Svasti Microfinance Private Limited - Company Profile

It is a financial services private limited company based in Chennai, Tamil Nadu, India, established in 1995.

1995 Chennai, Tamil Nadu, India Active

Last Updated: January 11, 2026

About Svasti Microfinance Private Limited

Svasti Microfinance Private Limited, a active private limited company, was established on 23 February 1995 in Chennai, Tamil Nadu, India. Engaging in microfinance institutions within the financial and insurance service sector, it holds CIN: U65922TN1995PTC030293. Registered under ROC Roc Chennai. it is unlisted. It has an authorized capital of ₹7.23 Cr and a paid-up capital of ₹5.15 Cr.

Formerly known as Svasti Microfinance Limited, Easy Housing And Finance Limited. It upholds a compliant status. Employing 1,990 professional, Its leadership includes Bhagavathi Narayanan Subramaniam (Whole-Time Director), Jagriti Bhandari (Nominee Director), Jaya Janardhanan (Director). Past directors included Bhagavathi Narayanan Subramaniam, Anuvalli Harinath, Pawanraj Jain Bhandari. It holds ₹764.06 Cr open charges and ₹1,906.21 Cr settled loans. Its latest AGM occurred on 30 September 2025, with the balance sheet filed on 31 March 2025. It is based at 6, First Floor,First Street,Tiger Varadachari Road Kalakshetra Colony,Besant Nagar, Chennai, Tamil Nadu, 600090.

Company Details

CIN/LLPIN
U65922TN1995PTC030293
Registration Number
030293
Incorporation Date
23 February 1995
Authorized Capital
₹7.23 Cr
Paid-Up Capital
₹5.15 Cr
ROC Code
Roc Chennai
Listing Status
Unlisted
Company Status
Active

Key Metrics

Authorised Capital ₹ 7.23 Cr as on 11-01-2026
Paid Up Capital ₹ 5.15 Cr as on 11-01-2026
Company Age 30 Year, 11 Months
Last Filing with ROC 31 Mar 2025
Open Charges ₹ 764.06 Cr as on 11-01-2026
Satisfied Charges ₹ 1,906.21 Cr as on 11-01-2026
Revenue Growth **** 90.52% (FY 2023)
Profit Growth **** 635.81% (FY 2023)
Ebitda **** 89.43% (FY 2023)
Net Worth 22.74% (FY 2023)
Total Assets **** 43.19% (FY 2023)

Comprehensive Company Insights

Explore comprehensive insights into Svasti Microfinance Private Limited — covering financial performance, compliance records, Competitor, shareholding patterns, directors, key metrics, and litigation history. Unlock to see detailed insights and stay informed.

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Who are the key members and board of directors at Svasti Microfinance Private Limited?

Current Directors

Name	Designation	Appointment Date	Status
Bhagavathi Narayanan Subramaniam	Whole-Time Director	15 Mar 2010	Current
Jagriti Bhandari	Nominee Director	10 Dec 2022	Current
Jaya Janardhanan	Director	10 Jun 2024	Current
Ramanathan Annamalai	Director	06 Nov 2019	Current
Arunkumar Padmanabhan	Whole-Time Director	15 Mar 2010	Current

Past Directors

Name	Designation	Cessation	Status
Pramod Abcsdd	Director	21 Aug 2014	Past
Pramod Abcsdd	Nominee Director	04 Sep 2017	Past
Pramod Abcsdd	Director	15 Mar 2010	Past
Pramod Abcsdd	Director	16 Nov 2009	Past
Pramod Abcsdd	Director	15 Mar 2010	Past
Pramod Abcsdd	Nominee Director	10 Dec 2022	Past

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Financial Performance of Svasti Microfinance.

Svasti Microfinance Private Limited, for the financial year ended 2023, experienced significant growth in revenue, with a 90.52% increase. The company also saw a substantial improvement in profitability, with a 635.81% increase in profit. The company's net worth Soared by an impressive increase of 22.74%.

Date	Amount	Transaction Name	Valuation	Lead Investors	Investors
Jul, 2021	Amount	Post-IPO - Grab	Valuation	investors	Emtek
Feb, 2021	Amount	Post-IPO - Grab	Valuation	investors	Signite Partners
Jan, 2021	Amount	Post-IPO - Grab	Valuation	investors	Hana Financial Group , GGV Capital
Feb, 2021	Amount	Post-IPO - Grab	Valuation	investors	Signite Partners

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Key Matrics
Balance Sheet
Profit and Loss
Cash Flow
Ratios

Metrics

(FY 2023)

YOY Growth

(FY 2022)

(FY 2021)

(FY 2020)

(FY 2019)

Total Revenue

********

90.52%

*******

Revenue from Operations

*******

84.72%

*******

Total Assets

*******

43.19%

*******

Profit or Loss

*******

635.81%

*******

Net Worth

*******

22.74%

*******

EBITDA

*******

89.43%

*******

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What is the Ownership and Shareholding Structure of Svasti Microfinance?

In 2023, Svasti Microfinance had a promoter holding of 14.50% and a public holding of 85.49%. Access key insights, ownership, including shareholding patterns, funding, foreign investors, KMP remuneration, group structure, and overseas investments.

Shareholding Pattern (FY 2024)

Promoters: 92.83%
Public: 4.10%
Others: 3.07%

Shareholding Pattern over the Year

	FY (2024)	FY (2023)	FY (2022)	FY (2021)	FY (2020)
Promoters	92.83	94.62	94.55	94.55	94.55
Public	4.10	3.89	3.95	3.96	3.98
Others	3.07	1.49	1.50	1.49	1.47

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Charges (Loans)

Open Charges

₹7,640,625,000.00

Satisfied Charges

₹19,062,085,000.00

Charges Breakdown by Lending Institutions

Others : 668.56 Cr
Idbi Bank Limited : 30.00 Cr
Idbi Trusteeship Services Limited : 25.00 Cr
Canara Bank : 15.00 Cr
Uco Bank : 15.00 Cr
Others : 10.50 Cr

Latest Charge Details

Date	Lender	Amount	Status
29 Sep 2025	Others	₹10.00 Cr	Open
30 Jun 2025	Others	₹5.00 Cr	Open
31 Mar 2025	Others	₹5.00 Cr	Open
29 Mar 2025	Others	₹20.00 Cr	Open
25 Mar 2025	Others	₹12.00 Cr	Open

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How Many Employees Work at Svasti Microfinance?

Svasti Microfinance has a workforce of 1990 employees as of Apr 09, 2024. Unlock access to detailed historical data on individuals associated with the company, including employment records, contributions to the Employees' Provident Fund Organization (EPFO), and other related insights.

Employee Date	Number of Employees
2020	78,000
2021	80,500
2022	83,200
2023	86,000
2024	89,500
2025	92,000

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Deals i

Gain comprehensive insights into the Deals and Valuation data of Svasti Microfinance, offering detailed information on various transactions, including security allotment data. Explore the intricate details of financial agreements, mergers, acquisitions, divestitures, and strategic partnerships that have shaped Svasti Microfinance's trajectory.

Rating

Access the credit rating data, providing valuable insights into the company's creditworthiness and financial stability. Explore assessments from leading credit rating agencies, evaluating factors such as debt obligations, liquidity, profitability, and overall financial health.

Alerts

Stay informed about regulatory alerts and litigation involving and associated companies. Receive timely updates on legal proceedings, regulatory changes, and compliance issues that may impact the company's operations, reputation, and financial performance. Monitor litigation involving subsidiaries, joint ventures, and other affiliated entities to assess potential risks and liabilities.

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Latest Updates, News, and FAQs on Svasti Microfinance

Recent Activity within the Organization

Charges

The activity A charge registered on 29 Sep 2022 via Charge ID 100618783 with Others was fully satisfied on 19 Dec 2025. was completed.
19 Dec 2025
Charges

Progress on A charge registered on 22 Dec 2023 via Charge ID 100837242 with Others was fully satisfied on 18 Dec 2025. was documented.
18 Dec 2025
Charges

Progress on A charge registered on 26 Sep 2022 via Charge ID 100618781 with Uco Bank was fully satisfied on 11 Dec 2025. was documented.
11 Dec 2025
Charges

Progress on A charge registered on 21 Mar 2024 via Charge ID 100894784 with Others was fully satisfied on 19 Nov 2025. was documented.
19 Nov 2025
Charges

The activity A charge registered on 23 Mar 2023 via Charge ID 100694170 with Others was fully satisfied on 13 Nov 2025. was completed.
13 Nov 2025
Charges

Progress on A charge registered on 30 Nov 2022 via Charge ID 100643557 with Others was fully satisfied on 12 Nov 2025. was documented.
12 Nov 2025

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