Swarnaganesh Chit Fund Private Limited

Swarnaganesh Chit Fund Private Limited - financial services in Sembanar Koil, Tamil Nadu, India. FY 2026 financials & compliance.
CIN U65991TN1994PTC027209 Incorporated 05 April 1994 ROC Chennai HQ Sembanar Koil, Tamil Nadu, India
Active Private Limited Company financial services
Data last updated
Revenue · FY 2025
₹16.36 Lakh
▼ 6% YoY
Net profit · FY 2025
₹44,277
Net margin 2.7%
EBITDA · FY 2025
₹63,208
EBITDA margin 3.9%
Authorised capital
₹10 Lakh
Registered with MCA
Paid-up capital
₹9.75 Lakh
Issued & subscribed
Company age
32 yrs
Est. 1994
Directors on board
2
As per MCA filings
Last financials
Mar 2025
Balance sheet date

About Swarnaganesh Chit Fund Private Limited

Data last updated:

Swarnaganesh Chit Fund Private Limited is a private limited company based in Sembanar Koil, Tamil Nadu, India. It operates in the financial services and investment segment of the financial services sector. It was incorporated on 05 April 1994 and has been in existence for over 32 years.

The company is registered with the Registrar of Companies (ROC), Chennai, under CIN U65991TN1994PTC027209.

The company has an authorised share capital of ₹10 Lakh and a paid-up capital of ₹9.75 Lakh. It is led by directors Sundaramurthy Suresh (Managing Director) and Meenakshi Sundaram Kalaiyarasi.

Its last annual general meeting (AGM) was held on 29 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at B – 1 Latif Colony Main Road Sembanar Koil 609 309, Tamil Nadu, India – 609309.

As per the financials filed for FY 2025, the company reported a revenue of ₹16.36 Lakh, a decline of 6% compared to the previous year. For the same year it recorded a net profit of ₹44,277 (net margin 2.7%) and EBITDA of ₹63,208 (EBITDA margin 3.9%). Revenue has grown at a compounded annual rate (CAGR) of 4% over three years and 1% over five years.

The current compliance status is marked as compliant by the Registrar of Companies.

Company details

CIN U65991TN1994PTC027209
Registration Number 027209
Incorporation Date 05 April 1994
ROC Chennai
Listing Status Unlisted
Company Status Active
Date of Last AGM 29 September 2025
Date of Balance Sheet 31 March 2025
Compliance Status Active Compliant

Contact details

Swarnaganesh Chit Fund Private Limited's registered office is in Sembanar Koil, Tamil Nadu. Its e-mail address is in the company report.

  • Email
  • Registered Address
    B – 1 Latif Colony Main Road Sembanar Koil 609 309, Tamil Nadu, India – 609309
  • Industry
    Financial Services, Financial Activities

To see the full contact details of Swarnaganesh Chit Fund Private Limited, buy the company report.

Comprehensive company report
Swarnaganesh Chit Fund Private Limited - one report that includes everything
  • Company details, directors and signatories
  • Historical financials and ratios
  • Shareholding pattern and group structure
  • Charges with holder and property details
  • Legal cases, compliance and MCA filings
₹799 ₹999 20% off excluding 18% GST
Secure checkout · GST invoice included

Business activity

The main business activity of Swarnaganesh Chit Fund is financial and insurance service. In detail, this covers other financial activities.

Main activity group codeMain activityBusiness activity codeBusiness activityShare of turnover
KFinancial and insurance ServiceK8Other financial activities

To see the full business activity and turnover split of Swarnaganesh Chit Fund Private Limited, buy the company report.

Financials of Swarnaganesh Chit Fund Private Limited

FY 2025 filings available

Swarnaganesh Chit Fund Private Limited reported revenue of ₹16.36 Lakh (down 6% YoY) for FY 2025.

Revenue · FY 2025
₹16.36 Lakh ▼ 6%
Net profit · FY 2025
₹44,277 margin 2.7%
EBITDA · FY 2025
₹63,208 margin 3.9%

Compounded Annual Growth Rate (CAGR)

Revenue CAGR growth
1 year
▼ 6%
3 years · compounded
▲ 4%
5 years · compounded
▲ 1%
EBITDA CAGR growth
1 year
▼ 7%
3 years · compounded
▲ 8%
5 years · compounded
▼ 6%

Revenue fell 6% in the latest year, but over five years it has grown at a compounded annual rate (CAGR) of 1%. EBITDA fell 7% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.

Financial Statement Summary

MetricsFY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21
Profit and Loss Statement
Revenue from Operations
Other Income
Total Revenue
Cost of Materials Consumed
Employee Benefit Expense
Finance Costs
Depreciation and Amortisation
Other Expenses
Total Expenses
EBITDA₹63,208
Profit Before Tax
Tax Expense
Net Profit (PAT)₹44,277
Balance Sheet
Share Capital
Reserves and Surplus
Net Worth (Total Equity)
Long-term Borrowings
Short-term Borrowings
Trade Payables
Total Liabilities
Fixed Assets
Investments
Inventories
Trade Receivables
Cash and Bank Balance
Total Assets

Financial Ratios

MetricsFY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21
Profitability
EBITDA Margin3.9%
Net Profit Margin2.7%
Return on Equity (ROE)
Return on Capital Employed (ROCE)
Return on Assets (ROA)
Liquidity and Debt
Current Ratio
Quick Ratio
Debt-to-Equity Ratio
Interest Coverage Ratio
Efficiency and Growth
Asset Turnover
Receivable Days
Payable Days
Inventory Days
Revenue Growth
Net Profit Growth

To see the full financial statements and ratios of Swarnaganesh Chit Fund Private Limited, buy the company report.

Board of directors of Swarnaganesh Chit Fund Private Limited

Swarnaganesh Chit Fund has 2 current directors and 1 former director. Current directors are listed first, with their designation and appointment date.

Current Directors
NameDesignationAppointment DateTenureStatus
Sundaramurthy SureshManaging Director21 Mar 200521 Years 7 MonthsCurrent
Meenakshi Sundaram KalaiyarasiDirector01 Mar 201016 Years 8 MonthsCurrent

Peer comparison

Swarnaganesh Chit Fund Private Limited is compared with the 10 companies closest to it by revenue in the same principal business activity (other financial activities), from the latest filed financials of each company.

CompanyRevenueNet profitMarginGrowth (1 yr)EmployeesLocation
Sri Buddha Nidhi Limited₹16.36 Lakh (FY 2024)-13.0%Kallettumkara, Kerala, India
Surya Liquid Cargo Terminal Private Limited₹16.36 Lakh (FY 2025)644.0%Kolkata, West Bengal, India
Apical Financial Services Private Limited₹16.36 Lakh (FY 2023)Jaisalmer, Rajasthan, India
Vandita Investments Pvt Ltd₹16.36 Lakh (FY 2021)-88.0%Kolkata, West Bengal, India
Sri Spoorthisai Chit Fund Private Limited₹16.36 Lakh (FY 2019)19.0%Warangal, Telangana, India
Swarnaganesh Chit Fund Private Limitedthis company₹16.36 Lakh (FY 2025)₹44,2772.7%-6.0%Sembanar Koil, Tamil Nadu, India
Vishal Mercantiles Private Limited₹16.35 Lakh (FY 2024)37.0%Kolkata, West Bengal, India
Anandha Vijayam Chit Funds Private Limited₹16.35 Lakh (FY 2017)-26.0%Vridhachalam, Tamil Nadu, India
Chemould Intra(India)Ltd₹16.34 Lakh (FY 2023)-40.0%Kolkata, West Bengal, India
Rampal Granites Pvt Ltd₹16.33 Lakh (FY 2024)279.0%Kolkata, West Bengal, India
Laxmi Growth Nidhi Limited₹16.33 Lakh (FY 2024)47.0%Mumbai, Maharashtra, India

To see the full peer comparison of Swarnaganesh Chit Fund Private Limited, buy the company report.

Auditor

Swarnaganesh Chit Fund Private Limited is audited by GPR PILLAISATTANATHAN R for the financial year 2016.

Auditor firmFinancial yearFirm registration number
GPR PILLAISATTANATHAN RFY 2016213461

Shareholding

The shareholding of Swarnaganesh Chit Fund Private Limited is on record for FY 2016, split between promoters, domestic institutions, foreign institutions, public shareholders and others.

Shareholder categoryFY 2016
Promoters
Domestic institutional investors (DII)
Foreign institutional investors (FII)
Public
Others

To see the full shareholding pattern of Swarnaganesh Chit Fund Private Limited, buy the company report.

MSME payment delays

No delayed payments to MSME suppliers are on our record for Swarnaganesh Chit Fund Private Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.

GST

No GST registration is on our record for Swarnaganesh Chit Fund Private Limited; the GSTIN and return-filing check is in the company report Buy the company report.

Recent activity

Swarnaganesh Chit Fund Private Limited has 3 board changes on record since 2005: 2 appointments and 1 cessation. The latest: Meenakshi Sundaram Kalaiyarasi was appointed as Director on 01 Mar 2010.

AGM
Swarnaganesh Chit Fund Private Limited last Annual general meeting of members was held on 29 Sep 2025 as per latest MCA records.
Filing
Swarnaganesh Chit Fund Private Limited has filed its annual Financial statements for the year ended 31 Mar 2025 with Roc Chennai.
Appointed
Meenakshi Sundaram Kalaiyarasi was appointed as Director.
Ceased
Sundaramoorthy Prasanna ceased to be Director.
Appointed
Sundaramurthy Suresh was appointed as Managing Director.
Incorporation
05 Apr 1994
Swarnaganesh Chit Fund Private Limited was registered on 05 Apr 1994 with Roc Chennai & aged 32 years 7 months as per MCA records.

Frequently asked questions

Swarnaganesh Chit Fund is an active private limited company based in Sembanar Koil, Tamil Nadu, India. The company works in financial activities, within the financial services industry. It was incorporated on 05 April 1994 (32+ years old) and is registered under CIN U65991TN1994PTC027209.

Swarnaganesh Chit Fund has 2 current directors:

The latest financial statements of Swarnaganesh Chit Fund on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 29 September 2025. Year-wise statements from 2015 are in the company report.

The CIN (Corporate Identification Number) of Swarnaganesh Chit Fund is U65991TN1994PTC027209. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.

Swarnaganesh Chit Fund was incorporated on 05 April 1994, making it 32+ years old. It is registered with the Registrar of Companies, Chennai.

The peers of Swarnaganesh Chit Fund by revenue are Sri Buddha Nidhi Limited, Surya Liquid Cargo Terminal Private Limited, Apical Financial Services Private Limited, Vandita Investments Pvt Ltd, Sri Spoorthisai Chit Fund Private Limited and 5 more, all in the same principal business activity (other financial activities).

Meenakshi Sundaram Kalaiyarasi was appointed as Director on 01 Mar 2010. Sundaramoorthy Prasanna ceased to be Director on 01 Mar 2010. Sundaramurthy Suresh was appointed as Managing Director on 21 Mar 2005.

The registered office of Swarnaganesh Chit Fund is at B – 1 Latif Colony Main Road Sembanar Koil 609 309, Tamil Nadu, India – 609309.

Swarnaganesh Chit Fund operates in the financial services industry, in the financial activities segment.

The compliance status of Swarnaganesh Chit Fund is compliant as of 05 August 2026. The company is actively filing with the Registrar of Companies.

Swarnaganesh Chit Fund can be reached at its registered office: B – 1 Latif Colony Main Road Sembanar Koil 609 309, Tamil Nadu, India – 609309.