Swayamshree Micro Credit Services

Swayamshree Micro Credit Services - financial services in Bhubaneswar, Orissa, India. FY 2026 financials and compliance.
CIN U85320OR2003NPL007145 Incorporated 09 May 2003 ROC Cuttack HQ Bhubaneswar, Orissa, India
Active Public Not For Profit Company financial services
Data last updated
Revenue · FY 2025
₹1.89 Cr
▼ 3.00% YoY
EBITDA · FY 2025
*****
▲ 47.00% YoY
Net profit · FY 2025
*****
▲ 42.00% YoY
Authorised capital
₹50 Lakh
Registered with MCA
Paid-up capital
₹41,300
Issued & subscribed
Open charges
₹60.45 Cr
Satisfied ₹18 Cr
Company age
23 yrs
Est. 2003
Employees · EPFO
11
Latest available

About Swayamshree Micro Credit Services

Data last updated: 24 February 2026

Swayamshree Micro Credit Services is a public not for profit company based in Bhubaneswar, Orissa, India. It specialises in diversified financial services, a part of the broader financial services sector. Incorporated on 09 May 2003, the company has been in operation for over 23 years.

Registered with ROC Cuttack under CIN U85320OR2003NPL007145.

Capital: an authorised share capital of ₹50 Lakh and a paid-up capital of ₹41,300. It is led by directors including Geeta Pattanayak and Sahadev Das.

Last AGM: 27 September 2025. Financial statements filed for year ended 31 March 2025. Office: 2/19 Maa Barabhuja Market Complex 2Nd Floor Khandagiri, Bhubaneswar, Orissa, India – 751030.

As per the financials filed for FY 2025, the company reported a revenue of ₹1.89 Cr, a decline of 3% compared to the previous year.

The company has a workforce of approximately 11 employees as per the latest available data.

As per MCA filings, the company has open charges of ₹60.45 Cr and satisfied charges of ₹18 Cr on record.

The current compliance status is marked as active non-compliant by the Registrar of Companies. For more details, the company can be reached via its website swayamshree.com.

Company Details of Swayamshree Micro Credit Services
CIN U85320OR2003NPL007145
Registration Number 007145
Incorporation Date 09 May 2003
ROC Cuttack
Listing Status Unlisted
Company Status Active
Date of Last AGM 27 September 2025
Date of Balance Sheet 31 March 2025
Compliance Status Active Non-Compliant
Contact Details
  • Email
    *****@*****.com
  • Telephone
    **************
  • Website
  • Social Media
    **************
  • Registered Address
    2/19 Maa Barabhuja Market Complex 2Nd Floor Khandagiri, Bhubaneswar, Orissa, India – 751030
  • Industry
    Financial Services, Diversified Financial Services
Company report
Swayamshree Micro Credit Services - full intelligence report
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  • Shareholding pattern and group structure
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Financials, compliance, directors, charges, ownership and filings for Swayamshree Micro Credit Services in one report.

10-year financials Directors & ownership Charges & compliance

CIN History of Swayamshree Micro Credit Services

Swayamshree Micro Credit Services has one previous CIN (Corporate Identification Number): U85320OR2003PLC007145. The current CIN is U85320OR2003NPL007145, which is the unique identifier assigned by the Registrar of Companies.

CIN Status
U85320OR2003NPL007145 Current
U85320OR2003PLC007145 Previous

Business Activity of Swayamshree Micro Credit Services

Swayamshree Micro Credit Services is engaged in the principal business activity of financial and insurance service, with detailed activities including financial and credit leasing activities.

Main Activity Group Code Description of Main Activity Business Activity Code Description of Business Activity Turnover Percentage
K Financial and insurance Service K5 Financial and Credit leasing activities *********

Auditor Details of Swayamshree Micro Credit Services

Swayamshree Micro Credit Services is audited by S R B & ASSOCIATES for the financial year 2021. The auditor plays a crucial role in ensuring financial transparency and compliance with accounting standards.

Name Status Appointment Date Cessation Date
S R B & ASSOCIATES blur-value blur-value blur-value

Board of Directors of Swayamshree Micro Credit Services

Swayamshree Micro Credit Services is currently managed by 3 directors, with 11 former directors having served the organization. The current Directors play a crucial role in shaping the company's strategic direction and governance.

Current Directors
Name Designation Appointment Date Tenure Status
Geeta Pattanayak Director 15 Mar 2014 12 Years 3 Months Current
Sahadev Das Director 08 Sep 2018 7 Years 10 Months Current
Ramesh Chandra Mahakud Additional Director 30 Mar 2023 3 Years 3 Months Current

Financials of Swayamshree Micro Credit Services FY 2025 filings available

Swayamshree Micro Credit Services reported revenue of ₹1.89 Cr (down 3% YoY) for FY 2025. Profit growth despite declining revenue indicates effective cost management and margin discipline.

Revenue
₹1.89 Cr ▼ -3%
Profit
***** ▲ 42%
EBITDA
***** ▲ 47%
Metrics
*****
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Revenue
Revenue from Operations
*****
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Revenue Growth %
*****
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Other Income
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Total Revenue
*****
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Expenses
Total Expenses
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Raw Material Cost
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Change in Inventory FG
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Change in Inventory WIP
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Purchase of Traded Goods
*****
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Employee Cost
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Managerial Remuneration
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Audit Fees
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Insurance
*****
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Power & Fuel
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Interest
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Depreciation
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Other Expenses
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Profitability
EBITDA (Operating Profit)
*****
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Operating Margin %
*****
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Exceptional Items
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Extraordinary Items
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Profit Before Exceptional & Extraordinary Items
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Profit Before Tax
*****
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Tax & Net Profit
Tax Expense
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Current Tax
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Deferred Tax
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Profit from Discontinued Operations
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Tax on Discontinued Operations
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Profit
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Net Margin %
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Metrics
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Shareholders' Funds
Total Shareholders' Funds
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Equity Capital
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Reserves & Surplus
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Money Against Warrants
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Other Equity
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Non-Current Liabilities
Total Non-Current Liabilities
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Long-Term Borrowings
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Deferred Tax Liabilities
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Other Non-Current Liabilities
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Long-Term Provisions
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Current Liabilities
Total Current Liabilities
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Short-Term Borrowings
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Trade Payables
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Other Current Liabilities
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Short-Term Provisions
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Total Equity & Liabilities
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Non-Current Assets
Non-Current Assets
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Tangible Assets
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Intangible Assets
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Capital WIP
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Intangibles Under Dev
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Investments
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Deferred Tax Assets
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LT Loans & Advances
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Other Non-Current Assets
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Current Assets
Current Assets
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Current Investments
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Inventories
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Trade Receivables
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Cash & Bank Balance
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ST Loans & Advances
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Other Current Assets
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Total Assets
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Metrics
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Cash from Operating Activities (CFO)
Profit Before Tax
*****
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Non-Cash Adjustments
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+ Interest Expense
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+ Depreciation
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+/- Unrealized Forex
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- Dividend Income
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- Interest Income
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+/- Other Non-Cash Items
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Changes in Working Capital
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+/- Inventory
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+/- Debtors
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+/- Creditors
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Reconciliation Adjustments
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Cash Generated from Operations
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Income Taxes Paid
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Net CFO (Cash from Operations)
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Cash from Investing Activities (CFI)
Acquisitions & Disposals
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Disposal of Subsidiaries
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Acquisition of Subsidiaries
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Capex
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Purchase of Fixed Assets
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Sale of Fixed Assets
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Other Investing Cash Flows
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Net CFI (Cash from Investing)
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Cash from Financing Activities (CFF)
Equity Issuance
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Debt Raised
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Debt Repaid
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Dividends Paid
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Interest Paid
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Net CFF (Cash from Financing)
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Net Cash Position
Net Change in Cash (Pre-Forex)
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Closing Cash & Equivalents
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Metrics
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Liquidity
Current Ratio
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Quick Ratio
*****
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Cash Ratio
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Efficiency
Inventory Days
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Debtor Days
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Creditor Days
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Cash Conversion Cycle
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Asset Turnover
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Profitability
Net Profit Margin %
*****
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Operating Margin %
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ROE %
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ROCE %
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Net Worth Margin %
*****
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Growth
Revenue Growth %
*****
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Leverage
Equity Multiplier
*****
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Debt / EBITDA
*****
*****
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Solvency
D/E Ratio
*****
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ICR
*****
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*****

Consolidated Statements

Income Statement, Balance Sheet, Cash Flow & Ratios available in the full report.

Unlock Complete Financial History (FY 2015 – Latest)
Standalone & Consolidated - Income Statement, Balance Sheet, Cash Flow, Financial Ratios and Growth Trends with 10+ years of line-item data.
10+ years of data Line-item breakdown Balance Sheet detail Cash Flow analysis 20+ ratios & metrics Downloadable PDF

Shareholding Pattern of Swayamshree Micro Credit Services

As of FY 2021, Swayamshree Micro Credit Services's shareholding pattern shows 100.00% by promoters. The promoters hold a majority stake, indicating strong promoter control.

2025
YEAR
38.19% Promoters
25.22% DII (Domestic Institutional)
10.28% FII (Foreign Institutional)
25.89% Public
2.42% Others
Shareholding Trend
Year 2025
Promoters 33.19%
DII 23.22%
FII 18.28%
Public 22.89%
Others 2.42%

Charges & Borrowings of Swayamshree Micro Credit Services

Open charges
₹60.45 Cr
Satisfied charges
₹18 Cr
Breakdown by lending institutions
Indian Bank₹10.50 Cr
Small Industries Development Bank of India₹9.00 Cr
Others₹7.95 Cr
Idbi Bank Limited₹7.00 Cr
Maanaveeya Development & Finance Private Limited₹7.00 Cr
Others₹19.00 Cr
Latest charge details
DateLenderAmountStatus
30 Mar 2016 Others ₹3 Cr Open
31 Mar 2015 Natinal Bank for Agriculture and Rural Development ₹1.5 Cr Open
07 Feb 2015 Idbi Bank Limited ₹2 Cr Open
20 Jan 2015 Maanaveeya Development & Finance Private Limited ₹2 Cr Open
09 Dec 2014 Indian Overseas Bank ₹2.5 Cr Open

Total charge records: 23 View all charges

Employees and EPFO Compliance at Swayamshree Micro Credit Services

Swayamshree Micro Credit Services has a workforce of 11 employees as of Mar 31, 2024.

Employee count
11
Active EPFO establishments
1
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
2026

Employee Count & EPFO Data of Swayamshree Micro Credit Services

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Monthly employee headcount & PF contributions
EPFO establishment details & ECR filing status
Year-wise workforce analytics & attrition trends
PF exemption, coverage & compliance verification

GST Compliance of Swayamshree Micro Credit Services

XX%
Compliant
GSTR-1
GSTR-3B
GSTR-9
MH
KA
UP
TN
TS

GSTIN & GST Filing Data of Swayamshree Micro Credit Services

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GSTIN registrations & state-wise presence
Filing compliance - GSTR-1, GSTR-3B, GSTR-9
HSN/SAC codes with goods & services details
Taxpayer type, jurisdiction & business constitution

Credit Ratings, Litigation & Regulatory Alerts for Swayamshree Micro Credit Services

Credit rating
AAA
AA+
AA
AA-
! !
2015 2017 2019 2021 2023
Litigation
District Court 35
High Court 45
Supreme Court 0
NCLT / NCLAT 0
Pending
Disposed
Regulatory alerts
GSTIN Cancelled
Andhra Pradesh
GSTIN Cancelled
Telangana (on application)
EPFO Delay
12 months delay - Haryana
Violations via Directors
20 MCA + 19 Bank defaults

Credit Ratings, Legal Cases & Regulatory Alerts of Swayamshree Micro Credit Services

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Credit rating history across CARE, ICRA, Brickwork & India Ratings
Instrument-wise ratings, outlook & action timeline
Court-wise litigation (District, High Court, Supreme Court, NCLT)
Group company & common directorship litigation
Statutory compliance alerts (GSTIN, EPFO, ROC)
Director & company violations (MCA, SEBI, Banks, BSE/NSE)

MSME Payment Delays by Swayamshree Micro Credit Services

MSME Payment Delays by Swayamshree Micro Credit Services

Track payments outstanding to micro and small enterprise vendors, as disclosed in half-yearly MSME-1 returns filed with the MCA.

Amounts outstanding to MSME suppliers
Delay periods & reasons for delayed payments
Half-yearly MSME-1 filing history
Vendor-payment behaviour as a counterparty risk signal

Subsidiaries & Group Companies of Swayamshree Micro Credit Services

Subsidiaries & Group Companies of Swayamshree Micro Credit Services

See the full corporate group - holding company, subsidiaries, associates and joint ventures of Swayamshree Micro Credit Services with ownership details.

Holding & parent company details
Subsidiaries & step-down subsidiaries with % holding
Associates & joint ventures with partner details
Investments in other entities year-on-year

MCA Filings & Documents of Swayamshree Micro Credit Services

MCA Filings & Documents of Swayamshree Micro Credit Services

Download official documents filed with the Ministry of Corporate Affairs - from incorporation papers to the latest annual filings.

Incorporation documents, MoA & AoA
Annual returns (MGT-7) & financial statements (AOC-4)
Charge filings (CHG-1, CHG-4) & resolutions
Complete document index with filing dates

Recent Activity on Swayamshree Micro Credit Services

Activity
27 Sep 2025
Swayamshree Micro Credit Services last Annual general meeting of members was held on 27 Sep 2025 as per latest MCA records.
Activity
31 Mar 2025
Swayamshree Micro Credit Services has filed its annual Financial statements for the year ended 31 Mar 2025 with Roc Cuttack.
Directors
30 Mar 2023
Ramesh Chandra Mahakud was appointed as a Additional Director on 30 Mar 2023 & has been associated with this company since 3 years 3 months.
Directors
08 Sep 2018
Sahadev Das was appointed as a Director on 08 Sep 2018 & has been associated with this company since 7 years 10 months.
Charges
18 Jul 2016
A charge registered on 27 Jul 2012 via Charge ID 10376949 with National Housing Bank was fully satisfied on 18 Jul 2016.
Charges
01 Jul 2016
A charge registered on 05 Jun 2012 via Charge ID 10358147 with Maanaveeya Development & Finance Private Limited was fully satisfied on 01 Jul 2016.

Frequently Asked Questions about Swayamshree Micro Credit Services

Swayamshree Micro Credit Services is an active public not for profit company in the financial services sector based in Bhubaneswar, Orissa, India. It was incorporated on 09 May 2003 (23+ years old) and is registered under CIN U85320OR2003NPL007145. The company has 11 employees.

Swayamshree Micro Credit Services reported revenue of ₹1.89 Cr for FY 2025 (down 3.00% YoY).

The current directors of Swayamshree Micro Credit Services are:

The primary industry of Swayamshree Micro Credit Services is financial services. The company specifically operates in diversified financial services. The company is currently active in this sector.

Swayamshree Micro Credit Services can be reached at the registered office: 219 Maa Barabhuja Market Complex 2Nd Floor Khandagiri, Bhubaneswar, Orissa, India – 751030, or through the website swayamshree.com.

The authorised capital is ₹50 Lakh, and the paid-up capital is ₹41,300.

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