DPIIT recognised startup Government of India
Startup India
Spark Financial Technologies Private Limited - financial services in Mumbai, Maharashtra, India. Directors, charges & compliance details.
Revenue · FY 2025
₹328
▼ 100% YoY
Authorised capital
₹10 Lakh
Registered with MCA
Paid-up capital
₹9 Lakh
Issued & subscribed
Company age
6 yrs
Est. 2020
Directors on board
2
As per MCA filings
Last financials
Mar 2025
Balance sheet date
Last AGM
30 Sep 2025
Annual general meeting
Company status
Active
MCA master data
About Spark Financial Technologies Private Limited
Data last updated:
Spark Financial Technologies Private Limited is a private limited company based in Mumbai, Maharashtra, India, recognised as a startup by DPIIT. It operates in the financial intermediation and lending segment of the financial services sector. It was incorporated on 25 June 2020 and has been in existence for over 6 years.
The company is registered with the Registrar of Companies (ROC), Mumbai, under CIN U65990MH2020PTC340987.
The company has an authorised share capital of ₹10 Lakh and a paid-up capital of ₹9 Lakh. It is led by directors Ratiraj Tibrewal and Barkha Tibrewal.
Its last annual general meeting (AGM) was held on 30 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at A 8 Narayan Plaza 26A Chandivali Rd Sakinaka Kurla Near Chandivali Studio, Mumbai, Maharashtra, India – 400072.
Spark Financial Technologies Private Limited is registered as a micro enterprise under the Udyam registration framework (Reg. No. UDYAM-MH-18-0032658). For more details, the company can be reached via its website spark.loans.
Company Details of Spark Financial Technologies Private Limited
CIN U65990MH2020PTC340987
Registration Number 340987
Incorporation Date 25 June 2020
ROC Mumbai
Listing Status Unlisted
Company Status Active
Date of Last AGM 30 September 2025
Date of Balance Sheet 31 March 2025
DPIIT Recognition Recognised Startup
MSME Classification Micro
Udyam Registration UDYAM-MH-18-0032658
Recognitions & Rankings of Spark Financial Technologies
MSME (Udyam registered) Ministry of MSME
- Category
- Micro (2020-21)
- Udyam number
- UDYAM-MH-18-0032658
Contact Details
- EmailLocked
- TelephoneLocked
- WebsiteLocked
- Social MediaLocked
- Registered AddressA 8 Narayan Plaza 26A Chandivali Rd Sakinaka Kurla Near Chandivali Studio, Mumbai, Maharashtra, India – 400072
- IndustryFinancial Services, Other Financial Intermediation
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Business Activity of Spark Financial Technologies Private Limited
The main business activity of Spark Financial Technologies is financial and insurance service. In detail, this covers other financial activities.
| Main Activity Group Code | Description of Main Activity | Business Activity Code | Description of Business Activity | Turnover Percentage |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities | Locked |
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Business activity turnover details
Turnover share and past changes in activity are in the company report.
- Turnover contribution
- Historical classifications
- Filing-level activity changes
Verified entity values are shown only after access is granted.
Financials of Spark Financial Technologies Private Limited FY 2025 filings available
Spark Financial Technologies Private Limited reported revenue of ₹328 (down 100% YoY) for FY 2025.
Revenue · FY 2025
₹328 ▼ 100%
Compounded Annual Growth Rate (CAGR) of Spark Financial Technologies Private Limited
Revenue CAGR growth
3 years · compounded
▼ 94%
Revenue has declined at a compounded annual rate (CAGR) of 94% over three years. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary of Spark Financial Technologies Private Limited
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profit and Loss Statement | |||||
| Revenue from Operations | •••• | •••• | •••• | •••• | •••• |
| Other Income | •••• | •••• | •••• | •••• | •••• |
| Total Revenue | •••• | •••• | •••• | •••• | •••• |
| Cost of Materials Consumed | •••• | •••• | •••• | •••• | •••• |
| Employee Benefit Expense | •••• | •••• | •••• | •••• | •••• |
| Finance Costs | •••• | •••• | •••• | •••• | •••• |
| Depreciation and Amortisation | •••• | •••• | •••• | •••• | •••• |
| Other Expenses | •••• | •••• | •••• | •••• | •••• |
| Total Expenses | •••• | •••• | •••• | •••• | •••• |
| EBITDA | •••• | •••• | •••• | •••• | •••• |
| Profit Before Tax | •••• | •••• | •••• | •••• | •••• |
| Tax Expense | •••• | •••• | •••• | •••• | •••• |
| Net Profit (PAT) | •••• | •••• | •••• | •••• | •••• |
| Balance Sheet | |||||
| Share Capital | •••• | •••• | •••• | •••• | •••• |
| Reserves and Surplus | •••• | •••• | •••• | •••• | •••• |
| Net Worth (Total Equity) | •••• | •••• | •••• | •••• | •••• |
| Long-term Borrowings | •••• | •••• | •••• | •••• | •••• |
| Short-term Borrowings | •••• | •••• | •••• | •••• | •••• |
| Trade Payables | •••• | •••• | •••• | •••• | •••• |
| Total Liabilities | •••• | •••• | •••• | •••• | •••• |
| Fixed Assets | •••• | •••• | •••• | •••• | •••• |
| Investments | •••• | •••• | •••• | •••• | •••• |
| Inventories | •••• | •••• | •••• | •••• | •••• |
| Trade Receivables | •••• | •••• | •••• | •••• | •••• |
| Cash and Bank Balance | •••• | •••• | •••• | •••• | •••• |
| Total Assets | •••• | •••• | •••• | •••• | •••• |
Financial Ratios of Spark Financial Technologies Private Limited
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | •••• | •••• | •••• | •••• | •••• |
| Net Profit Margin | •••• | •••• | •••• | •••• | •••• |
| Return on Equity (ROE) | •••• | •••• | •••• | •••• | •••• |
| Return on Capital Employed (ROCE) | •••• | •••• | •••• | •••• | •••• |
| Return on Assets (ROA) | •••• | •••• | •••• | •••• | •••• |
| Liquidity and Debt | |||||
| Current Ratio | •••• | •••• | •••• | •••• | •••• |
| Quick Ratio | •••• | •••• | •••• | •••• | •••• |
| Debt-to-Equity Ratio | •••• | •••• | •••• | •••• | •••• |
| Interest Coverage Ratio | •••• | •••• | •••• | •••• | •••• |
| Efficiency and Growth | |||||
| Asset Turnover | •••• | •••• | •••• | •••• | •••• |
| Receivable Days | •••• | •••• | •••• | •••• | •••• |
| Payable Days | •••• | •••• | •••• | •••• | •••• |
| Inventory Days | •••• | •••• | •••• | •••• | •••• |
| Revenue Growth | •••• | •••• | •••• | •••• | •••• |
| Net Profit Growth | •••• | •••• | •••• | •••• | •••• |
Paid data: the figures shown as dots are available after purchase of the company report. Figures as filed with the MCA in Form AOC-4. The full year-wise statements and ratios of Spark Financial Technologies are in the company report.
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Financial statements from FY 2021
Earlier years and trend charts are in the company report.
- Income statements
- Balance sheets
- Cash-flow statements
- Ratios and benchmarks
Verified entity values are shown only after access is granted.
Board of Directors of Spark Financial Technologies Private Limited
Spark Financial Technologies has 2 current directors and 2 former directors. Current directors are listed first, with their designation and appointment date.
Current Directors
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Ratiraj Tibrewal Also directs: Choice Capital Advisors Private Limited | Director | 25 Jun 2020 | 6 Years 3 Months | Current |
| Barkha Tibrewal | Director | 09 Mar 2023 | 3 Years 7 Months | Current |
Peer Comparison of Spark Financial Technologies Private Limited
Spark Financial Technologies Private Limited is compared with the companies closest to it by revenue in the same principal business activity (Other financial activities). Net profit, margin and employee counts of each company are in the company report.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Seth Bhikamchand Jain Oil Industries Private Limited | ₹350 (FY 2025) | •••• | •••• | 150.0% | •••• | Jalgaon, Maharashtra, India |
| A L B Enterprises (India) Private Limited | ₹343 (FY 2020) | •••• | •••• | -100.0% | •••• | Hyderabad, Telangana, India |
| Rebecca Forex Private Limited | ₹343 (FY 2022) | •••• | •••• | -100.0% | •••• | Agra, Uttar Pradesh, India |
| Treasure Mercantile Private Limited | ₹340 (FY 2019) | •••• | •••• | -100.0% | •••• | Mumbai, Maharashtra, India |
| Zeno Tech (India) Pvt Ltd | ₹329 (FY 2019) | •••• | •••• | -99.0% | •••• | Kolkata, West Bengal, India |
| Spark Financial Technologies Private Limited this company | ₹328 (FY 2025) | •••• | •••• | -100.0% | •••• | Mumbai, Maharashtra, India |
| Jeevandhara Micro Finance Foundation | ₹328 (FY 2019) | •••• | •••• | -95.0% | •••• | Firozabad, Uttar Pradesh, India |
| Hongirana Chits Private Limited | ₹326 (FY 2018) | •••• | •••• | -100.0% | •••• | Bangalore, Karnataka, India |
| K L G Securities Limited | ₹324 (FY 2025) | •••• | •••• | -10.0% | •••• | New Delhi, Delhi, India |
| Chiranthana Chits Private Limited | ₹321 (FY 2019) | •••• | •••• | -100.0% | •••• | Kochi, Kerala, India |
| Bhandari Financial Services (P) Ltd. | ₹320 (FY 2019) | •••• | •••• | 227.0% | •••• | Kolkata, West Bengal, India |
Peers are the five companies nearest above and the five nearest below Spark Financial Technologies by revenue in the same principal business activity (Other financial activities), from the latest filed financials of each company. Net profit, margin and employee counts of each peer are in the company report.
Charges & Borrowings of Spark Financial Technologies Private Limited
Spark Financial Technologies Private Limited does not have any charges (loans) registered with the Registrar of Companies.
Employees and EPFO Compliance at Spark Financial Technologies Private Limited
Employment history and EPFO contributions of people linked to Spark Financial Technologies.
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Employee and EPFO history
Monthly headcount, contribution history and filing status are in the company report.
- Monthly headcount
- PF contributions
- ECR filing status
- Establishment history
Verified entity values are shown only after access is granted.
Recent Activity on Spark Financial Technologies Private Limited
Spark Financial Technologies Private Limited has 4 board changes on record since 2020: 2 appointments and 2 cessations. The latest: Barkha Tibrewal ceased to be Director on 29 Sep 2023.
AGM
Spark Financial Technologies Private Limited last Annual general meeting of members was held on 30 Sep 2025 as per latest MCA records.
Filing
Spark Financial Technologies Private Limited has filed its annual Financial statements for the year ended 31 Mar 2025 with Roc Mumbai.
Ceased
Barkha Tibrewal ceased to be Director.
Ceased
Aditya Rajkumar Bajaj ceased to be Director.
Appointed
Barkha Tibrewal was appointed as Director.
Appointed
Ratiraj Tibrewal was appointed as Director.
Incorporation
25 Jun 2020
Spark Financial Technologies Private Limited was registered on 25 Jun 2020 with Roc Mumbai & aged 6 years 3 months as per MCA records.
Credit Ratings, Litigation & Regulatory Alerts for Spark Financial Technologies Private Limited
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Credit ratings, litigation, and regulatory alerts
Credit ratings, court records and regulatory alerts are in the company report.
- Rating history
- Court and tribunal cases
- Regulatory alerts
- Director-linked violations
Verified entity values are shown only after access is granted.
MSME Payment Delays by Spark Financial Technologies Private Limited
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MSME payment history
Amounts due to small suppliers, the reasons given and MSME-1 filings are in the company report.
- Outstanding amounts
- Delay periods and reasons
- MSME-1 filing history
- Vendor payment signals
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Subsidiaries & Group Companies of Spark Financial Technologies Private Limited
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Corporate group structure
Parent, subsidiary, associate and joint venture records with holdings are in the company report.
- Parent company
- Subsidiaries and ownership
- Associates and joint ventures
- Entity investments
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GST Compliance of Spark Financial Technologies Private Limited
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GST registrations and filing compliance
State-wise GST registrations, return filing status and HSN or SAC codes are in the company report.
- GSTIN registrations
- State-wise filing status
- HSN and SAC details
- Tax jurisdiction records
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MCA Filings & Documents of Spark Financial Technologies Private Limited
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MCA filings and documents
Filed forms, annual returns, financial statements and charge filings with their dates are in the company report.
- Incorporation documents
- Annual returns and statements
- Charge filings
- Complete filing index
Verified entity values are shown only after access is granted.
Frequently Asked Questions about Spark Financial Technologies Private Limited
Spark Financial Technologies is an active private limited company based in Mumbai, Maharashtra, India. The company works in other financial intermediation, within the financial services industry. It was incorporated on 25 June 2020 (6+ years old) and is registered under CIN U65990MH2020PTC340987.
Spark Financial Technologies has 2 current directors:
- Ratiraj Tibrewal - Director
- Barkha Tibrewal - Director
The CIN (Corporate Identification Number) of Spark Financial Technologies is U65990MH2020PTC340987. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Spark Financial Technologies was incorporated on 25 June 2020, making it 6+ years old. It is registered with the Registrar of Companies, Mumbai.
The peers of Spark Financial Technologies by revenue are Seth Bhikamchand Jain Oil Industries Private Limited, A L B Enterprises (India) Private Limited, Rebecca Forex Private Limited, Treasure Mercantile Private Limited, Zeno Tech (India) Pvt Ltd and 5 more, all in the same principal business activity (Other financial activities).
Barkha Tibrewal ceased to be Director on 29 Sep 2023. Aditya Rajkumar Bajaj ceased to be Director on 09 Mar 2023. Barkha Tibrewal was appointed as Director on 09 Mar 2023. Spark Financial Technologies has 4 board changes on record in total.
Yes, Spark Financial Technologies is recognised as a startup by the Department for Promotion of Industry and Internal Trade (DPIIT).
Yes, Spark Financial Technologies is registered as a micro enterprise under Udyam registration (number: UDYAM-MH-18-0032658).
Spark Financial Technologies can be reached through the website spark.loans. Its registered office is in Mumbai, Maharashtra, India.
The registered office of Spark Financial Technologies is at A 8 Narayan Plaza 26A Chandivali Rd Sakinaka Kurla Near Chandivali Studio, Mumbai, Maharashtra, India – 400072.
Spark Financial Technologies has an authorised share capital of ₹10 Lakh and a paid-up capital of ₹9 Lakh.