The company is registered with the Registrar of Companies (ROC), Kanpur, under CIN U65999UP2016NPL088538.
The company has an authorised share capital of ₹10 Lakh and a paid-up capital of ₹5 Lakh. It is led by directors Shweta Nigam and Shashi Shrivastav.
Its last annual general meeting (AGM) was held on 30 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at A – 1179/7 Indra Nagar, Lucknow, Uttar Pradesh, India – 226016.
As per the financials filed for FY 2025, the company reported a revenue of ₹28,415, a growth of 95% compared to the previous year. For the same year it recorded a net loss of ₹17,077 (net margin -60.1%) and EBITDA of -₹11,290 (EBITDA margin -39.7%). Revenue has declined at a compounded annual rate (CAGR) of 47% over three years and 47% over five years.
The current compliance status is marked as compliant by the Registrar of Companies.
Company details
Contact details
SMJ Microfinance Foundation's registered office is in Lucknow, Uttar Pradesh. Its e-mail address is in the company report.
- Email
- Registered AddressA – 1179/7 Indra Nagar, Lucknow, Uttar Pradesh, India – 226016
- IndustryFinancial Services, Other Financial Intermediation
To see the full contact details of SMJ Microfinance Foundation, buy the company report.
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
Business activity
The main business activity of SMJ Microfinance Foundation is financial and insurance service. In detail, this covers financial and credit leasing activities.
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| K | Financial and insurance Service | K5 | Financial and Credit leasing activities |
To see the full business activity and turnover split of SMJ Microfinance Foundation, buy the company report.
Financials of SMJ Microfinance Foundation
FY 2025 filings availableSMJ Microfinance Foundation reported revenue of ₹28,415 (up 95% YoY) for FY 2025.
Compounded Annual Growth Rate (CAGR)
Revenue rose 95% in the latest year, though over five years it has declined at a compounded annual rate (CAGR) of 47%. EBITDA rose 81% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
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| EBITDA | -₹11,290 | ||||
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| Net Profit (PAT) | -₹17,077 | ||||
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Financial Ratios
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
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| EBITDA Margin | -39.7% | ||||
| Net Profit Margin | -60.1% | ||||
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To see the full financial statements and ratios of SMJ Microfinance Foundation, buy the company report.
Board of directors of SMJ Microfinance Foundation
SMJ Microfinance Foundation has 2 current directors and 4 former directors. Current directors are listed first, with their designation and appointment date.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Shashi Shrivastav Also directs: Acms Nidhi Limited | Additional Director | 06 Jan 2025 | 1 Years 9 Months | Current |
| Shweta Nigam | Director | 27 Dec 2024 | 1 Years 9 Months | Current |
Legal cases
No court or tribunal cases involving SMJ Microfinance Foundation are on our record; a case search with case numbers, parties and status is in the company report Buy the company report.
MSME payment delays
No delayed payments to MSME suppliers are on our record for SMJ Microfinance Foundation; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
GST
No GST registration is on our record for SMJ Microfinance Foundation; the GSTIN and return-filing check is in the company report Buy the company report.
Recent activity
SMJ Microfinance Foundation has 6 board changes on record since 2024: 2 appointments and 4 cessations. The latest: Suman Singh ceased to be Director on 11 Jan 2025.
Frequently asked questions
SMJ Microfinance Foundation is an active private not for profit company based in Lucknow, Uttar Pradesh, India. The company works in other financial intermediation, within the financial services industry. It was incorporated on 21 December 2016 (10+ years old) and is registered under CIN U65999UP2016NPL088538.
SMJ Microfinance Foundation has 2 current directors:
- Shashi Shrivastav - Additional Director
- Shweta Nigam - Director
The latest financial statements of SMJ Microfinance Foundation on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 30 September 2025. Year-wise statements from FY 2017 are in the company report.
The CIN (Corporate Identification Number) of SMJ Microfinance Foundation is U65999UP2016NPL088538. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
SMJ Microfinance Foundation was incorporated on 21 December 2016, making it 10+ years old. It is registered with the Registrar of Companies, Kanpur.
Suman Singh ceased to be Director on 11 Jan 2025. Virendra Pratap Singh ceased to be Director on 11 Jan 2025. Shashi Shrivastav was appointed as Additional Director on 06 Jan 2025. SMJ Microfinance Foundation has 6 board changes on record in total.
The registered office of SMJ Microfinance Foundation is at A – 11797 Indra Nagar, Lucknow, Uttar Pradesh, India – 226016.
SMJ Microfinance Foundation operates in the financial services industry, in the other financial intermediation segment.
The compliance status of SMJ Microfinance Foundation is compliant as of 26 September 2026. The company is actively filing with the Registrar of Companies.
SMJ Microfinance Foundation can be reached at its registered office: A – 11797 Indra Nagar, Lucknow, Uttar Pradesh, India – 226016.