Top Light Chit Funds Private Limited

Top Light Chit Funds Private Limited - financial services in Coimbatore, Tamil Nadu, India. FY 2026 financials & compliance.
CIN U65992TZ1992PTC004163 Incorporated 14 December 1992 ROC Coimbatore HQ Coimbatore, Tamil Nadu, India
Active Private Limited Company financial services
Data last updated
Revenue · FY 2025
₹6.6 Cr
▲ 21% YoY
Net profit · FY 2025
₹2.32 Cr
Net margin 35.1%
EBITDA · FY 2025
₹2.63 Cr
EBITDA margin 39.8%
Authorised capital
₹2 Cr
Registered with MCA
Paid-up capital
₹2 Cr
Issued & subscribed
Open charges
₹30.5 Cr
Secured borrowings
Company age
34 yrs
Est. 1992
Directors on board
2
As per MCA filings

About Top Light Chit Funds Private Limited

Data last updated:

Top Light Chit Funds Private Limited is a private limited company based in Coimbatore, Tamil Nadu, India. It operates in the microfinance institutions segment of the financial services sector. It was incorporated on 14 December 1992 and has been in existence for over 34 years.

The company is registered with the Registrar of Companies (ROC), Coimbatore, under CIN U65992TZ1992PTC004163. Its GSTIN is 33AAACT6598F1Z5 (Tamil Nadu).

The company has an authorised share capital of ₹2 Cr and a paid-up capital of ₹2 Cr. It is led by directors Nachimuthu Velusamy (Managing Director) and Kousalyadevi Velusamy.

Its last annual general meeting (AGM) was held on 30 September 2024, and its latest financial statements are for the year ended 31 March 2024. The registered office is at Near Ramasamymuthammalkalyana Mandapam Tirupur, Coimbatore, Tamil Nadu, India – 641604.

As per the financials filed for FY 2025, the company reported a revenue of ₹6.6 Cr, a growth of 21% compared to the previous year. For the same year it recorded a net profit of ₹2.32 Cr (net margin 35.1%) and EBITDA of ₹2.63 Cr (EBITDA margin 39.8%). Revenue has grown at a compounded annual rate (CAGR) of 37% over three years and 20% over five years.

As per MCA filings, the company has open charges of ₹30.5 Cr on record. Court records list 5 cases involving the company, including 4 filed by the company and 1 filed against it; 2 cases are pending.

The current compliance status is marked as compliant by the Registrar of Companies. For more details, the company can be reached via its website toplightgroups.com.

Company details

CIN U65992TZ1992PTC004163
Registration Number 004163
Incorporation Date 14 December 1992
ROC Coimbatore
Listing Status Unlisted
Company Status Active
Date of Last AGM 30 September 2024
Date of Balance Sheet 31 March 2024
Compliance Status Active Compliant

Contact details

Top Light Chit Funds Private Limited's registered office is in Coimbatore, Tamil Nadu. Its website is toplightgroups.com. Its e-mail address and telephone number are in the company report.

  • Email
  • Telephone
  • Social Media
  • Registered Address
    Near Ramasamymuthammalkalyana Mandapam Tirupur, Coimbatore, Tamil Nadu, India – 641604
  • Industry
    Financial Services, Microfinance Institutions

To see the full contact details of Top Light Chit Funds Private Limited, buy the company report.

Comprehensive company report
Top Light Chit Funds Private Limited - one report that includes everything
  • Company details, directors and signatories
  • Historical financials and ratios
  • Shareholding pattern and group structure
  • Charges with holder and property details
  • Legal cases, compliance and MCA filings
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Business activity

The main business activity of Top Light Chit Funds is financial and insurance service. In detail, this covers fund management services.

Main activity group codeMain activityBusiness activity codeBusiness activityShare of turnover
KFinancial and insurance ServiceK6Fund Management Services

To see the full business activity and turnover split of Top Light Chit Funds Private Limited, buy the company report.

Financials of Top Light Chit Funds Private Limited

FY 2024 filings available

Top Light Chit Funds Private Limited reported revenue of ₹6.6 Cr (up 21% YoY) for FY 2025.

Revenue · FY 2025
₹6.6 Cr ▲ 21%
Net profit · FY 2025
₹2.32 Cr margin 35.1%
EBITDA · FY 2025
₹2.63 Cr margin 39.8%

Compounded Annual Growth Rate (CAGR)

Revenue CAGR growth
1 year
▲ 21%
3 years · compounded
▲ 37%
5 years · compounded
▲ 20%
EBITDA CAGR growth
1 year
▲ 482%
3 years · compounded
▲ 56%
5 years · compounded
▲ 47%

Revenue has grown at a compounded annual rate (CAGR) of 20% over five years, including 21% growth in the latest year. EBITDA rose 482% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.

Financial Statement Summary

MetricsFY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21
Profit and Loss Statement
Revenue from Operations
Other Income
Total Revenue
Cost of Materials Consumed
Employee Benefit Expense
Finance Costs
Depreciation and Amortisation
Other Expenses
Total Expenses
EBITDA₹2.63 Cr
Profit Before Tax
Tax Expense
Net Profit (PAT)₹2.32 Cr
Balance Sheet
Share Capital
Reserves and Surplus
Net Worth (Total Equity)
Long-term Borrowings
Short-term Borrowings
Trade Payables
Total Liabilities
Fixed Assets
Investments
Inventories
Trade Receivables
Cash and Bank Balance
Total Assets

Financial Ratios

MetricsFY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21
Profitability
EBITDA Margin39.8%
Net Profit Margin35.1%
Return on Equity (ROE)
Return on Capital Employed (ROCE)
Return on Assets (ROA)
Liquidity and Debt
Current Ratio
Quick Ratio
Debt-to-Equity Ratio
Interest Coverage Ratio
Efficiency and Growth
Asset Turnover
Receivable Days
Payable Days
Inventory Days
Revenue Growth
Net Profit Growth

To see the full financial statements and ratios of Top Light Chit Funds Private Limited, buy the company report.

Board of directors of Top Light Chit Funds Private Limited

Top Light Chit Funds has 2 directors on record. No former directors are listed.

Current Directors
NameDesignationAppointment DateTenureStatus
Nachimuthu VelusamyManaging Director14 Dec 199233 Years 10 MonthsCurrent
Kousalyadevi VelusamyDirector14 Dec 199233 Years 10 MonthsCurrent

Auditor

Top Light Chit Funds Private Limited is audited by V.NARASIMMAN for the financial year 2023.

Auditor firmFinancial yearFirm registration number
V.NARASIMMANFY 2023029218

Shareholding

The shareholding of Top Light Chit Funds Private Limited is on record for 5 financial years, the latest being FY 2023, split between promoters, domestic institutions, foreign institutions, public shareholders and others.

Shareholder categoryFY 2023FY 2021FY 2020FY 2019FY 2018
Promoters
Domestic institutional investors (DII)
Foreign institutional investors (FII)
Public
Others

To see the full shareholding pattern of Top Light Chit Funds Private Limited, buy the company report.

Charges & borrowings

Open charges
₹30.5 Cr
Satisfied charges
None
Breakdown by lending institutions
City Union Bank Limited₹30.00 Cr
City Union Bank Ltd.₹0.50 Cr
Latest charge details
DateCharge IDLenderAmountStatusModified or satisfied on
26 Sep 2025101183323City Union Bank Limited₹15 CrOpen
03 Dec 2022100660008City Union Bank Limited₹13 CrOpen
17 Jun 2021100458428City Union Bank Limited₹2 CrOpen
05 Feb 200190008866City Union Bank Ltd.₹50 LakhOpen

To see the full charge records of Top Light Chit Funds Private Limited, buy the company report.

Total charge records: 4 View all charges

MSME payment delays

No delayed payments to MSME suppliers are on our record for Top Light Chit Funds Private Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.

GST

Top Light Chit Funds has 1 GST registration: 1 active.

Total GSTINs
1
Active
1
GSTINStateStatusRegistered on
33AAACT6598F1Z5Tamil NaduActive01 Jul 2017

To see the full GST registrations and return filing status of Top Light Chit Funds Private Limited, buy the company report.

Recent activity

Top Light Chit Funds Private Limited has 2 board changes on record since 1992: 2 appointments. The latest: Kousalyadevi Velusamy was appointed as Director on 14 Dec 1992.

Charges
A charge with City Union Bank Limited amounted to Rs. 15.00 Cr with Charge ID 101183323 was registered on 26 Sep 2025.
Charges
A charge with City Union Bank Limited of Rs. 13.00 Cr registered on 03 Dec 2022 with Charge ID 100660008 was modified on 21 Feb 2025.
AGM
Top Light Chit Funds Private Limited last Annual general meeting of members was held on 30 Sep 2024 as per latest MCA records.
Filing
Top Light Chit Funds Private Limited has filed its annual Financial statements for the year ended 31 Mar 2024 with Roc Coimbatore.
Charges
A charge with City Union Bank Limited amounted to Rs. 13.00 Cr with Charge ID 100660008 was registered on 03 Dec 2022.
Charges
A charge with City Union Bank Limited amounted to Rs. 2.00 Cr with Charge ID 100458428 was registered on 17 Jun 2021.
Charges
A charge with City Union Bank Ltd. amounted to Rs. 0.50 Cr with Charge ID 90008866 was registered on 05 Feb 2001.
Appointed
Kousalyadevi Velusamy was appointed as Director.
Appointed
Nachimuthu Velusamy was appointed as Managing Director.
Incorporation
14 Dec 1992
Top Light Chit Funds Private Limited was registered on 14 Dec 1992 with Roc Coimbatore & aged 33 years 10 months as per MCA records.

Frequently asked questions

Top Light Chit Funds is an active private limited company based in Coimbatore, Tamil Nadu, India. The company works in microfinance institutions, within the financial services industry. It was incorporated on 14 December 1992 (34+ years old) and is registered under CIN U65992TZ1992PTC004163.

Top Light Chit Funds has 2 current directors:

The latest financial statements of Top Light Chit Funds on record with the MCA are for the year ended 31 March 2024. Its last annual general meeting was held on 30 September 2024. Year-wise statements from 2015 are in the company report.

The GSTIN of Top Light Chit Funds is 33AAACT6598F1Z5, registered in Tamil Nadu.

The CIN (Corporate Identification Number) of Top Light Chit Funds is U65992TZ1992PTC004163. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.

Top Light Chit Funds has 5 court cases on record: 4 filed by the company and 1 filed against it. 2 are pending.

Top Light Chit Funds was incorporated on 14 December 1992, making it 34+ years old. It is registered with the Registrar of Companies, Coimbatore.

Kousalyadevi Velusamy was appointed as Director on 14 Dec 1992. Nachimuthu Velusamy was appointed as Managing Director on 14 Dec 1992.

Top Light Chit Funds can be reached through the website toplightgroups.com. Its registered office is in Coimbatore, Tamil Nadu, India.

The registered office of Top Light Chit Funds is at Near Ramasamymuthammalkalyana Mandapam Tirupur, Coimbatore, Tamil Nadu, India – 641604.