About Swadha Finlease Private Limited
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Swadha Finlease Private Limited is a private limited company based in Raipur, Chhattisgarh, India. It operates in the non-banking financial services (NBFC) segment of the financial services sector. It was incorporated on 05 January 2018 and has been in existence for over 8 years.
The company is registered with the Registrar of Companies (ROC), Chhattisgarh, under CIN U65990CT2018PTC008335. Its GSTIN is 22AAZCS6877R1ZX (Chhattisgarh).
The company has an authorised share capital of ₹4 Cr and a paid-up capital of ₹3.05 Cr. It is led by directors including Rakesh Agrawal and Jayant Singh.
Its last annual general meeting (AGM) was held on 29 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at Ff – 38 Shaurya Arcade Rajbandha Maidan, Raipur, Chhattisgarh, India – 492001.
As per the financials filed for FY 2022, the company reported a revenue of ₹1.31 Cr, a growth of 79% compared to the previous year. For the same year it recorded a net profit of ₹40.4 Lakh (net margin 30.8%) and EBITDA of ₹65.42 Lakh (EBITDA margin 49.8%). Revenue has grown at a compounded annual rate (CAGR) of 115% over three years.
Its group structure includes 1 subsidiary.
The company is associated with 1 brand: Swadha Finlease. Court records list 2,362 cases involving the company, including 2,360 filed by the company and 2 filed against it; 2,208 cases are pending.
For more details, the company can be reached via its website swadhafinlease.com.
Company details
Contact details
Swadha Finlease Private Limited's registered office is in Raipur, Chhattisgarh. Its website is swadhafinlease.com. Its e-mail address and telephone number are in the company report.
- Email
- Telephone
- Website
- Registered AddressFf – 38 Shaurya Arcade Rajbandha Maidan, Raipur, Chhattisgarh, India – 492001
- IndustryFinancial Services, NBFC, Investment & Credit NBFC
To see the full contact details of Swadha Finlease Private Limited, buy the company report.
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
Brands
Swadha Finlease operates one associated brand: Swadha Finlease. Each brand links to its own profile.
| Brand | Description | Website |
|---|---|---|
| Provides personal and business loans with easy documentation and fast disbursement. | swadhafinlease.com |
Business activity
The main business activity of Swadha Finlease is financial and insurance service. In detail, this covers other financial activities.
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities |
To see the full business activity and turnover split of Swadha Finlease Private Limited, buy the company report.
Financials of Swadha Finlease Private Limited
FY 2025 filings availableSwadha Finlease Private Limited reported revenue of ₹1.31 Cr (up 79% YoY) for FY 2022.
Compounded Annual Growth Rate (CAGR)
Revenue has grown at a compounded annual rate (CAGR) of 115% over three years, including 79% growth in the latest year. EBITDA rose 62% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2021-22 | FY 2020-21 | FY 2019-20 | FY 2018-19 | FY 2017-18 |
|---|---|---|---|---|---|
| Profit and Loss Statement | |||||
| Revenue from Operations | |||||
| Other Income | |||||
| Total Revenue | ₹1.31 Cr | ||||
| Cost of Materials Consumed | |||||
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| Finance Costs | |||||
| Depreciation and Amortisation | |||||
| Other Expenses | |||||
| Total Expenses | |||||
| EBITDA | ₹65.42 Lakh | ||||
| Profit Before Tax | |||||
| Tax Expense | |||||
| Net Profit (PAT) | ₹40.4 Lakh | ||||
| Balance Sheet | |||||
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Financial Ratios
| Metrics | FY 2021-22 | FY 2020-21 | FY 2019-20 | FY 2018-19 | FY 2017-18 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | 49.8% | ||||
| Net Profit Margin | 30.8% | ||||
| Return on Equity (ROE) | |||||
| Return on Capital Employed (ROCE) | |||||
| Return on Assets (ROA) | |||||
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To see the full financial statements and ratios of Swadha Finlease Private Limited, buy the company report.
Board of directors of Swadha Finlease Private Limited
Swadha Finlease has 4 current directors and 5 former directors. Current directors are listed first, with their designation and appointment date.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Rakesh Agrawal Also directs: Kamla Foods and Hospitality LLP, Agarwal Rail Technology LLP, Mohinder Kaur Knitting Private Limited and 1 more | Director | 05 Jan 2018 | 8 Years 9 Months | Current |
| Jayant Singh | Director | 05 Jan 2018 | 8 Years 9 Months | Current |
| Amit Kumar Sharma Also directs: Swadha Tech-Solutions Private Limited, Achala Infracon Private Limited, Costa Coral Hospitality Private Limited and 1 more | Director | 14 Feb 2020 | 6 Years 8 Months | Current |
| Sangita Shashank Deshpande | Director | 05 Jan 2018 | 8 Years 9 Months | Current |
Peer comparison
Swadha Finlease Private Limited is compared with the 5 companies closest to it by revenue in the BFSI industry (NBFC Investment and Credit Companies, Small Non Deposit NBFC), with the same principal business activity (other financial activities), from the latest filed financials of each company.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Indo Pacific Investments Private Limited | ₹1.32 Cr (FY 2025) | 12.0% | New Delhi, Delhi, India | |||
| Sound Finance Pvt.Ltd. | ₹1.32 Cr (FY 2025) | 13.0% | New Delhi, Delhi, India | |||
| Imtihan Merchants Pvt.Ltd. | ₹1.31 Cr (FY 2025) | -37.0% | Bilaspur, Chhattisgarh, India | |||
| Swadha Finlease Private Limitedthis company | ₹1.31 Cr (FY 2022) | ₹40.4 Lakh | 30.8% | 79.0% | Raipur, Chhattisgarh, India | |
| Rose Bud Udyog & Viniyog Ltd | ₹1.31 Cr (FY 2024) | 20.0% | Kolkata, West Bengal, India | |||
| Halifax Tiecomm Pvt Ltd | ₹1.31 Cr (FY 2025) | 13.0% | Kanpur, Uttar Pradesh, India |
To see the full peer comparison of Swadha Finlease Private Limited, buy the company report.
Auditor
Swadha Finlease Private Limited is audited by K H KHATWANI AND COMPANY for the financial year 2022.
| Auditor firm | Financial year | Firm registration number |
|---|---|---|
| K H KHATWANI AND COMPANY | FY 2022 | 031733C |
Shareholding
The shareholding of Swadha Finlease Private Limited is on record for 5 financial years, the latest being FY 2022, split between promoters, domestic institutions, foreign institutions, public shareholders and others.
| Shareholder category | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 |
|---|---|---|---|---|---|
| Promoters | |||||
| Domestic institutional investors (DII) | |||||
| Foreign institutional investors (FII) | |||||
| Public | |||||
| Others |
To see the full shareholding pattern of Swadha Finlease Private Limited, buy the company report.
Legal cases
Swadha Finlease Private Limited has 2,362 court cases on record: 2,360 filed by Swadha Finlease, 2 filed against it. 2,208 cases are pending and 154 are disposed.
Cases by court
| Court | Cases | Against the company | Pending |
|---|---|---|---|
| District courts | 2,361 | 2 | 2,208 |
| High courts | 1 | 0 | 0 |
Cases on record (5 of 2,362)
| Court | Type of case | Party | Status |
|---|---|---|---|
| District court, Raipur, Chhattisgarh | Court case (COMPLAINT CASES) | Filed by the company against an individual | Pending |
| District court, Raipur, Chhattisgarh | Court case (COMPLAINT CASES) | Filed by the company against an individual | Pending |
| District court, Raipur, Chhattisgarh | Court case (COMPLAINT CASES) | Filed by the company against an individual | Pending |
| District court, Raipur, Chhattisgarh | Court case (COMPLAINT CASES) | Filed by the company against an individual | Pending |
| District court, Raipur, Chhattisgarh | Court case (COMPLAINT CASES) | Filed by the company against an individual | Pending |
To see the full case history of Swadha Finlease Private Limited, buy the company report.
Case records are compiled from court listings and may lag the court's own records. A case filed against a company is not a finding against it.
MSME payment delays
No delayed payments to MSME suppliers are on our record for Swadha Finlease Private Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
Group structure & subsidiaries
Swadha Finlease has 1 subsidiary company. This group structure data is as of FY 2022. The table lists each entity with its relationship and holding.
| Company Name | CIN | Shares held |
|---|---|---|
| Swadha Tech-Solutions Private Limited | U72900CT2019PTC009601 |
To see the full group structure of Swadha Finlease Private Limited, buy the company report.
GST
Swadha Finlease has 1 GST registration: 1 active.
| GSTIN | State | Status | Registered on |
|---|---|---|---|
| 22AAZCS6877R1ZX | Chhattisgarh | Active | 29 Aug 2019 |
To see the full GST registrations and return filing status of Swadha Finlease Private Limited, buy the company report.
Recent activity
Swadha Finlease Private Limited has 9 board changes on record since 2018: 4 appointments and 5 cessations. The latest: Suman ceased to be Additional Director on 18 Jan 2021.
Frequently asked questions
Swadha Finlease is an active private limited company based in Raipur, Chhattisgarh, India. The company works in nbfc, within the financial services industry. It was incorporated on 05 January 2018 (8+ years old) and is registered under CIN U65990CT2018PTC008335.
Swadha Finlease has 4 current directors:
- Rakesh Agrawal - Director
- Jayant Singh - Director
- Amit Kumar Sharma - Director
- Sangita Shashank Deshpande - Director
The latest financial statements of Swadha Finlease on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 29 September 2025. Year-wise statements from FY 2018 are in the company report.
The GSTIN of Swadha Finlease is 22AAZCS6877R1ZX, registered in Chhattisgarh.
The CIN (Corporate Identification Number) of Swadha Finlease is U65990CT2018PTC008335. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Swadha Finlease has 2,362 court cases on record: 2,360 filed by the company and 2 filed against it. 2,208 are pending. Most are in the district courts.
Swadha Finlease was incorporated on 05 January 2018, making it 8+ years old. It is registered with the Registrar of Companies, Chhattisgarh.
The peers of Swadha Finlease by revenue are Indo Pacific Investments Private Limited, Sound Finance Pvt.Ltd, Imtihan Merchants Pvt.Ltd, Rose Bud Udyog & Viniyog Ltd, Halifax Tiecomm Pvt Ltd, all in the BFSI industry (NBFC Investment and Credit Companies, Small Non Deposit NBFC), with the same principal business activity (other financial activities).
Suman ceased to be Additional Director on 18 Jan 2021. Amit Kumar Sharma was appointed as Director on 14 Feb 2020. Amit Kumar Sharma ceased to be Director on 22 Jan 2018. Swadha Finlease has 9 board changes on record in total.
Swadha Finlease can be reached through the website swadhafinlease.com. Its registered office is in Raipur, Chhattisgarh, India.
The registered office of Swadha Finlease is at Ff – 38 Shaurya Arcade Rajbandha Maidan, Raipur, Chhattisgarh, India – 492001.