Themikhael Chits Private Limited
About Themikhael Chits Private Limited
Data last updated:
Themikhael Chits Private Limited is a private limited company based in Thrissur, Kerala, India. It operates in the financial services and investment segment of the financial services sector. It was incorporated on 09 October 2006 and has been in existence for over 20 years.
The company is registered with the Registrar of Companies (ROC), Ernakulam, under CIN U65992KL2006PTC019901. Its GSTIN is 32AACCN6118M1ZG (Kerala).
The company has an authorised share capital of ₹50 Lakh and a paid-up capital of ₹1 Lakh. It was formerly known as New World Capital Chits Company Private Limited. It is led by directors Lissy Babu (Whole-Time Director) and Babu Vazhappilli Jose.
Its last annual general meeting (AGM) was held on 28 July 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at Thrissur, Kerala.
As per the financials filed for FY 2026, the company reported a revenue of ₹1.62 Cr, a growth of 7% compared to the previous year. For the same year it recorded a net profit of ₹55.24 Lakh (net margin 34.2%) and EBITDA of ₹97.76 Lakh (EBITDA margin 60.5%). Revenue has grown at a compounded annual rate (CAGR) of 54% over three years and 55% over five years.
As per MCA filings, the company has open charges of ₹2.65 Cr on record. Court records list 6 cases involving the company, including 6 filed by the company.
The current compliance status is marked as compliant by the Registrar of Companies.
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- Registered AddressRoom N0. Kmc VII/349/32, First Floor Liwa Shopping Complex Kunnamkulam, Thrissur, Kerala, India – 680503
- IndustryFinancial Services, Financial Activities
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
- One PDF report, delivered after checkout
Business Activity of Themikhael Chits Private Limited
The main business activity of Themikhael Chits is financial and insurance service. In detail, this covers other financial activities.
| Main Activity Group Code | Description of Main Activity | Business Activity Code | Description of Business Activity | Turnover Percentage |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities | Locked |
Business activity turnover details
Turnover share and past changes in activity are in the company report.
- Turnover contribution
- Historical classifications
- Filing-level activity changes
Verified entity values are shown only after access is granted.
Financials of Themikhael Chits Private Limited FY 2025 filings available
Themikhael Chits Private Limited reported revenue of ₹1.62 Cr (up 7% YoY) for FY 2026.
Compounded Annual Growth Rate (CAGR) of Themikhael Chits Private Limited
Revenue has grown at a compounded annual rate (CAGR) of 55% over five years, including 7% growth in the latest year. EBITDA rose 92% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary of Themikhael Chits Private Limited
| Metrics | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 |
|---|---|---|---|---|---|
| Profit and Loss Statement | |||||
| Revenue from Operations | •••• | •••• | •••• | •••• | •••• |
| Other Income | •••• | •••• | •••• | •••• | •••• |
| Total Revenue | •••• | •••• | •••• | •••• | •••• |
| Cost of Materials Consumed | •••• | •••• | •••• | •••• | •••• |
| Employee Benefit Expense | •••• | •••• | •••• | •••• | •••• |
| Finance Costs | •••• | •••• | •••• | •••• | •••• |
| Depreciation and Amortisation | •••• | •••• | •••• | •••• | •••• |
| Other Expenses | •••• | •••• | •••• | •••• | •••• |
| Total Expenses | •••• | •••• | •••• | •••• | •••• |
| EBITDA | ₹97.76 Lakh | •••• | •••• | •••• | •••• |
| Profit Before Tax | •••• | •••• | •••• | •••• | •••• |
| Tax Expense | •••• | •••• | •••• | •••• | •••• |
| Net Profit (PAT) | ₹55.24 Lakh | •••• | •••• | •••• | •••• |
| Balance Sheet | |||||
| Share Capital | •••• | •••• | •••• | •••• | •••• |
| Reserves and Surplus | •••• | •••• | •••• | •••• | •••• |
| Net Worth (Total Equity) | •••• | •••• | •••• | •••• | •••• |
| Long-term Borrowings | •••• | •••• | •••• | •••• | •••• |
| Short-term Borrowings | •••• | •••• | •••• | •••• | •••• |
| Trade Payables | •••• | •••• | •••• | •••• | •••• |
| Total Liabilities | •••• | •••• | •••• | •••• | •••• |
| Fixed Assets | •••• | •••• | •••• | •••• | •••• |
| Investments | •••• | •••• | •••• | •••• | •••• |
| Inventories | •••• | •••• | •••• | •••• | •••• |
| Trade Receivables | •••• | •••• | •••• | •••• | •••• |
| Cash and Bank Balance | •••• | •••• | •••• | •••• | •••• |
| Total Assets | •••• | •••• | •••• | •••• | •••• |
Financial Ratios of Themikhael Chits Private Limited
| Metrics | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | 60.5% | •••• | •••• | •••• | •••• |
| Net Profit Margin | 34.2% | •••• | •••• | •••• | •••• |
| Return on Equity (ROE) | •••• | •••• | •••• | •••• | •••• |
| Return on Capital Employed (ROCE) | •••• | •••• | •••• | •••• | •••• |
| Return on Assets (ROA) | •••• | •••• | •••• | •••• | •••• |
| Liquidity and Debt | |||||
| Current Ratio | •••• | •••• | •••• | •••• | •••• |
| Quick Ratio | •••• | •••• | •••• | •••• | •••• |
| Debt-to-Equity Ratio | •••• | •••• | •••• | •••• | •••• |
| Interest Coverage Ratio | •••• | •••• | •••• | •••• | •••• |
| Efficiency and Growth | |||||
| Asset Turnover | •••• | •••• | •••• | •••• | •••• |
| Receivable Days | •••• | •••• | •••• | •••• | •••• |
| Payable Days | •••• | •••• | •••• | •••• | •••• |
| Inventory Days | •••• | •••• | •••• | •••• | •••• |
| Revenue Growth | •••• | •••• | •••• | •••• | •••• |
| Net Profit Growth | •••• | •••• | •••• | •••• | •••• |
Paid data: the figures shown as dots are available after purchase of the company report. Figures as filed with the MCA in Form AOC-4. The full year-wise statements and ratios of Themikhael Chits are in the company report.
Financial statements from 2015
Earlier years and trend charts are in the company report.
- Income statements
- Balance sheets
- Cash-flow statements
- Ratios and benchmarks
Verified entity values are shown only after access is granted.
Board of Directors of Themikhael Chits Private Limited
Themikhael Chits has 2 current directors and 2 former directors. Current directors are listed first, with their designation and appointment date.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Babu Vazhappilli Jose Also directs: Mikhael Gold and Diamonds LLP, New World Agro Foods Private Limited, Mikhael Foods Limited and 5 more | Director | 09 Oct 2006 | 20 Years 0 Months | Current |
| Lissy Babu Also directs: Mikhael Gold and Diamonds LLP, New World Agro Foods Private Limited, Mikhael Foods Limited and 5 more | Whole-Time Director | 09 Oct 2006 | 20 Years 0 Months | Current |
Peer Comparison of Themikhael Chits Private Limited
Themikhael Chits Private Limited is compared with the companies closest to it by revenue in the BFSI industry (Micro Finance). Net profit, margin and employee counts of each company are in the company report.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Themikhael Chits Private Limited this company | ₹1.62 Cr (FY 2026) | •••• | •••• | 7.0% | •••• | Thrissur, Kerala, India |
| Ahili Chits Private Limited | ₹1.54 Cr (FY 2023) | •••• | •••• | 116.0% | •••• | Madikeri, Karnataka, India |
| PFL Nidhi Limited | ₹1.54 Cr (FY 2024) | •••• | •••• | 74.0% | •••• | Jaipur, Rajasthan, India |
| Achayaa Chit India Private Limited | ₹1.54 Cr (FY 2022) | •••• | •••• | 5.0% | •••• | Tirupur, Tamil Nadu, India |
| Hanman Chits Mancherial (India) Private Limited | ₹1.53 Cr (FY 2024) | •••• | •••• | -2.0% | •••• | Mancherial, Telangana, India |
| Senthur Chits India Private Limited | ₹1.52 Cr (FY 2025) | •••• | •••• | 2.0% | •••• | Coimbatore, Tamil Nadu, India |
| Jasol Chit Funds Private Limited | ₹1.51 Cr (FY 2025) | •••• | •••• | 11.0% | •••• | Hyderabad, Telangana, India |
| Sainath Chit Fund Hyderabad Private Limited | ₹1.5 Cr (FY 2025) | •••• | •••• | 41.0% | •••• | Secunderabad, Telangana, India |
| SRR Chandanagar Chits Private Limited | ₹1.5 Cr (FY 2024) | •••• | •••• | 14.0% | •••• | Hyderabad, Telangana, India |
| Sankul Capital Services Private Limited | ₹1.5 Cr (FY 2025) | •••• | •••• | 96.0% | •••• | Delhi, India |
| Sri Neelayathachi Benefit Fund Limited | ₹1.47 Cr (FY 2023) | •••• | •••• | 2.0% | •••• | Nagapattinam, Tamil Nadu, India |
Peers are the five companies nearest above and the five nearest below Themikhael Chits by revenue in the BFSI industry (Micro Finance), from the latest filed financials of each company. Net profit, margin and employee counts of each peer are in the company report.
Auditor Details of Themikhael Chits Private Limited
Themikhael Chits Private Limited is audited by JEESON AND COMPANY for the financial year 2017.
| Name | Status | Appointment Date | Cessation Date |
|---|---|---|---|
| JEESON AND COMPANY | Locked | Locked | Locked |
Complete auditor history
Appointment and cessation dates and past auditor changes are in the company report.
- Appointment status
- Appointment dates
- Cessation dates
- Auditor changes
Verified entity values are shown only after access is granted.
Ownership and Shareholding of Themikhael Chits Private Limited
Shareholding and ownership data
Promoter, institutional, public and beneficial ownership figures are in the company report.
- Ownership categories
- Historical changes
- Group structure
- FII and DII holdings
Verified entity values are shown only after access is granted.
Charges & Borrowings of Themikhael Chits Private Limited
| Date | Lender | Amount | Status |
|---|---|---|---|
| 20 Feb 2025 | Hdfc Bank Limited | ₹1.57 Cr | Open |
| 13 Dec 2023 | The South Indian Bank Limited | ₹1.06 Cr | Open |
| 10 Nov 2021 | The South Indian Bank Limited | ₹2.5 Lakh | Open |
Total charge records: 3 View all charges
Legal Cases of Themikhael Chits Private Limited
Themikhael Chits Private Limited has 6 court cases on record: 6 filed by Themikhael Chits. All cases are disposed. Status as checked on 02 Oct 2026.
Cases by court
| Court | Cases | Against the company | Pending |
|---|---|---|---|
| District courts | 6 | 0 | 0 |
Cases on record (4 of 6)
| Court | Type of case | Party | Status |
|---|---|---|---|
| District court, Thrissur, Kerala | Civil suit | Filed by the company against an individual | Disposed |
| District court, Thrissur, Kerala | Civil suit | Filed by the company against an individual | Disposed |
| District court, Thrissur, Kerala | Civil suit | Filed by the company against an individual | Disposed |
| District court, Thrissur, Kerala | Civil suit | Filed by the company against an individual | Disposed |
Full case history
All 6 cases with case numbers, court, year-wise trend, opposite parties and decision dates are in the company report.
- Every case with its case number
- Year-wise trend
- Opposite parties
- Decision dates and orders
Verified entity values are shown only after access is granted.
Case records are compiled from court listings and may lag the court's own records. A case filed against a company is not a finding against it.
Employees and EPFO Compliance at Themikhael Chits Private Limited
Employment history and EPFO contributions of people linked to Themikhael Chits.
Employee and EPFO history
Monthly headcount, contribution history and filing status are in the company report.
- Monthly headcount
- PF contributions
- ECR filing status
- Establishment history
Verified entity values are shown only after access is granted.
Recent Activity on Themikhael Chits Private Limited
Themikhael Chits Private Limited has 4 board changes on record since 2006: 2 appointments and 2 cessations. The latest: Lissy Babu ceased to be Director on 31 Mar 2023.
Credit Ratings, Litigation & Regulatory Alerts for Themikhael Chits Private Limited
Credit ratings, litigation, and regulatory alerts
Credit ratings, court records and regulatory alerts are in the company report.
- Rating history
- Court and tribunal cases
- Regulatory alerts
- Director-linked violations
Verified entity values are shown only after access is granted.
MSME Payment Delays by Themikhael Chits Private Limited
MSME payment history
Amounts due to small suppliers, the reasons given and MSME-1 filings are in the company report.
- Outstanding amounts
- Delay periods and reasons
- MSME-1 filing history
- Vendor payment signals
Verified entity values are shown only after access is granted.
Subsidiaries & Group Companies of Themikhael Chits Private Limited
Corporate group structure
Parent, subsidiary, associate and joint venture records with holdings are in the company report.
- Parent company
- Subsidiaries and ownership
- Associates and joint ventures
- Entity investments
Verified entity values are shown only after access is granted.
GST Compliance of Themikhael Chits Private Limited
Themikhael Chits has 1 GST registration: 1 active.
| GSTIN | State | Status | Registered on |
|---|---|---|---|
| 32AACCN6118M1ZG | Kerala | Active | 16 Mar 2022 |
GST registrations and filing compliance
State-wise GST registrations, return filing status and HSN or SAC codes are in the company report.
- GSTIN registrations
- State-wise filing status
- HSN and SAC details
- Tax jurisdiction records
Verified entity values are shown only after access is granted.
MCA Filings & Documents of Themikhael Chits Private Limited
MCA filings and documents
Filed forms, annual returns, financial statements and charge filings with their dates are in the company report.
- Incorporation documents
- Annual returns and statements
- Charge filings
- Complete filing index
Verified entity values are shown only after access is granted.
Frequently Asked Questions about Themikhael Chits Private Limited
Themikhael Chits is an active private limited company based in Thrissur, Kerala, India. The company works in financial activities, within the financial services industry. It was incorporated on 09 October 2006 (20+ years old) and is registered under CIN U65992KL2006PTC019901.
Themikhael Chits reported revenue of ₹1.62 Cr for FY 2026 (up 7% YoY).
Themikhael Chits has 2 current directors:
- Lissy Babu - Whole-Time Director
- Babu Vazhappilli Jose - Director
Themikhael Chits reported a net profit of ₹55.24 Lakh (net margin 34.2%) and EBITDA of ₹97.76 Lakh (EBITDA margin 60.5%) for FY 2026, as per its filed financial statements.
The compounded annual growth rate (CAGR) of the revenue of Themikhael Chits is 54% over three years and 55% over five years. In the latest year (FY 2026) revenue rose 7%. CAGR is the steady yearly rate that links the first and the last year.
The GSTIN of Themikhael Chits is 32AACCN6118M1ZG, registered in Kerala.
The CIN (Corporate Identification Number) of Themikhael Chits is U65992KL2006PTC019901. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Themikhael Chits has 6 court cases on record: 6 filed by the company.
Themikhael Chits was incorporated on 09 October 2006, making it 20+ years old. It is registered with the Registrar of Companies, Ernakulam.
The peers of Themikhael Chits by revenue are Ahili Chits Private Limited, PFL Nidhi Limited, Achayaa Chit India Private Limited, Hanman Chits Mancherial (India) Private Limited, Senthur Chits India Private Limited and 5 more, all in the BFSI industry (Micro Finance).
Lissy Babu ceased to be Director on 31 Mar 2023. Babu Vazhappilli Jose ceased to be Director on 31 Aug 2010. Babu Vazhappilli Jose was appointed as Director on 09 Oct 2006. Themikhael Chits has 4 board changes on record in total.