Spenz Fintech Private Limited
About Spenz Fintech Private Limited
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Spenz Fintech Private Limited is a private limited company based in Rajkot, Gujarat, India. It operates in the financial auxiliary services segment of the financial services sector. It was incorporated on 02 April 2018 and has been in existence for over 8 years.
The company is registered with the Registrar of Companies (ROC), Ahmedabad, under CIN U67100GJ2018PTC101590. Its GSTIN is 24ABACS1020N1ZN (Gujarat).
The company has an authorised share capital of ₹3 Lakh and a paid-up capital of ₹1 Lakh. It is led by directors including Neev Shah and Bhikhalal Vadilal Deliwala.
Its last annual general meeting (AGM) was held on 30 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at 704 King'S Plaza Sardar Nagar Main Road, Rajkot, Gujarat, India – 360001.
As per the financials filed for FY 2025, the company reported a revenue of ₹62,980, a growth of 5% compared to the previous year. For the same year it recorded a net profit of ₹359 (net margin 0.6%) and EBITDA of ₹359 (EBITDA margin 0.6%). Revenue has grown at a compounded annual rate (CAGR) of 4% over three years.
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- Registered Address704 King'S Plaza Sardar Nagar Main Road, Rajkot, Gujarat, India – 360001
- IndustryFinancial Services, Auxiliary To Financial Intermediatory
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
- One PDF report, delivered after checkout
Business Activity of Spenz Fintech Private Limited
The main business activities of Spenz Fintech are information and communication and financial and insurance service. In detail, this covers other information & communication service activities and other financial activities. 2 activity segments are registered with the MCA.
| Main Activity Group Code | Description of Main Activity | Business Activity Code | Description of Business Activity | Turnover Percentage |
|---|---|---|---|---|
| J | Information and communication | J8 | Other information & communication service activities | Locked |
| K | Financial and insurance Service | K8 | Other financial activities | Locked |
Business activity turnover details
Turnover share and past changes in activity are in the company report.
- Turnover contribution
- Historical classifications
- Filing-level activity changes
Verified entity values are shown only after access is granted.
Financials of Spenz Fintech Private Limited FY 2025 filings available
Spenz Fintech Private Limited reported revenue of ₹62,980 (up 5% YoY) for FY 2025.
Compounded Annual Growth Rate (CAGR) of Spenz Fintech Private Limited
Revenue has grown at a compounded annual rate (CAGR) of 4% over three years, including 5% growth in the latest year. EBITDA rose 127% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary of Spenz Fintech Private Limited
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profit and Loss Statement | |||||
| Revenue from Operations | •••• | •••• | •••• | •••• | •••• |
| Other Income | •••• | •••• | •••• | •••• | •••• |
| Total Revenue | •••• | •••• | •••• | •••• | •••• |
| Cost of Materials Consumed | •••• | •••• | •••• | •••• | •••• |
| Employee Benefit Expense | •••• | •••• | •••• | •••• | •••• |
| Finance Costs | •••• | •••• | •••• | •••• | •••• |
| Depreciation and Amortisation | •••• | •••• | •••• | •••• | •••• |
| Other Expenses | •••• | •••• | •••• | •••• | •••• |
| Total Expenses | •••• | •••• | •••• | •••• | •••• |
| EBITDA | ₹359 | •••• | •••• | •••• | •••• |
| Profit Before Tax | •••• | •••• | •••• | •••• | •••• |
| Tax Expense | •••• | •••• | •••• | •••• | •••• |
| Net Profit (PAT) | ₹359 | •••• | •••• | •••• | •••• |
| Balance Sheet | |||||
| Share Capital | •••• | •••• | •••• | •••• | •••• |
| Reserves and Surplus | •••• | •••• | •••• | •••• | •••• |
| Net Worth (Total Equity) | •••• | •••• | •••• | •••• | •••• |
| Long-term Borrowings | •••• | •••• | •••• | •••• | •••• |
| Short-term Borrowings | •••• | •••• | •••• | •••• | •••• |
| Trade Payables | •••• | •••• | •••• | •••• | •••• |
| Total Liabilities | •••• | •••• | •••• | •••• | •••• |
| Fixed Assets | •••• | •••• | •••• | •••• | •••• |
| Investments | •••• | •••• | •••• | •••• | •••• |
| Inventories | •••• | •••• | •••• | •••• | •••• |
| Trade Receivables | •••• | •••• | •••• | •••• | •••• |
| Cash and Bank Balance | •••• | •••• | •••• | •••• | •••• |
| Total Assets | •••• | •••• | •••• | •••• | •••• |
Financial Ratios of Spenz Fintech Private Limited
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | 0.6% | •••• | •••• | •••• | •••• |
| Net Profit Margin | 0.6% | •••• | •••• | •••• | •••• |
| Return on Equity (ROE) | •••• | •••• | •••• | •••• | •••• |
| Return on Capital Employed (ROCE) | •••• | •••• | •••• | •••• | •••• |
| Return on Assets (ROA) | •••• | •••• | •••• | •••• | •••• |
| Liquidity and Debt | |||||
| Current Ratio | •••• | •••• | •••• | •••• | •••• |
| Quick Ratio | •••• | •••• | •••• | •••• | •••• |
| Debt-to-Equity Ratio | •••• | •••• | •••• | •••• | •••• |
| Interest Coverage Ratio | •••• | •••• | •••• | •••• | •••• |
| Efficiency and Growth | |||||
| Asset Turnover | •••• | •••• | •••• | •••• | •••• |
| Receivable Days | •••• | •••• | •••• | •••• | •••• |
| Payable Days | •••• | •••• | •••• | •••• | •••• |
| Inventory Days | •••• | •••• | •••• | •••• | •••• |
| Revenue Growth | •••• | •••• | •••• | •••• | •••• |
| Net Profit Growth | •••• | •••• | •••• | •••• | •••• |
Paid data: the figures shown as dots are available after purchase of the company report. Figures as filed with the MCA in Form AOC-4. The full year-wise statements and ratios of Spenz Fintech are in the company report.
Financial statements from FY 2019
Earlier years and trend charts are in the company report.
- Income statements
- Balance sheets
- Cash-flow statements
- Ratios and benchmarks
Verified entity values are shown only after access is granted.
Board of Directors of Spenz Fintech Private Limited
Spenz Fintech has 3 directors on record. No former directors are listed.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Neev Shah | Director | 15 May 2024 | 2 Years 4 Months | Current |
| Bhikhalal Vadilal Deliwala | Director | 02 Apr 2018 | 8 Years 6 Months | Current |
| Purvi Sanjay Shah | Director | 02 Apr 2018 | 8 Years 6 Months | Current |
Ownership and Shareholding of Spenz Fintech Private Limited
Shareholding and ownership data
Promoter, institutional, public and beneficial ownership figures are in the company report.
- Ownership categories
- Historical changes
- Group structure
- FII and DII holdings
Verified entity values are shown only after access is granted.
Charges & Borrowings of Spenz Fintech Private Limited
Spenz Fintech Private Limited does not have any charges (loans) registered with the Registrar of Companies.
Employees and EPFO Compliance at Spenz Fintech Private Limited
Employment history and EPFO contributions of people linked to Spenz Fintech.
Employee and EPFO history
Monthly headcount, contribution history and filing status are in the company report.
- Monthly headcount
- PF contributions
- ECR filing status
- Establishment history
Verified entity values are shown only after access is granted.
Recent Activity on Spenz Fintech Private Limited
Spenz Fintech Private Limited has 3 board changes on record since 2018: 3 appointments. The latest: Neev Shah was appointed as Director on 15 May 2024.
Credit Ratings, Litigation & Regulatory Alerts for Spenz Fintech Private Limited
Credit ratings, litigation, and regulatory alerts
Credit ratings, court records and regulatory alerts are in the company report.
- Rating history
- Court and tribunal cases
- Regulatory alerts
- Director-linked violations
Verified entity values are shown only after access is granted.
MSME Payment Delays by Spenz Fintech Private Limited
MSME payment history
Amounts due to small suppliers, the reasons given and MSME-1 filings are in the company report.
- Outstanding amounts
- Delay periods and reasons
- MSME-1 filing history
- Vendor payment signals
Verified entity values are shown only after access is granted.
Subsidiaries & Group Companies of Spenz Fintech Private Limited
Corporate group structure
Parent, subsidiary, associate and joint venture records with holdings are in the company report.
- Parent company
- Subsidiaries and ownership
- Associates and joint ventures
- Entity investments
Verified entity values are shown only after access is granted.
GST Compliance of Spenz Fintech Private Limited
Spenz Fintech has 1 GST registration: 1 active.
| GSTIN | State | Status | Registered on |
|---|---|---|---|
| 24ABACS1020N1ZN | Gujarat | Active | 25 Jun 2018 |
GST registrations and filing compliance
State-wise GST registrations, return filing status and HSN or SAC codes are in the company report.
- GSTIN registrations
- State-wise filing status
- HSN and SAC details
- Tax jurisdiction records
Verified entity values are shown only after access is granted.
MCA Filings & Documents of Spenz Fintech Private Limited
MCA filings and documents
Filed forms, annual returns, financial statements and charge filings with their dates are in the company report.
- Incorporation documents
- Annual returns and statements
- Charge filings
- Complete filing index
Verified entity values are shown only after access is granted.
Frequently Asked Questions about Spenz Fintech Private Limited
Spenz Fintech is an active private limited company based in Rajkot, Gujarat, India. The company works in auxiliary to financial intermediatory, within the financial services industry. It was incorporated on 02 April 2018 (8+ years old) and is registered under CIN U67100GJ2018PTC101590.
Spenz Fintech reported revenue of ₹62,980 for FY 2025 (up 5% YoY).
Spenz Fintech has 3 current directors:
- Neev Shah - Director
- Bhikhalal Vadilal Deliwala - Director
- Purvi Sanjay Shah - Director
Spenz Fintech reported a net profit of ₹359 (net margin 0.6%) and EBITDA of ₹359 (EBITDA margin 0.6%) for FY 2025, as per its filed financial statements.
The compounded annual growth rate (CAGR) of the revenue of Spenz Fintech is 4% over three years. In the latest year (FY 2025) revenue rose 5%. CAGR is the steady yearly rate that links the first and the last year.
The GSTIN of Spenz Fintech is 24ABACS1020N1ZN, registered in Gujarat.
The CIN (Corporate Identification Number) of Spenz Fintech is U67100GJ2018PTC101590. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Spenz Fintech was incorporated on 02 April 2018, making it 8+ years old. It is registered with the Registrar of Companies, Ahmedabad.
Neev Shah was appointed as Director on 15 May 2024. Bhikhalal Vadilal Deliwala was appointed as Director on 02 Apr 2018. Purvi Sanjay Shah was appointed as Director on 02 Apr 2018.
The registered office of Spenz Fintech is at 704 KingS Plaza Sardar Nagar Main Road, Rajkot, Gujarat, India – 360001.