Sukh Samriddh Micro Credit Association
About Sukh Samriddh Micro Credit Association
Data last updated:
Sukh Samriddh Micro Credit Association is a private not for profit company based in Lucknow, Uttar Pradesh, India. It operates in the financial auxiliary services segment of the financial services sector. It was incorporated on 30 May 2017 and has been in existence for over 9 years.
The company is registered with the Registrar of Companies (ROC), Uttar Pradesh, under CIN U67190UP2017NPL093650.
The company has an authorised share capital of ₹20 Lakh and a paid-up capital of ₹15 Lakh. It is led by directors including Saurabh Saraswat and Sonu Kumar Rauniyar.
Its last annual general meeting (AGM) was held on 30 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at Lucknow, Uttar Pradesh.
As per the financials filed for FY 2025, the company reported a revenue of ₹37.53 Lakh, a growth of 91% compared to the previous year. For the same year it recorded a net loss of ₹21.5 Lakh (net margin -57.3%) and EBITDA of -₹8.33 Lakh (EBITDA margin -22.2%). Revenue has grown at a compounded annual rate (CAGR) of 94% over three years and 49% over five years.
The current compliance status is marked as compliant by the Registrar of Companies.
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- Registered AddressC – 41 Sector K, Aliganj, Lucknow, Uttar Pradesh, India – 226024
- IndustryFinancial Services, Auxiliary To Financial Intermediatory
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
- One PDF report, delivered after checkout
Business Activity of Sukh Samriddh Micro Credit Association
The main business activity of Sukh Samriddh Micro Credit Association is financial and insurance service. In detail, this covers other financial activities.
| Main Activity Group Code | Description of Main Activity | Business Activity Code | Description of Business Activity | Turnover Percentage |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities | Locked |
Business activity turnover details
Turnover share and past changes in activity are in the company report.
- Turnover contribution
- Historical classifications
- Filing-level activity changes
Verified entity values are shown only after access is granted.
Financials of Sukh Samriddh Micro Credit Association FY 2025 filings available
Sukh Samriddh Micro Credit Association reported revenue of ₹37.53 Lakh (up 91% YoY) for FY 2025.
Compounded Annual Growth Rate (CAGR) of Sukh Samriddh Micro Credit Association
Revenue has grown at a compounded annual rate (CAGR) of 49% over five years, including 91% growth in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary of Sukh Samriddh Micro Credit Association
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profit and Loss Statement | |||||
| Revenue from Operations | •••• | •••• | •••• | •••• | •••• |
| Other Income | •••• | •••• | •••• | •••• | •••• |
| Total Revenue | •••• | •••• | •••• | •••• | •••• |
| Cost of Materials Consumed | •••• | •••• | •••• | •••• | •••• |
| Employee Benefit Expense | •••• | •••• | •••• | •••• | •••• |
| Finance Costs | •••• | •••• | •••• | •••• | •••• |
| Depreciation and Amortisation | •••• | •••• | •••• | •••• | •••• |
| Other Expenses | •••• | •••• | •••• | •••• | •••• |
| Total Expenses | •••• | •••• | •••• | •••• | •••• |
| EBITDA | -₹8.33 Lakh | •••• | •••• | •••• | •••• |
| Profit Before Tax | •••• | •••• | •••• | •••• | •••• |
| Tax Expense | •••• | •••• | •••• | •••• | •••• |
| Net Profit (PAT) | -₹21.5 Lakh | •••• | •••• | •••• | •••• |
| Balance Sheet | |||||
| Share Capital | •••• | •••• | •••• | •••• | •••• |
| Reserves and Surplus | •••• | •••• | •••• | •••• | •••• |
| Net Worth (Total Equity) | •••• | •••• | •••• | •••• | •••• |
| Long-term Borrowings | •••• | •••• | •••• | •••• | •••• |
| Short-term Borrowings | •••• | •••• | •••• | •••• | •••• |
| Trade Payables | •••• | •••• | •••• | •••• | •••• |
| Total Liabilities | •••• | •••• | •••• | •••• | •••• |
| Fixed Assets | •••• | •••• | •••• | •••• | •••• |
| Investments | •••• | •••• | •••• | •••• | •••• |
| Inventories | •••• | •••• | •••• | •••• | •••• |
| Trade Receivables | •••• | •••• | •••• | •••• | •••• |
| Cash and Bank Balance | •••• | •••• | •••• | •••• | •••• |
| Total Assets | •••• | •••• | •••• | •••• | •••• |
Financial Ratios of Sukh Samriddh Micro Credit Association
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | -22.2% | •••• | •••• | •••• | •••• |
| Net Profit Margin | -57.3% | •••• | •••• | •••• | •••• |
| Return on Equity (ROE) | •••• | •••• | •••• | •••• | •••• |
| Return on Capital Employed (ROCE) | •••• | •••• | •••• | •••• | •••• |
| Return on Assets (ROA) | •••• | •••• | •••• | •••• | •••• |
| Liquidity and Debt | |||||
| Current Ratio | •••• | •••• | •••• | •••• | •••• |
| Quick Ratio | •••• | •••• | •••• | •••• | •••• |
| Debt-to-Equity Ratio | •••• | •••• | •••• | •••• | •••• |
| Interest Coverage Ratio | •••• | •••• | •••• | •••• | •••• |
| Efficiency and Growth | |||||
| Asset Turnover | •••• | •••• | •••• | •••• | •••• |
| Receivable Days | •••• | •••• | •••• | •••• | •••• |
| Payable Days | •••• | •••• | •••• | •••• | •••• |
| Inventory Days | •••• | •••• | •••• | •••• | •••• |
| Revenue Growth | •••• | •••• | •••• | •••• | •••• |
| Net Profit Growth | •••• | •••• | •••• | •••• | •••• |
Paid data: the figures shown as dots are available after purchase of the company report. Figures as filed with the MCA in Form AOC-4. The full year-wise statements and ratios of Sukh Samriddh Micro Credit Association are in the company report.
Financial statements from FY 2018
Earlier years and trend charts are in the company report.
- Income statements
- Balance sheets
- Cash-flow statements
- Ratios and benchmarks
Verified entity values are shown only after access is granted.
Board of Directors of Sukh Samriddh Micro Credit Association
Sukh Samriddh Micro Credit Association has 4 current directors and 2 former directors. Current directors are listed first, with their designation and appointment date.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Saurabh Saraswat Also directs: Beaufort Marine Services LLP, Beaufort IT Solutions LLP, Sea N Shore IT Solutions LLP and 3 more | Director | 06 Nov 2023 | 2 Years 11 Months | Current |
| Sonu Kumar Rauniyar Also directs: Ujjiwan India Micrope Foundation | Director | 06 Nov 2023 | 2 Years 11 Months | Current |
| Sonika Gupta Also directs: Ujjiwan India Micrope Foundation | Director | 06 Nov 2023 | 2 Years 11 Months | Current |
| Sushant Gupta Also directs: Ujjiwan India Micrope Foundation | Director | 06 Nov 2023 | 2 Years 11 Months | Current |
Peer Comparison of Sukh Samriddh Micro Credit Association
Sukh Samriddh Micro Credit Association is compared with the companies closest to it by revenue in the same principal business activity (Other financial activities). Net profit, margin and employee counts of each company are in the company report.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Aparnaa Fintrade Private Limited | ₹37.56 Lakh (FY 2025) | •••• | •••• | -52.0% | •••• | Kolkata, West Bengal, India |
| Premsagar Tradelinks Private Limited | ₹37.54 Lakh (FY 2025) | •••• | •••• | -49.0% | •••• | Kolkata, West Bengal, India |
| Camp Road Benefit Nidhi Limited | ₹37.54 Lakh (FY 2024) | •••• | •••• | 7.0% | •••• | Chennai, Tamil Nadu, India |
| Kallukoottam Fatima Annai Nidhi Limited | ₹37.54 Lakh (FY 2025) | •••• | •••• | -59.0% | •••• | Kallukoottam, Tamil Nadu, India |
| Global Finance & Securities Ltd | ₹37.53 Lakh (FY 2019) | •••• | •••• | 16.0% | •••• | Kolkata, West Bengal, India |
| Sukh Samriddh Micro Credit Association this company | ₹37.53 Lakh (FY 2025) | •••• | •••• | 91.0% | •••• | Lucknow, Uttar Pradesh, India |
| Health Guardian Medi Services Private Limited | ₹37.53 Lakh (FY 2025) | •••• | •••• | 245.0% | •••• | Meerut, Uttar Pradesh, India |
| Arrowlink Dealers Private Limited | ₹37.53 Lakh (FY 2024) | •••• | •••• | -23.0% | •••• | Kolkata, West Bengal, India |
| Assam Auto Industries Pvt Ltd | ₹37.53 Lakh (FY 2024) | •••• | •••• | 22.0% | •••• | Assam, India |
| Chitra Plaza Maker Private Limited | ₹37.53 Lakh (FY 2025) | •••• | •••• | -44.0% | •••• | Kolkata, West Bengal, India |
| Bhavana Finance Pvt Ltd | ₹37.51 Lakh (FY 2024) | •••• | •••• | -5.0% | •••• | Kolkata, West Bengal, India |
Peers are the five companies nearest above and the five nearest below Sukh Samriddh Micro Credit Association by revenue in the same principal business activity (Other financial activities), from the latest filed financials of each company. Net profit, margin and employee counts of each peer are in the company report.
Ownership and Shareholding of Sukh Samriddh Micro Credit Association
Shareholding and ownership data
Promoter, institutional, public and beneficial ownership figures are in the company report.
- Ownership categories
- Historical changes
- Group structure
- FII and DII holdings
Verified entity values are shown only after access is granted.
Charges & Borrowings of Sukh Samriddh Micro Credit Association
Sukh Samriddh Micro Credit Association does not have any charges (loans) registered with the Registrar of Companies.
Employees and EPFO Compliance at Sukh Samriddh Micro Credit Association
Employment history and EPFO contributions of people linked to Sukh Samriddh Micro Credit Association.
Employee and EPFO history
Monthly headcount, contribution history and filing status are in the company report.
- Monthly headcount
- PF contributions
- ECR filing status
- Establishment history
Verified entity values are shown only after access is granted.
Recent Activity on Sukh Samriddh Micro Credit Association
Sukh Samriddh Micro Credit Association has 6 board changes on record since 2023: 4 appointments and 2 cessations. The latest: Mahendra Prajapati ceased to be Director on 10 Nov 2023.
Credit Ratings, Litigation & Regulatory Alerts for Sukh Samriddh Micro Credit Association
Credit ratings, litigation, and regulatory alerts
Credit ratings, court records and regulatory alerts are in the company report.
- Rating history
- Court and tribunal cases
- Regulatory alerts
- Director-linked violations
Verified entity values are shown only after access is granted.
MSME Payment Delays by Sukh Samriddh Micro Credit Association
MSME payment history
Amounts due to small suppliers, the reasons given and MSME-1 filings are in the company report.
- Outstanding amounts
- Delay periods and reasons
- MSME-1 filing history
- Vendor payment signals
Verified entity values are shown only after access is granted.
Subsidiaries & Group Companies of Sukh Samriddh Micro Credit Association
Corporate group structure
Parent, subsidiary, associate and joint venture records with holdings are in the company report.
- Parent company
- Subsidiaries and ownership
- Associates and joint ventures
- Entity investments
Verified entity values are shown only after access is granted.
GST Compliance of Sukh Samriddh Micro Credit Association
GST registrations and filing compliance
State-wise GST registrations, return filing status and HSN or SAC codes are in the company report.
- GSTIN registrations
- State-wise filing status
- HSN and SAC details
- Tax jurisdiction records
Verified entity values are shown only after access is granted.
MCA Filings & Documents of Sukh Samriddh Micro Credit Association
MCA filings and documents
Filed forms, annual returns, financial statements and charge filings with their dates are in the company report.
- Incorporation documents
- Annual returns and statements
- Charge filings
- Complete filing index
Verified entity values are shown only after access is granted.
Frequently Asked Questions about Sukh Samriddh Micro Credit Association
Sukh Samriddh Micro Credit Association is an active private not for profit company based in Lucknow, Uttar Pradesh, India. The company works in auxiliary to financial intermediatory, within the financial services industry. It was incorporated on 30 May 2017 (9+ years old) and is registered under CIN U67190UP2017NPL093650.
Sukh Samriddh Micro Credit Association reported revenue of ₹37.53 Lakh for FY 2025 (up 91% YoY).
Sukh Samriddh Micro Credit Association has 4 current directors:
- Saurabh Saraswat - Director
- Sonu Kumar Rauniyar - Director
- Sonika Gupta - Director
- Sushant Gupta - Director
Sukh Samriddh Micro Credit Association reported a net loss of ₹21.5 Lakh (net margin -57.3%) and EBITDA of -₹8.33 Lakh (EBITDA margin -22.2%) for FY 2025, as per its filed financial statements.
The compounded annual growth rate (CAGR) of the revenue of Sukh Samriddh Micro Credit Association is 94% over three years and 49% over five years. In the latest year (FY 2025) revenue rose 91%. CAGR is the steady yearly rate that links the first and the last year.
The CIN (Corporate Identification Number) of Sukh Samriddh Micro Credit Association is U67190UP2017NPL093650. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Sukh Samriddh Micro Credit Association was incorporated on 30 May 2017, making it 9+ years old. It is registered with the Registrar of Companies, Uttar Pradesh.
The peers of Sukh Samriddh Micro Credit Association by revenue are Aparnaa Fintrade Private Limited, Premsagar Tradelinks Private Limited, Camp Road Benefit Nidhi Limited, Kallukoottam Fatima Annai Nidhi Limited, Global Finance & Securities Ltd and 5 more, all in the same principal business activity (Other financial activities).
Mahendra Prajapati ceased to be Director on 10 Nov 2023. Sunil Kumar Prajapati ceased to be Director on 10 Nov 2023. Saurabh Saraswat was appointed as Director on 06 Nov 2023. Sukh Samriddh Micro Credit Association has 6 board changes on record in total.
The registered office of Sukh Samriddh Micro Credit Association is at C – 41 Sector K, Aliganj, Lucknow, Uttar Pradesh, India – 226024.
Sukh Samriddh Micro Credit Association has an authorised share capital of ₹20 Lakh and a paid-up capital of ₹15 Lakh.