Think Finance Private Limited
About Think Finance Private Limited
Data last updated:
Think Finance Private Limited is a private limited company based in New Delhi, Delhi, India. It operates in the non-banking financial services (NBFC) segment of the financial services sector. It was incorporated on 27 January 1994 and has been in existence for over 32 years.
The company is registered with the Registrar of Companies (ROC), Delhi, under CIN U18101DL1994PTC187645.
The company has an authorised share capital of ₹1.33 Cr and a paid-up capital of ₹1.33 Cr. It is led by directors including Shyama Charan Kumar and Ramesh Kumar Dhandhania.
Its last annual general meeting (AGM) was held on 30 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at 16 Anand Lok August Kranti Marg, New Delhi, Delhi, India – 110049.
As per the financials filed for FY 2025, the company reported a revenue of ₹3.84 Lakh. For the same year it recorded a net profit of ₹1.71 Lakh (net margin 44.6%) and EBITDA of ₹2.72 Lakh (EBITDA margin 71%). Revenue has declined at a compounded annual rate (CAGR) of 60% over three years and 43% over five years.
As per MCA filings, the company has open charges of ₹15 Cr on record.
The current compliance status is marked as compliant by the Registrar of Companies.
Company details
CIN history
Think Finance has one previous CIN (Corporate Identification Number): U18101GJ1994PTC021144. The current CIN is U18101DL1994PTC187645, which is the unique identifier assigned by the Registrar of Companies.
| CIN | Status |
|---|---|
| U18101DL1994PTC187645 | Current |
| U18101GJ1994PTC021144 | Previous |
Contact details
Think Finance Private Limited's registered office is in New Delhi, Delhi. Its e-mail address and telephone number are in the company report.
- Email
- Telephone
- Registered Address16 Anand Lok August Kranti Marg, New Delhi, Delhi, India – 110049
- IndustryFinancial Services, NBFC, Investment & Credit NBFC
To see the full contact details of Think Finance Private Limited, buy the company report.
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
Business activity
The main business activity of Think Finance is financial and insurance service. In detail, this covers other financial activities.
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities |
To see the full business activity and turnover split of Think Finance Private Limited, buy the company report.
Financials of Think Finance Private Limited
FY 2025 filings availableThink Finance Private Limited reported revenue of ₹3.84 Lakh for FY 2025.
Compounded Annual Growth Rate (CAGR)
Revenue has declined at a compounded annual rate (CAGR) of 43% over five years. EBITDA fell 26% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
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| EBITDA | ₹2.72 Lakh | ||||
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| Tax Expense | |||||
| Net Profit (PAT) | ₹1.71 Lakh | ||||
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Financial Ratios
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | 71% | ||||
| Net Profit Margin | 44.6% | ||||
| Return on Equity (ROE) | |||||
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To see the full financial statements and ratios of Think Finance Private Limited, buy the company report.
Board of directors of Think Finance Private Limited
Think Finance has 4 current directors and 4 former directors. Current directors are listed first, with their designation and appointment date.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Shyama Charan Kumar | Director | 20 Feb 2007 | 19 Years 8 Months | Current |
| Ramesh Kumar Dhandhania Also directs: Ambarella Cap Fin Private Limited | Director | 11 Oct 2019 | 7 Years 0 Months | Current |
| Pankaj Poddar | Additional Director | 15 Sep 2025 | 1 Years 1 Months | Current |
| Kamayani Jalan Also directs: Kamayani Dezigns Private Limited | Additional Director | 15 Sep 2025 | 1 Years 1 Months | Current |
Peer comparison
Think Finance Private Limited is compared with the 3 companies closest to it by revenue in the BFSI industry (Finance, NBFC Investment and Credit Companies, Small Non Deposit NBFC), with the same principal business activity (other financial activities), from the latest filed financials of each company.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Goyal Housing and Finance Limited | ₹3.85 Lakh (FY 2025) | 115.0% | Mumbai, Maharashtra, India | |||
| Neuraty Mercantile Pvt Ltd | ₹3.84 Lakh (FY 2025) | 10.0% | Kolkata, West Bengal, India | |||
| Think Finance Private Limitedthis company | ₹3.84 Lakh (FY 2025) | ₹1.71 Lakh | 44.6% | New Delhi, Delhi, India | ||
| Navdeep Portfolio Private Limited | ₹3.81 Lakh (FY 2024) | -50.0% | Delhi, India |
To see the full peer comparison of Think Finance Private Limited, buy the company report.
Auditor
Think Finance Private Limited is audited by PODDAR AGARWAL & CO. for the financial year 2022.
| Auditor firm | Financial year | Firm registration number |
|---|---|---|
| PODDAR AGARWAL & CO. | FY 2022 | 329486E |
Shareholding
The shareholding of Think Finance Private Limited is on record for 4 financial years, the latest being FY 2021, split between promoters, domestic institutions, foreign institutions, public shareholders and others.
| Shareholder category | FY 2021 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|
| Promoters | ||||
| Domestic institutional investors (DII) | ||||
| Foreign institutional investors (FII) | ||||
| Public | ||||
| Others |
To see the full shareholding pattern of Think Finance Private Limited, buy the company report.
Charges & borrowings
| Date | Charge ID | Lender | Amount | Status | Modified or satisfied on |
|---|---|---|---|---|---|
| 01 Aug 2024 | 100971538 | Indian Overseas Bank | ₹15 Cr | Open |
Total charge records: 1 View all charges
Legal cases
No court or tribunal cases involving Think Finance Private Limited are on our record; a case search with case numbers, parties and status is in the company report Buy the company report.
MSME payment delays
No delayed payments to MSME suppliers are on our record for Think Finance Private Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
GST
No GST registration is on our record for Think Finance Private Limited; the GSTIN and return-filing check is in the company report Buy the company report.
Recent activity
Think Finance Private Limited has 8 board changes on record since 2007: 4 appointments and 4 cessations. The latest: Kamayani Jalan was appointed as Additional Director on 15 Sep 2025.
Frequently asked questions
Think Finance is an active private limited company based in New Delhi, Delhi, India. The company works in nbfc, within the financial services industry. It was incorporated on 27 January 1994 (32+ years old) and is registered under CIN U18101DL1994PTC187645.
Think Finance has 4 current directors:
- Shyama Charan Kumar - Director
- Ramesh Kumar Dhandhania - Director
- Pankaj Poddar - Additional Director
- Kamayani Jalan - Additional Director
The latest financial statements of Think Finance on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 30 September 2025. Year-wise statements from 2015 are in the company report.
The CIN (Corporate Identification Number) of Think Finance is U18101DL1994PTC187645. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Think Finance was incorporated on 27 January 1994, making it 32+ years old. It is registered with the Registrar of Companies, Delhi.
The peers of Think Finance by revenue are Goyal Housing and Finance Limited, Neuraty Mercantile Pvt Ltd, Navdeep Portfolio Private Limited, all in the BFSI industry (Finance, NBFC Investment and Credit Companies, Small Non Deposit NBFC), with the same principal business activity (other financial activities).
Kamayani Jalan was appointed as Additional Director on 15 Sep 2025. Pankaj Poddar was appointed as Additional Director on 15 Sep 2025. Ramesh Kumar Dhandhania was appointed as Director on 11 Oct 2019. Think Finance has 8 board changes on record in total.
The registered office of Think Finance is at 16 Anand Lok August Kranti Marg, New Delhi, Delhi, India – 110049.
Think Finance operates in the financial services industry, in the nbfc segment.
Think Finance has open charges of ₹15 Cr and no satisfied charges on record as per latest MCA filings.
The compliance status of Think Finance is compliant as of 17 August 2026. The company is actively filing with the Registrar of Companies.
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