- Category
- Micro (2024-25)
- Udyam number
- UDYAM-WB-10-0068463

Subhamoti Finance Pvt Ltd
About Subhamoti Finance Pvt Ltd
Data last updated:
Subhamoti Finance Pvt Ltd is a private limited company based in Kolkata, West Bengal, India. It operates in the real estate financing segment of the financial services sector. It was incorporated on 07 August 1995 and has been in existence for over 31 years.
The company is registered with the Registrar of Companies (ROC), Kolkata, under CIN U65999WB1995PTC073391.
The company has an authorised share capital of ₹1 Cr and a paid-up capital of ₹42.82 Lakh. It is led by directors Subhashchandra Saraff and Priyanka Saraff.
Its last annual general meeting (AGM) was held on 21 August 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at 32 Ganesh Chandra Avnu, Kolkata, West Bengal, India – 700013.
As per the financials filed for FY 2024, the company reported a revenue of ₹11.69 Lakh, a decline of 41% compared to the previous year. For the same year it recorded a net profit of ₹7.47 Lakh (net margin 63.9%) and EBITDA of ₹7.47 Lakh (EBITDA margin 63.9%).
Subhamoti Finance Pvt Ltd is registered as a micro enterprise under the Udyam registration framework (Reg. No. UDYAM-WB-10-0068463). The current compliance status is marked as compliant by the Registrar of Companies.
Company details
Recognitions & Rankings of Subhamoti Finance
Contact details
Subhamoti Finance Pvt Ltd's registered office is in Kolkata, West Bengal. Its e-mail address and telephone number are in the company report.
- Email
- Telephone
- Registered Address32 Ganesh Chandra Avnu, Kolkata, West Bengal, India – 700013
- IndustryFinancial Services, Real Estate Financing, Equipment Leasing & Financing
To see the full contact details of Subhamoti Finance Pvt Ltd, buy the company report.
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
Business activity
The main business activity of Subhamoti Finance is financial and insurance service. In detail, this covers other financial activities.
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities |
To see the full business activity and turnover split of Subhamoti Finance Pvt Ltd, buy the company report.
Financials of Subhamoti Finance Pvt Ltd
FY 2025 filings availableSubhamoti Finance Pvt Ltd reported revenue of ₹11.69 Lakh (down 41% YoY) for FY 2024.
Compounded Annual Growth Rate (CAGR)
Revenue fell 41% in the latest year. EBITDA fell 52% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|
| Profit and Loss Statement | |||||
| Revenue from Operations | |||||
| Other Income | |||||
| Total Revenue | |||||
| Cost of Materials Consumed | |||||
| Employee Benefit Expense | |||||
| Finance Costs | |||||
| Depreciation and Amortisation | |||||
| Other Expenses | |||||
| Total Expenses | |||||
| EBITDA | ₹7.47 Lakh | ||||
| Profit Before Tax | |||||
| Tax Expense | |||||
| Net Profit (PAT) | ₹7.47 Lakh | ||||
| Balance Sheet | |||||
| Share Capital | |||||
| Reserves and Surplus | |||||
| Net Worth (Total Equity) | |||||
| Long-term Borrowings | |||||
| Short-term Borrowings | |||||
| Trade Payables | |||||
| Total Liabilities | |||||
| Fixed Assets | |||||
| Investments | |||||
| Inventories | |||||
| Trade Receivables | |||||
| Cash and Bank Balance | |||||
| Total Assets | |||||
Financial Ratios
| Metrics | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | 63.9% | ||||
| Net Profit Margin | 63.9% | ||||
| Return on Equity (ROE) | |||||
| Return on Capital Employed (ROCE) | |||||
| Return on Assets (ROA) | |||||
| Liquidity and Debt | |||||
| Current Ratio | |||||
| Quick Ratio | |||||
| Debt-to-Equity Ratio | |||||
| Interest Coverage Ratio | |||||
| Efficiency and Growth | |||||
| Asset Turnover | |||||
| Receivable Days | |||||
| Payable Days | |||||
| Inventory Days | |||||
| Revenue Growth | |||||
| Net Profit Growth | |||||
To see the full financial statements and ratios of Subhamoti Finance Pvt Ltd, buy the company report.
Board of directors of Subhamoti Finance Pvt Ltd
Subhamoti Finance has 2 current directors and 1 former director. Current directors are listed first, with their designation and appointment date.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Priyanka Saraff Also directs: Tirupati Polysacks Pvt Ltd, Avadh Rail Infra Limited, Madras Elastomers Limited and 5 more | Additional Director | 10 Feb 2025 | 1 Years 9 Months | Current |
| Subhashchandra Saraff Also directs: Pullman Processor Private Limited, Tirupati Polysacks Pvt Ltd, Avadh Rail Infra Limited and 5 more | Director | 18 Jan 2001 | 25 Years 9 Months | Current |
Auditor
Subhamoti Finance Pvt Ltd is audited by C Madhogaria & Co. for the financial year 2023.
| Auditor firm | Financial year | Firm registration number |
|---|---|---|
| C Madhogaria & Co. | FY 2023 | 331956E |
Shareholding
The shareholding of Subhamoti Finance Pvt Ltd is on record for 5 financial years, the latest being FY 2023, split between promoters, domestic institutions, foreign institutions, public shareholders and others.
| Shareholder category | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 |
|---|---|---|---|---|---|
| Promoters | |||||
| Domestic institutional investors (DII) | |||||
| Foreign institutional investors (FII) | |||||
| Public | |||||
| Others |
To see the full shareholding pattern of Subhamoti Finance Pvt Ltd, buy the company report.
Legal cases
No court or tribunal cases involving Subhamoti Finance Pvt Ltd are on our record; a case search with case numbers, parties and status is in the company report Buy the company report.
MSME payment delays
No delayed payments to MSME suppliers are on our record for Subhamoti Finance Pvt Ltd; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
GST
No GST registration is on our record for Subhamoti Finance Pvt Ltd; the GSTIN and return-filing check is in the company report Buy the company report.
Recent activity
Subhamoti Finance Pvt Ltd has 3 board changes on record since 2001: 2 appointments and 1 cessation. The latest: Abhishek Saraff ceased to be Director on 13 Feb 2025.
Frequently asked questions
Subhamoti Finance is an active private limited company based in Kolkata, West Bengal, India. The company works in real estate financing, within the financial services industry. It was incorporated on 07 August 1995 (31+ years old) and is registered under CIN U65999WB1995PTC073391.
Subhamoti Finance has 2 current directors:
- Priyanka Saraff - Additional Director
- Subhashchandra Saraff - Director
The latest financial statements of Subhamoti Finance on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 21 August 2025. Year-wise statements from 2015 are in the company report.
The CIN (Corporate Identification Number) of Subhamoti Finance is U65999WB1995PTC073391. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Subhamoti Finance was incorporated on 07 August 1995, making it 31+ years old. It is registered with the Registrar of Companies, Kolkata.
Abhishek Saraff ceased to be Director on 13 Feb 2025. Priyanka Saraff was appointed as Additional Director on 10 Feb 2025. Subhashchandra Saraff was appointed as Director on 18 Jan 2001.
Yes, Subhamoti Finance is registered as a micro enterprise under Udyam registration (number: UDYAM-WB-10-0068463).
The registered office of Subhamoti Finance is at 32 Ganesh Chandra Avnu, Kolkata, West Bengal, India – 700013.
Subhamoti Finance operates in the financial services industry, in the real estate financing segment.
The compliance status of Subhamoti Finance is compliant as of 20 July 2026. The company is actively filing with the Registrar of Companies.

