
Swaroop Finance Pvt Ltd
About Swaroop Finance Pvt Ltd
Data last updated:
Swaroop Finance Pvt Ltd is a private limited company based in Kolkata, West Bengal, India. It operates in the non-banking financial services (NBFC) segment of the financial services sector. It was incorporated on 12 October 1990 and has been in existence for over 36 years.
The company is registered with the Registrar of Companies (ROC), Kolkata, under CIN U36101WB1990PTC050025.
The company has an authorised share capital of ₹2.2 Cr and a paid-up capital of ₹2.19 Cr. It is led by directors including Ram Swaroop Joshi and Bihari Lal Joshi.
Its last annual general meeting (AGM) was held on 30 September 2024, and its latest financial statements are for the year ended 31 March 2024. The registered office is at 23A Netaji Subhash Road4Th Floor Room No 16, Kolkata, West Bengal, India – 700001.
As per the financials filed for FY 2024, the company reported a revenue of ₹8.43 Lakh, a decline of 13% compared to the previous year. For the same year it recorded a net loss of ₹67,437 (net margin -8%) and EBITDA of ₹1.5 Lakh (EBITDA margin 17.8%). Revenue has declined at a compounded annual rate (CAGR) of 9% over three years and 4% over five years.
The current compliance status is marked as compliant by the Registrar of Companies.
Company details
Contact details
Swaroop Finance Pvt Ltd's registered office is in Kolkata, West Bengal. Its e-mail address and telephone number are in the company report.
- Email
- Telephone
- Registered Address23A Netaji Subhash Road4Th Floor Room No 16, Kolkata, West Bengal, India – 700001
- IndustryFinancial Services, NBFC, Investment & Credit NBFC
To see the full contact details of Swaroop Finance Pvt Ltd, buy the company report.
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
Business activity
The main business activity of Swaroop Finance is financial and insurance service. In detail, this covers other financial activities.
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities |
To see the full business activity and turnover split of Swaroop Finance Pvt Ltd, buy the company report.
Financials of Swaroop Finance Pvt Ltd
FY 2024 filings availableSwaroop Finance Pvt Ltd reported revenue of ₹8.43 Lakh (down 13% YoY) for FY 2024.
Compounded Annual Growth Rate (CAGR)
Revenue has declined at a compounded annual rate (CAGR) of 4% over five years, including a 13% fall in the latest year. EBITDA fell 54% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
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| EBITDA | ₹1.5 Lakh | ||||
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| Net Profit (PAT) | -₹67,437 | ||||
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Financial Ratios
| Metrics | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
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| EBITDA Margin | 17.8% | ||||
| Net Profit Margin | -8% | ||||
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To see the full financial statements and ratios of Swaroop Finance Pvt Ltd, buy the company report.
Board of directors of Swaroop Finance Pvt Ltd
Swaroop Finance has 3 current directors and 2 former directors. Current directors are listed first, with their designation and appointment date.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Ram Swaroop Joshi | Director | 23 Nov 2019 | 6 Years 11 Months | Current |
| Bihari Lal Joshi Also directs: Avs Finance & Consultants Pvt Ltd | Director | 30 Mar 2019 | 7 Years 7 Months | Current |
| Ramawatar Joshi Also directs: Avs Finance & Consultants Pvt Ltd | Director | 12 Oct 1990 | 36 Years 0 Months | Current |
Auditor
Swaroop Finance Pvt Ltd is audited by MANISH BARELIA & CO. for the financial year 2022.
| Auditor firm | Financial year | Firm registration number |
|---|---|---|
| MANISH BARELIA & CO. | FY 2022 | 327276E |
Shareholding
The shareholding of Swaroop Finance Pvt Ltd is on record for 5 financial years, the latest being FY 2022, split between promoters, domestic institutions, foreign institutions, public shareholders and others.
| Shareholder category | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 |
|---|---|---|---|---|---|
| Promoters | |||||
| Domestic institutional investors (DII) | |||||
| Foreign institutional investors (FII) | |||||
| Public | |||||
| Others |
To see the full shareholding pattern of Swaroop Finance Pvt Ltd, buy the company report.
Legal cases
No court or tribunal cases involving Swaroop Finance Pvt Ltd are on our record; a case search with case numbers, parties and status is in the company report Buy the company report.
MSME payment delays
No delayed payments to MSME suppliers are on our record for Swaroop Finance Pvt Ltd; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
GST
No GST registration is on our record for Swaroop Finance Pvt Ltd; the GSTIN and return-filing check is in the company report Buy the company report.
Recent activity
Swaroop Finance Pvt Ltd has 5 board changes on record since 1990: 3 appointments and 2 cessations. The latest: Ram Swaroop Joshi was appointed as Director on 23 Nov 2019.
Frequently asked questions
Swaroop Finance is an active private limited company based in Kolkata, West Bengal, India. The company works in nbfc, within the financial services industry. It was incorporated on 12 October 1990 (36+ years old) and is registered under CIN U36101WB1990PTC050025.
Swaroop Finance has 3 current directors:
- Ram Swaroop Joshi - Director
- Bihari Lal Joshi - Director
- Ramawatar Joshi - Director
The latest financial statements of Swaroop Finance on record with the MCA are for the year ended 31 March 2024. Its last annual general meeting was held on 30 September 2024. Year-wise statements from 2015 are in the company report.
The CIN (Corporate Identification Number) of Swaroop Finance is U36101WB1990PTC050025. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Swaroop Finance was incorporated on 12 October 1990, making it 36+ years old. It is registered with the Registrar of Companies, Kolkata.
Ram Swaroop Joshi was appointed as Director on 23 Nov 2019. Bihari Lal Joshi ceased to be Additional Director on 30 Sep 2019. Bihari Lal Joshi was appointed as Director on 30 Mar 2019. Swaroop Finance has 5 board changes on record in total.
The registered office of Swaroop Finance is at 23A Netaji Subhash Road4Th Floor Room No 16, Kolkata, West Bengal, India – 700001.
Swaroop Finance operates in the financial services industry, in the nbfc segment.
The compliance status of Swaroop Finance is compliant as of 25 August 2026. The company is actively filing with the Registrar of Companies.
Swaroop Finance can be reached at its registered office: 23A Netaji Subhash Road4Th Floor Room No 16, Kolkata, West Bengal, India – 700001.

