About Swarna Pragati Housing Microfinance Private Limited
Data last updated: 03 January 2026
Swarna Pragati Housing Microfinance Private Limited is a private limited company based in Nagpur, Maharashtra, India. It specialises in housing finance companies, a part of the broader financial services sector. Incorporated on 05 January 2009, the company has been in operation for over 17 years.
Registered with ROC Mumbai under CIN U65922MH2009PTC331333.
Capital: an authorised share capital of ₹50 Cr and a paid-up capital of ₹43.45 Cr. It is led by directors Vijaya Chowti Shivananda Kumar and Mukul Gulati.
Last AGM: 13 August 2025. Financial statements filed for year ended 31 March 2025. Office: 142 Golcha House New Colony Sadar, Nagpur, Maharashtra, India – 440001.
As per the financials filed for FY 2025, the company reported a revenue of ₹7.46 Cr, a decline of 30% compared to the previous year.
The company has a workforce of approximately 248 employees as per the latest available data.
The company is associated with 1 brand - Swarna Pragati. As per MCA filings, the company has open charges of ₹50 Lakh and satisfied charges of ₹267.15 Cr on record.
The current compliance status is marked as compliant by the Registrar of Companies. For more details, the company can be reached via its website sphm.co.in.
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Registered Address142 Golcha House New Colony Sadar, Nagpur, Maharashtra, India – 440001
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IndustryFinancial Services, Housing Finance Companies
- Historical Financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Litigation, compliance and MCA filings
- PDF report delivered after checkout
CIN History of Swarna Pragati Housing Microfinance Private Limited
Swarna Pragati Housing Microfinance Private Limited has 2 previous CINs, indicating changes in the company's corporate structure or registration details. The current CIN is U65922MH2009PTC331333, which is the unique identifier assigned by the Registrar of Companies.
| CIN | Status |
|---|---|
| U65922MH2009PTC331333 | Current |
| U65922DL2009PTC186408 | Previous |
| U65922TN2009PTC101093 | Previous |
Associated Brands with Swarna Pragati Housing Microfinance Private Limited
Swarna Pragati Housing Microfinance Private Limited operates one associated brand: Swarna Pragati. These brands represent Swarna Pragati Housing Microfinance Private Limited's diversified market presence and brand portfolio.
| Brand | Description | Website |
|---|---|---|
| Provider of micro-mortgage loans | sphm.co.in |
Competitors & Alternatives of Swarna Pragati Housing Microfinance Private Limited
Brands and companies operating in the same space as Swarna Pragati Housing Microfinance Private Limited include Aadhar Housing Finance, Shubham, Nivara Home Finance and 6 more.
| Competitor | Description | Location | Founded |
|---|---|---|---|
Aadhar Housing Finance
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Loans for affordable housing in tier 2,3 and 4 cities | Mumbai, India, India | 2010 |
Shubham
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Affordable housing finance solutions are provided to underserved individuals. | Gurugram, India, India | 2010 |
Nivara Home Finance
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Home loans and financial services are provided to customers. | Bengaluru, India, India | 2014 |
Aptus Value Housing Finance India
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Loans for affordable housing are provided to low-income families. | Chennai, India, India | 2009 |
Ummeed Housing Finance
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Real estate financing company | Gurugram, India, India | 2016 |
Repco Home
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Affordable housing finance is provided to low- and middle-income families. | Chennai, India, India | 2000 |
Aviom
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Housing finance services are focused on semi-urban areas in India. | Delhi, India, India | 2016 |
Can Fin Homes
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Diversified lending and housing finance are provided as an NBFI. | Bengaluru, India, India | 1987 |
Deewan Housing Finance Corporation
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Provider of diversified financial services | Mumbai, India, India | 1984 |
Business Activity of Swarna Pragati Housing Microfinance Private Limited
Swarna Pragati Housing Microfinance Private Limited is engaged in the principal business activity of financial and insurance service, with detailed activities including other financial activities.
| Main Activity Group Code | Description of Main Activity | Business Activity Code | Description of Business Activity | Turnover Percentage |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities | Locked |
Business activity turnover details for Swarna Pragati Housing Microfinance Private Limited
Turnover contribution percentages and historical activity changes require an active report plan.
- Turnover contribution
- Historical classifications
- Filing-level activity changes
Verified entity values are shown only after access is granted.
Auditor Details of Swarna Pragati Housing Microfinance Private Limited
Swarna Pragati Housing Microfinance Private Limited is audited by KANTILAL PATEL & CO. for the financial year 2024. The auditor plays a crucial role in ensuring financial transparency and compliance with accounting standards.
| Name | Status | Appointment Date | Cessation Date |
|---|---|---|---|
| KANTILAL PATEL & CO. | Locked | Locked | Locked |
Complete auditor history for Swarna Pragati Housing Microfinance Private Limited
Appointment status, appointment dates, cessation dates, and historical auditor changes require an active report plan.
- Appointment status
- Appointment dates
- Cessation dates
- Auditor changes
Verified entity values are shown only after access is granted.
Board of Directors and KMP of Swarna Pragati Housing Microfinance Private Limited
Swarna Pragati Housing Microfinance Private Limited currently reports 2 directors and 1 key managerial person. 20 former directors have served the organization.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Vijaya Chowti Shivananda Kumar | Director | 30 Dec 2021 | 4 Years 7 Months | Current |
| Mukul Gulati | Nominee Director | 17 Feb 2021 | 5 Years 5 Months | Current |
| Prashant Banerjee | Ceo | 11 Nov 2020 | 5 Years 9 Months | Current |
Financials of Swarna Pragati Housing Microfinance Private Limited FY 2025 filings available
Swarna Pragati Housing Microfinance Private Limited reported revenue of ₹7.46 Cr (down 30.00% YoY) for FY 2025.
Ten-year financial statements for Swarna Pragati Housing Microfinance Private Limited
Historical statement values and trend charts require an active report plan.
- Income statements
- Balance sheets
- Cash-flow statements
- Ratios and benchmarks
Verified entity values are shown only after access is granted.
Ownership and Shareholding of Swarna Pragati Housing Microfinance Private Limited
Shareholding and ownership data for Swarna Pragati Housing Microfinance Private Limited
Promoter, institutional, public, and beneficial ownership values require an active report plan.
- Ownership categories
- Historical changes
- Group structure
- FII and DII holdings
Verified entity values are shown only after access is granted.
Charges & Borrowings of Swarna Pragati Housing Microfinance Private Limited
| Date | Lender | Amount | Status |
|---|---|---|---|
| 11 Apr 2020 | Others | ₹50 Lakh | Open |
| 04 Oct 2018 | Others | ₹5 Cr | Satisfied |
| 25 Sep 2018 | Others | ₹15 Lakh | Satisfied |
| 31 Mar 2018 | Others | ₹15 Cr | Satisfied |
| 28 Mar 2018 | Others | ₹15 Cr | Satisfied |
Total charge records: 35 View all charges
Employees and EPFO Compliance at Swarna Pragati Housing Microfinance Private Limited
Swarna Pragati Housing Microfinance Private Limited has a workforce of 248 employees as of Feb 26, 2025.
Employee and EPFO history for Swarna Pragati Housing Microfinance Private Limited
Monthly headcount, contribution history, establishment records, and filing compliance require an active report plan.
- Monthly headcount
- PF contributions
- ECR filing status
- Establishment history
Verified entity values are shown only after access is granted.
GST Compliance of Swarna Pragati Housing Microfinance Private Limited
GST registrations and filing compliance for Swarna Pragati Housing Microfinance Private Limited
State-wise registrations, return filing status, HSN and SAC details, and jurisdiction records require an active report plan.
- GSTIN registrations
- State-wise filing status
- HSN and SAC details
- Tax jurisdiction records
Verified entity values are shown only after access is granted.
Credit Ratings, Litigation & Regulatory Alerts for Swarna Pragati Housing Microfinance Private Limited
Credit ratings, litigation, and regulatory alerts for Swarna Pragati Housing Microfinance Private Limited
Agency ratings, court records, regulatory events, and entity-specific compliance alerts require an active report plan.
- Rating history
- Court and tribunal cases
- Regulatory alerts
- Director-linked violations
Verified entity values are shown only after access is granted.
MSME Payment Delays by Swarna Pragati Housing Microfinance Private Limited
MSME payment history for Swarna Pragati Housing Microfinance Private Limited
Amounts outstanding to micro and small suppliers, delay reasons, and MSME-1 filing history require an active report plan.
- Outstanding amounts
- Delay periods and reasons
- MSME-1 filing history
- Vendor payment signals
Verified entity values are shown only after access is granted.
Subsidiaries & Group Companies of Swarna Pragati Housing Microfinance Private Limited
Corporate group structure for Swarna Pragati Housing Microfinance Private Limited
Parent, subsidiary, associate, joint venture, and ownership records require an active report plan.
- Parent company
- Subsidiaries and ownership
- Associates and joint ventures
- Entity investments
Verified entity values are shown only after access is granted.
MCA Filings & Documents of Swarna Pragati Housing Microfinance Private Limited
MCA filings and documents for Swarna Pragati Housing Microfinance Private Limited
Official forms, annual returns, financial statements, charge filings, and document dates require an active report plan.
- Incorporation documents
- Annual returns and statements
- Charge filings
- Complete filing index
Verified entity values are shown only after access is granted.
Recent Activity on Swarna Pragati Housing Microfinance Private Limited
Recent News on Swarna Pragati Housing Microfinance Private Limited
Frequently Asked Questions about Swarna Pragati Housing Microfinance Private Limited
Swarna Pragati Housing Microfinance Private Limited is an active private limited company in the financial services sector based in Nagpur, Maharashtra, India. It was incorporated on 05 January 2009 (17+ years old) and is registered under CIN U65922MH2009PTC331333. The company has 248 employees.
Swarna Pragati Housing Microfinance Private Limited reported revenue of ₹7.46 Cr for FY 2025 (down 30.00% YoY).
The current directors and KMP of Swarna Pragati Housing Microfinance Private Limited are:
- Vijaya Chowti Shivananda Kumar - Director
- Mukul Gulati - Nominee Director
- Prashant Banerjee - Ceo
The primary industry of Swarna Pragati Housing Microfinance Private Limited is financial services. The company specifically operates in housing finance companies. The company is currently active in this sector.
Swarna Pragati Housing Microfinance Private Limited can be reached at the registered office: 142 Golcha House New Colony Sadar, Nagpur, Maharashtra, India – 440001, or through the website sphm.co.in.
The authorised capital is ₹50 Cr, and the paid-up capital is ₹43.45 Cr.