Swapnayan Microfinance Private Limited

Swapnayan Microfinance Private Limited - financial services in Kolkata, West Bengal, India. Directors, charges & compliance details.
CIN U65999WB2022PTC257370 Incorporated 22 September 2022 ROC Kolkata HQ Kolkata, West Bengal, India
Active Private Limited Company financial services
Data last updated
Revenue · FY 2025
₹11.76 Lakh
Latest filing
Net loss · FY 2025
₹10,526
Net margin -0.9%
EBITDA · FY 2025
₹11,745
EBITDA margin 1%
Authorised capital
₹10 Lakh
Registered with MCA
Paid-up capital
₹1 Lakh
Issued & subscribed
Company age
4 yrs
Est. 2022
Directors on board
2
As per MCA filings
Last financials
Mar 2025
Balance sheet date

About Swapnayan Microfinance Private Limited

Data last updated:

Swapnayan Microfinance Private Limited is a private limited company based in Kolkata, West Bengal, India. It operates in the financial intermediation and lending segment of the financial services sector. It was incorporated on 22 September 2022.

The company is registered with the Registrar of Companies (ROC), Kolkata, under CIN U65999WB2022PTC257370.

The company has an authorised share capital of ₹10 Lakh and a paid-up capital of ₹1 Lakh. It is led by directors Pritam Saha and Avishek Saha.

Its last annual general meeting (AGM) was held on 30 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at C/O Avishek Saha Patuli Stn Bazar Patuli Stn Bazar, Kolkata, West Bengal, India – 713512.

As per the financials filed for FY 2025, the company reported a revenue of ₹11.76 Lakh. For the same year it recorded a net loss of ₹10,526 (net margin -0.9%) and EBITDA of ₹11,745 (EBITDA margin 1%).

Company details

CIN U65999WB2022PTC257370
Registration Number 257370
Incorporation Date 22 September 2022
ROC Kolkata
Listing Status Unlisted
Company Status Active
Date of Last AGM 30 September 2025
Date of Balance Sheet 31 March 2025

Contact details

Swapnayan Microfinance Private Limited's registered office is in Kolkata, West Bengal.

  • Registered Address
    C/O Avishek Saha Patuli Stn Bazar Patuli Stn Bazar, Kolkata, West Bengal, India – 713512
  • Industry
    Financial Services, Other Financial Intermediation
Comprehensive company report
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Business activity

The main business activity of Swapnayan Microfinance is financial and insurance activities. In detail, this covers insurance, reinsurance and pension funding, except compulsory social security.

Main activity group codeMain activityBusiness activity codeBusiness activityShare of turnover
KFinancial and insurance activities65Insurance, reinsurance and pension funding, except compulsory social security

To see the full business activity and turnover split of Swapnayan Microfinance Private Limited, buy the company report.

Financials of Swapnayan Microfinance Private Limited

FY 2025 filings available

Swapnayan Microfinance Private Limited reported revenue of ₹11.76 Lakh for FY 2025.

Revenue · FY 2025
₹11.76 Lakh
Net loss · FY 2025
₹10,526 margin -0.9%
EBITDA · FY 2025
₹11,745 margin 1%

Financial Statement Summary

MetricsFY 2024-25FY 2023-24FY 2022-23
Profit and Loss Statement
Revenue from Operations
Other Income
Total Revenue
Cost of Materials Consumed
Employee Benefit Expense
Finance Costs
Depreciation and Amortisation
Other Expenses
Total Expenses
EBITDA₹11,745
Profit Before Tax
Tax Expense
Net Profit (PAT)-₹10,526
Balance Sheet
Share Capital
Reserves and Surplus
Net Worth (Total Equity)
Long-term Borrowings
Short-term Borrowings
Trade Payables
Total Liabilities
Fixed Assets
Investments
Inventories
Trade Receivables
Cash and Bank Balance
Total Assets

Financial Ratios

MetricsFY 2024-25FY 2023-24FY 2022-23
Profitability
EBITDA Margin1%
Net Profit Margin-0.9%
Return on Equity (ROE)
Return on Capital Employed (ROCE)
Return on Assets (ROA)
Liquidity and Debt
Current Ratio
Quick Ratio
Debt-to-Equity Ratio
Interest Coverage Ratio
Efficiency and Growth
Asset Turnover
Receivable Days
Payable Days
Inventory Days
Revenue Growth
Net Profit Growth

To see the full financial statements and ratios of Swapnayan Microfinance Private Limited, buy the company report.

Board of directors of Swapnayan Microfinance Private Limited

Swapnayan Microfinance has 2 directors on record. No former directors are listed.

Current Directors
NameDesignationAppointment DateTenureStatus
Pritam SahaDirector22 Sep 20224 Years 1 MonthsCurrent
Avishek SahaDirector22 Sep 20224 Years 1 MonthsCurrent

Peer comparison

Swapnayan Microfinance Private Limited is compared with the 10 companies closest to it by revenue in the same principal business activity (insurance, reinsurance and pension funding, except compulsory social security), from the latest filed financials of each company.

CompanyRevenueNet profitMarginGrowth (1 yr)EmployeesLocation
Samaj Projects Pvt Ltd₹12.9 Lakh (FY 2025)-54.0%Kolkata, West Bengal, India
Finvaav Imf Private Limited₹12.66 Lakh (FY 2025)Jaipur, Rajasthan, India
Tirumala Commercial and Capital Services Private Limited₹12.22 Lakh (FY 2025)-27.0%Nagpur, Maharashtra, India
Kshimoma Investments Pvt.Ltd.₹12.17 Lakh (FY 2025)9.0%Solapur, Maharashtra, India
Standard Surveyors Private Limited₹12.08 Lakh (FY 2025)-2.0%Mumbai, Maharashtra, India
Swapnayan Microfinance Private Limitedthis company₹11.76 Lakh (FY 2025)-₹10,526-0.9%Kolkata, West Bengal, India
Gujral Financiers and Traders Limited₹11.08 Lakh (FY 2025)-23.0%New Delhi, Delhi, India
Pay Wantage India Private Limited₹10.94 Lakh (FY 2025)-58.0%New Delhi, Delhi, India
Bimashield Insurance Marketing Private Limited₹10.65 Lakh (FY 2025)8495.0%Gautam Buddha Nagar, Uttar Pradesh, India
Prman Reinsurance Brokers Private Limited₹10.61 Lakh (FY 2025)28.0%Mumbai, Maharashtra, India
Purple Leaf Insurance Marketing Private Limited₹10.4 Lakh (FY 2025)-15.0%Hyderabad, Telangana, India

To see the full peer comparison of Swapnayan Microfinance Private Limited, buy the company report.

MSME payment delays

No delayed payments to MSME suppliers are on our record for Swapnayan Microfinance Private Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.

GST

No GST registration is on our record for Swapnayan Microfinance Private Limited; the GSTIN and return-filing check is in the company report Buy the company report.

Recent activity

Swapnayan Microfinance Private Limited has 2 board changes on record since 2022: 2 appointments. The latest: Avishek Saha was appointed as Director on 22 Sep 2022.

AGM
Swapnayan Microfinance Private Limited last Annual general meeting of members was held on 30 Sep 2025 as per latest MCA records.
Filing
Swapnayan Microfinance Private Limited has filed its annual Financial statements for the year ended 31 Mar 2025 with Roc Kolkata I.
Appointed
Avishek Saha was appointed as Director.
Appointed
Pritam Saha was appointed as Director.
Incorporation
22 Sep 2022
Swapnayan Microfinance Private Limited was registered on 22 Sep 2022 with Roc Kolkata I & aged 4 years 1 month as per MCA records.

Frequently asked questions

Swapnayan Microfinance is an active private limited company based in Kolkata, West Bengal, India. The company works in other financial intermediation, within the financial services industry. It was incorporated on 22 September 2022 (4+ years old) and is registered under CIN U65999WB2022PTC257370.

Swapnayan Microfinance has 2 current directors:

The latest financial statements of Swapnayan Microfinance on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 30 September 2025. Year-wise statements from FY 2023 are in the company report.

The CIN (Corporate Identification Number) of Swapnayan Microfinance is U65999WB2022PTC257370. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.

Swapnayan Microfinance was incorporated on 22 September 2022, making it 4+ years old. It is registered with the Registrar of Companies, Kolkata.

The peers of Swapnayan Microfinance by revenue are Samaj Projects Pvt Ltd, Finvaav Imf Private Limited, Tirumala Commercial and Capital Services Private Limited, Kshimoma Investments Pvt.Ltd, Standard Surveyors Private Limited and 5 more, all in the same principal business activity (insurance, reinsurance and pension funding, except compulsory social security).

Avishek Saha was appointed as Director on 22 Sep 2022. Pritam Saha was appointed as Director on 22 Sep 2022.

The registered office of Swapnayan Microfinance is at CO Avishek Saha Patuli Stn Bazar Patuli Stn Bazar, Kolkata, West Bengal, India – 713512.

Swapnayan Microfinance operates in the financial services industry, in the other financial intermediation segment.

Swapnayan Microfinance can be reached at its registered office: CO Avishek Saha Patuli Stn Bazar Patuli Stn Bazar, Kolkata, West Bengal, India – 713512.

Swapnayan Microfinance is registered under the jurisdiction of the Registrar of Companies (ROC), Kolkata.