About Think Chits Private Limited
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Think Chits Private Limited is a private limited company based in Bangalore, Karnataka, India. It operates in the microfinance institutions segment of the financial services sector. It was incorporated on 04 January 2016 and has been in existence for over 10 years.
The company is registered with the Registrar of Companies (ROC), Bangalore, under CIN U65992KA2016PTC085101. Its GSTIN is 29AAFCT6318J1ZY (Karnataka).
The company has an authorised share capital of ₹20 Lakh and a paid-up capital of ₹20 Lakh. It is led by directors including Sunil Prakash Kumar Vuppu (Managing Director) and Palavalli Venkataramanaiah Manoharagupta.
Its last annual general meeting (AGM) was held on 30 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at No.306/1 Centenary Building 211 2nd Floor Albert Victor Road Chamarajpet, Bangalore, Karnataka, India – 560018.
As per the financials filed for FY 2025, the company reported a revenue of ₹3.22 Cr, a growth of 32% compared to the previous year. For the same year it recorded a net profit of ₹28.35 Lakh (net margin 8.8%) and EBITDA of ₹65.36 Lakh (EBITDA margin 20.3%). Revenue has grown at a compounded annual rate (CAGR) of 39% over three years and 20% over five years.
As per MCA filings, the company has open charges of ₹16.62 Lakh on record.
The current compliance status is marked as compliant by the Registrar of Companies. For more details, the company can be reached via its website thinkchits.com.
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- Registered AddressNo.306/1 Centenary Building 211 2nd Floor Albert Victor Road Chamarajpet, Bangalore, Karnataka, India – 560018
- IndustryFinancial Services, Microfinance Institutions
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
- One PDF report, delivered after checkout
Auditor Details of Think Chits Private Limited
Auditor information for Think Chits Private Limited provides details about the firm responsible for auditing the company's financial statements and ensuring compliance with regulatory requirements.
Board of Directors of Think Chits Private Limited
Think Chits has 7 current directors and 9 former directors. Current directors are listed first, with their designation and appointment date.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Palavalli Venkataramanaiah Manoharagupta | Director | 07 Mar 2024 | 2 Years 7 Months | Current |
| Manohar Gupta Saisuhas | Director | 07 Mar 2024 | 2 Years 7 Months | Current |
| Madhurima Jayam Mohan Kumar Also directs: Everbloom Ventures LLP | Director | 07 Mar 2024 | 2 Years 7 Months | Current |
| Shwetha Sunil Vuppu | Director | 07 Mar 2024 | 2 Years 7 Months | Current |
| Pallavi Vuppu Sujeet | Director | 07 Mar 2024 | 2 Years 7 Months | Current |
| Sunil Prakash Kumar Vuppu Also directs: Sampurna Green Trades LLP | Managing Director | 04 Jan 2016 | 10 Years 9 Months | Current |
Financials of Think Chits Private Limited FY 2025 filings available
Think Chits Private Limited reported revenue of ₹3.22 Cr (up 32% YoY) for FY 2025.
Compounded Annual Growth Rate (CAGR) of Think Chits Private Limited
Revenue has grown at a compounded annual rate (CAGR) of 20% over five years, including 32% growth in the latest year. EBITDA rose 19% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary of Think Chits Private Limited
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profit and Loss Statement | |||||
| Revenue from Operations | •••• | •••• | •••• | •••• | •••• |
| Other Income | •••• | •••• | •••• | •••• | •••• |
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| Cost of Materials Consumed | •••• | •••• | •••• | •••• | •••• |
| Employee Benefit Expense | •••• | •••• | •••• | •••• | •••• |
| Finance Costs | •••• | •••• | •••• | •••• | •••• |
| Depreciation and Amortisation | •••• | •••• | •••• | •••• | •••• |
| Other Expenses | •••• | •••• | •••• | •••• | •••• |
| Total Expenses | •••• | •••• | •••• | •••• | •••• |
| EBITDA | ₹65.36 Lakh | •••• | •••• | •••• | •••• |
| Profit Before Tax | •••• | •••• | •••• | •••• | •••• |
| Tax Expense | •••• | •••• | •••• | •••• | •••• |
| Net Profit (PAT) | ₹28.35 Lakh | •••• | •••• | •••• | •••• |
| Balance Sheet | |||||
| Share Capital | •••• | •••• | •••• | •••• | •••• |
| Reserves and Surplus | •••• | •••• | •••• | •••• | •••• |
| Net Worth (Total Equity) | •••• | •••• | •••• | •••• | •••• |
| Long-term Borrowings | •••• | •••• | •••• | •••• | •••• |
| Short-term Borrowings | •••• | •••• | •••• | •••• | •••• |
| Trade Payables | •••• | •••• | •••• | •••• | •••• |
| Total Liabilities | •••• | •••• | •••• | •••• | •••• |
| Fixed Assets | •••• | •••• | •••• | •••• | •••• |
| Investments | •••• | •••• | •••• | •••• | •••• |
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| Trade Receivables | •••• | •••• | •••• | •••• | •••• |
| Cash and Bank Balance | •••• | •••• | •••• | •••• | •••• |
| Total Assets | •••• | •••• | •••• | •••• | •••• |
Financial Ratios of Think Chits Private Limited
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | 20.3% | •••• | •••• | •••• | •••• |
| Net Profit Margin | 8.8% | •••• | •••• | •••• | •••• |
| Return on Equity (ROE) | •••• | •••• | •••• | •••• | •••• |
| Return on Capital Employed (ROCE) | •••• | •••• | •••• | •••• | •••• |
| Return on Assets (ROA) | •••• | •••• | •••• | •••• | •••• |
| Liquidity and Debt | |||||
| Current Ratio | •••• | •••• | •••• | •••• | •••• |
| Quick Ratio | •••• | •••• | •••• | •••• | •••• |
| Debt-to-Equity Ratio | •••• | •••• | •••• | •••• | •••• |
| Interest Coverage Ratio | •••• | •••• | •••• | •••• | •••• |
| Efficiency and Growth | |||||
| Asset Turnover | •••• | •••• | •••• | •••• | •••• |
| Receivable Days | •••• | •••• | •••• | •••• | •••• |
| Payable Days | •••• | •••• | •••• | •••• | •••• |
| Inventory Days | •••• | •••• | •••• | •••• | •••• |
| Revenue Growth | •••• | •••• | •••• | •••• | •••• |
| Net Profit Growth | •••• | •••• | •••• | •••• | •••• |
Paid data: the figures shown as dots are available after purchase of the company report. Figures as filed with the MCA in Form AOC-4. The full year-wise statements and ratios of Think Chits are in the company report.
Financial statements from FY 2016
Earlier years and trend charts are in the company report.
- Income statements
- Balance sheets
- Cash-flow statements
- Ratios and benchmarks
Verified entity values are shown only after access is granted.
Ownership and Shareholding of Think Chits Private Limited
Shareholding and ownership data
Promoter, institutional, public and beneficial ownership figures are in the company report.
- Ownership categories
- Historical changes
- Group structure
- FII and DII holdings
Verified entity values are shown only after access is granted.
Charges & Borrowings of Think Chits Private Limited
| Date | Lender | Amount | Status |
|---|---|---|---|
| 01 Oct 2020 | Hdfc Bank Limited | ₹16.62 Lakh | Open |
Total charge records: 1 View all charges
Employees and EPFO Compliance at Think Chits Private Limited
Employment history and EPFO contributions of people linked to Think Chits.
Employee and EPFO history
Monthly headcount, contribution history and filing status are in the company report.
- Monthly headcount
- PF contributions
- ECR filing status
- Establishment history
Verified entity values are shown only after access is granted.
GST Compliance of Think Chits Private Limited
Think Chits has 1 GST registration: 1 active.
| GSTIN | State | Status | Registered on |
|---|---|---|---|
| 29AAFCT6318J1ZY | Karnataka | Active | 24 Jun 2019 |
GST registrations and filing compliance
State-wise GST registrations, return filing status and HSN or SAC codes are in the company report.
- GSTIN registrations
- State-wise filing status
- HSN and SAC details
- Tax jurisdiction records
Verified entity values are shown only after access is granted.
Credit Ratings, Litigation & Regulatory Alerts for Think Chits Private Limited
Credit ratings, litigation, and regulatory alerts
Credit ratings, court records and regulatory alerts are in the company report.
- Rating history
- Court and tribunal cases
- Regulatory alerts
- Director-linked violations
Verified entity values are shown only after access is granted.
MSME Payment Delays by Think Chits Private Limited
MSME payment history
Amounts due to small suppliers, the reasons given and MSME-1 filings are in the company report.
- Outstanding amounts
- Delay periods and reasons
- MSME-1 filing history
- Vendor payment signals
Verified entity values are shown only after access is granted.
Subsidiaries & Group Companies of Think Chits Private Limited
Corporate group structure
Parent, subsidiary, associate and joint venture records with holdings are in the company report.
- Parent company
- Subsidiaries and ownership
- Associates and joint ventures
- Entity investments
Verified entity values are shown only after access is granted.
MCA Filings & Documents of Think Chits Private Limited
MCA filings and documents
Filed forms, annual returns, financial statements and charge filings with their dates are in the company report.
- Incorporation documents
- Annual returns and statements
- Charge filings
- Complete filing index
Verified entity values are shown only after access is granted.
Recent Activity on Think Chits Private Limited
Frequently Asked Questions about Think Chits Private Limited
Think Chits is an active private limited company based in Bangalore, Karnataka, India. The company works in microfinance institutions, within the financial services industry. It was incorporated on 04 January 2016 (10+ years old) and is registered under CIN U65992KA2016PTC085101.
Think Chits reported revenue of ₹3.22 Cr for FY 2025 (up 32% YoY).
Think Chits has 7 current directors:
- Sunil Prakash Kumar Vuppu - Managing Director
- Palavalli Venkataramanaiah Manoharagupta - Director
- Manohar Gupta Saisuhas - Director
- Madhurima Jayam Mohan Kumar - Director
- Shwetha Sunil Vuppu - Director
- Pallavi Vuppu Sujeet - Director
- Manohara Gupta Akshay Sai - Director
Think Chits reported a net profit of ₹28.35 Lakh (net margin 8.8%) and EBITDA of ₹65.36 Lakh (EBITDA margin 20.3%) for FY 2025, as per its filed financial statements.
The compounded annual growth rate (CAGR) of the revenue of Think Chits is 39% over three years and 20% over five years. In the latest year (FY 2025) revenue rose 32%. CAGR is the steady yearly rate that links the first and the last year.
The GSTIN of Think Chits is 29AAFCT6318J1ZY, registered in Karnataka.
The CIN (Corporate Identification Number) of Think Chits is U65992KA2016PTC085101. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Think Chits was incorporated on 04 January 2016, making it 10+ years old. It is registered with the Registrar of Companies, Bangalore.
Think Chits can be reached through the website thinkchits.com. Its registered office is in Bangalore, Karnataka, India.