About Swayamshree Micro Credit Services
Data last updated:
Swayamshree Micro Credit Services is a public not for profit company based in Bhubaneswar, Odisha, India. It operates in the diversified financial services segment of the financial services sector. It was incorporated on 09 May 2003 and has been in existence for over 23 years.
The company is registered with the Registrar of Companies (ROC), Cuttack, under CIN U85320OR2003NPL007145. Its GSTIN is 21AAICS1120N2ZL (Odisha). The company holds 2 GST registrations, of which 1 is active.
The company has an authorised share capital of ₹50 Lakh and a paid-up capital of ₹41,300. It is led by directors including Geeta Pattanayak and Sahadev Das.
Its last annual general meeting (AGM) was held on 27 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at 2/19 Maa Barabhuja Market Complex 2nd Floor Khandagiri, Bhubaneswar, Odisha, India – 751030.
As per the financials filed for FY 2025, the company reported a revenue of ₹1.89 Cr, a decline of 3% compared to the previous year. For the same year it recorded a net profit of ₹14.85 Lakh (net margin 7.9%) and EBITDA of ₹17.1 Lakh (EBITDA margin 9.1%). Revenue has grown at a compounded annual rate (CAGR) of 2% over three years and 6% over five years.
The company has about 11 employees on its provident fund (EPFO) records.
As per MCA filings, the company has open charges of ₹60.45 Cr and satisfied charges of ₹18 Cr on record. Court records list 2 cases involving the company, including 2 filed by the company; 2 cases are pending.
The current compliance status is marked as active non-compliant by the Registrar of Companies. For more details, the company can be reached via its website swayamshree.com.
- EmailLocked
- TelephoneLocked
- Website
- Social MediaLocked
- Registered Address2/19 Maa Barabhuja Market Complex 2nd Floor Khandagiri, Bhubaneswar, Odisha, India – 751030
- IndustryFinancial Services, Diversified Financial Services
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
- One PDF report, delivered after checkout
Business Activity of Swayamshree Micro Credit Services
The main business activity of Swayamshree Micro Credit Services is financial and insurance service. In detail, this covers financial and credit leasing activities.
| Main Activity Group Code | Description of Main Activity | Business Activity Code | Description of Business Activity | Turnover Percentage |
|---|---|---|---|---|
| K | Financial and insurance Service | K5 | Financial and Credit leasing activities | Locked |
Business activity turnover details
Turnover share and past changes in activity are in the company report.
- Turnover contribution
- Historical classifications
- Filing-level activity changes
Verified entity values are shown only after access is granted.
Financials of Swayamshree Micro Credit Services FY 2025 filings available
Swayamshree Micro Credit Services reported revenue of ₹1.89 Cr (down 3% YoY) for FY 2025.
Compounded Annual Growth Rate (CAGR) of Swayamshree Micro Credit Services
Revenue fell 3% in the latest year, but over five years it has grown at a compounded annual rate (CAGR) of 6%. EBITDA rose 47% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary of Swayamshree Micro Credit Services
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profit and Loss Statement | |||||
| Revenue from Operations | •••• | •••• | •••• | •••• | •••• |
| Other Income | •••• | •••• | •••• | •••• | •••• |
| Total Revenue | •••• | •••• | •••• | •••• | •••• |
| Cost of Materials Consumed | •••• | •••• | •••• | •••• | •••• |
| Employee Benefit Expense | •••• | •••• | •••• | •••• | •••• |
| Finance Costs | •••• | •••• | •••• | •••• | •••• |
| Depreciation and Amortisation | •••• | •••• | •••• | •••• | •••• |
| Other Expenses | •••• | •••• | •••• | •••• | •••• |
| Total Expenses | •••• | •••• | •••• | •••• | •••• |
| EBITDA | ₹17.1 Lakh | •••• | •••• | •••• | •••• |
| Profit Before Tax | •••• | •••• | •••• | •••• | •••• |
| Tax Expense | •••• | •••• | •••• | •••• | •••• |
| Net Profit (PAT) | ₹14.85 Lakh | •••• | •••• | •••• | •••• |
| Balance Sheet | |||||
| Share Capital | •••• | •••• | •••• | •••• | •••• |
| Reserves and Surplus | •••• | •••• | •••• | •••• | •••• |
| Net Worth (Total Equity) | •••• | •••• | •••• | •••• | •••• |
| Long-term Borrowings | •••• | •••• | •••• | •••• | •••• |
| Short-term Borrowings | •••• | •••• | •••• | •••• | •••• |
| Trade Payables | •••• | •••• | •••• | •••• | •••• |
| Total Liabilities | •••• | •••• | •••• | •••• | •••• |
| Fixed Assets | •••• | •••• | •••• | •••• | •••• |
| Investments | •••• | •••• | •••• | •••• | •••• |
| Inventories | •••• | •••• | •••• | •••• | •••• |
| Trade Receivables | •••• | •••• | •••• | •••• | •••• |
| Cash and Bank Balance | •••• | •••• | •••• | •••• | •••• |
| Total Assets | •••• | •••• | •••• | •••• | •••• |
Financial Ratios of Swayamshree Micro Credit Services
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | 9.1% | •••• | •••• | •••• | •••• |
| Net Profit Margin | 7.9% | •••• | •••• | •••• | •••• |
| Return on Equity (ROE) | •••• | •••• | •••• | •••• | •••• |
| Return on Capital Employed (ROCE) | •••• | •••• | •••• | •••• | •••• |
| Return on Assets (ROA) | •••• | •••• | •••• | •••• | •••• |
| Liquidity and Debt | |||||
| Current Ratio | •••• | •••• | •••• | •••• | •••• |
| Quick Ratio | •••• | •••• | •••• | •••• | •••• |
| Debt-to-Equity Ratio | •••• | •••• | •••• | •••• | •••• |
| Interest Coverage Ratio | •••• | •••• | •••• | •••• | •••• |
| Efficiency and Growth | |||||
| Asset Turnover | •••• | •••• | •••• | •••• | •••• |
| Receivable Days | •••• | •••• | •••• | •••• | •••• |
| Payable Days | •••• | •••• | •••• | •••• | •••• |
| Inventory Days | •••• | •••• | •••• | •••• | •••• |
| Revenue Growth | •••• | •••• | •••• | •••• | •••• |
| Net Profit Growth | •••• | •••• | •••• | •••• | •••• |
Paid data: the figures shown as dots are available after purchase of the company report. Figures as filed with the MCA in Form AOC-4. The full year-wise statements and ratios of Swayamshree Micro Credit Services are in the company report.
Financial statements from 2015
Earlier years and trend charts are in the company report.
- Income statements
- Balance sheets
- Cash-flow statements
- Ratios and benchmarks
Verified entity values are shown only after access is granted.
Peer Comparison of Swayamshree Micro Credit Services
Swayamshree Micro Credit Services is compared with the companies closest to it by revenue in the BFSI industry (Other Financial Services). Net profit, margin and employee counts of each company are in the company report.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Andees Impex Private Limited | ₹1.89 Cr (FY 2025) | •••• | •••• | -36.0% | •••• | New Delhi, Delhi, India |
| Nobel Dealcom Private Limited | ₹1.89 Cr (FY 2023) | •••• | •••• | -18.0% | •••• | Kolkata, West Bengal, India |
| Qubitkind Private Limited | ₹1.89 Cr (FY 2023) | •••• | •••• | 71.0% | •••• | Patna, Bihar, India |
| Adi Fincap Consultants Private Limited | ₹1.89 Cr (FY 2025) | •••• | •••• | 16.0% | •••• | Mumbai, Maharashtra, India |
| Spartans Insurance Surveyors and Loss Assessors Private Limited | ₹1.89 Cr (FY 2024) | •••• | •••• | 11.0% | •••• | Hyderabad, Telangana, India |
| Swayamshree Micro Credit Services this company | ₹1.89 Cr (FY 2025) | •••• | •••• | -3.0% | •••• | Bhubaneswar, Odisha, India |
| Navkettan Lockers Private Limited | ₹1.88 Cr (FY 2025) | •••• | •••• | 12.0% | •••• | Mumbai, Maharashtra, India |
| Malani Wealth Advisors Private Limited | ₹1.88 Cr (FY 2024) | •••• | •••• | 1452.0% | •••• | Mumbai, Maharashtra, India |
| Samhith Fintech Private Limited | ₹1.88 Cr (FY 2025) | •••• | •••• | 180.0% | •••• | Hyderabad, Telangana, India |
| Astral Capitals Private Limited | ₹1.88 Cr (FY 2025) | •••• | •••• | -32.0% | •••• | New Delhi, Delhi, India |
| Chandak Resources Private Limited | ₹1.88 Cr (FY 2025) | •••• | •••• | 32.0% | •••• | Kolkata, West Bengal, India |
Peers are the five companies nearest above and the five nearest below Swayamshree Micro Credit Services by revenue in the BFSI industry (Other Financial Services), from the latest filed financials of each company. Net profit, margin and employee counts of each peer are in the company report.
Auditor Details of Swayamshree Micro Credit Services
Swayamshree Micro Credit Services is audited by S R B & ASSOCIATES for the financial year 2021.
| Name | Status | Appointment Date | Cessation Date |
|---|---|---|---|
| S R B & ASSOCIATES | Locked | Locked | Locked |
Complete auditor history
Appointment and cessation dates and past auditor changes are in the company report.
- Appointment status
- Appointment dates
- Cessation dates
- Auditor changes
Verified entity values are shown only after access is granted.
Board of Directors of Swayamshree Micro Credit Services
Swayamshree Micro Credit Services has 3 current directors and 11 former directors. Current directors are listed first, with their designation and appointment date.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Geeta Pattanayak | Director | 15 Mar 2014 | 12 Years 6 Months | Current |
| Sahadev Das Also directs: Treeshed Financial Services Private Limited | Director | 08 Sep 2018 | 8 Years 1 Months | Current |
| Ramesh Chandra Mahakud | Additional Director | 30 Mar 2023 | 3 Years 6 Months | Current |
Ownership and Shareholding of Swayamshree Micro Credit Services
Shareholding and ownership data
Promoter, institutional, public and beneficial ownership figures are in the company report.
- Ownership categories
- Historical changes
- Group structure
- FII and DII holdings
Verified entity values are shown only after access is granted.
Charges & Borrowings of Swayamshree Micro Credit Services
| Date | Lender | Amount | Status |
|---|---|---|---|
| 30 Mar 2016 | Others | ₹3 Cr | Open |
| 31 Mar 2015 | Natinal Bank for Agriculture and Rural Development | ₹1.5 Cr | Open |
| 07 Feb 2015 | Idbi Bank Limited | ₹2 Cr | Open |
| 20 Jan 2015 | Maanaveeya Development & Finance Private Limited | ₹2 Cr | Open |
| 09 Dec 2014 | Indian Overseas Bank | ₹2.5 Cr | Open |
Total charge records: 23 View all charges
Legal Cases of Swayamshree Micro Credit Services
Swayamshree Micro Credit Services has 2 court cases on record: 2 filed by Swayamshree Micro Credit Services. All cases are pending. Status as checked on 30 Sep 2026.
Cases by court
| Court | Cases | Against the company | Pending |
|---|---|---|---|
| District courts | 2 | 0 | 2 |
Cases on record (1 of 2)
| Court | Type of case | Party | Status |
|---|---|---|---|
| District court, Khurda, Odisha | Court case (I . c. c) | Filed by the company against Sanginee Secondary Co Operative Ltd | Pending |
Full case history
All 2 cases with case numbers, court, year-wise trend, opposite parties and decision dates are in the company report.
- Every case with its case number
- Year-wise trend
- Opposite parties
- Decision dates and orders
Verified entity values are shown only after access is granted.
Case records are compiled from court listings and may lag the court's own records. A case filed against a company is not a finding against it.
Employees and EPFO Compliance at Swayamshree Micro Credit Services
Swayamshree Micro Credit Services has a workforce of 11 employees as of Mar 31, 2024.
Employee and EPFO history
Monthly headcount, contribution history and filing status are in the company report.
- Monthly headcount
- PF contributions
- ECR filing status
- Establishment history
Verified entity values are shown only after access is granted.
CIN History of Swayamshree Micro Credit Services
Swayamshree Micro Credit Services has one previous CIN (Corporate Identification Number): U85320OR2003PLC007145. The current CIN is U85320OR2003NPL007145, which is the unique identifier assigned by the Registrar of Companies.
| CIN | Status |
|---|---|
| U85320OR2003NPL007145 | Current |
| U85320OR2003PLC007145 | Previous |
Recent Activity on Swayamshree Micro Credit Services
Swayamshree Micro Credit Services has 14 board changes on record since 2008: 3 appointments and 11 cessations. The latest: Jagadish Pradhan ceased to be Director on 31 Mar 2023.
35 earlier events are listed in the company report.
Credit Ratings, Litigation & Regulatory Alerts for Swayamshree Micro Credit Services
Credit ratings, litigation, and regulatory alerts
Credit ratings, court records and regulatory alerts are in the company report.
- Rating history
- Court and tribunal cases
- Regulatory alerts
- Director-linked violations
Verified entity values are shown only after access is granted.
MSME Payment Delays by Swayamshree Micro Credit Services
MSME payment history
Amounts due to small suppliers, the reasons given and MSME-1 filings are in the company report.
- Outstanding amounts
- Delay periods and reasons
- MSME-1 filing history
- Vendor payment signals
Verified entity values are shown only after access is granted.
Subsidiaries & Group Companies of Swayamshree Micro Credit Services
Corporate group structure
Parent, subsidiary, associate and joint venture records with holdings are in the company report.
- Parent company
- Subsidiaries and ownership
- Associates and joint ventures
- Entity investments
Verified entity values are shown only after access is granted.
GST Compliance of Swayamshree Micro Credit Services
Swayamshree Micro Credit Services has 2 GST registrations: 1 active and 1 cancelled or inactive.
| GSTIN | State | Status | Registered on |
|---|---|---|---|
| 21AAICS1120N2ZL | Odisha | Active | 21 Aug 2020 |
GST registrations and filing compliance
State-wise GST registrations, return filing status and HSN or SAC codes are in the company report.
- GSTIN registrations
- State-wise filing status
- HSN and SAC details
- Tax jurisdiction records
Verified entity values are shown only after access is granted.
MCA Filings & Documents of Swayamshree Micro Credit Services
MCA filings and documents
Filed forms, annual returns, financial statements and charge filings with their dates are in the company report.
- Incorporation documents
- Annual returns and statements
- Charge filings
- Complete filing index
Verified entity values are shown only after access is granted.
Frequently Asked Questions about Swayamshree Micro Credit Services
Swayamshree Micro Credit Services is an active public not for profit company based in Bhubaneswar, Odisha, India. The company works in diversified financial services, within the financial services industry. It was incorporated on 09 May 2003 (23+ years old) and is registered under CIN U85320OR2003NPL007145.
Swayamshree Micro Credit Services reported revenue of ₹1.89 Cr for FY 2025 (down 3% YoY).
Swayamshree Micro Credit Services has 3 current directors:
- Geeta Pattanayak - Director
- Sahadev Das - Director
- Ramesh Chandra Mahakud - Additional Director
Swayamshree Micro Credit Services reported a net profit of ₹14.85 Lakh (net margin 7.9%) and EBITDA of ₹17.1 Lakh (EBITDA margin 9.1%) for FY 2025, as per its filed financial statements.
The compounded annual growth rate (CAGR) of the revenue of Swayamshree Micro Credit Services is 2% over three years and 6% over five years. In the latest year (FY 2025) revenue fell 3%. CAGR is the steady yearly rate that links the first and the last year.
The GSTIN of Swayamshree Micro Credit Services is 21AAICS1120N2ZL, registered in Odisha. The company has 2 GST registrations in all, of which 1 is active and 1 is cancelled or inactive.
The CIN (Corporate Identification Number) of Swayamshree Micro Credit Services is U85320OR2003NPL007145. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Swayamshree Micro Credit Services has 2 court cases on record: 2 filed by the company. 2 are pending.
Swayamshree Micro Credit Services was incorporated on 09 May 2003, making it 23+ years old. It is registered with the Registrar of Companies, Cuttack.
The peers of Swayamshree Micro Credit Services by revenue are Andees Impex Private Limited, Nobel Dealcom Private Limited, Qubitkind Private Limited, Adi Fincap Consultants Private Limited, Spartans Insurance Surveyors and Loss Assessors Private Limited and 5 more, all in the BFSI industry (Other Financial Services).
Jagadish Pradhan ceased to be Director on 31 Mar 2023. Ramesh Chandra Mahakud was appointed as Additional Director on 30 Mar 2023. Bedabati Mohanty ceased to be Director on 05 Jun 2019. Swayamshree Micro Credit Services has 14 board changes on record in total.