
About Super Fine Micro Finance
Data last updated:
Super Fine Micro Finance is a public not for profit company based in Phulwari Sharif, Bihar, India. It operates in the microfinance institutions segment of the financial services sector. It was incorporated on 20 March 2014 and has been in existence for over 12 years.
The company is registered with the Registrar of Companies (ROC), Patna, under CIN U65992BR2014NPL022239. The company has 2 GST registrations on record, none of which is active.
It is led by directors including Moinuddin Badshah and Jitendra Singh Nehra.
Its last annual general meeting (AGM) was held on 31 December 2020, and its latest financial statements are for the year ended 31 March 2020. The registered office is at Main Road Thana Chowk, Phulwari Sharif, Bihar, India – 801505.
As per the financials filed for FY 2020, the company reported a revenue of ₹97.69 Lakh, a growth of 89% compared to the previous year. For the same year it recorded a net loss of ₹89.06 Lakh (net margin -91.2%) and EBITDA of -₹86.64 Lakh (EBITDA margin -88.7%). Revenue has grown at a compounded annual rate (CAGR) of 395% over three years and 125% over five years.
The company has about 19 employees on its provident fund (EPFO) records.
The current compliance status is marked as compliant by the Registrar of Companies. For more details, the company can be reached via its website superfinemicrofinance.com.
Company details
Contact details
Super Fine Micro Finance's registered office is in Phulwari Sharif, Bihar. Its website is superfinemicrofinance.com. Its e-mail address and telephone number are in the company report.
- Email
- Telephone
- Website
- Registered AddressMain Road Thana Chowk, Phulwari Sharif, Bihar, India – 801505
- IndustryFinancial Services, Microfinance Institutions
To see the full contact details of Super Fine Micro Finance, buy the company report.
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
Business activity
The main business activity of Super Fine Micro Finance is financial and insurance service. In detail, this covers other financial activities.
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities |
To see the full business activity and turnover split of Super Fine Micro Finance, buy the company report.
Financials of Super Fine Micro Finance
FY 2020 filings availableSuper Fine Micro Finance reported revenue of ₹97.69 Lakh (up 89% YoY) for FY 2020.
Compounded Annual Growth Rate (CAGR)
Revenue has grown at a compounded annual rate (CAGR) of 125% over five years, including 89% growth in the latest year. EBITDA fell 28% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2019-20 | FY 2018-19 | FY 2017-18 | FY 2016-17 | FY 2015-16 |
|---|---|---|---|---|---|
| Profit and Loss Statement | |||||
| Revenue from Operations | |||||
| Other Income | |||||
| Total Revenue | |||||
| Cost of Materials Consumed | |||||
| Employee Benefit Expense | |||||
| Finance Costs | |||||
| Depreciation and Amortisation | |||||
| Other Expenses | |||||
| Total Expenses | |||||
| EBITDA | -₹86.64 Lakh | ||||
| Profit Before Tax | |||||
| Tax Expense | |||||
| Net Profit (PAT) | -₹89.06 Lakh | ||||
| Balance Sheet | |||||
| Share Capital | |||||
| Reserves and Surplus | |||||
| Net Worth (Total Equity) | |||||
| Long-term Borrowings | |||||
| Short-term Borrowings | |||||
| Trade Payables | |||||
| Total Liabilities | |||||
| Fixed Assets | |||||
| Investments | |||||
| Inventories | |||||
| Trade Receivables | |||||
| Cash and Bank Balance | |||||
| Total Assets | |||||
Financial Ratios
| Metrics | FY 2019-20 | FY 2018-19 | FY 2017-18 | FY 2016-17 | FY 2015-16 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | -88.7% | ||||
| Net Profit Margin | -91.2% | ||||
| Return on Equity (ROE) | |||||
| Return on Capital Employed (ROCE) | |||||
| Return on Assets (ROA) | |||||
| Liquidity and Debt | |||||
| Current Ratio | |||||
| Quick Ratio | |||||
| Debt-to-Equity Ratio | |||||
| Interest Coverage Ratio | |||||
| Efficiency and Growth | |||||
| Asset Turnover | |||||
| Receivable Days | |||||
| Payable Days | |||||
| Inventory Days | |||||
| Revenue Growth | |||||
| Net Profit Growth | |||||
To see the full financial statements and ratios of Super Fine Micro Finance, buy the company report.
Board of directors of Super Fine Micro Finance
Super Fine Micro Finance has 5 current directors and 9 former directors. Current directors are listed first, with their designation and appointment date.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Manoj Kumar Singh Also directs: Superfine Nidhi Limited | Additional Director | 11 Mar 2019 | 7 Years 7 Months | Current |
| Sumit Kumar Mishra | Additional Director | 23 May 2020 | 6 Years 5 Months | Current |
| Moinuddin Badshah | Director | 04 Dec 2023 | 2 Years 10 Months | Current |
| Jitendra Singh Nehra Also directs: Superfine News Limited, Superfine Mart India Private Limited, Superbhakti Nidhi Limited and 3 more | Director | 07 Dec 2016 | 9 Years 10 Months | Current |
| Naresh Kumar Saini Also directs: Saketha India Nidhi Limited | Director | 07 Dec 2016 | 9 Years 10 Months | Current |
Peer comparison
Super Fine Micro Finance is compared with the 5 companies closest to it by revenue in the BFSI industry (Finance, Micro Finance), with the same principal business activity (other financial activities), from the latest filed financials of each company.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Aalamara Chits Funds Private Limited | ₹97.9 Lakh (FY 2025) | 20.0% | Sivakasi, Tamil Nadu, India | |||
| Royal Vinayam Chits Private Limited | ₹97.82 Lakh (FY 2019) | 1.0% | Chennai, Tamil Nadu, India | |||
| Ampi Finance Private Limited | ₹97.75 Lakh (FY 2025) | -29.0% | Kolkata, West Bengal, India | |||
| Super Fine Micro Financethis company | ₹97.69 Lakh (FY 2020) | -₹89.06 Lakh | -91.2% | 89.0% | 19 | Phulwari Sharif, Bihar, India |
| Malakar Urban Nidhi Limited | ₹97.56 Lakh (FY 2025) | 62.0% | Jalpaiguri, West Bengal, India | |||
| Vaasavi Nidhi Limited | ₹97.5 Lakh (FY 2025) | 1.0% | Hosur, Tamil Nadu, India |
To see the full peer comparison of Super Fine Micro Finance, buy the company report.
Auditor
Super Fine Micro Finance is audited by JAIN A S & CO for the financial year 2018.
| Auditor firm | Financial year | Firm registration number |
|---|---|---|
| JAIN A S & CO | FY 2018 | 030913N |
Shareholding
The shareholding of Super Fine Micro Finance is on record for 3 financial years, the latest being FY 2018, split between promoters, domestic institutions and public shareholders.
| Shareholder category | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|
| Promoters | |||
| Domestic institutional investors (DII) | |||
| Public |
To see the full shareholding pattern of Super Fine Micro Finance, buy the company report.
Legal cases
No court or tribunal cases involving Super Fine Micro Finance are on our record; a case search with case numbers, parties and status is in the company report Buy the company report.
MSME payment delays
No delayed payments to MSME suppliers are on our record for Super Fine Micro Finance; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
Employees & EPFO
Super Fine Micro Finance has a workforce of 19 employees on its EPFO records as of Apr 06, 2024, across 1 active EPFO establishment.
GST
Super Fine Micro Finance has 2 GST registrations on record, and all of them have been cancelled or are inactive. Only active GST numbers are listed on this page.
To see the full GST registrations and return filing status of Super Fine Micro Finance, buy the company report.
Recent activity
Super Fine Micro Finance has 14 board changes on record since 2016: 5 appointments and 9 cessations. The latest: Moinuddin Badshah was appointed as Director on 04 Dec 2023.
5 earlier events are in the company report.
Frequently asked questions
Super Fine Micro Finance is an active public not for profit company based in Phulwari Sharif, Bihar, India. The company works in microfinance institutions, within the financial services industry. It was incorporated on 20 March 2014 (12+ years old) and is registered under CIN U65992BR2014NPL022239.
Super Fine Micro Finance has 5 current directors:
- Manoj Kumar Singh - Additional Director
- Sumit Kumar Mishra - Additional Director
- Moinuddin Badshah - Director
- Jitendra Singh Nehra - Director
- Naresh Kumar Saini - Director
The latest financial statements of Super Fine Micro Finance on record with the MCA are for the year ended 31 March 2020. Its last annual general meeting was held on 31 December 2020. Year-wise statements from 2015 are in the company report.
No. Super Fine Micro Finance has 2 GST registrations on record and all of them are cancelled or inactive.
The CIN (Corporate Identification Number) of Super Fine Micro Finance is U65992BR2014NPL022239. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Super Fine Micro Finance was incorporated on 20 March 2014, making it 12+ years old. It is registered with the Registrar of Companies, Patna.
The peers of Super Fine Micro Finance by revenue are Aalamara Chits Funds Private Limited, Royal Vinayam Chits Private Limited, Ampi Finance Private Limited, Malakar Urban Nidhi Limited, Vaasavi Nidhi Limited, all in the BFSI industry (Finance, Micro Finance), with the same principal business activity (other financial activities).
Moinuddin Badshah was appointed as Director on 04 Dec 2023. Baljeet Singh ceased to be Director on 23 May 2020. Kuldeep Kumar ceased to be Director on 23 May 2020. Super Fine Micro Finance has 14 board changes on record in total.
Super Fine Micro Finance can be reached through the website superfinemicrofinance.com. Its registered office is in Phulwari Sharif, Bihar, India.
The registered office of Super Fine Micro Finance is at Main Road Thana Chowk, Phulwari Sharif, Bihar, India – 801505.
Super Fine Micro Finance operates in the financial services industry, in the microfinance institutions segment.

