Sri Ruthraganga Chits Private Limited
About Sri Ruthraganga Chits Private Limited
Data last updated:
Sri Ruthraganga Chits Private Limited is a private limited company based in Salem, Tamil Nadu, India. It operates in the microfinance institutions segment of the financial services sector. It was incorporated on 13 July 2016 and has been in existence for over 10 years.
The company is registered with the Registrar of Companies (ROC), Coimbatore, under CIN U65992TZ2016PTC027769. Its GSTIN is 33AAXCS3402L1Z1 (Tamil Nadu).
The company has an authorised share capital of ₹1 Cr and a paid-up capital of ₹1 Cr. It is led by directors including Perumal Senthilkumar (Managing Director) and Senthilkumar Kasilingam.
Its last annual general meeting (AGM) was held on 30 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at 67/1 Gandhi Nagar Attur (Tk) Salem (Dt), Tamil Nadu, India – 636102.
As per the financials filed for FY 2025, the company reported a revenue of ₹59.92 Lakh, a decline of 2% compared to the previous year. For the same year it recorded a net profit of ₹11.75 Lakh (net margin 19.6%) and EBITDA of ₹17.23 Lakh (EBITDA margin 28.8%). Revenue has grown at a compounded annual rate (CAGR) of 3% over three years.
As per MCA filings, the company has open charges of ₹25 Lakh on record. Court records list 2 cases involving the company, including 2 filed by the company.
The current compliance status is marked as compliant by the Registrar of Companies.
Company details
Contact details
Sri Ruthraganga Chits Private Limited's registered office is in Salem, Tamil Nadu. Its e-mail address is in the company report.
- Email
- Registered Address67/1 Gandhi Nagar Attur (Tk) Salem (Dt), Tamil Nadu, India – 636102
- IndustryFinancial Services, Microfinance Institutions
To see the full contact details of Sri Ruthraganga Chits Private Limited, buy the company report.
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
Business activity
The main business activity of Sri Ruthraganga Chits is financial and insurance service. In detail, this covers other financial activities.
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities |
To see the full business activity and turnover split of Sri Ruthraganga Chits Private Limited, buy the company report.
Financials of Sri Ruthraganga Chits Private Limited
FY 2025 filings availableSri Ruthraganga Chits Private Limited reported revenue of ₹59.92 Lakh (down 2% YoY) for FY 2025.
Compounded Annual Growth Rate (CAGR)
Revenue fell 2% in the latest year, but over three years it has grown at a compounded annual rate (CAGR) of 3%. EBITDA fell 20% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profit and Loss Statement | |||||
| Revenue from Operations | |||||
| Other Income | |||||
| Total Revenue | |||||
| Cost of Materials Consumed | |||||
| Employee Benefit Expense | |||||
| Finance Costs | |||||
| Depreciation and Amortisation | |||||
| Other Expenses | |||||
| Total Expenses | |||||
| EBITDA | ₹17.23 Lakh | ||||
| Profit Before Tax | |||||
| Tax Expense | |||||
| Net Profit (PAT) | ₹11.75 Lakh | ||||
| Balance Sheet | |||||
| Share Capital | |||||
| Reserves and Surplus | |||||
| Net Worth (Total Equity) | |||||
| Long-term Borrowings | |||||
| Short-term Borrowings | |||||
| Trade Payables | |||||
| Total Liabilities | |||||
| Fixed Assets | |||||
| Investments | |||||
| Inventories | |||||
| Trade Receivables | |||||
| Cash and Bank Balance | |||||
| Total Assets | |||||
Financial Ratios
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | 28.8% | ||||
| Net Profit Margin | 19.6% | ||||
| Return on Equity (ROE) | |||||
| Return on Capital Employed (ROCE) | |||||
| Return on Assets (ROA) | |||||
| Liquidity and Debt | |||||
| Current Ratio | |||||
| Quick Ratio | |||||
| Debt-to-Equity Ratio | |||||
| Interest Coverage Ratio | |||||
| Efficiency and Growth | |||||
| Asset Turnover | |||||
| Receivable Days | |||||
| Payable Days | |||||
| Inventory Days | |||||
| Revenue Growth | |||||
| Net Profit Growth | |||||
To see the full financial statements and ratios of Sri Ruthraganga Chits Private Limited, buy the company report.
Board of directors of Sri Ruthraganga Chits Private Limited
Sri Ruthraganga Chits has 4 current directors and 3 former directors. Current directors are listed first, with their designation and appointment date.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Senthilkumar Kasilingam Also directs: Epic Growth Developers Private Limited, Sri Vedha Agama Private Limited, The Artistic Company Private Limited and 1 more | Director | 13 Jul 2016 | 10 Years 3 Months | Current |
| Amutha Sundararaj | Director | 13 Jul 2016 | 10 Years 3 Months | Current |
| Sridevi | Director | 13 Jul 2016 | 10 Years 3 Months | Current |
| Perumal Senthilkumar Also directs: Trovo Retail Private Limited | Managing Director | 19 Oct 2018 | 8 Years 0 Months | Current |
Peer comparison
Sri Ruthraganga Chits Private Limited is compared with the 5 companies closest to it by revenue in the BFSI industry (Micro Finance), with the same principal business activity (other financial activities), from the latest filed financials of each company.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Shri Vybhavi Chit Funds (India) Private Limited | ₹60.48 Lakh (FY 2024) | -22.0% | Hyderabad, Telangana, India | |||
| Jeevalaya Chits Private Limited | ₹60.46 Lakh (FY 2023) | -4.0% | Tiruchirappalli, Tamil Nadu, India | |||
| Thirumurugan Chit Funds Private Limited | ₹60.13 Lakh (FY 2024) | 8.0% | Sattur, Tamil Nadu, India | |||
| Sevak Chits Private Limited | ₹60 Lakh (FY 2025) | -10.0% | Coimbatore, Tamil Nadu, India | |||
| Sri Ruthraganga Chits Private Limitedthis company | ₹59.92 Lakh (FY 2025) | ₹11.75 Lakh | 19.6% | -2.0% | Salem, Tamil Nadu, India | |
| Rajavalsam Chits Private Limited | ₹59.73 Lakh (FY 2024) | 61.0% | Pathanamthitta, Kerala, India |
To see the full peer comparison of Sri Ruthraganga Chits Private Limited, buy the company report.
Auditor
Sri Ruthraganga Chits Private Limited is audited by NELSON & JAGANNATHAN for the financial year 2022.
| Auditor firm | Financial year | Firm registration number |
|---|---|---|
| NELSON & JAGANNATHAN | FY 2022 | 005801S |
Shareholding
The shareholding of Sri Ruthraganga Chits Private Limited is on record for 5 financial years, the latest being FY 2022, split between promoters, domestic institutions, public shareholders and others.
| Shareholder category | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 |
|---|---|---|---|---|---|
| Promoters | |||||
| Domestic institutional investors (DII) | |||||
| Public | |||||
| Others |
To see the full shareholding pattern of Sri Ruthraganga Chits Private Limited, buy the company report.
Charges & borrowings
| Date | Charge ID | Lender | Amount | Status | Modified or satisfied on |
|---|---|---|---|---|---|
| 10 Sep 2019 | 100301841 | City Union Bank Limited | ₹25 Lakh | Open |
Total charge records: 1 View all charges
Legal cases
Sri Ruthraganga Chits Private Limited has 2 court cases on record: 2 filed by Sri Ruthraganga Chits. All cases are disposed.
Cases by court
| Court | Cases | Against the company | Pending |
|---|---|---|---|
| District courts | 2 | 0 | 0 |
Cases on record (2 of 2)
| Court | Type of case | Party | Status |
|---|---|---|---|
| District court, Salem, Tamil Nadu | Criminal case | Filed by the company against an individual | Disposed |
| District court, Salem, Tamil Nadu | Criminal case | Filed by the company against an individual | Disposed |
To see the full case history of Sri Ruthraganga Chits Private Limited, buy the company report.
Case records are compiled from court listings and may lag the court's own records. A case filed against a company is not a finding against it.
MSME payment delays
No delayed payments to MSME suppliers are on our record for Sri Ruthraganga Chits Private Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
GST
Sri Ruthraganga Chits has 1 GST registration: 1 active.
| GSTIN | State | Status | Registered on |
|---|---|---|---|
| 33AAXCS3402L1Z1 | Tamil Nadu | Active | 04 May 2018 |
To see the full GST registrations and return filing status of Sri Ruthraganga Chits Private Limited, buy the company report.
Recent activity
Sri Ruthraganga Chits Private Limited has 7 board changes on record since 2016: 4 appointments and 3 cessations. The latest: Senthilkumar Kasilingam ceased to be Managing Director on 07 Dec 2018.
Frequently asked questions
Sri Ruthraganga Chits is an active private limited company based in Salem, Tamil Nadu, India. The company works in microfinance institutions, within the financial services industry. It was incorporated on 13 July 2016 (10+ years old) and is registered under CIN U65992TZ2016PTC027769.
Sri Ruthraganga Chits has 4 current directors:
- Perumal Senthilkumar - Managing Director
- Senthilkumar Kasilingam - Director
- Amutha Sundararaj - Director
- Sridevi - Director
The latest financial statements of Sri Ruthraganga Chits on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 30 September 2025. Year-wise statements from FY 2017 are in the company report.
The GSTIN of Sri Ruthraganga Chits is 33AAXCS3402L1Z1, registered in Tamil Nadu.
The CIN (Corporate Identification Number) of Sri Ruthraganga Chits is U65992TZ2016PTC027769. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Sri Ruthraganga Chits has 2 court cases on record: 2 filed by the company.
Sri Ruthraganga Chits was incorporated on 13 July 2016, making it 10+ years old. It is registered with the Registrar of Companies, Coimbatore.
The peers of Sri Ruthraganga Chits by revenue are Shri Vybhavi Chit Funds (India) Private Limited, Jeevalaya Chits Private Limited, Thirumurugan Chit Funds Private Limited, Sevak Chits Private Limited, Rajavalsam Chits Private Limited, all in the BFSI industry (Micro Finance), with the same principal business activity (other financial activities).
Senthilkumar Kasilingam ceased to be Managing Director on 07 Dec 2018. Vijayalakshmi Palanisamy ceased to be Director on 07 Dec 2018. Perumal Senthilkumar ceased to be Director on 26 Oct 2018. Sri Ruthraganga Chits has 7 board changes on record in total.
The registered office of Sri Ruthraganga Chits is at 671 Gandhi Nagar Attur Tk Salem Dt, Tamil Nadu, India – 636102.
Sri Ruthraganga Chits operates in the financial services industry, in the microfinance institutions segment.
Sample company reports
The same report you get when you buy one: financials, directors, ownership, deals, charges, legal cases, brands and filings, with the Excel workbook alongside.
