About Srestha Finvest Limited
Data last updated: 22 December 2025
Srestha Finvest Limited is a public limited company based in Chennai, Tamil Nadu, India. It specialises in investment and credit NBFC, a part of the broader financial services sector. Incorporated on 22 July 1985, the company has been in operation for over 41 years.
Registered with ROC Chennai under CIN L65993TN1985PLC012047. Listed on BSE: 539217.
Capital: an authorised share capital of ₹367 Cr and a paid-up capital of ₹164 Cr. Formerly known as M.S.Investments Private Limited and M.S.Investments Limited. It is led by directors including Sunil Bhandari and Sitaben S Patel.
Last AGM: 30 September 2024. Financial statements filed for year ended 31 March 2024. Office: Door No.19 & 20 General Muthiah Mudali Street Sowcarpet, Chennai, Tamil Nadu, India – 600003.
As per the financials filed for FY 2022, the company reported a revenue of ₹2.31 Cr, a decline of 51.23% compared to the previous year.
The company is associated with 1 brand - Srestha Finvest. As per MCA filings, the company has satisfied charges of ₹1.08 Cr on record.
The current compliance status is marked as compliant by the Registrar of Companies. For more details, the company can be reached via its website srestha.co.in.
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Email*****@*****.com
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Telephone+91-****-******
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Website
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Social Media**************
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Registered AddressDoor No.19 & 20 General Muthiah Mudali Street Sowcarpet, Chennai, Tamil Nadu, India – 600003
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IndustryFinancial Services, Investment & Credit NBFC, NBFC
- Historical Financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Litigation, compliance and MCA filings
- PDF report delivered after checkout
Name History of Srestha Finvest Limited
Srestha Finvest Limited has undergone 2 name changes throughout its history. The company was previously known as M.S.Investments Private Limited, and M.S.Investments Limited. The current legal name is Srestha Finvest Limited, reflecting the company's evolution and rebranding over time.
| Company Name | Status |
|---|---|
| Srestha Finvest Limited | Current |
| M.S.Investments Private Limited | Previous |
| M.S.Investments Limited | Previous |
Associated Brands with Srestha Finvest Limited
Srestha Finvest Limited operates one associated brand: Srestha Finvest. These brands represent Srestha Finvest Limited's diversified market presence and brand portfolio.
| Brand | Description | Website |
|---|---|---|
| Asset-backed loans are provided to clients in India. | srestha.co.in |
Competitors & Alternatives of Srestha Finvest Limited
Brands and companies operating in the same space as Srestha Finvest Limited include indiagold, Fibe, Branch and 5 more.
| Competitor | Description | Location | Founded |
|---|---|---|---|
indiagold
|
Gold loans are provided and digital gold purchases are facilitated. | Gurugram, India, India | 2020 |
Fibe
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Fibe is recognized as India's largest lending platform for instant credit solutions. | Pune, India, India | 2015 |
Branch
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Branch is focused on providing faster workforce payment solutions. | Minneapolis, United States, United States | 2015 |
Finnable
|
Online personal loans with minimal documentation are offered digitally. | Bengaluru, India, India | 2015 |
Kredivo Holdings
|
A consumer lending platform for financial applications is provided. | Jakarta, Indonesia, Indonesia | 2015 |
Rupeek
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An online marketplace for gold loans is facilitated. | Bengaluru, India, India | 2015 |
PaySense
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Online platform for consumer loans | Mumbai, India, India | 2015 |
Lendbox
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Lendbox is operated as a peer-to-peer lending platform in India. | Delhi, India, India | 2015 |
Business Activity of Srestha Finvest Limited
Srestha Finvest Limited operates primarily in the financial and insurance service sector. The company has 1 registered business activity segment, reflecting its diverse operational portfolio.
| Main Activity Group Code | Description of Main Activity | Business Activity Code | Description of Business Activity | Turnover Percentage |
|---|---|---|---|---|
| ********* | Financial and insurance Service | ********* | Other financial activities | ********* |
Auditor Details of Srestha Finvest Limited
Srestha Finvest Limited is audited by DARPAN & ASSOCIATES for the financial year 2026, as reported in its BSE exchange filings. The statutory auditor is responsible for expressing an independent opinion on whether the financial statements present a true and fair view in accordance with applicable accounting standards.
| Name | Financial year | Audit opinion |
|---|---|---|
| DARPAN & ASSOCIATES | FY 2026 | Statement on impact of audit qualification |
Board of Directors of Srestha Finvest Limited
Srestha Finvest Limited is currently managed by 6 directors, with 23 former directors having served the organization. The current Directors play a crucial role in shaping the company's strategic direction and governance.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
|
Sunil Bhandari
Also directs:
Heaven Petrochem Llp, Srestha Greentech Private Limited
|
Whole-Time Director | 17 Oct 2022 | 3 Years 8 Months | Current |
|
Sitaben S Patel
Also directs:
Tarang Projects And Consultant Limited
|
Director | 28 Oct 2021 | 4 Years 8 Months | Current |
| Mayurdwajsinh Sahadevsinh Rana | Director | 22 Oct 2021 | 4 Years 8 Months | Current |
| Sahadevsinh Babubha Rana | Director | 22 Oct 2021 | 4 Years 8 Months | Current |
| Umeshbhai Hirjibhai Padariya | Director | 07 Oct 2022 | 3 Years 9 Months | Current |
Financials of Srestha Finvest Limited FY 2026 filings available
Srestha Finvest Limited reported revenue of ₹7.44 Cr (up ) for FY 2026. Profit growth despite declining revenue indicates effective cost management and margin discipline.
| Metrics | FY 2026 |
|---|---|
| Revenue from Operations | ₹7.44 Cr |
| Other Income | ₹50.2 Lakh |
| Total Income | ₹7.94 Cr |
| Cost of Materials Consumed | ₹0 |
| Purchases of Stock-in-Trade | ₹0 |
| Changes in Inventories | ₹0 |
| Employee Benefit Expense | ₹50.35 Lakh |
| Finance Costs | ₹44,000 |
| Depreciation & Amortisation | ₹58.53 Lakh |
| Other Expenses | ₹18.78 Cr |
| Total Expenses | ₹19.88 Cr |
| Profit Before Exceptional Items & Tax | -₹11.94 Cr |
| Exceptional Items | ₹0 |
| Profit Before Tax | -₹11.94 Cr |
| Total Tax Expense | -₹4.38 Cr |
| Net Profit | -₹7.56 Cr |
| attributable to Owners | -₹7.56 Cr |
| attributable to NCI | -₹8,000 |
| Other Comprehensive Income | -₹6.67 Cr |
| Total Comprehensive Income | -₹14.23 Cr |
| EBITDA (computed) | -₹11.35 Cr |
| Basic EPS | ₹-0.05 |
| Diluted EPS | ₹-0.03 |
| Metrics | FY 2026 |
|---|---|
| Total Assets | ₹215.81 Cr |
| Non-current Assets | ₹45.53 Cr |
| Current Assets | ₹170.28 Cr |
| Property, Plant & Equipment | ₹1.17 Cr |
| Inventories | ₹0 |
| Trade Receivables | ₹0 |
| Cash & Equivalents | ₹28.12 Lakh |
| Equity (Net Worth) | ₹163.53 Cr |
| Equity Share Capital | ₹164 Cr |
| Borrowings (Non-current) | ₹0 |
| Borrowings (Current) | ₹47.87 Cr |
| Total Debt (computed) | ₹47.87 Cr |
| Current Liabilities | ₹52.27 Cr |
| Total Liabilities | ₹52.28 Cr |
| Metrics | FY 2026 |
|---|---|
| Operating Cash Flow | -₹20.56 Cr |
| Investing Cash Flow | ₹4.11 Cr |
| Financing Cash Flow | ₹9.36 Cr |
| Capital Expenditure | ₹0 |
| Free Cash Flow (computed) | -₹20.56 Cr |
| Dividends Paid | ₹0 |
| Net Change in Cash | -₹7.09 Cr |
| Metrics | Q4 FY26 | Q3 FY25 |
|---|---|---|
| Revenue from Operations | ₹1.29 Cr | ₹3.48 Cr |
| Interest Earned | - | ₹3.47 Cr |
| Other Income | ₹10,000 | ₹2.42 Lakh |
| Total Income | ₹1.29 Cr | ₹3.5 Cr |
| Cost of Materials Consumed | ₹0 | ₹0 |
| Purchases of Stock-in-Trade | ₹0 | ₹0 |
| Changes in Inventories | ₹0 | ₹0 |
| Employee Benefit Expense | ₹14.92 Lakh | ₹9.09 Lakh |
| Finance Costs | -₹76.76 Lakh | ₹71.81 Lakh |
| Depreciation & Amortisation | ₹14.63 Lakh | ₹18.83 Lakh |
| Other Expenses | ₹5.66 Cr | ₹25.49 Cr |
| Total Expenses | ₹5.19 Cr | ₹28.05 Cr |
| Profit Before Exceptional Items & Tax | -₹3.9 Cr | -₹24.55 Cr |
| Exceptional Items | ₹0 | ₹0 |
| Profit Before Tax | -₹3.9 Cr | -₹24.55 Cr |
| Total Tax Expense | -₹4.38 Cr | -₹2.14 Lakh |
| Net Profit | ₹47.33 Lakh | -₹24.53 Cr |
| attributable to Owners | ₹47.34 Lakh | ₹0 |
| attributable to NCI | -₹1,000 | ₹0 |
| Other Comprehensive Income | -₹5.72 Cr | ₹11.92 Cr |
| Total Comprehensive Income | -₹5.25 Cr | -₹12.61 Cr |
| EBITDA (computed) | -₹4.53 Cr | -₹23.64 Cr |
| Basic EPS | ₹0.00 | ₹-0.16 |
| Diluted EPS | ₹0.00 | ₹-0.16 |
| Segment · Q4 FY26 (latest quarter) | Revenue | Result (PBIT) | Assets | Liabilities |
|---|---|---|---|---|
| (a) Lending Division | ₹1.29 Cr | -₹4.76 Cr | ₹161.67 Cr | ₹52.28 Cr |
| (b) Investment/Trading in Equity and F&O | ₹20,000 | ₹8.74 Lakh | ₹54.14 Cr | ₹0 |
| Segment · FY 2026 (annual) | Revenue | Result (PBIT) | Assets | Liabilities |
|---|---|---|---|---|
| (a) Lending Division | ₹6.96 Cr | -₹12.41 Cr | - | - |
| (b) Investment/Trading in Equity and F&O | ₹47.21 Lakh | ₹47.21 Lakh | - | - |
| Metrics | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 |
|---|---|---|---|---|---|---|
| Revenue from Operations | ₹12.75 Cr | ₹2.75 Cr | ₹2.3 Cr | ₹4.7 Cr | ₹4.12 Cr | ₹3.94 Cr |
| Interest Earned | ₹10.13 Cr | ₹2.75 Cr | ₹2.3 Cr | ₹4.7 Cr | ₹4.11 Cr | - |
| Other Income | ₹6.95 Lakh | ₹14,100 | ₹38,600 | ₹2.64 Lakh | ₹4.67 Lakh | ₹2.77 Lakh |
| Total Income | ₹12.82 Cr | ₹2.75 Cr | ₹2.31 Cr | ₹4.73 Cr | ₹4.16 Cr | ₹3.97 Cr |
| Cost of Materials Consumed | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 |
| Purchases of Stock-in-Trade | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 |
| Changes in Inventories | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 |
| Employee Benefit Expense | ₹26.84 Lakh | ₹34.74 Lakh | ₹46.49 Lakh | ₹46.68 Lakh | ₹45.93 Lakh | ₹45.19 Lakh |
| Finance Costs | ₹3.89 Cr | ₹30.73 Lakh | ₹68.28 Lakh | ₹2.94 Cr | ₹2.42 Cr | ₹1.86 Cr |
| Depreciation & Amortisation | ₹54.36 Lakh | ₹2.7 Lakh | ₹44,900 | ₹58,300 | ₹68,000 | ₹1.06 Lakh |
| Other Expenses | ₹5.13 Cr | ₹6.39 Cr | ₹1.18 Cr | ₹1.86 Cr | ₹1.52 Cr | ₹2.07 Cr |
| Total Expenses | ₹10.95 Cr | ₹7.32 Cr | ₹2.33 Cr | ₹5.27 Cr | ₹4.41 Cr | ₹4.4 Cr |
| Profit Before Exceptional Items & Tax | ₹1.88 Cr | -₹4.58 Cr | -₹2.55 Lakh | -₹53.89 Lakh | -₹24.51 Lakh | -₹42.51 Lakh |
| Exceptional Items | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹3.92 Lakh |
| Profit Before Tax | ₹1.88 Cr | -₹4.58 Cr | -₹2.55 Lakh | -₹53.89 Lakh | -₹24.51 Lakh | -₹38.59 Lakh |
| Total Tax Expense | ₹13.7 Lakh | ₹39.7 Lakh | ₹1.5 Lakh | ₹3,600 | ₹62,000 | -₹6,000 |
| Net Profit | ₹1.74 Cr | -₹4.97 Cr | -₹4.05 Lakh | -₹53.92 Lakh | -₹25.13 Lakh | -₹38.53 Lakh |
| Other Comprehensive Income | ₹22.3 Cr | ₹4.28 Lakh | -₹74,500 | ₹38.65 Lakh | -₹60.74 Lakh | ₹0 |
| Total Comprehensive Income | ₹24.04 Cr | -₹4.93 Cr | -₹4.8 Lakh | -₹15.28 Lakh | -₹85.87 Lakh | -₹38.53 Lakh |
| EBITDA (computed) | ₹6.31 Cr | -₹4.24 Cr | ₹66.19 Lakh | ₹2.4 Cr | ₹2.18 Cr | ₹1.45 Cr |
| Basic EPS | ₹0.03 | ₹-0.60 | ₹-0.01 | ₹-0.07 | ₹-0.03 | ₹-0.05 |
| Diluted EPS | ₹0.03 | ₹-0.15 | ₹-0.01 | ₹-0.07 | ₹-0.03 | ₹-0.05 |
| Metrics | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 |
|---|---|---|---|---|---|---|
| Total Assets | ₹193.38 Cr | ₹91.99 Cr | ₹25.97 Cr | ₹46.48 Cr | ₹47 Cr | ₹40.02 Cr |
| Non-current Assets | - | - | - | - | - | ₹10.82 Lakh |
| Current Assets | - | - | - | - | - | ₹39.92 Cr |
| Property, Plant & Equipment | ₹2.5 Cr | ₹1.43 Cr | ₹86,000 | ₹71,800 | ₹95,100 | ₹1.55 Lakh |
| Inventories | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 |
| Trade Receivables | - | - | - | - | - | ₹1.25 Lakh |
| Cash & Equivalents | ₹9.66 Cr | ₹1.11 Cr | ₹22.4 Lakh | ₹2.85 Cr | ₹11.19 Lakh | ₹1.45 Lakh |
| Equity (Net Worth) | ₹135.37 Cr | ₹61.33 Cr | ₹16.76 Cr | ₹16.81 Cr | ₹16.96 Cr | ₹17.83 Cr |
| Equity Share Capital | ₹116 Cr | ₹66 Cr | ₹16.5 Cr | ₹16.5 Cr | ₹16.5 Cr | ₹16.5 Cr |
| Borrowings (Non-current) | - | - | - | - | - | ₹0 |
| Borrowings (Current) | - | - | - | - | - | ₹21.7 Cr |
| Total Debt (computed) | - | - | - | - | - | ₹21.7 Cr |
| Current Liabilities | - | - | - | - | - | ₹22.2 Cr |
| Total Liabilities | ₹58.01 Cr | ₹30.66 Cr | ₹9.21 Cr | ₹29.68 Cr | ₹30.04 Cr | ₹22.2 Cr |
| Metrics | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|
| Operating Cash Flow | -₹14.3 Cr | -₹42.38 Cr | -₹2.62 Cr |
| Investing Cash Flow | -₹27.16 Cr | -₹6.23 Cr | -₹59,100 |
| Financing Cash Flow | ₹50 Cr | ₹49.5 Cr | ₹0 |
| Capital Expenditure | ₹1.61 Cr | ₹1.45 Cr | ₹61,600 |
| Free Cash Flow (computed) | -₹15.91 Cr | -₹43.83 Cr | -₹2.62 Cr |
| Dividends Paid | ₹0 | ₹0 | ₹0 |
| Net Change in Cash | ₹8.54 Cr | ₹88.91 Lakh | -₹2.62 Cr |
| Metrics | Q3 FY25 | Q2 FY25 | Q1 FY25 |
|---|---|---|---|
| Revenue from Operations | ₹3.48 Cr | ₹3.58 Cr | ₹39.5 Cr |
| Interest Earned | ₹3.47 Cr | ₹3.57 Cr | ₹3.11 Cr |
| Other Income | ₹2.42 Lakh | ₹900 | ₹0 |
| Total Income | ₹3.5 Cr | ₹3.58 Cr | ₹39.5 Cr |
| Cost of Materials Consumed | ₹0 | ₹0 | ₹0 |
| Purchases of Stock-in-Trade | ₹0 | ₹0 | ₹0 |
| Changes in Inventories | ₹0 | ₹0 | ₹0 |
| Employee Benefit Expense | ₹9.09 Lakh | ₹8.42 Lakh | ₹7.81 Lakh |
| Finance Costs | ₹71.81 Lakh | ₹69.08 Lakh | ₹1.09 Cr |
| Depreciation & Amortisation | ₹18.83 Lakh | ₹18.79 Lakh | ₹18.79 Lakh |
| Other Expenses | ₹25.49 Cr | ₹18.15 Cr | ₹1.16 Cr |
| Total Expenses | ₹28.05 Cr | ₹19.38 Cr | ₹2.69 Cr |
| Profit Before Exceptional Items & Tax | -₹24.55 Cr | -₹15.8 Cr | ₹36.81 Cr |
| Exceptional Items | ₹0 | ₹0 | ₹0 |
| Profit Before Tax | -₹24.55 Cr | -₹15.8 Cr | ₹36.81 Cr |
| Total Tax Expense | -₹2.14 Lakh | -₹98.5 Lakh | ₹5.8 Cr |
| Net Profit | -₹24.53 Cr | -₹14.82 Cr | ₹31.01 Cr |
| Other Comprehensive Income | ₹11.92 Cr | ₹7.1 Cr | -₹24.43 Cr |
| Total Comprehensive Income | -₹12.61 Cr | -₹7.72 Cr | ₹6.57 Cr |
| EBITDA (computed) | -₹23.64 Cr | -₹14.92 Cr | ₹38.09 Cr |
| Basic EPS | ₹-0.16 | ₹-0.10 | ₹0.54 |
| Diluted EPS | ₹-0.16 | ₹-0.10 | ₹0.54 |
| Segment · Q3 FY25 (latest quarter) | Revenue | Result (PBIT) | Assets | Liabilities |
|---|---|---|---|---|
| (a) Lending Division | ₹3.47 Cr | ₹48.55 Lakh | ₹139.26 Cr | ₹61.32 Cr |
| (b) Investment/Trading in Equity and F&O | ₹0 | -₹24.32 Cr | ₹91.68 Cr | ₹0 |
| Segment · FY 2024 (annual) | Revenue | Result (PBIT) | Assets | Liabilities |
|---|---|---|---|---|
| Lending Division | ₹10.13 Cr | ₹9.27 Cr | - | - |
| Investment/Trading in Equity and F&O | ₹1.45 Cr | -₹3.5 Cr | - | - |
Shareholding Pattern of Srestha Finvest Limited
As per the shareholding pattern filed with BSE for the quarter ended Mar 2026, retail and other public shareholders hold 100.00% of Srestha Finvest Limited. The company had 183,235 shareholders on record.
| Mar 2026 | Dec 2025 | Sep 2025 | Jun 2025 | Mar 2025 | Dec 2024 | |
|---|---|---|---|---|---|---|
| Promoters | - | - | - | - | - | - |
| Public | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% |
| Mar 2026 | Mar 2025 | Mar 2024 | |
|---|---|---|---|
| Promoters | - | - | - |
| Public | 100.00% | 100.00% | 100.00% |
| Promoter change (YoY, %pts) | - | - | - |
Charges & Borrowings of Srestha Finvest Limited
| Date | Lender | Amount | Status |
|---|---|---|---|
| 01 Jul 1996 | The Karur Vysya Bank Ltd. | ₹25 Lakh | Satisfied |
| 28 Sep 1995 | The Karur Vysya Bank Ltd. | ₹15 Lakh | Satisfied |
| 13 Sep 1994 | The Karur Vysya Bank Ltd. | ₹20 Lakh | Satisfied |
| 14 Jul 1988 | State Bank of India | ₹17.5 Lakh | Satisfied |
| 17 Oct 1986 | The Karur Vysya Bank Ltd. | ₹15 Lakh | Satisfied |
Total charge records: 6 View all charges
Employees and EPFO Compliance at Srestha Finvest Limited
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Employee Count & EPFO Data of Srestha Finvest Limited
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GST Compliance of Srestha Finvest Limited
GSTIN & GST Filing Data of Srestha Finvest Limited
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Credit Ratings, Litigation & Regulatory Alerts for Srestha Finvest Limited
Credit Ratings, Legal Cases & Regulatory Alerts of Srestha Finvest Limited
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MSME Payment Delays by Srestha Finvest Limited
MSME Payment Delays by Srestha Finvest Limited
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Subsidiaries & Group Companies of Srestha Finvest Limited
Subsidiaries & Group Companies of Srestha Finvest Limited
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MCA Filings & Documents of Srestha Finvest Limited
MCA Filings & Documents of Srestha Finvest Limited
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Recent Activity on Srestha Finvest Limited
Frequently Asked Questions about Srestha Finvest Limited
Srestha Finvest Limited is an active public limited company in the financial services sector based in Chennai, Tamil Nadu, India. It was incorporated on 22 July 1985 (41+ years old) and is registered under CIN L65993TN1985PLC012047. Listed on BSE: 539217.
Srestha Finvest Limited reported revenue of ₹2.31 Cr for FY 2022 (down 51.23% YoY).
The current directors of Srestha Finvest Limited are:
- Sunil Bhandari
- Sitaben S Patel
- Mayurdwajsinh Sahadevsinh Rana
- Sahadevsinh Babubha Rana
- Umeshbhai Hirjibhai Padariya
- Jitendra Kumar Ashkaran Bafna
The primary industry of Srestha Finvest Limited is financial services. The company specifically operates in investment and credit nbfc. The company is currently active in this sector.
Yes. Srestha Finvest Limited is listed on BSE with code 539217.
Srestha Finvest Limited can be reached at the registered office: Door No.19 & 20 General Muthiah Mudali Street Sowcarpet, Chennai, Tamil Nadu, India – 600003, or through the website srestha.co.in.