Sukh Samriddh Micro Credit Association
About Sukh Samriddh Micro Credit Association
Data last updated:
Sukh Samriddh Micro Credit Association is a private not for profit company based in Lucknow, Uttar Pradesh, India. It operates in the financial auxiliary services segment of the financial services sector. It was incorporated on 30 May 2017 and has been in existence for over 9 years.
The company is registered with the Registrar of Companies (ROC), Uttar Pradesh, under CIN U67190UP2017NPL093650.
The company has an authorised share capital of ₹20 Lakh and a paid-up capital of ₹15 Lakh. It is led by directors including Saurabh Saraswat and Sonu Kumar Rauniyar.
Its last annual general meeting (AGM) was held on 30 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at Lucknow, Uttar Pradesh.
As per the financials filed for FY 2025, the company reported a revenue of ₹37.53 Lakh, a growth of 91% compared to the previous year. For the same year it recorded a net loss of ₹21.5 Lakh (net margin -57.3%) and EBITDA of -₹8.33 Lakh (EBITDA margin -22.2%). Revenue has grown at a compounded annual rate (CAGR) of 94% over three years and 49% over five years.
The current compliance status is marked as compliant by the Registrar of Companies.
Company details
Contact details
Sukh Samriddh Micro Credit Association's registered office is in Lucknow, Uttar Pradesh. Its e-mail address is in the company report.
- Email
- Registered AddressC – 41 Sector K, Aliganj, Lucknow, Uttar Pradesh, India – 226024
- IndustryFinancial Services, Auxiliary To Financial Intermediatory
To see the full contact details of Sukh Samriddh Micro Credit Association, buy the company report.
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
Business activity
The main business activity of Sukh Samriddh Micro Credit Association is financial and insurance service. In detail, this covers other financial activities.
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities |
To see the full business activity and turnover split of Sukh Samriddh Micro Credit Association, buy the company report.
Financials of Sukh Samriddh Micro Credit Association
FY 2025 filings availableSukh Samriddh Micro Credit Association reported revenue of ₹37.53 Lakh (up 91% YoY) for FY 2025.
Compounded Annual Growth Rate (CAGR)
Revenue has grown at a compounded annual rate (CAGR) of 49% over five years, including 91% growth in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profit and Loss Statement | |||||
| Revenue from Operations | |||||
| Other Income | |||||
| Total Revenue | |||||
| Cost of Materials Consumed | |||||
| Employee Benefit Expense | |||||
| Finance Costs | |||||
| Depreciation and Amortisation | |||||
| Other Expenses | |||||
| Total Expenses | |||||
| EBITDA | -₹8.33 Lakh | ||||
| Profit Before Tax | |||||
| Tax Expense | |||||
| Net Profit (PAT) | -₹21.5 Lakh | ||||
| Balance Sheet | |||||
| Share Capital | |||||
| Reserves and Surplus | |||||
| Net Worth (Total Equity) | |||||
| Long-term Borrowings | |||||
| Short-term Borrowings | |||||
| Trade Payables | |||||
| Total Liabilities | |||||
| Fixed Assets | |||||
| Investments | |||||
| Inventories | |||||
| Trade Receivables | |||||
| Cash and Bank Balance | |||||
| Total Assets | |||||
Financial Ratios
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | -22.2% | ||||
| Net Profit Margin | -57.3% | ||||
| Return on Equity (ROE) | |||||
| Return on Capital Employed (ROCE) | |||||
| Return on Assets (ROA) | |||||
| Liquidity and Debt | |||||
| Current Ratio | |||||
| Quick Ratio | |||||
| Debt-to-Equity Ratio | |||||
| Interest Coverage Ratio | |||||
| Efficiency and Growth | |||||
| Asset Turnover | |||||
| Receivable Days | |||||
| Payable Days | |||||
| Inventory Days | |||||
| Revenue Growth | |||||
| Net Profit Growth | |||||
To see the full financial statements and ratios of Sukh Samriddh Micro Credit Association, buy the company report.
Board of directors of Sukh Samriddh Micro Credit Association
Sukh Samriddh Micro Credit Association has 4 current directors and 2 former directors. Current directors are listed first, with their designation and appointment date.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Saurabh Saraswat Also directs: Beaufort Marine Services LLP, Beaufort IT Solutions LLP, Sea N Shore IT Solutions LLP and 3 more | Director | 06 Nov 2023 | 2 Years 11 Months | Current |
| Sonu Kumar Rauniyar Also directs: Ujjiwan India Micrope Foundation | Director | 06 Nov 2023 | 2 Years 11 Months | Current |
| Sonika Gupta Also directs: Ujjiwan India Micrope Foundation | Director | 06 Nov 2023 | 2 Years 11 Months | Current |
| Sushant Gupta Also directs: Ujjiwan India Micrope Foundation | Director | 06 Nov 2023 | 2 Years 11 Months | Current |
Peer comparison
Sukh Samriddh Micro Credit Association is compared with the 10 companies closest to it by revenue in the same principal business activity (other financial activities), from the latest filed financials of each company.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Aparnaa Fintrade Private Limited | ₹37.56 Lakh (FY 2025) | -52.0% | Kolkata, West Bengal, India | |||
| Premsagar Tradelinks Private Limited | ₹37.54 Lakh (FY 2025) | -49.0% | Kolkata, West Bengal, India | |||
| Camp Road Benefit Nidhi Limited | ₹37.54 Lakh (FY 2024) | 7.0% | Chennai, Tamil Nadu, India | |||
| Kallukoottam Fatima Annai Nidhi Limited | ₹37.54 Lakh (FY 2025) | -59.0% | Kallukoottam, Tamil Nadu, India | |||
| Global Finance & Securities Ltd | ₹37.53 Lakh (FY 2019) | 16.0% | Kolkata, West Bengal, India | |||
| Sukh Samriddh Micro Credit Associationthis company | ₹37.53 Lakh (FY 2025) | -₹21.5 Lakh | -57.3% | 91.0% | Lucknow, Uttar Pradesh, India | |
| Health Guardian Medi Services Private Limited | ₹37.53 Lakh (FY 2025) | 245.0% | Meerut, Uttar Pradesh, India | |||
| Arrowlink Dealers Private Limited | ₹37.53 Lakh (FY 2024) | -23.0% | Kolkata, West Bengal, India | |||
| Assam Auto Industries Pvt Ltd | ₹37.53 Lakh (FY 2024) | 22.0% | Assam, India | |||
| Chitra Plaza Maker Private Limited | ₹37.53 Lakh (FY 2025) | -44.0% | Kolkata, West Bengal, India | |||
| Bhavana Finance Pvt Ltd | ₹37.51 Lakh (FY 2024) | -5.0% | Kolkata, West Bengal, India |
To see the full peer comparison of Sukh Samriddh Micro Credit Association, buy the company report.
Legal cases
No court or tribunal cases involving Sukh Samriddh Micro Credit Association are on our record; a case search with case numbers, parties and status is in the company report Buy the company report.
MSME payment delays
No delayed payments to MSME suppliers are on our record for Sukh Samriddh Micro Credit Association; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
GST
No GST registration is on our record for Sukh Samriddh Micro Credit Association; the GSTIN and return-filing check is in the company report Buy the company report.
Recent activity
Sukh Samriddh Micro Credit Association has 6 board changes on record since 2023: 4 appointments and 2 cessations. The latest: Mahendra Prajapati ceased to be Director on 10 Nov 2023.
Frequently asked questions
Sukh Samriddh Micro Credit Association is an active private not for profit company based in Lucknow, Uttar Pradesh, India. The company works in auxiliary to financial intermediatory, within the financial services industry. It was incorporated on 30 May 2017 (9+ years old) and is registered under CIN U67190UP2017NPL093650.
Sukh Samriddh Micro Credit Association has 4 current directors:
- Saurabh Saraswat - Director
- Sonu Kumar Rauniyar - Director
- Sonika Gupta - Director
- Sushant Gupta - Director
The latest financial statements of Sukh Samriddh Micro Credit Association on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 30 September 2025. Year-wise statements from FY 2018 are in the company report.
The CIN (Corporate Identification Number) of Sukh Samriddh Micro Credit Association is U67190UP2017NPL093650. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Sukh Samriddh Micro Credit Association was incorporated on 30 May 2017, making it 9+ years old. It is registered with the Registrar of Companies, Uttar Pradesh.
The peers of Sukh Samriddh Micro Credit Association by revenue are Aparnaa Fintrade Private Limited, Premsagar Tradelinks Private Limited, Camp Road Benefit Nidhi Limited, Kallukoottam Fatima Annai Nidhi Limited, Global Finance & Securities Ltd and 5 more, all in the same principal business activity (other financial activities).
Mahendra Prajapati ceased to be Director on 10 Nov 2023. Sunil Kumar Prajapati ceased to be Director on 10 Nov 2023. Saurabh Saraswat was appointed as Director on 06 Nov 2023. Sukh Samriddh Micro Credit Association has 6 board changes on record in total.
The registered office of Sukh Samriddh Micro Credit Association is at C – 41 Sector K, Aliganj, Lucknow, Uttar Pradesh, India – 226024.
Sukh Samriddh Micro Credit Association operates in the financial services industry, in the auxiliary to financial intermediatory segment.
The compliance status of Sukh Samriddh Micro Credit Association is compliant as of 10 September 2026. The company is actively filing with the Registrar of Companies.
Sukh Samriddh Micro Credit Association can be reached at its registered office: C – 41 Sector K, Aliganj, Lucknow, Uttar Pradesh, India – 226024.