India's Richest People 2026 edition · 1 director · Source: Hurun India
- #6 Kumar Mangalam Birla & family ₹2,68,700 Cr
Revenue · FY 2025
₹3,206.75 Cr
▲ 44% YoY
Net profit · FY 2025
₹36.32 Cr
Net margin 1.1%
EBITDA · FY 2025
₹1,657.25 Cr
EBITDA margin 51.7%
Authorised capital
₹10,055 Cr
Registered with MCA
Paid-up capital
₹626.89 Cr
Issued & subscribed
Open charges
₹17,427 Cr
Satisfied ₹1,876.27 Cr
Company age
14 yrs
Est. 2012
Employees · EPFO
10,779
Provident fund records
About Svatantra Microfin Private Limited
Data last updated:
Svatantra Microfin Private Limited is a private limited company based in Mumbai, Maharashtra, India. It operates in the microfinance institutions segment of the financial services sector. It was incorporated on 17 February 2012 and has been in existence for over 14 years.
Its director Kumar Mangalam Birla and family are #6 among India's richest people (2026).
The company is registered with the Registrar of Companies (ROC), Mumbai, under CIN U74120MH2012PTC227069. Its GSTIN is 27AARCS0730K1Z1 (Maharashtra). The company holds 26 GST registrations, of which 22 are active.
The company has an authorised share capital of ₹10,055 Cr and a paid-up capital of ₹626.89 Cr. It is led by directors including Vineet Bijendra Chattree (Managing Director) and Gagan Lalit Mohan Joshi.
Its last annual general meeting (AGM) was held on 30 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at Sunshine Tower Level 20 Senapati Bapat Marg Elphinstone Road, Mumbai, Maharashtra, India – 400013.
As per the financials filed for FY 2025, the company reported a revenue of ₹3,206.75 Cr, a growth of 44% compared to the previous year. For the same year it recorded a net profit of ₹36.32 Cr (net margin 1.1%) and EBITDA of ₹1,657.25 Cr (EBITDA margin 51.7%). Revenue has grown at a compounded annual rate (CAGR) of 57% over three years and 55% over five years.
The company has about 10,779 employees on its provident fund (EPFO) records.
The company is associated with 1 brand: Svatantra Microfinance. As per MCA filings, the company has open charges of ₹17,427 Cr and satisfied charges of ₹1,876.27 Cr on record. Court records list 4 cases involving the company, including 2 filed by the company and 2 filed against it; 3 cases are pending.
The current compliance status is marked as compliant by the Registrar of Companies. For more details, the company can be reached via its website svatantramicrofin.com.
Company details
CIN U74120MH2012PTC227069
Registration Number 227069
Incorporation Date 17 February 2012
ROC Mumbai
Listing Status Unlisted
Company Status Active
Date of Last AGM 30 September 2025
Date of Balance Sheet 31 March 2025
Compliance Status Active Compliant
CIN history
Svatantra Microfin has one previous CIN (Corporate Identification Number): U74120MH2012PLC227069. The current CIN is U74120MH2012PTC227069, which is the unique identifier assigned by the Registrar of Companies.
| CIN | Status |
|---|---|
| U74120MH2012PTC227069 | Current |
| U74120MH2012PLC227069 | Previous |
Key People
Vineet Bijendra Chattree Managing Director Gagan Lalit Mohan Joshi Director Shweta Jalan Director Recognitions & Rankings of Svatantra Microfin
Contact details
Svatantra Microfin Private Limited's registered office is in Mumbai, Maharashtra. Its website is svatantramicrofin.com. Its e-mail address and telephone number are in the company report.
- Email
- Telephone
- Website
- Social Media
- Registered AddressSunshine Tower Level 20 Senapati Bapat Marg Elphinstone Road, Mumbai, Maharashtra, India – 400013
- IndustryFinancial Services, Microfinance Institutions, NBFC
To see the full contact details of Svatantra Microfin Private Limited, buy the company report.
Comprehensive company report
Svatantra Microfin Private Limited - one report that includes everything
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
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Brands
Svatantra Microfin operates one associated brand: Svatantra Microfinance. Each brand links to its own profile.
| Brand | Description | Website |
|---|---|---|
| Microcredit services are provided to rural women for financial inclusion. | svatantramicrofin.com |
Business activity
The main business activity of Svatantra Microfin is financial and insurance service. In detail, this covers other financial activities.
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities |
To see the full business activity and turnover split of Svatantra Microfin Private Limited, buy the company report.
Financials of Svatantra Microfin Private Limited
FY 2025 filings availableSvatantra Microfin Private Limited reported revenue of ₹3,206.75 Cr (up 44% YoY) for FY 2025.
Revenue · FY 2025
₹3,206.75 Cr ▲ 44%
Net profit · FY 2025
₹36.32 Cr margin 1.1%
EBITDA · FY 2025
₹1,657.25 Cr margin 51.7%
Compounded Annual Growth Rate (CAGR)
Revenue CAGR growth
1 year
▲ 44%
3 years · compounded
▲ 57%
5 years · compounded
▲ 55%
EBITDA CAGR growth
1 year
▲ 104%
3 years · compounded
▲ 55%
5 years · compounded
▲ 50%
Revenue has grown at a compounded annual rate (CAGR) of 55% over five years, including 44% growth in the latest year. EBITDA rose 104% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
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| EBITDA | ₹1,657.25 Cr | ||||
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| Net Profit (PAT) | ₹36.32 Cr | ||||
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Financial Ratios
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | 51.7% | ||||
| Net Profit Margin | 1.1% | ||||
| Return on Equity (ROE) | |||||
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To see the full financial statements and ratios of Svatantra Microfin Private Limited, buy the company report.
Board of directors of Svatantra Microfin Private Limited
Svatantra Microfin has 9 current directors and 8 former directors. Current directors are listed first, with their designation and appointment date.
Current Directors
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Gagan Lalit Mohan Joshi | Director | 31 Oct 2024 | 1 Years 11 Months | Current |
| Vineet Bijendra Chattree Also directs: Chaitanya India Fin Credit Private Limited | Managing Director | 10 Oct 2017 | 9 Years 0 Months | Current |
| Shweta Jalan | Director | 31 Oct 2024 | 1 Years 11 Months | Current |
| Neerja Birla Also directs: Aditya Birla New Age Hospitality Private Limited, Mananam Foundation, Birla Cosmetics Private Limited and 5 more | Director | 17 Feb 2012 | 14 Years 8 Months | Current |
| Renuka Ramnath Also directs: Multiples Private Equity Fund II LLP, Shri Nath G Corporate Management Services LLP, Maam Advisor IV LLP and 5 more | Director | 31 Oct 2024 | 1 Years 11 Months | Current |
| Meena Jagtiani Also directs: Chaitanya India Fin Credit Private Limited, Accelya Solutions India Limited, Sheela Foam Limited and 2 more | Director | 28 Mar 2022 | 4 Years 6 Months | Current |
Showing 6 of 9 current directors. View all directors
Peer comparison
Svatantra Microfin Private Limited is compared with the 10 companies closest to it by revenue in the same principal business activity (other financial activities), from the latest filed financials of each company.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Capri Global Capital Limited | ₹3,250.84 Cr (FY 2025) | 40.0% | Mumbai, Maharashtra, India | |||
| BSE Limited | ₹3,236.31 Cr (FY 2025) | 103.0% | Mumbai, Maharashtra, India | |||
| Hitachi Payment Services Private Limited | ₹3,215.75 Cr (FY 2025) | 20.0% | Chennai, Tamil Nadu, India | |||
| Aakaaish Investments Private Limited | ₹3,211.66 Cr (FY 2025) | 16.0% | Faridabad, Haryana, India | |||
| Jump Trading Financial India Private Limited | ₹3,210.7 Cr (FY 2025) | 25.0% | Gandhinagar, Gujarat, India | |||
| Svatantra Microfin Private Limitedthis company | ₹3,206.75 Cr (FY 2025) | ₹36.32 Cr | 1.1% | 44.0% | 10,779 | Mumbai, Maharashtra, India |
| Itzcash Payment Solutions Limited | ₹3,165.88 Cr (FY 2021) | 756.0% | Mumbai, Maharashtra, India | |||
| Edelweiss Business Services Limited | ₹3,157.72 Cr (FY 2024) | 42.0% | Mumbai, Maharashtra, India | |||
| Tamilnadu Power Finance and Infrastructure Development Corporation Limited | ₹3,035.58 Cr (FY 2019) | 15.0% | Chennai, Tamil Nadu, India | |||
| Gujarat State Financial Services Ltd | ₹3,025.69 Cr (FY 2019) | 37.0% | Ahmedabad, Gujarat, India | |||
| Emerald Company Private Limited | ₹3,023.84 Cr (FY 2025) | -8.0% | Kolkata, West Bengal, India |
To see the full peer comparison of Svatantra Microfin Private Limited, buy the company report.
Auditor
Svatantra Microfin Private Limited is audited by Suresh Surana & Associates LLP for the financial year 2020.
| Auditor firm | Financial year | Firm registration number |
|---|---|---|
| Suresh Surana & Associates LLP | FY 2020 | 121750W/W100010 |
Shareholding
The shareholding of Svatantra Microfin Private Limited is on record for 5 financial years, the latest being FY 2020, split between promoters, domestic institutions, foreign institutions, public shareholders and others.
| Shareholder category | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|
| Promoters | |||||
| Domestic institutional investors (DII) | |||||
| Foreign institutional investors (FII) | |||||
| Public | |||||
| Others |
To see the full shareholding pattern of Svatantra Microfin Private Limited, buy the company report.
Charges & borrowings
Open charges
₹17,427 Cr
Satisfied charges
₹1,876.27 Cr
Breakdown by lending institutions
Latest charge details
| Date | Charge ID | Lender | Amount | Status | Modified or satisfied on |
|---|---|---|---|---|---|
| 20 Jan 2026 | 101232647 | Hdfc Bank Limited | ₹25 Lakh | Open | |
| 26 Sep 2025 | 101165089 | Sidbi | ₹325 Cr | Open | |
| 21 Apr 2025 | 101093424 | Others | ₹9 Lakh | Open | |
| 19 Mar 2025 | 101075521 | Others | ₹30 Cr | Open | |
| 10 Mar 2025 | 101068785 | Yes Bank Limited | ₹10 Lakh | Open |
To see the full charge records of Svatantra Microfin Private Limited, buy the company report.
Total charge records: 38 View all charges
Legal cases
Svatantra Microfin Private Limited has 4 court cases on record: 2 filed by Svatantra Microfin, 2 filed against it. 3 cases are pending and 1 is disposed.
Total cases
4
Filed by the company
2
Filed against the company
2
Pending
3
Disposed
1
Cases by court
| Court | Cases | Against the company | Pending |
|---|---|---|---|
| District courts | 2 | 2 | 1 |
| High courts | 2 | 0 | 2 |
Cases on record (4 of 4)
| Court | Type of case | Party | Status |
|---|---|---|---|
| District court, North Twenty Four Parganas, West Bengal | Civil suit | Filed against the company | Pending |
| High Court of Rajasthan | Writ petition | Filed by the company against Laxmi India Finlease Cap Private Limited | Pending |
| High Court of Rajasthan | Interim or miscellaneous application | Filed by the company against Laxmi India Finlease Cap Private Limited | Pending |
| District court, Fatehabad, Haryana | Civil suit | Filed against the company by an individual | Disposed |
To see the full case history of Svatantra Microfin Private Limited, buy the company report.
Case records are compiled from court listings and may lag the court's own records. A case filed against a company is not a finding against it.
Credit ratings & regulatory alerts
Svatantra Microfin Private Limited was last rated by Care on 30 Jun 2022.
| Rating agency | Rated on | Rating |
|---|---|---|
| Care | 30 Jun 2022 |
To see the full credit ratings and regulatory alerts of Svatantra Microfin Private Limited, buy the company report.
MSME payment delays
No delayed payments to MSME suppliers are on our record for Svatantra Microfin Private Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
Employees & EPFO
Svatantra Microfin Private Limited has a workforce of 10,779 employees on its EPFO records as of Jan 06, 2025, across 1 active EPFO establishment.
Employee count
10,779
Active EPFO establishments
1
Employee growth
28.26%
GST
Svatantra Microfin has 26 GST registrations: 22 active and 4 cancelled or inactive. The first 4 active GSTINs are listed below.
Total GSTINs
26
Active
22
Cancelled / inactive
4
| GSTIN | State | Status | Registered on |
|---|---|---|---|
| 27AARCS0730K1Z1 | Maharashtra | Active | 01 Jul 2017 |
| 27AARCS0730K2Z0 | Maharashtra | Active | 16 Aug 2017 |
| 27AARCS0730K3ZZ | Maharashtra | Active | 21 Sep 2017 |
| 08AARCS0730K1Z1 | Rajasthan | Active | 01 Jul 2017 |
To see the full GST registrations and return filing status of Svatantra Microfin Private Limited, buy the company report.
Recent activity
Svatantra Microfin Private Limited has 16 board changes on record since 2012: 9 appointments and 7 cessations. The latest: Gagan Lalit Mohan Joshi was appointed as Director on 31 Oct 2024.
Charges
A charge with Hdfc Bank Limited amounted to Rs. 0.25 Cr with Charge ID 101232647 was registered on 20 Jan 2026.
Charges
A charge registered on 07 Feb 2023 via Charge ID 100676629 with Others was fully satisfied on 20 Jan 2026.
Charges
A charge registered on 05 Jan 2023 via Charge ID 100660426 with Sidbi was fully satisfied on 19 Jan 2026.
AGM
Svatantra Microfin Private Limited last Annual general meeting of members was held on 30 Sep 2025 as per latest MCA records.
Charges
A charge with Sidbi amounted to Rs. 325.00 Cr with Charge ID 101165089 was registered on 26 Sep 2025.
Charges
A charge with Others amounted to Rs. 0.09 Cr with Charge ID 101093424 was registered on 21 Apr 2025.
Filing
Svatantra Microfin Private Limited has filed its annual Financial statements for the year ended 31 Mar 2025 with Roc Mumbai I.
Charges
A charge registered on 25 Mar 2022 via Charge ID 100552054 with Others was fully satisfied on 27 Mar 2025.
Charges
A charge with Others amounted to Rs. 30.00 Cr with Charge ID 101075521 was registered on 19 Mar 2025.
Charges
A charge with Yes Bank Limited amounted to Rs. 0.10 Cr with Charge ID 101068785 was registered on 10 Mar 2025.
Charges
A charge registered on 25 Feb 2022 via Charge ID 100542636 with Sidbi was fully satisfied on 24 Feb 2025.
Charges
A charge with Others amounted to Rs. 0.05 Cr with Charge ID 101010850 was registered on 11 Nov 2024.
77 earlier events are in the company report.
News
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Frequently asked questions
Svatantra Microfin is an active private limited company based in Mumbai, Maharashtra, India. The company works in microfinance institutions, within the financial services industry. It was incorporated on 17 February 2012 (14+ years old) and is registered under CIN U74120MH2012PTC227069.
Svatantra Microfin has 9 current directors:
- Vineet Bijendra Chattree - Managing Director
- Gagan Lalit Mohan Joshi - Director
- Shweta Jalan - Director
- Neerja Birla - Director
- Renuka Ramnath - Director
- Meena Jagtiani - Director
- Ananyashree Birla - Director
- Kumar Mangalam Birla - Director
- Shankar Girija Natarajan - Director
The latest financial statements of Svatantra Microfin on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 30 September 2025. Year-wise statements from 2015 are in the company report.
The GSTIN of Svatantra Microfin is 27AARCS0730K1Z1, registered in Maharashtra. The company has 26 GST registrations in all, of which 22 are active and 4 are cancelled or inactive. Other active GSTINs include 27AARCS0730K2Z0 (Maharashtra), 27AARCS0730K3ZZ (Maharashtra), 08AARCS0730K1Z1 (Rajasthan).
The CIN (Corporate Identification Number) of Svatantra Microfin is U74120MH2012PTC227069. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Svatantra Microfin has 4 court cases on record: 2 filed by the company and 2 filed against it. 3 are pending. Most are in the district courts.
Svatantra Microfin was incorporated on 17 February 2012, making it 14+ years old. It is registered with the Registrar of Companies, Mumbai.
The peers of Svatantra Microfin by revenue are Capri Global Capital Limited, BSE Limited, Hitachi Payment Services Private Limited, Aakaaish Investments Private Limited, Jump Trading Financial India Private Limited and 5 more, all in the same principal business activity (other financial activities).
Gagan Lalit Mohan Joshi was appointed as Director on 31 Oct 2024. Gagan Lalit Mohan Joshi ceased to be Additional Director on 31 Oct 2024. Renuka Ramnath was appointed as Director on 31 Oct 2024. Svatantra Microfin has 16 board changes on record in total.
Svatantra Microfin can be reached through the website svatantramicrofin.com. Its registered office is in Mumbai, Maharashtra, India.
The registered office of Svatantra Microfin is at Sunshine Tower Level 20 Senapati Bapat Marg Elphinstone Road, Mumbai, Maharashtra, India – 400013.