Ssa Credlab Private Limited
About Ssa Credlab Private Limited
Data last updated:
Ssa Credlab Private Limited is a private limited company based in Kolkata, West Bengal, India. It operates in the diversified financial services segment of the financial services sector. It was incorporated on 14 May 2012 and has been in existence for over 14 years.
The company is registered with the Registrar of Companies (ROC), Kolkata, under CIN U93000WB2012PTC181633. Its GSTIN is 19AADCN9944J1ZT (West Bengal).
The company has an authorised share capital of ₹1 Lakh and a paid-up capital of ₹1 Lakh. It was formerly known as Nsa Advisors Private Limited. It is led by directors Rahul Seksaria and Nikhil Saraf.
Its last annual general meeting (AGM) was held on 30 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at Psixl Unit No.410 4th Floor Atghora Chinerpark, Kolkata, West Bengal, India – 700136.
As per the financials filed for FY 2024, the company reported a revenue of ₹14.68 Lakh, a decline of 1% compared to the previous year. For the same year it recorded a net profit of ₹51,600 (net margin 3.5%) and EBITDA of ₹86,600 (EBITDA margin 5.9%). Revenue has grown at a compounded annual rate (CAGR) of 46% over three years and 10% over five years.
The current compliance status is marked as compliant by the Registrar of Companies.
- EmailLocked
- TelephoneLocked
- WebsiteLocked
- Social MediaLocked
- Registered AddressPsixl Unit No.410 4th Floor Atghora Chinerpark, Kolkata, West Bengal, India – 700136
- IndustryFinancial Services, Diversified Financial Services
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
- One PDF report, delivered after checkout
Business Activity of Ssa Credlab Private Limited
The main business activity of Ssa Credlab is professional, scientific and technical activities. In detail, this covers legal and accounting activities.
| Main Activity Group Code | Description of Main Activity | Business Activity Code | Description of Business Activity | Turnover Percentage |
|---|---|---|---|---|
| M | Professional, scientific and technical activities | 69 | Legal and accounting activities | Locked |
Business activity turnover details
Turnover share and past changes in activity are in the company report.
- Turnover contribution
- Historical classifications
- Filing-level activity changes
Verified entity values are shown only after access is granted.
Financials of Ssa Credlab Private Limited FY 2025 filings available
Ssa Credlab Private Limited reported revenue of ₹14.68 Lakh (down 1% YoY) for FY 2024.
Compounded Annual Growth Rate (CAGR) of Ssa Credlab Private Limited
Revenue fell 1% in the latest year, but over five years it has grown at a compounded annual rate (CAGR) of 10%. EBITDA rose 207% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary of Ssa Credlab Private Limited
| Metrics | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|
| Profit and Loss Statement | |||||
| Revenue from Operations | •••• | •••• | •••• | •••• | •••• |
| Other Income | •••• | •••• | •••• | •••• | •••• |
| Total Revenue | •••• | •••• | •••• | •••• | •••• |
| Cost of Materials Consumed | •••• | •••• | •••• | •••• | •••• |
| Employee Benefit Expense | •••• | •••• | •••• | •••• | •••• |
| Finance Costs | •••• | •••• | •••• | •••• | •••• |
| Depreciation and Amortisation | •••• | •••• | •••• | •••• | •••• |
| Other Expenses | •••• | •••• | •••• | •••• | •••• |
| Total Expenses | •••• | •••• | •••• | •••• | •••• |
| EBITDA | ₹86,600 | •••• | •••• | •••• | •••• |
| Profit Before Tax | •••• | •••• | •••• | •••• | •••• |
| Tax Expense | •••• | •••• | •••• | •••• | •••• |
| Net Profit (PAT) | ₹51,600 | •••• | •••• | •••• | •••• |
| Balance Sheet | |||||
| Share Capital | •••• | •••• | •••• | •••• | •••• |
| Reserves and Surplus | •••• | •••• | •••• | •••• | •••• |
| Net Worth (Total Equity) | •••• | •••• | •••• | •••• | •••• |
| Long-term Borrowings | •••• | •••• | •••• | •••• | •••• |
| Short-term Borrowings | •••• | •••• | •••• | •••• | •••• |
| Trade Payables | •••• | •••• | •••• | •••• | •••• |
| Total Liabilities | •••• | •••• | •••• | •••• | •••• |
| Fixed Assets | •••• | •••• | •••• | •••• | •••• |
| Investments | •••• | •••• | •••• | •••• | •••• |
| Inventories | •••• | •••• | •••• | •••• | •••• |
| Trade Receivables | •••• | •••• | •••• | •••• | •••• |
| Cash and Bank Balance | •••• | •••• | •••• | •••• | •••• |
| Total Assets | •••• | •••• | •••• | •••• | •••• |
Financial Ratios of Ssa Credlab Private Limited
| Metrics | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | 5.9% | •••• | •••• | •••• | •••• |
| Net Profit Margin | 3.5% | •••• | •••• | •••• | •••• |
| Return on Equity (ROE) | •••• | •••• | •••• | •••• | •••• |
| Return on Capital Employed (ROCE) | •••• | •••• | •••• | •••• | •••• |
| Return on Assets (ROA) | •••• | •••• | •••• | •••• | •••• |
| Liquidity and Debt | |||||
| Current Ratio | •••• | •••• | •••• | •••• | •••• |
| Quick Ratio | •••• | •••• | •••• | •••• | •••• |
| Debt-to-Equity Ratio | •••• | •••• | •••• | •••• | •••• |
| Interest Coverage Ratio | •••• | •••• | •••• | •••• | •••• |
| Efficiency and Growth | |||||
| Asset Turnover | •••• | •••• | •••• | •••• | •••• |
| Receivable Days | •••• | •••• | •••• | •••• | •••• |
| Payable Days | •••• | •••• | •••• | •••• | •••• |
| Inventory Days | •••• | •••• | •••• | •••• | •••• |
| Revenue Growth | •••• | •••• | •••• | •••• | •••• |
| Net Profit Growth | •••• | •••• | •••• | •••• | •••• |
Paid data: the figures shown as dots are available after purchase of the company report. Figures as filed with the MCA in Form AOC-4. The full year-wise statements and ratios of Ssa Credlab are in the company report.
Financial statements from 2015
Earlier years and trend charts are in the company report.
- Income statements
- Balance sheets
- Cash-flow statements
- Ratios and benchmarks
Verified entity values are shown only after access is granted.
Peer Comparison of Ssa Credlab Private Limited
Ssa Credlab Private Limited is compared with the companies closest to it by revenue in the BFSI industry (Other Financial Services). Net profit, margin and employee counts of each company are in the company report.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Lauf Wealth Private Limited | ₹14.7 Lakh (FY 2024) | •••• | •••• | 194.0% | •••• | Kolkata, West Bengal, India |
| Caeng Advisors (OPC) Private Limited | ₹14.69 Lakh (FY 2025) | •••• | •••• | -19.0% | •••• | Meerut, Uttar Pradesh, India |
| Gemini Sunrise Investment Pvt Ltd | ₹14.69 Lakh (FY 2021) | •••• | •••• | 419.0% | •••• | Kolkata, West Bengal, India |
| Saraswati Home and Finance Private Limited | ₹14.69 Lakh (FY 2025) | •••• | •••• | 33.0% | •••• | Patna, Bihar, India |
| Yadhadri Chit Funds Private Limited | ₹14.69 Lakh (FY 2019) | •••• | •••• | -7.0% | •••• | Warangal, Telangana, India |
| Ssa Credlab Private Limited this company | ₹14.68 Lakh (FY 2024) | •••• | •••• | -1.0% | •••• | Kolkata, West Bengal, India |
| Really Dealcomm Private Limited | ₹14.68 Lakh (FY 2016) | •••• | •••• | 1269.0% | •••• | Kolkata, West Bengal, India |
| Jute & Gunny Brokers Pvt Ltd | ₹14.68 Lakh (FY 2025) | •••• | •••• | -20.0% | •••• | Jorhat, Assam, India |
| Advert Holdings Private Limited | ₹14.68 Lakh (FY 2025) | •••• | •••• | -13.0% | •••• | New Delhi, Delhi, India |
| Sitaram Solar Energy Private Limited | ₹14.67 Lakh (FY 2021) | •••• | •••• | •••• | Haridwar, Uttarakhand, India | |
| Century Polytex Limited | ₹14.67 Lakh (FY 2025) | •••• | •••• | 23.0% | •••• | Kanpur, Uttar Pradesh, India |
Peers are the five companies nearest above and the five nearest below Ssa Credlab by revenue in the BFSI industry (Other Financial Services), from the latest filed financials of each company. Net profit, margin and employee counts of each peer are in the company report.
Auditor Details of Ssa Credlab Private Limited
Ssa Credlab Private Limited is audited by DANGI & CO. for the financial year 2017.
| Name | Status | Appointment Date | Cessation Date |
|---|---|---|---|
| DANGI & CO. | Locked | Locked | Locked |
Complete auditor history
Appointment and cessation dates and past auditor changes are in the company report.
- Appointment status
- Appointment dates
- Cessation dates
- Auditor changes
Verified entity values are shown only after access is granted.
Board of Directors of Ssa Credlab Private Limited
Ssa Credlab has 2 current directors and 5 former directors. Current directors are listed first, with their designation and appointment date.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Rahul Seksaria Also directs: Hnisqr Technologies Private Limited, Spur Advisors Private Limited, Ssa Shared Services Private Limited and 2 more | Director | 25 Aug 2020 | 6 Years 1 Months | Current |
| Nikhil Saraf Also directs: Iris Clothings Limited, Hnisqr Technologies Private Limited, Neev Credit Limited and 5 more | Director | 14 May 2012 | 14 Years 4 Months | Current |
Ownership and Shareholding of Ssa Credlab Private Limited
Shareholding and ownership data
Promoter, institutional, public and beneficial ownership figures are in the company report.
- Ownership categories
- Historical changes
- Group structure
- FII and DII holdings
Verified entity values are shown only after access is granted.
Charges & Borrowings of Ssa Credlab Private Limited
Ssa Credlab Private Limited does not have any charges (loans) registered with the Registrar of Companies.
Employees and EPFO Compliance at Ssa Credlab Private Limited
Employment history and EPFO contributions of people linked to Ssa Credlab.
Employee and EPFO history
Monthly headcount, contribution history and filing status are in the company report.
- Monthly headcount
- PF contributions
- ECR filing status
- Establishment history
Verified entity values are shown only after access is granted.
Recent Activity on Ssa Credlab Private Limited
Ssa Credlab Private Limited has 7 board changes on record since 2012: 2 appointments and 5 cessations. The latest: Akshay Agarwal ceased to be Additional Director on 30 Nov 2021.
Credit Ratings, Litigation & Regulatory Alerts for Ssa Credlab Private Limited
Credit ratings, litigation, and regulatory alerts
Credit ratings, court records and regulatory alerts are in the company report.
- Rating history
- Court and tribunal cases
- Regulatory alerts
- Director-linked violations
Verified entity values are shown only after access is granted.
MSME Payment Delays by Ssa Credlab Private Limited
MSME payment history
Amounts due to small suppliers, the reasons given and MSME-1 filings are in the company report.
- Outstanding amounts
- Delay periods and reasons
- MSME-1 filing history
- Vendor payment signals
Verified entity values are shown only after access is granted.
Subsidiaries & Group Companies of Ssa Credlab Private Limited
Corporate group structure
Parent, subsidiary, associate and joint venture records with holdings are in the company report.
- Parent company
- Subsidiaries and ownership
- Associates and joint ventures
- Entity investments
Verified entity values are shown only after access is granted.
GST Compliance of Ssa Credlab Private Limited
Ssa Credlab has 1 GST registration: 1 active.
| GSTIN | State | Status | Registered on |
|---|---|---|---|
| 19AADCN9944J1ZT | West Bengal | Active | 09 Oct 2020 |
GST registrations and filing compliance
State-wise GST registrations, return filing status and HSN or SAC codes are in the company report.
- GSTIN registrations
- State-wise filing status
- HSN and SAC details
- Tax jurisdiction records
Verified entity values are shown only after access is granted.
MCA Filings & Documents of Ssa Credlab Private Limited
MCA filings and documents
Filed forms, annual returns, financial statements and charge filings with their dates are in the company report.
- Incorporation documents
- Annual returns and statements
- Charge filings
- Complete filing index
Verified entity values are shown only after access is granted.
Frequently Asked Questions about Ssa Credlab Private Limited
Ssa Credlab is an active private limited company based in Kolkata, West Bengal, India. The company works in diversified financial services, within the financial services industry. It was incorporated on 14 May 2012 (14+ years old) and is registered under CIN U93000WB2012PTC181633.
Ssa Credlab reported revenue of ₹14.68 Lakh for FY 2024 (down 1% YoY).
Ssa Credlab has 2 current directors:
- Rahul Seksaria - Director
- Nikhil Saraf - Director
Ssa Credlab reported a net profit of ₹51,600 (net margin 3.5%) and EBITDA of ₹86,600 (EBITDA margin 5.9%) for FY 2024, as per its filed financial statements.
The compounded annual growth rate (CAGR) of the revenue of Ssa Credlab is 46% over three years and 10% over five years. In the latest year (FY 2024) revenue fell 1%. CAGR is the steady yearly rate that links the first and the last year.
The GSTIN of Ssa Credlab is 19AADCN9944J1ZT, registered in West Bengal.
The CIN (Corporate Identification Number) of Ssa Credlab is U93000WB2012PTC181633. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Ssa Credlab was incorporated on 14 May 2012, making it 14+ years old. It is registered with the Registrar of Companies, Kolkata.
The peers of Ssa Credlab by revenue are Lauf Wealth Private Limited, Caeng Advisors (OPC) Private Limited, Gemini Sunrise Investment Pvt Ltd, Saraswati Home and Finance Private Limited, Yadhadri Chit Funds Private Limited and 5 more, all in the BFSI industry (Other Financial Services).
Akshay Agarwal ceased to be Additional Director on 30 Nov 2021. Rahul Seksaria ceased to be Additional Director on 30 Nov 2021. Akhil Saraf ceased to be Director on 25 Aug 2020. Ssa Credlab has 7 board changes on record in total.
The registered office of Ssa Credlab is at Psixl Unit No.410 4th Floor Atghora Chinerpark, Kolkata, West Bengal, India – 700136.