- Category
- Micro (2024-25)
- Udyam number
- UDYAM-TN-03-0128616

About SVB Chits India Private Limited
Data last updated:
SVB Chits India Private Limited is a private limited company based in Coimbatore, Tamil Nadu, India. It operates in the microfinance institutions segment of the financial services sector. It was incorporated on 27 August 2013 and has been in existence for over 13 years.
The company is registered with the Registrar of Companies (ROC), Coimbatore, under CIN U65992TZ2013PTC019797. Its GSTIN is 33AATCS5887K1ZE (Tamil Nadu).
The company has an authorised share capital of ₹2 Cr and a paid-up capital of ₹1.28 Cr. It is led by directors Shanmugam Balaji and Sanmugam Vijayalakshmi.
Its last annual general meeting (AGM) was held on 29 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at Coimbatore, Tamil Nadu.
As per the financials filed for FY 2025, the company reported a revenue of ₹7.12 Cr, a growth of 73% compared to the previous year. For the same year it recorded a net profit of ₹65.62 Lakh (net margin 9.2%) and EBITDA of ₹1.29 Cr (EBITDA margin 18.1%). Revenue has grown at a compounded annual rate (CAGR) of 38% over three years and 27% over five years.
As per MCA filings, the company has open charges of ₹3.13 Cr on record. Court records list 17 cases involving the company, including 15 filed by the company and 2 filed against it; 4 cases are pending.
SVB Chits India Private Limited is registered as a micro enterprise under the Udyam registration framework (Reg. No. UDYAM-TN-03-0128616). The current compliance status is marked as compliant by the Registrar of Companies. For more details, the company can be reached via its website svbchit.com.
Company details
Recognitions & Rankings of SVB Chits India
Contact details
SVB Chits India Private Limited's registered office is in Coimbatore, Tamil Nadu. Its website is svbchit.com. Its e-mail address and telephone number are in the company report.
- Email
- Telephone
- Website
- Registered Address141 Sarojini Stret, Ramnagar, Coimbatore, Tamil Nadu, India – 641009
- IndustryFinancial Services, Microfinance Institutions
To see the full contact details of SVB Chits India Private Limited, buy the company report.
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
Business activity
The main business activity of SVB Chits India is information and communication. In detail, this covers publishing of computer operating systems, system software, application software, games, etc..
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| J | Information and communication | J2 | Publishing of computer operating systems, system software, application software, games, etc. |
To see the full business activity and turnover split of SVB Chits India Private Limited, buy the company report.
Financials of SVB Chits India Private Limited
FY 2025 filings availableSVB Chits India Private Limited reported revenue of ₹7.12 Cr (up 73% YoY) for FY 2025.
Compounded Annual Growth Rate (CAGR)
Revenue has grown at a compounded annual rate (CAGR) of 27% over five years, including 73% growth in the latest year. EBITDA rose 15% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profit and Loss Statement | |||||
| Revenue from Operations | |||||
| Other Income | |||||
| Total Revenue | |||||
| Cost of Materials Consumed | |||||
| Employee Benefit Expense | |||||
| Finance Costs | |||||
| Depreciation and Amortisation | |||||
| Other Expenses | |||||
| Total Expenses | |||||
| EBITDA | ₹1.29 Cr | ||||
| Profit Before Tax | |||||
| Tax Expense | |||||
| Net Profit (PAT) | ₹65.62 Lakh | ||||
| Balance Sheet | |||||
| Share Capital | |||||
| Reserves and Surplus | |||||
| Net Worth (Total Equity) | |||||
| Long-term Borrowings | |||||
| Short-term Borrowings | |||||
| Trade Payables | |||||
| Total Liabilities | |||||
| Fixed Assets | |||||
| Investments | |||||
| Inventories | |||||
| Trade Receivables | |||||
| Cash and Bank Balance | |||||
| Total Assets | |||||
Financial Ratios
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | 18.1% | ||||
| Net Profit Margin | 9.2% | ||||
| Return on Equity (ROE) | |||||
| Return on Capital Employed (ROCE) | |||||
| Return on Assets (ROA) | |||||
| Liquidity and Debt | |||||
| Current Ratio | |||||
| Quick Ratio | |||||
| Debt-to-Equity Ratio | |||||
| Interest Coverage Ratio | |||||
| Efficiency and Growth | |||||
| Asset Turnover | |||||
| Receivable Days | |||||
| Payable Days | |||||
| Inventory Days | |||||
| Revenue Growth | |||||
| Net Profit Growth | |||||
To see the full financial statements and ratios of SVB Chits India Private Limited, buy the company report.
Board of directors of SVB Chits India Private Limited
SVB Chits India has 2 directors on record. No former directors are listed.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Shanmugam Balaji | Director | 27 Aug 2013 | 13 Years 2 Months | Current |
| Sanmugam Vijayalakshmi | Director | 27 Aug 2013 | 13 Years 2 Months | Current |
Auditor
SVB Chits India Private Limited is audited by S RAMACHANDRAN & CO for the financial year 2023.
| Auditor firm | Financial year | Firm registration number |
|---|---|---|
| S RAMACHANDRAN & CO | FY 2023 | 006775S |
Shareholding
The shareholding of SVB Chits India Private Limited is on record for 5 financial years, the latest being FY 2023, split between promoters, domestic institutions, foreign institutions, public shareholders and others.
| Shareholder category | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 |
|---|---|---|---|---|---|
| Promoters | |||||
| Domestic institutional investors (DII) | |||||
| Foreign institutional investors (FII) | |||||
| Public | |||||
| Others |
To see the full shareholding pattern of SVB Chits India Private Limited, buy the company report.
Charges & borrowings
| Date | Charge ID | Lender | Amount | Status | Modified or satisfied on |
|---|---|---|---|---|---|
| 24 Sep 2025 | 101174991 | The South Indian Bank Limited | ₹2.88 Cr | Open | |
| 31 Jan 2024 | 100904623 | Hdfc Bank Limited | ₹25 Lakh | Open |
Total charge records: 2 View all charges
Legal cases
SVB Chits India Private Limited has 17 court cases on record: 15 filed by SVB Chits India, 2 filed against it. 4 cases are pending and 13 are disposed.
Cases by court
| Court | Cases | Against the company | Pending |
|---|---|---|---|
| District courts | 17 | 2 | 4 |
Cases on record (5 of 17)
| Court | Type of case | Party | Status |
|---|---|---|---|
| District court, Coimbatore, Tamil Nadu | Criminal case | Filed by the company against an individual | Pending |
| District court, Coimbatore, Tamil Nadu | Criminal case | Filed by the company against individuals | Pending |
| District court, Coimbatore, Tamil Nadu | Petition | Filed against the company | Pending |
| District court, Coimbatore, Tamil Nadu | Criminal complaint | Filed by the company against an individual | Pending |
| District court, Coimbatore, Tamil Nadu | Criminal miscellaneous application | Filed by the company against an individual | Disposed |
To see the full case history of SVB Chits India Private Limited, buy the company report.
Case records are compiled from court listings and may lag the court's own records. A case filed against a company is not a finding against it.
MSME payment delays
No delayed payments to MSME suppliers are on our record for SVB Chits India Private Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
GST
SVB Chits India has 1 GST registration: 1 active.
| GSTIN | State | Status | Registered on |
|---|---|---|---|
| 33AATCS5887K1ZE | Tamil Nadu | Active | 01 Jul 2017 |
To see the full GST registrations and return filing status of SVB Chits India Private Limited, buy the company report.
Recent activity
SVB Chits India Private Limited has 2 board changes on record since 2013: 2 appointments. The latest: Sanmugam Vijayalakshmi was appointed as Director on 27 Aug 2013.
Frequently asked questions
SVB Chits India is an active private limited company based in Coimbatore, Tamil Nadu, India. The company works in microfinance institutions, within the financial services industry. It was incorporated on 27 August 2013 (13+ years old) and is registered under CIN U65992TZ2013PTC019797.
SVB Chits India has 2 current directors:
- Shanmugam Balaji - Director
- Sanmugam Vijayalakshmi - Director
The latest financial statements of SVB Chits India on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 29 September 2025. Year-wise statements from 2015 are in the company report.
The GSTIN of SVB Chits India is 33AATCS5887K1ZE, registered in Tamil Nadu.
The CIN (Corporate Identification Number) of SVB Chits India is U65992TZ2013PTC019797. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
SVB Chits India has 17 court cases on record: 15 filed by the company and 2 filed against it. 4 are pending.
SVB Chits India was incorporated on 27 August 2013, making it 13+ years old. It is registered with the Registrar of Companies, Coimbatore.
Sanmugam Vijayalakshmi was appointed as Director on 27 Aug 2013. Shanmugam Balaji was appointed as Director on 27 Aug 2013.
Yes, SVB Chits India is registered as a micro enterprise under Udyam registration (number: UDYAM-TN-03-0128616).
SVB Chits India can be reached through the website svbchit.com. Its registered office is in Coimbatore, Tamil Nadu, India.