About Top Light Chit Funds Private Limited
Data last updated:
Top Light Chit Funds Private Limited is a private limited company based in Coimbatore, Tamil Nadu, India. It operates in the microfinance institutions segment of the financial services sector. It was incorporated on 14 December 1992 and has been in existence for over 34 years.
The company is registered with the Registrar of Companies (ROC), Coimbatore, under CIN U65992TZ1992PTC004163. Its GSTIN is 33AAACT6598F1Z5 (Tamil Nadu).
The company has an authorised share capital of ₹2 Cr and a paid-up capital of ₹2 Cr. It is led by directors Nachimuthu Velusamy (Managing Director) and Kousalyadevi Velusamy.
Its last annual general meeting (AGM) was held on 30 September 2024, and its latest financial statements are for the year ended 31 March 2024. The registered office is at Near Ramasamymuthammalkalyana Mandapam Tirupur, Coimbatore, Tamil Nadu, India – 641604.
As per the financials filed for FY 2025, the company reported a revenue of ₹6.6 Cr, a growth of 21% compared to the previous year. For the same year it recorded a net profit of ₹2.32 Cr (net margin 35.1%) and EBITDA of ₹2.63 Cr (EBITDA margin 39.8%). Revenue has grown at a compounded annual rate (CAGR) of 37% over three years and 20% over five years.
As per MCA filings, the company has open charges of ₹30.5 Cr on record. Court records list 5 cases involving the company, including 4 filed by the company and 1 filed against it; 2 cases are pending.
The current compliance status is marked as compliant by the Registrar of Companies. For more details, the company can be reached via its website toplightgroups.com.
Company details
Contact details
Top Light Chit Funds Private Limited's registered office is in Coimbatore, Tamil Nadu. Its website is toplightgroups.com. Its e-mail address and telephone number are in the company report.
- Email
- Telephone
- Website
- Social Media
- Registered AddressNear Ramasamymuthammalkalyana Mandapam Tirupur, Coimbatore, Tamil Nadu, India – 641604
- IndustryFinancial Services, Microfinance Institutions
To see the full contact details of Top Light Chit Funds Private Limited, buy the company report.
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
Business activity
The main business activity of Top Light Chit Funds is financial and insurance service. In detail, this covers fund management services.
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| K | Financial and insurance Service | K6 | Fund Management Services |
To see the full business activity and turnover split of Top Light Chit Funds Private Limited, buy the company report.
Financials of Top Light Chit Funds Private Limited
FY 2024 filings availableTop Light Chit Funds Private Limited reported revenue of ₹6.6 Cr (up 21% YoY) for FY 2025.
Compounded Annual Growth Rate (CAGR)
Revenue has grown at a compounded annual rate (CAGR) of 20% over five years, including 21% growth in the latest year. EBITDA rose 482% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
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| EBITDA | ₹2.63 Cr | ||||
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| Net Profit (PAT) | ₹2.32 Cr | ||||
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Financial Ratios
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
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| Profitability | |||||
| EBITDA Margin | 39.8% | ||||
| Net Profit Margin | 35.1% | ||||
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To see the full financial statements and ratios of Top Light Chit Funds Private Limited, buy the company report.
Board of directors of Top Light Chit Funds Private Limited
Top Light Chit Funds has 2 directors on record. No former directors are listed.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Nachimuthu Velusamy Also directs: Top Light Trims Private Limited, Malarvanam Construction Private Limited, Top Light Homes Private Limited and 5 more | Managing Director | 14 Dec 1992 | 33 Years 10 Months | Current |
| Kousalyadevi Velusamy Also directs: Toplight Brands Private Limited, Top Light Trims Private Limited, Malarvanam Construction Private Limited and 1 more | Director | 14 Dec 1992 | 33 Years 10 Months | Current |
Auditor
Top Light Chit Funds Private Limited is audited by V.NARASIMMAN for the financial year 2023.
| Auditor firm | Financial year | Firm registration number |
|---|---|---|
| V.NARASIMMAN | FY 2023 | 029218 |
Shareholding
The shareholding of Top Light Chit Funds Private Limited is on record for 5 financial years, the latest being FY 2023, split between promoters, domestic institutions, foreign institutions, public shareholders and others.
| Shareholder category | FY 2023 | FY 2021 | FY 2020 | FY 2019 | FY 2018 |
|---|---|---|---|---|---|
| Promoters | |||||
| Domestic institutional investors (DII) | |||||
| Foreign institutional investors (FII) | |||||
| Public | |||||
| Others |
To see the full shareholding pattern of Top Light Chit Funds Private Limited, buy the company report.
Charges & borrowings
| Date | Charge ID | Lender | Amount | Status | Modified or satisfied on |
|---|---|---|---|---|---|
| 26 Sep 2025 | 101183323 | City Union Bank Limited | ₹15 Cr | Open | |
| 03 Dec 2022 | 100660008 | City Union Bank Limited | ₹13 Cr | Open | |
| 17 Jun 2021 | 100458428 | City Union Bank Limited | ₹2 Cr | Open | |
| 05 Feb 2001 | 90008866 | City Union Bank Ltd. | ₹50 Lakh | Open |
To see the full charge records of Top Light Chit Funds Private Limited, buy the company report.
Total charge records: 4 View all charges
Legal cases
Top Light Chit Funds Private Limited has 5 court cases on record: 4 filed by Top Light Chit Funds, 1 filed against it. 2 cases are pending and 3 are disposed.
Cases by court
| Court | Cases | Against the company | Pending |
|---|---|---|---|
| District courts | 5 | 1 | 2 |
Cases on record (5 of 5)
| Court | Type of case | Party | Status |
|---|---|---|---|
| District court, Tiruppur, Tamil Nadu | Criminal case | Filed by the company against an individual | Pending |
| District court, Tiruppur, Tamil Nadu | Criminal case | Filed by the company against Jayaram Textiles, Rep by Its Partner P.M.Thirumoorthy and 3 others | Pending |
| District court, Tiruppur, Tamil Nadu | Execution petition | Filed by the company against individuals | Disposed |
| District court, Tiruppur, Tamil Nadu | Appeal | Filed against the company by individuals | Disposed |
| District court, Tiruppur, Tamil Nadu | Criminal case | Filed by the company against M/S.Sri Saravana Sizing Mills Partner Mr.R.Palanisamy and 2 others | Disposed |
To see the full case history of Top Light Chit Funds Private Limited, buy the company report.
Case records are compiled from court listings and may lag the court's own records. A case filed against a company is not a finding against it.
MSME payment delays
No delayed payments to MSME suppliers are on our record for Top Light Chit Funds Private Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
GST
Top Light Chit Funds has 1 GST registration: 1 active.
| GSTIN | State | Status | Registered on |
|---|---|---|---|
| 33AAACT6598F1Z5 | Tamil Nadu | Active | 01 Jul 2017 |
To see the full GST registrations and return filing status of Top Light Chit Funds Private Limited, buy the company report.
Recent activity
Top Light Chit Funds Private Limited has 2 board changes on record since 1992: 2 appointments. The latest: Kousalyadevi Velusamy was appointed as Director on 14 Dec 1992.
Frequently asked questions
Top Light Chit Funds is an active private limited company based in Coimbatore, Tamil Nadu, India. The company works in microfinance institutions, within the financial services industry. It was incorporated on 14 December 1992 (34+ years old) and is registered under CIN U65992TZ1992PTC004163.
Top Light Chit Funds has 2 current directors:
- Nachimuthu Velusamy - Managing Director
- Kousalyadevi Velusamy - Director
The latest financial statements of Top Light Chit Funds on record with the MCA are for the year ended 31 March 2024. Its last annual general meeting was held on 30 September 2024. Year-wise statements from 2015 are in the company report.
The GSTIN of Top Light Chit Funds is 33AAACT6598F1Z5, registered in Tamil Nadu.
The CIN (Corporate Identification Number) of Top Light Chit Funds is U65992TZ1992PTC004163. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Top Light Chit Funds has 5 court cases on record: 4 filed by the company and 1 filed against it. 2 are pending.
Top Light Chit Funds was incorporated on 14 December 1992, making it 34+ years old. It is registered with the Registrar of Companies, Coimbatore.
Kousalyadevi Velusamy was appointed as Director on 14 Dec 1992. Nachimuthu Velusamy was appointed as Managing Director on 14 Dec 1992.
Top Light Chit Funds can be reached through the website toplightgroups.com. Its registered office is in Coimbatore, Tamil Nadu, India.
The registered office of Top Light Chit Funds is at Near Ramasamymuthammalkalyana Mandapam Tirupur, Coimbatore, Tamil Nadu, India – 641604.
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