SNBS Samajam Chits Private Limited
About SNBS Samajam Chits Private Limited
Data last updated:
SNBS Samajam Chits Private Limited is a private limited company based in Thrissur, Kerala, India. It operates in the financial intermediation and lending segment of the financial services sector. It was incorporated on 18 August 2017 and has been in existence for over 9 years.
The company is registered with the Registrar of Companies (ROC), Ernakulam, under CIN U65990KL2017PTC050140.
The company has an authorised share capital of ₹10 Lakh and a paid-up capital of ₹5.3 Lakh. It is led by directors including Vijumon (Managing Director) and Cherakulam Dhamodaran Santhosh.
Its last annual general meeting (AGM) was held on 22 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at Thrissur, Kerala.
As per the financials filed for FY 2025, the company reported a revenue of ₹8.55 Lakh, a growth of 35% compared to the previous year. For the same year it recorded a net profit of ₹11,643 (net margin 1.4%) and EBITDA of ₹19,653 (EBITDA margin 2.3%). Revenue has grown at a compounded annual rate (CAGR) of 26% over three years and 8% over five years.
The current compliance status is marked as compliant by the Registrar of Companies.
Company details
Contact details
SNBS Samajam Chits Private Limited's registered office is in Thrissur, Kerala. Its e-mail address is in the company report.
- Email
- Registered AddressDoor No. Xvii/308 Ist Floor Sn Mini Hall Railway Station Road Irin, Jalakuda, Thrissur, Kerala, India – 680121
- IndustryFinancial Services, Other Financial Intermediation
To see the full contact details of SNBS Samajam Chits Private Limited, buy the company report.
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
Business activity
The main business activity of SNBS Samajam Chits is financial and insurance service. In detail, this covers other financial activities.
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities |
To see the full business activity and turnover split of SNBS Samajam Chits Private Limited, buy the company report.
Financials of SNBS Samajam Chits Private Limited
FY 2025 filings availableSNBS Samajam Chits Private Limited reported revenue of ₹8.55 Lakh (up 35% YoY) for FY 2025.
Compounded Annual Growth Rate (CAGR)
Revenue has grown at a compounded annual rate (CAGR) of 8% over five years, including 35% growth in the latest year. EBITDA rose 45% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profit and Loss Statement | |||||
| Revenue from Operations | |||||
| Other Income | |||||
| Total Revenue | |||||
| Cost of Materials Consumed | |||||
| Employee Benefit Expense | |||||
| Finance Costs | |||||
| Depreciation and Amortisation | |||||
| Other Expenses | |||||
| Total Expenses | |||||
| EBITDA | ₹19,653 | ||||
| Profit Before Tax | |||||
| Tax Expense | |||||
| Net Profit (PAT) | ₹11,643 | ||||
| Balance Sheet | |||||
| Share Capital | |||||
| Reserves and Surplus | |||||
| Net Worth (Total Equity) | |||||
| Long-term Borrowings | |||||
| Short-term Borrowings | |||||
| Trade Payables | |||||
| Total Liabilities | |||||
| Fixed Assets | |||||
| Investments | |||||
| Inventories | |||||
| Trade Receivables | |||||
| Cash and Bank Balance | |||||
| Total Assets | |||||
Financial Ratios
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | 2.3% | ||||
| Net Profit Margin | 1.4% | ||||
| Return on Equity (ROE) | |||||
| Return on Capital Employed (ROCE) | |||||
| Return on Assets (ROA) | |||||
| Liquidity and Debt | |||||
| Current Ratio | |||||
| Quick Ratio | |||||
| Debt-to-Equity Ratio | |||||
| Interest Coverage Ratio | |||||
| Efficiency and Growth | |||||
| Asset Turnover | |||||
| Receivable Days | |||||
| Payable Days | |||||
| Inventory Days | |||||
| Revenue Growth | |||||
| Net Profit Growth | |||||
To see the full financial statements and ratios of SNBS Samajam Chits Private Limited, buy the company report.
Board of directors of SNBS Samajam Chits Private Limited
SNBS Samajam Chits has 3 current directors and 9 former directors. Current directors are listed first, with their designation and appointment date.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Vijumon | Managing Director | 18 Aug 2018 | 8 Years 2 Months | Current |
| Cherakulam Dhamodaran Santhosh Also directs: Gurukataksham Kuries Private Limited | Director | 18 Aug 2017 | 9 Years 2 Months | Current |
| Cherakulam Velayudhan Balachandran | Director | 27 Dec 2024 | 1 Years 9 Months | Current |
Peer comparison
SNBS Samajam Chits Private Limited is compared with the 10 companies closest to it by revenue in the same principal business activity (other financial activities), from the latest filed financials of each company.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Vibhuti Nidhi Limited | ₹8.56 Lakh (FY 2024) | 10.0% | Saharanpur, Uttar Pradesh, India | |||
| Saraswati Inspiration Private Limited | ₹8.56 Lakh (FY 2025) | 100.0% | New Delhi, Delhi, India | |||
| Champavat Nidhi Limited | ₹8.56 Lakh (FY 2024) | 8.0% | Phalasiya Jhadol, Rajasthan, India | |||
| Vicinal Jobsurance Private Limited | ₹8.56 Lakh (FY 2024) | Bangalore, Karnataka, India | ||||
| Maa Bhagwati Micro Federation | ₹8.56 Lakh (FY 2024) | 16.0% | New Delhi, Delhi, India | |||
| SNBS Samajam Chits Private Limitedthis company | ₹8.55 Lakh (FY 2025) | ₹11,643 | 1.4% | 35.0% | Thrissur, Kerala, India | |
| Stanley Vyapaar Pvt.Ltd. | ₹8.54 Lakh (FY 2025) | 18.0% | Sankrail, West Bengal, India | |||
| Meenakshisundaram Benefit Nidhi Limited | ₹8.54 Lakh (FY 2016) | 50.0% | Madurai, Tamil Nadu, India | |||
| Nine Views Networks Microfinance | ₹8.54 Lakh (FY 2017) | Bhopal, Madhya Pradesh, India | ||||
| Indramani Consultants Pvt Ltd | ₹8.53 Lakh (FY 2024) | 19.0% | Kolkata, West Bengal, India | |||
| Sree Bakthavastala Chits Private Limited | ₹8.53 Lakh (FY 2021) | 0.0% | Mahabubnagar, Telangana, India |
To see the full peer comparison of SNBS Samajam Chits Private Limited, buy the company report.
Legal cases
No court or tribunal cases involving SNBS Samajam Chits Private Limited are on our record; a case search with case numbers, parties and status is in the company report Buy the company report.
MSME payment delays
No delayed payments to MSME suppliers are on our record for SNBS Samajam Chits Private Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
GST
No GST registration is on our record for SNBS Samajam Chits Private Limited; the GSTIN and return-filing check is in the company report Buy the company report.
Recent activity
SNBS Samajam Chits Private Limited has 12 board changes on record since 2017: 3 appointments and 9 cessations. The latest: Cherakulam Velayudhan Balachandran was appointed as Director on 27 Dec 2024.
3 earlier events are in the company report.
Frequently asked questions
SNBS Samajam Chits is an active private limited company based in Thrissur, Kerala, India. The company works in other financial intermediation, within the financial services industry. It was incorporated on 18 August 2017 (9+ years old) and is registered under CIN U65990KL2017PTC050140.
SNBS Samajam Chits has 3 current directors:
- Vijumon - Managing Director
- Cherakulam Dhamodaran Santhosh - Director
- Cherakulam Velayudhan Balachandran - Director
The latest financial statements of SNBS Samajam Chits on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 22 September 2025. Year-wise statements from FY 2018 are in the company report.
The CIN (Corporate Identification Number) of SNBS Samajam Chits is U65990KL2017PTC050140. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
SNBS Samajam Chits was incorporated on 18 August 2017, making it 9+ years old. It is registered with the Registrar of Companies, Ernakulam.
The peers of SNBS Samajam Chits by revenue are Vibhuti Nidhi Limited, Saraswati Inspiration Private Limited, Champavat Nidhi Limited, Vicinal Jobsurance Private Limited, Maa Bhagwati Micro Federation and 5 more, all in the same principal business activity (other financial activities).
Cherakulam Velayudhan Balachandran was appointed as Director on 27 Dec 2024. Cherakulam Damodaran Pravikumar ceased to be Director on 20 May 2024. Manamapolathil Kuttappan Gopi ceased to be Director on 20 May 2024. SNBS Samajam Chits has 12 board changes on record in total.
The registered office of SNBS Samajam Chits is at Door No. Xvii308 Ist Floor Sn Mini Hall Railway Station Road Irin, Jalakuda, Thrissur, Kerala, India – 680121.
SNBS Samajam Chits operates in the financial services industry, in the other financial intermediation segment.
The compliance status of SNBS Samajam Chits is compliant as of 24 July 2026. The company is actively filing with the Registrar of Companies.
SNBS Samajam Chits can be reached at its registered office: Door No. Xvii308 Ist Floor Sn Mini Hall Railway Station Road Irin, Jalakuda, Thrissur, Kerala, India – 680121.