About Sreeragh General Finance Limited
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Sreeragh General Finance Limited is a public limited company based in Ernakulam, Kerala, India. It operates in the non-banking financial services (NBFC) segment of the financial services sector. It was incorporated on 29 December 1994 and has been in existence for over 32 years.
The company is registered with the Registrar of Companies (ROC), Ernakulam, under CIN U65910KL1994PLC008504. Its GSTIN is 32AADCS3360B1ZZ (Kerala).
The company has an authorised share capital of ₹5 Cr and a paid-up capital of ₹1.56 Cr. It is led by directors including Badrinarayanan Raghavan (Managing Director) and Sunny Varghese.
Its last annual general meeting (AGM) was held on 28 September 2024, and its latest financial statements are for the year ended 31 March 2024. The registered office is at Valavi House Door No 67/2944 Market Road Kombara Junction, Ernakulam, Kerala, India – 682018.
As per the financials filed for FY 2024, the company reported a revenue of ₹2.59 Cr, a growth of 27% compared to the previous year. For the same year it recorded a net profit of ₹21.74 Lakh (net margin 8.4%) and EBITDA of ₹1.28 Cr (EBITDA margin 49.3%). Revenue has grown at a compounded annual rate (CAGR) of 1% over five years.
The company has about 15 employees on its provident fund (EPFO) records.
The company is associated with 1 brand: Sreeragh Finance. As per MCA filings, the company has open charges of ₹11.32 Cr and satisfied charges of ₹11.5 Cr on record. Court records list 995 cases involving the company, including 983 filed by the company and 9 filed against it; 275 cases are pending.
The current compliance status is marked as compliant by the Registrar of Companies. For more details, the company can be reached via its website sreeragh.com.
- EmailLocked
- TelephoneLocked
- Website
- Social Media
- Registered AddressValavi House Door No 67/2944 Market Road Kombara Junction, Ernakulam, Kerala, India – 682018
- IndustryFinancial Services, NBFC, Investment & Credit NBFC
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
- One PDF report, delivered after checkout
Business Activity of Sreeragh General Finance Limited
The main business activity of Sreeragh General Finance is financial and insurance service. In detail, this covers financial and credit leasing activities.
| Main Activity Group Code | Description of Main Activity | Business Activity Code | Description of Business Activity | Turnover Percentage |
|---|---|---|---|---|
| K | Financial and insurance Service | K5 | Financial and Credit leasing activities | Locked |
Business activity turnover details
Turnover share and past changes in activity are in the company report.
- Turnover contribution
- Historical classifications
- Filing-level activity changes
Verified entity values are shown only after access is granted.
Financials of Sreeragh General Finance Limited FY 2024 filings available
Sreeragh General Finance Limited reported revenue of ₹2.59 Cr (up 27% YoY) for FY 2024.
Compounded Annual Growth Rate (CAGR) of Sreeragh General Finance Limited
Revenue has grown at a compounded annual rate (CAGR) of 1% over five years, including 27% growth in the latest year. EBITDA rose 72% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary of Sreeragh General Finance Limited
| Metrics | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|
| Profit and Loss Statement | |||||
| Revenue from Operations | •••• | •••• | •••• | •••• | •••• |
| Other Income | •••• | •••• | •••• | •••• | •••• |
| Total Revenue | •••• | •••• | •••• | •••• | •••• |
| Cost of Materials Consumed | •••• | •••• | •••• | •••• | •••• |
| Employee Benefit Expense | •••• | •••• | •••• | •••• | •••• |
| Finance Costs | •••• | •••• | •••• | •••• | •••• |
| Depreciation and Amortisation | •••• | •••• | •••• | •••• | •••• |
| Other Expenses | •••• | •••• | •••• | •••• | •••• |
| Total Expenses | •••• | •••• | •••• | •••• | •••• |
| EBITDA | ₹1.28 Cr | •••• | •••• | •••• | •••• |
| Profit Before Tax | •••• | •••• | •••• | •••• | •••• |
| Tax Expense | •••• | •••• | •••• | •••• | •••• |
| Net Profit (PAT) | ₹21.74 Lakh | •••• | •••• | •••• | •••• |
| Balance Sheet | |||||
| Share Capital | •••• | •••• | •••• | •••• | •••• |
| Reserves and Surplus | •••• | •••• | •••• | •••• | •••• |
| Net Worth (Total Equity) | •••• | •••• | •••• | •••• | •••• |
| Long-term Borrowings | •••• | •••• | •••• | •••• | •••• |
| Short-term Borrowings | •••• | •••• | •••• | •••• | •••• |
| Trade Payables | •••• | •••• | •••• | •••• | •••• |
| Total Liabilities | •••• | •••• | •••• | •••• | •••• |
| Fixed Assets | •••• | •••• | •••• | •••• | •••• |
| Investments | •••• | •••• | •••• | •••• | •••• |
| Inventories | •••• | •••• | •••• | •••• | •••• |
| Trade Receivables | •••• | •••• | •••• | •••• | •••• |
| Cash and Bank Balance | •••• | •••• | •••• | •••• | •••• |
| Total Assets | •••• | •••• | •••• | •••• | •••• |
Financial Ratios of Sreeragh General Finance Limited
| Metrics | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | 49.3% | •••• | •••• | •••• | •••• |
| Net Profit Margin | 8.4% | •••• | •••• | •••• | •••• |
| Return on Equity (ROE) | •••• | •••• | •••• | •••• | •••• |
| Return on Capital Employed (ROCE) | •••• | •••• | •••• | •••• | •••• |
| Return on Assets (ROA) | •••• | •••• | •••• | •••• | •••• |
| Liquidity and Debt | |||||
| Current Ratio | •••• | •••• | •••• | •••• | •••• |
| Quick Ratio | •••• | •••• | •••• | •••• | •••• |
| Debt-to-Equity Ratio | •••• | •••• | •••• | •••• | •••• |
| Interest Coverage Ratio | •••• | •••• | •••• | •••• | •••• |
| Efficiency and Growth | |||||
| Asset Turnover | •••• | •••• | •••• | •••• | •••• |
| Receivable Days | •••• | •••• | •••• | •••• | •••• |
| Payable Days | •••• | •••• | •••• | •••• | •••• |
| Inventory Days | •••• | •••• | •••• | •••• | •••• |
| Revenue Growth | •••• | •••• | •••• | •••• | •••• |
| Net Profit Growth | •••• | •••• | •••• | •••• | •••• |
Paid data: the figures shown as dots are available after purchase of the company report. Figures as filed with the MCA in Form AOC-4. The full year-wise statements and ratios of Sreeragh General Finance are in the company report.
Financial statements from 2015
Earlier years and trend charts are in the company report.
- Income statements
- Balance sheets
- Cash-flow statements
- Ratios and benchmarks
Verified entity values are shown only after access is granted.
Peer Comparison of Sreeragh General Finance Limited
Sreeragh General Finance Limited is compared with the companies closest to it by revenue in the BFSI industry (Deposit Taking NBFC, Finance, NBFC Investment and Credit Companies). Net profit, margin and employee counts of each company are in the company report.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Parrami Finance Private Limited | ₹2.59 Cr (FY 2025) | •••• | •••• | 19.0% | •••• | Mumbai, Maharashtra, India |
| Mayborn Investments Pvt Ltd | ₹2.59 Cr (FY 2025) | •••• | •••• | 17.0% | •••• | Kolkata, West Bengal, India |
| Bna Commerce Pvt Ltd | ₹2.59 Cr (FY 2023) | •••• | •••• | 2.0% | •••• | Kolkata, West Bengal, India |
| KJS Investments and Financial Services Private Limited | ₹2.59 Cr (FY 2025) | •••• | •••• | -5.0% | •••• | Hyderabad, Telangana, India |
| VRB Financial Services Private Limited | ₹2.59 Cr (FY 2025) | •••• | •••• | 183.0% | •••• | Delhi, India |
| Sreeragh General Finance Limited this company | ₹2.59 Cr (FY 2024) | •••• | •••• | 27.0% | •••• | Ernakulam, Kerala, India |
| Prashan Commotrade Pvt Ltd | ₹2.59 Cr (FY 2024) | •••• | •••• | 53.0% | •••• | Kolkata, West Bengal, India |
| JP Fincap Private Limited | ₹2.58 Cr (FY 2024) | •••• | •••• | 20.0% | •••• | New Delhi, Delhi, India |
| Rajyacosh Trexim Pvt Ltd | ₹2.58 Cr (FY 2025) | •••• | •••• | 0.0% | •••• | Kolkata, West Bengal, India |
| Sectech Private Limited | ₹2.58 Cr (FY 2025) | •••• | •••• | 3.0% | •••• | Navi Mumbai, Maharashtra, India |
| Kay Kay Hire Purchase Private Limited | ₹2.58 Cr (FY 2025) | •••• | •••• | 4.0% | •••• | Jalandhar, Punjab, India |
Peers are the five companies nearest above and the five nearest below Sreeragh General Finance by revenue in the BFSI industry (Deposit Taking NBFC, Finance, NBFC Investment and Credit Companies), from the latest filed financials of each company. Net profit, margin and employee counts of each peer are in the company report.
Auditor Details of Sreeragh General Finance Limited
Sreeragh General Finance Limited is audited by MAHARAJ RAJAN AND MATHEW for the financial year 2023.
| Name | Status | Appointment Date | Cessation Date |
|---|---|---|---|
| MAHARAJ RAJAN AND MATHEW | Locked | Locked | Locked |
Complete auditor history
Appointment and cessation dates and past auditor changes are in the company report.
- Appointment status
- Appointment dates
- Cessation dates
- Auditor changes
Verified entity values are shown only after access is granted.
Board of Directors of Sreeragh General Finance Limited
Sreeragh General Finance has 6 current directors and 4 former directors. Current directors are listed first, with their designation and appointment date.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Badrinarayanan Raghavan | Managing Director | 29 Dec 1994 | 31 Years 9 Months | Current |
| Sunny Varghese Also directs: Text N Graphics Private Limited | Director | 29 Dec 1994 | 31 Years 9 Months | Current |
| Ragavachari Raman Also directs: Modern Engineering Plastics Private Limited | Director | 29 Dec 1994 | 31 Years 9 Months | Current |
| Srikanth Saranathan | Director | 29 Dec 1994 | 31 Years 9 Months | Current |
| Geetha Jagannathan | Director | 23 Jun 2007 | 19 Years 3 Months | Current |
| Kiran Mathew Also directs: Ejyothi Services Private Limited | Additional Director | 15 Dec 2018 | 7 Years 9 Months | Current |
Ownership and Shareholding of Sreeragh General Finance Limited
Shareholding and ownership data
Promoter, institutional, public and beneficial ownership figures are in the company report.
- Ownership categories
- Historical changes
- Group structure
- FII and DII holdings
Verified entity values are shown only after access is granted.
Charges & Borrowings of Sreeragh General Finance Limited
| Date | Lender | Amount | Status |
|---|---|---|---|
| 15 Nov 2025 | Others | ₹1.32 Cr | Open |
| 02 Apr 2025 | City Union Bank Limited | ₹2.5 Cr | Open |
| 24 Aug 2023 | The South Indian Bank Limited | ₹1 Cr | Open |
| 19 Feb 2016 | The South Indian Bank Limited | ₹6.5 Cr | Open |
| 15 Oct 2012 | Others | ₹5 Cr | Satisfied |
Total charge records: 6 View all charges
Legal Cases of Sreeragh General Finance Limited
Sreeragh General Finance Limited has 995 court cases on record: 983 filed by Sreeragh General Finance, 9 filed against it, 3 where it is another party. 275 cases are pending and 720 are disposed. Status as checked between 21 Sep 2026 and 04 Oct 2026.
Cases by court
| Court | Cases | Against the company | Pending |
|---|---|---|---|
| District courts | 980 | 7 | 274 |
| High courts | 15 | 2 | 1 |
Cases on record (5 of 995)
| Court | Type of case | Party | Status |
|---|---|---|---|
| High Court of Kerala | Court case (Crl.MC) | Company is another party | Pending |
| District court, Ernakulam, Kerala | Criminal case | Filed by the company against an individual | Pending |
| District court, Ernakulam, Kerala | Criminal case | Filed by the company against an individual | Pending |
| District court, Ernakulam, Kerala | Criminal case | Filed by the company against an individual | Pending |
| District court, Ernakulam, Kerala | Criminal case | Filed by the company against an individual | Pending |
Full case history
All 995 cases with case numbers, court, year-wise trend, opposite parties and decision dates are in the company report.
- Every case with its case number
- Year-wise trend
- Opposite parties
- Decision dates and orders
Verified entity values are shown only after access is granted.
Case records are compiled from court listings and may lag the court's own records. A case filed against a company is not a finding against it.
Associated Brands with Sreeragh General Finance Limited
Sreeragh General Finance operates one associated brand: Sreeragh Finance. Each brand links to its own profile.
| Brand | Description | Website |
|---|---|---|
| Financial services including loans, investments, and foreign exchange in Kerala. | sreeragh.com |
Employees and EPFO Compliance at Sreeragh General Finance Limited
Sreeragh General Finance Limited has a workforce of 15 employees as of Apr 07, 2024.
Employee and EPFO history
Monthly headcount, contribution history and filing status are in the company report.
- Monthly headcount
- PF contributions
- ECR filing status
- Establishment history
Verified entity values are shown only after access is granted.
Recent Activity on Sreeragh General Finance Limited
Sreeragh General Finance Limited has 14 board changes on record since 1994: 10 appointments and 4 cessations. The latest: Subramaniyan Sankaranarayanan ceased to be Director on 03 Nov 2023.
15 earlier events are listed in the company report.
Credit Ratings, Litigation & Regulatory Alerts for Sreeragh General Finance Limited
Credit ratings, litigation, and regulatory alerts
Credit ratings, court records and regulatory alerts are in the company report.
- Rating history
- Court and tribunal cases
- Regulatory alerts
- Director-linked violations
Verified entity values are shown only after access is granted.
MSME Payment Delays by Sreeragh General Finance Limited
MSME payment history
Amounts due to small suppliers, the reasons given and MSME-1 filings are in the company report.
- Outstanding amounts
- Delay periods and reasons
- MSME-1 filing history
- Vendor payment signals
Verified entity values are shown only after access is granted.
Subsidiaries & Group Companies of Sreeragh General Finance Limited
Corporate group structure
Parent, subsidiary, associate and joint venture records with holdings are in the company report.
- Parent company
- Subsidiaries and ownership
- Associates and joint ventures
- Entity investments
Verified entity values are shown only after access is granted.
GST Compliance of Sreeragh General Finance Limited
Sreeragh General Finance has 1 GST registration: 1 active.
| GSTIN | State | Status | Registered on |
|---|---|---|---|
| 32AADCS3360B1ZZ | Kerala | Active | 01 Jul 2017 |
GST registrations and filing compliance
State-wise GST registrations, return filing status and HSN or SAC codes are in the company report.
- GSTIN registrations
- State-wise filing status
- HSN and SAC details
- Tax jurisdiction records
Verified entity values are shown only after access is granted.
MCA Filings & Documents of Sreeragh General Finance Limited
MCA filings and documents
Filed forms, annual returns, financial statements and charge filings with their dates are in the company report.
- Incorporation documents
- Annual returns and statements
- Charge filings
- Complete filing index
Verified entity values are shown only after access is granted.
Frequently Asked Questions about Sreeragh General Finance Limited
Sreeragh General Finance is an active public limited company based in Ernakulam, Kerala, India. The company works in nbfc, within the financial services industry. It was incorporated on 29 December 1994 (32+ years old) and is registered under CIN U65910KL1994PLC008504.
Sreeragh General Finance reported revenue of ₹2.59 Cr for FY 2024 (up 27% YoY).
Sreeragh General Finance has 6 current directors:
- Badrinarayanan Raghavan - Managing Director
- Sunny Varghese - Director
- Ragavachari Raman - Director
- Srikanth Saranathan - Director
- Geetha Jagannathan - Director
- Kiran Mathew - Additional Director
Sreeragh General Finance reported a net profit of ₹21.74 Lakh (net margin 8.4%) and EBITDA of ₹1.28 Cr (EBITDA margin 49.3%) for FY 2024, as per its filed financial statements.
The compounded annual growth rate (CAGR) of the revenue of Sreeragh General Finance is 1% over five years. In the latest year (FY 2024) revenue rose 27%. CAGR is the steady yearly rate that links the first and the last year.
The GSTIN of Sreeragh General Finance is 32AADCS3360B1ZZ, registered in Kerala.
The CIN (Corporate Identification Number) of Sreeragh General Finance is U65910KL1994PLC008504. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Sreeragh General Finance has 995 court cases on record: 983 filed by the company and 9 filed against it. 275 are pending. Most are in the district courts.
Sreeragh General Finance was incorporated on 29 December 1994, making it 32+ years old. It is registered with the Registrar of Companies, Ernakulam.
The peers of Sreeragh General Finance by revenue are Parrami Finance Private Limited, Mayborn Investments Pvt Ltd, Bna Commerce Pvt Ltd, KJS Investments and Financial Services Private Limited, VRB Financial Services Private Limited and 5 more, all in the BFSI industry (Deposit Taking NBFC, Finance, NBFC Investment and Credit Companies).
Subramaniyan Sankaranarayanan ceased to be Director on 03 Nov 2023. Janaki Raghavan ceased to be Director on 30 Sep 2023. Shaji Mazhuvancheryparambath Baby ceased to be Whole-Time Director on 30 Sep 2023. Sreeragh General Finance has 14 board changes on record in total.