About Tata Payments Limited
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Tata Payments Limited is a public limited company based in Mumbai, Maharashtra, India, a subsidiary of Tata Digital Private Limited. It operates in the digital payment solutions segment of the financial services sector. It was incorporated on 16 August 2019 and has been in existence for over 7 years.
The company is registered with the Registrar of Companies (ROC), Mumbai, under CIN U65100MH2019PLC329365. Its GSTIN is 27AAHCT4943P1ZL (Maharashtra). The company holds 3 GST registrations, all of them active.
The company has an authorised share capital of ₹300 Cr and a paid-up capital of ₹245 Cr. It is led by directors including Gaurav Hazrati (Whole-Time Director) and Hardeep Singh Guru.
Its last annual general meeting (AGM) was held on 30 July 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at Army & Navy Building Floor Grd 148 East M G Road Opp Kala Ghoda Fort, Mumbai, Maharashtra, India – 400001.
As per the financials filed for FY 2026, the company reported a revenue of ₹29.14 Cr, a growth of 38% compared to the previous year. For the same year it recorded a net loss of ₹84.95 Cr (net margin -291.6%) and EBITDA of -₹84.82 Cr (EBITDA margin -291.1%). Revenue has grown at a compounded annual rate (CAGR) of 32% over three years and 73% over five years.
The current compliance status is marked as compliant by the Registrar of Companies. For more details, the company can be reached via its website tata.com.
- EmailLocked
- TelephoneLocked
- Website
- Social Media
- Registered AddressArmy & Navy Building Floor Grd 148 East M G Road Opp Kala Ghoda Fort, Mumbai, Maharashtra, India – 400001
- IndustryFinancial Services, Digital Payment Solutions
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
- One PDF report, delivered after checkout
Business Activity of Tata Payments Limited
The main business activity of Tata Payments is information and communication. In detail, this covers other information & communication service activities.
| Main Activity Group Code | Description of Main Activity | Business Activity Code | Description of Business Activity | Turnover Percentage |
|---|---|---|---|---|
| J | Information and communication | J8 | Other information & communication service activities | Locked |
Business activity turnover details
Turnover share and past changes in activity are in the company report.
- Turnover contribution
- Historical classifications
- Filing-level activity changes
Verified entity values are shown only after access is granted.
Financials of Tata Payments Limited FY 2025 filings available
Tata Payments Limited reported revenue of ₹29.14 Cr (up 38% YoY) for FY 2026.
Compounded Annual Growth Rate (CAGR) of Tata Payments Limited
Revenue has grown at a compounded annual rate (CAGR) of 73% over five years, including 38% growth in the latest year. EBITDA fell 13% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary of Tata Payments Limited
| Metrics | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 |
|---|---|---|---|---|---|
| Profit and Loss Statement | |||||
| Revenue from Operations | •••• | •••• | •••• | •••• | •••• |
| Other Income | •••• | •••• | •••• | •••• | •••• |
| Total Revenue | •••• | •••• | •••• | •••• | •••• |
| Cost of Materials Consumed | •••• | •••• | •••• | •••• | •••• |
| Employee Benefit Expense | •••• | •••• | •••• | •••• | •••• |
| Finance Costs | •••• | •••• | •••• | •••• | •••• |
| Depreciation and Amortisation | •••• | •••• | •••• | •••• | •••• |
| Other Expenses | •••• | •••• | •••• | •••• | •••• |
| Total Expenses | •••• | •••• | •••• | •••• | •••• |
| EBITDA | -₹84.82 Cr | •••• | •••• | •••• | •••• |
| Profit Before Tax | •••• | •••• | •••• | •••• | •••• |
| Tax Expense | •••• | •••• | •••• | •••• | •••• |
| Net Profit (PAT) | -₹84.95 Cr | •••• | •••• | •••• | •••• |
| Balance Sheet | |||||
| Share Capital | •••• | •••• | •••• | •••• | •••• |
| Reserves and Surplus | •••• | •••• | •••• | •••• | •••• |
| Net Worth (Total Equity) | •••• | •••• | •••• | •••• | •••• |
| Long-term Borrowings | •••• | •••• | •••• | •••• | •••• |
| Short-term Borrowings | •••• | •••• | •••• | •••• | •••• |
| Trade Payables | •••• | •••• | •••• | •••• | •••• |
| Total Liabilities | •••• | •••• | •••• | •••• | •••• |
| Fixed Assets | •••• | •••• | •••• | •••• | •••• |
| Investments | •••• | •••• | •••• | •••• | •••• |
| Inventories | •••• | •••• | •••• | •••• | •••• |
| Trade Receivables | •••• | •••• | •••• | •••• | •••• |
| Cash and Bank Balance | •••• | •••• | •••• | •••• | •••• |
| Total Assets | •••• | •••• | •••• | •••• | •••• |
Financial Ratios of Tata Payments Limited
| Metrics | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | -291.1% | •••• | •••• | •••• | •••• |
| Net Profit Margin | -291.6% | •••• | •••• | •••• | •••• |
| Return on Equity (ROE) | •••• | •••• | •••• | •••• | •••• |
| Return on Capital Employed (ROCE) | •••• | •••• | •••• | •••• | •••• |
| Return on Assets (ROA) | •••• | •••• | •••• | •••• | •••• |
| Liquidity and Debt | |||||
| Current Ratio | •••• | •••• | •••• | •••• | •••• |
| Quick Ratio | •••• | •••• | •••• | •••• | •••• |
| Debt-to-Equity Ratio | •••• | •••• | •••• | •••• | •••• |
| Interest Coverage Ratio | •••• | •••• | •••• | •••• | •••• |
| Efficiency and Growth | |||||
| Asset Turnover | •••• | •••• | •••• | •••• | •••• |
| Receivable Days | •••• | •••• | •••• | •••• | •••• |
| Payable Days | •••• | •••• | •••• | •••• | •••• |
| Inventory Days | •••• | •••• | •••• | •••• | •••• |
| Revenue Growth | •••• | •••• | •••• | •••• | •••• |
| Net Profit Growth | •••• | •••• | •••• | •••• | •••• |
Paid data: the figures shown as dots are available after purchase of the company report. Figures as filed with the MCA in Form AOC-4. The full year-wise statements and ratios of Tata Payments are in the company report.
Financial statements from FY 2020
Earlier years and trend charts are in the company report.
- Income statements
- Balance sheets
- Cash-flow statements
- Ratios and benchmarks
Verified entity values are shown only after access is granted.
Peer Comparison of Tata Payments Limited
Tata Payments Limited is compared with the companies closest to it by revenue in the BFSI industry (Payment Solution Providers). Net profit, margin and employee counts of each company are in the company report.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Tata Payments Limited this company | ₹29.14 Cr (FY 2026) | •••• | •••• | 38.0% | •••• | Mumbai, Maharashtra, India |
| Swacpay Solutions Private Limited | ₹24.01 Cr (FY 2025) | •••• | •••• | 65.0% | •••• | Hyderabad, Telangana, India |
| Vgamaa Services Private Limited | ₹23.1 Cr (FY 2025) | •••• | •••• | 64.0% | •••• | Karnal, Haryana, India |
| Goodluck Technologies Private Limited | ₹22.96 Cr (FY 2025) | •••• | •••• | 459093.0% | •••• | New Delhi, Delhi, India |
| Bhoopalam Marketing Services Private Limited | ₹21.26 Cr (FY 2025) | •••• | •••• | 13.0% | •••• | Shimoga, Karnataka, India |
| Rechapi Private Limited | ₹21.15 Cr (FY 2025) | •••• | •••• | -29.0% | •••• | Hazaribag, Jharkhand, India |
| Simplified Financial Solutions Private Limited | ₹20.87 Cr (FY 2023) | •••• | •••• | -3.0% | •••• | Mumbai, Maharashtra, India |
| Airwaave Teleservices Private Limited | ₹20.36 Cr (FY 2019) | •••• | •••• | •••• | Bengaluru, Karnataka, India | |
| Just Click Karo Services Private Limited | ₹20.02 Cr (FY 2025) | •••• | •••• | 13.0% | •••• | Delhi, India |
| QPS Solutions Private Limited | ₹19.1 Cr (FY 2025) | •••• | •••• | -8.0% | •••• | Ahmedabad, Gujarat, India |
| Payadda Services Private Limited | ₹17.97 Cr (FY 2024) | •••• | •••• | -6.0% | •••• | Kolkata, West Bengal, India |
Peers are the five companies nearest above and the five nearest below Tata Payments by revenue in the BFSI industry (Payment Solution Providers), from the latest filed financials of each company. Net profit, margin and employee counts of each peer are in the company report.
Auditor Details of Tata Payments Limited
Tata Payments Limited is audited by B S R & Co. LLP for the financial year 2023.
| Name | Status | Appointment Date | Cessation Date |
|---|---|---|---|
| B S R & Co. LLP | Locked | Locked | Locked |
Complete auditor history
Appointment and cessation dates and past auditor changes are in the company report.
- Appointment status
- Appointment dates
- Cessation dates
- Auditor changes
Verified entity values are shown only after access is granted.
Board of Directors of Tata Payments Limited
Tata Payments has 3 current directors and 9 former directors. Current directors are listed first, with their designation and appointment date.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Hardeep Singh Guru | Director | 30 May 2024 | 2 Years 4 Months | Current |
| Gaurav Hazrati Also directs: Tata Fintech Private Limited | Whole-Time Director | 02 May 2024 | 2 Years 5 Months | Current |
| Janaki Maruti Naik | Director | 23 Jul 2024 | 2 Years 2 Months | Current |
Ownership and Shareholding of Tata Payments Limited
Shareholding and ownership data
Promoter, institutional, public and beneficial ownership figures are in the company report.
- Ownership categories
- Historical changes
- Group structure
- FII and DII holdings
Verified entity values are shown only after access is granted.
Charges & Borrowings of Tata Payments Limited
Tata Payments Limited does not have any charges (loans) registered with the Registrar of Companies.
Employees and EPFO Compliance at Tata Payments Limited
Employment history and EPFO contributions of people linked to Tata Payments.
Employee and EPFO history
Monthly headcount, contribution history and filing status are in the company report.
- Monthly headcount
- PF contributions
- ECR filing status
- Establishment history
Verified entity values are shown only after access is granted.
CIN History of Tata Payments Limited
Tata Payments has one previous CIN (Corporate Identification Number): U74999MH2019PLC329365. The current CIN is U65100MH2019PLC329365, which is the unique identifier assigned by the Registrar of Companies.
| CIN | Status |
|---|---|
| U65100MH2019PLC329365 | Current |
| U74999MH2019PLC329365 | Previous |
News related to Tata Payments Limited
Recent Activity on Tata Payments Limited
Tata Payments Limited has 11 board changes on record since 2020: 3 appointments and 8 cessations. The latest: Janaki Maruti Naik ceased to be Additional Director on 29 Jul 2025.
2 earlier events are listed in the company report.
Credit Ratings, Litigation & Regulatory Alerts for Tata Payments Limited
Credit ratings, litigation, and regulatory alerts
Credit ratings, court records and regulatory alerts are in the company report.
- Rating history
- Court and tribunal cases
- Regulatory alerts
- Director-linked violations
Verified entity values are shown only after access is granted.
MSME Payment Delays by Tata Payments Limited
MSME payment history
Amounts due to small suppliers, the reasons given and MSME-1 filings are in the company report.
- Outstanding amounts
- Delay periods and reasons
- MSME-1 filing history
- Vendor payment signals
Verified entity values are shown only after access is granted.
Subsidiaries & Group Companies of Tata Payments Limited
Corporate group structure
Parent, subsidiary, associate and joint venture records with holdings are in the company report.
- Parent company
- Subsidiaries and ownership
- Associates and joint ventures
- Entity investments
Verified entity values are shown only after access is granted.
GST Compliance of Tata Payments Limited
Tata Payments has 3 GST registrations: 3 active.
| GSTIN | State | Status | Registered on |
|---|---|---|---|
| 27AAHCT4943P1ZL | Maharashtra | Active | 14 May 2021 |
| 29AAHCT4943P1ZH | Karnataka | Active | 01 Jun 2023 |
| 06AAHCT4943P1ZP | Haryana | Active | 14 Aug 2023 |
GST registrations and filing compliance
State-wise GST registrations, return filing status and HSN or SAC codes are in the company report.
- GSTIN registrations
- State-wise filing status
- HSN and SAC details
- Tax jurisdiction records
Verified entity values are shown only after access is granted.
MCA Filings & Documents of Tata Payments Limited
MCA filings and documents
Filed forms, annual returns, financial statements and charge filings with their dates are in the company report.
- Incorporation documents
- Annual returns and statements
- Charge filings
- Complete filing index
Verified entity values are shown only after access is granted.
Frequently Asked Questions about Tata Payments Limited
Tata Payments is an active public limited company based in Mumbai, Maharashtra, India. The company works in digital payment solutions, within the financial services industry. It was incorporated on 16 August 2019 (7+ years old) and is registered under CIN U65100MH2019PLC329365.
Tata Payments reported revenue of ₹29.14 Cr for FY 2026 (up 38% YoY).
Tata Payments has 3 current directors:
- Gaurav Hazrati - Whole-Time Director
- Hardeep Singh Guru - Director
- Janaki Maruti Naik - Director
Tata Payments reported a net loss of ₹84.95 Cr (net margin -291.6%) and EBITDA of -₹84.82 Cr (EBITDA margin -291.1%) for FY 2026, as per its filed financial statements.
The compounded annual growth rate (CAGR) of the revenue of Tata Payments is 32% over three years and 73% over five years. In the latest year (FY 2026) revenue rose 38%. CAGR is the steady yearly rate that links the first and the last year.
The GSTIN of Tata Payments is 27AAHCT4943P1ZL, registered in Maharashtra. The company has 3 GST registrations in all, of which 3 are active. Other active GSTINs include 29AAHCT4943P1ZH (Karnataka), 06AAHCT4943P1ZP (Haryana).
The CIN (Corporate Identification Number) of Tata Payments is U65100MH2019PLC329365. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Tata Payments was incorporated on 16 August 2019, making it 7+ years old. It is registered with the Registrar of Companies, Mumbai.
The peers of Tata Payments by revenue are Swacpay Solutions Private Limited, Vgamaa Services Private Limited, Goodluck Technologies Private Limited, Bhoopalam Marketing Services Private Limited, Rechapi Private Limited and 5 more, all in the BFSI industry (Payment Solution Providers).
Janaki Maruti Naik ceased to be Additional Director on 29 Jul 2025. Janaki Maruti Naik was appointed as Director on 23 Jul 2024. Hardeep Singh Guru ceased to be Additional Director on 11 Jun 2024. Tata Payments has 11 board changes on record in total.
Tata Payments can be reached through the website tata.com. Its registered office is in Mumbai, Maharashtra, India.