About Sreeragh General Finance Limited
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Sreeragh General Finance Limited is a public limited company based in Ernakulam, Kerala, India. It operates in the non-banking financial services (NBFC) segment of the financial services sector. It was incorporated on 29 December 1994 and has been in existence for over 32 years.
The company is registered with the Registrar of Companies (ROC), Ernakulam, under CIN U65910KL1994PLC008504. Its GSTIN is 32AADCS3360B1ZZ (Kerala).
The company has an authorised share capital of ₹5 Cr and a paid-up capital of ₹1.56 Cr. It is led by directors including Badrinarayanan Raghavan (Managing Director) and Sunny Varghese.
Its last annual general meeting (AGM) was held on 28 September 2024, and its latest financial statements are for the year ended 31 March 2024. The registered office is at Valavi House Door No 67/2944 Market Road Kombara Junction, Ernakulam, Kerala, India – 682018.
As per the financials filed for FY 2024, the company reported a revenue of ₹2.59 Cr, a growth of 27% compared to the previous year. For the same year it recorded a net profit of ₹21.74 Lakh (net margin 8.4%) and EBITDA of ₹1.28 Cr (EBITDA margin 49.3%). Revenue has grown at a compounded annual rate (CAGR) of 1% over five years.
The company has about 15 employees on its provident fund (EPFO) records.
The company is associated with 1 brand: Sreeragh Finance. As per MCA filings, the company has open charges of ₹11.32 Cr and satisfied charges of ₹11.5 Cr on record. Court records list 997 cases involving the company, including 985 filed by the company and 12 filed against it; 276 cases are pending.
The current compliance status is marked as compliant by the Registrar of Companies. For more details, the company can be reached via its website sreeragh.com.
Company details
Contact details
Sreeragh General Finance Limited's registered office is in Ernakulam, Kerala. Its website is sreeragh.com. Its e-mail address and telephone number are in the company report.
- Email
- Telephone
- Website
- Social Media
- Registered AddressValavi House Door No 67/2944 Market Road Kombara Junction, Ernakulam, Kerala, India – 682018
- IndustryFinancial Services, NBFC, Investment & Credit NBFC
To see the full contact details of Sreeragh General Finance Limited, buy the company report.
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
Brands
Sreeragh General Finance operates one associated brand: Sreeragh Finance. Each brand links to its own profile.
| Brand | Description | Website |
|---|---|---|
| Financial services including loans, investments, and foreign exchange in Kerala. | sreeragh.com |
Business activity
The main business activity of Sreeragh General Finance is financial and insurance service. In detail, this covers financial and credit leasing activities.
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| K | Financial and insurance Service | K5 | Financial and Credit leasing activities |
To see the full business activity and turnover split of Sreeragh General Finance Limited, buy the company report.
Financials of Sreeragh General Finance Limited
FY 2024 filings availableSreeragh General Finance Limited reported revenue of ₹2.59 Cr (up 27% YoY) for FY 2024.
Compounded Annual Growth Rate (CAGR)
Revenue has grown at a compounded annual rate (CAGR) of 1% over five years, including 27% growth in the latest year. EBITDA rose 72% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
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| EBITDA | ₹1.28 Cr | ||||
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| Net Profit (PAT) | ₹21.74 Lakh | ||||
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Financial Ratios
| Metrics | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
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| Profitability | |||||
| EBITDA Margin | 49.3% | ||||
| Net Profit Margin | 8.4% | ||||
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To see the full financial statements and ratios of Sreeragh General Finance Limited, buy the company report.
Board of directors of Sreeragh General Finance Limited
Sreeragh General Finance has 6 current directors and 4 former directors. Current directors are listed first, with their designation and appointment date.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Badrinarayanan Raghavan | Managing Director | 29 Dec 1994 | 31 Years 9 Months | Current |
| Sunny Varghese Also directs: Text N Graphics Private Limited | Director | 29 Dec 1994 | 31 Years 9 Months | Current |
| Ragavachari Raman Also directs: Modern Engineering Plastics Private Limited | Director | 29 Dec 1994 | 31 Years 9 Months | Current |
| Srikanth Saranathan | Director | 29 Dec 1994 | 31 Years 9 Months | Current |
| Geetha Jagannathan | Director | 23 Jun 2007 | 19 Years 4 Months | Current |
| Kiran Mathew Also directs: Ejyothi Services Private Limited | Additional Director | 15 Dec 2018 | 7 Years 10 Months | Current |
Auditor
Sreeragh General Finance Limited is audited by MAHARAJ RAJAN AND MATHEW for the financial year 2023.
| Auditor firm | Financial year | Firm registration number |
|---|---|---|
| MAHARAJ RAJAN AND MATHEW | FY 2023 | 001932S |
Shareholding
The shareholding of Sreeragh General Finance Limited is on record for 5 financial years, the latest being FY 2023, split between promoters, domestic institutions, foreign institutions, public shareholders and others.
| Shareholder category | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 |
|---|---|---|---|---|---|
| Promoters | |||||
| Domestic institutional investors (DII) | |||||
| Foreign institutional investors (FII) | |||||
| Public | |||||
| Others |
To see the full shareholding pattern of Sreeragh General Finance Limited, buy the company report.
Charges & borrowings
| Date | Charge ID | Lender | Amount | Status | Modified or satisfied on |
|---|---|---|---|---|---|
| 15 Nov 2025 | 101200714 | Others | ₹1.32 Cr | Open | |
| 02 Apr 2025 | 101081389 | City Union Bank Limited | ₹2.5 Cr | Open | |
| 24 Aug 2023 | 100772699 | The South Indian Bank Limited | ₹1 Cr | Open | |
| 19 Feb 2016 | 10626471 | The South Indian Bank Limited | ₹6.5 Cr | Open | |
| 15 Oct 2012 | 10385873 | Others | ₹5 Cr | Satisfied |
To see the full charge records of Sreeragh General Finance Limited, buy the company report.
Total charge records: 6 View all charges
Legal cases
Sreeragh General Finance Limited has 997 court cases on record: 985 filed by Sreeragh General Finance, 12 filed against it. 276 cases are pending and 721 are disposed.
Cases by court
| Court | Cases | Against the company | Pending |
|---|---|---|---|
| District courts | 981 | 7 | 275 |
| High courts | 15 | 5 | 1 |
| Supreme Court | 1 | 0 | 0 |
Cases on record (5 of 997)
| Court | Type of case | Party | Status |
|---|---|---|---|
| High Court of Kerala | Court case (Crl.MC) | Filed against the company | Pending |
| District court, Ernakulam, Kerala | Court case (MA(Arb)) | Filed by the company against an individual | Pending |
| District court, Ernakulam, Kerala | Criminal case | Filed by the company against an individual | Pending |
| District court, Ernakulam, Kerala | Criminal case | Filed by the company against an individual | Pending |
| District court, Ernakulam, Kerala | Court case (MA(Arb)) | Filed by the company against an individual | Pending |
To see the full case history of Sreeragh General Finance Limited, buy the company report.
Case records are compiled from court listings and may lag the court's own records. A case filed against a company is not a finding against it.
Credit ratings & regulatory alerts
Sreeragh General Finance Limited was last rated by Care on 20 Mar 2020.
| Rating agency | Rated on | Rating |
|---|---|---|
| Care | 20 Mar 2020 |
To see the full credit ratings and regulatory alerts of Sreeragh General Finance Limited, buy the company report.
MSME payment delays
No delayed payments to MSME suppliers are on our record for Sreeragh General Finance Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
Employees & EPFO
Sreeragh General Finance Limited has a workforce of 15 employees on its EPFO records as of Apr 07, 2024, across 1 active EPFO establishment.
GST
Sreeragh General Finance has 1 GST registration: 1 active.
| GSTIN | State | Status | Registered on |
|---|---|---|---|
| 32AADCS3360B1ZZ | Kerala | Active | 01 Jul 2017 |
To see the full GST registrations and return filing status of Sreeragh General Finance Limited, buy the company report.
Recent activity
Sreeragh General Finance Limited has 14 board changes on record since 1994: 10 appointments and 4 cessations. The latest: Subramaniyan Sankaranarayanan ceased to be Director on 03 Nov 2023.
15 earlier events are in the company report.
Frequently asked questions
Sreeragh General Finance is an active public limited company based in Ernakulam, Kerala, India. The company works in nbfc, within the financial services industry. It was incorporated on 29 December 1994 (32+ years old) and is registered under CIN U65910KL1994PLC008504.
Sreeragh General Finance has 6 current directors:
- Badrinarayanan Raghavan - Managing Director
- Sunny Varghese - Director
- Ragavachari Raman - Director
- Srikanth Saranathan - Director
- Geetha Jagannathan - Director
- Kiran Mathew - Additional Director
The latest financial statements of Sreeragh General Finance on record with the MCA are for the year ended 31 March 2024. Its last annual general meeting was held on 28 September 2024. Year-wise statements from 2015 are in the company report.
The GSTIN of Sreeragh General Finance is 32AADCS3360B1ZZ, registered in Kerala.
The CIN (Corporate Identification Number) of Sreeragh General Finance is U65910KL1994PLC008504. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Sreeragh General Finance has 997 court cases on record: 985 filed by the company and 12 filed against it. 276 are pending. Most are in the district courts.
Sreeragh General Finance was incorporated on 29 December 1994, making it 32+ years old. It is registered with the Registrar of Companies, Ernakulam.
Subramaniyan Sankaranarayanan ceased to be Director on 03 Nov 2023. Janaki Raghavan ceased to be Director on 30 Sep 2023. Shaji Mazhuvancheryparambath Baby ceased to be Whole-Time Director on 30 Sep 2023. Sreeragh General Finance has 14 board changes on record in total.
Sreeragh General Finance can be reached through the website sreeragh.com. Its registered office is in Ernakulam, Kerala, India.
The registered office of Sreeragh General Finance is at Valavi House Door No 672944 Market Road Kombara Junction, Ernakulam, Kerala, India – 682018.