Trade Worth Chits Private Limited
About Trade Worth Chits Private Limited
Data last updated:
Trade Worth Chits Private Limited is a private limited company based in Bangalore, Karnataka, India. It operates in the microfinance institutions segment of the financial services sector. It was incorporated on 18 March 1992 and has been in existence for over 34 years.
The company is registered with the Registrar of Companies (ROC), Bangalore, under CIN U65992KA1992PTC012963. Its GSTIN is 29AAACT6413D1ZK (Karnataka). The company holds 2 GST registrations, of which 1 is active.
The company has an authorised share capital of ₹9 Lakh and a paid-up capital of ₹7.91 Lakh. It is led by directors including Usha Dindukurthi and Jagadishkumar Dindukurti Ramanathagupta.
Its last annual general meeting (AGM) was held on 30 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at Bangalore, Karnataka.
As per the financials filed for FY 2025, the company reported a revenue of ₹1.87 Cr, a growth of 4% compared to the previous year. For the same year it recorded a net loss of ₹8.09 Lakh (net margin -4.3%) and EBITDA of ₹39.06 Lakh (EBITDA margin 20.9%). Revenue has grown at a compounded annual rate (CAGR) of 21% over three years and 1% over five years.
As per MCA filings, the company has open charges of ₹1.13 Cr on record. Court records list 5 cases involving the company, including 1 filed by the company and 3 filed against it.
The current compliance status is marked as compliant by the Registrar of Companies.
- EmailLocked
- TelephoneLocked
- WebsiteLocked
- Social MediaLocked
- Registered AddressUsha The Edifice No.2924 2nd Floor, 14th Cross Road K.R.Road Bsk II Stage, Bangalore, Karnataka, India – 560070
- IndustryFinancial Services, Microfinance Institutions
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
- One PDF report, delivered after checkout
Business Activity of Trade Worth Chits Private Limited
The main business activity of Trade Worth Chits is financial and insurance activities. In detail, this covers activities auxiliary to financial service and insurance activities.
| Main Activity Group Code | Description of Main Activity | Business Activity Code | Description of Business Activity | Turnover Percentage |
|---|---|---|---|---|
| K | Financial and insurance activities | 66 | Activities auxiliary to financial service and insurance activities | Locked |
Business activity turnover details
Turnover share and past changes in activity are in the company report.
- Turnover contribution
- Historical classifications
- Filing-level activity changes
Verified entity values are shown only after access is granted.
Financials of Trade Worth Chits Private Limited FY 2025 filings available
Trade Worth Chits Private Limited reported revenue of ₹1.87 Cr (up 4% YoY) for FY 2025.
Compounded Annual Growth Rate (CAGR) of Trade Worth Chits Private Limited
Revenue has grown at a compounded annual rate (CAGR) of 1% over five years, including 4% growth in the latest year. EBITDA fell 40% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary of Trade Worth Chits Private Limited
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profit and Loss Statement | |||||
| Revenue from Operations | •••• | •••• | •••• | •••• | •••• |
| Other Income | •••• | •••• | •••• | •••• | •••• |
| Total Revenue | •••• | •••• | •••• | •••• | •••• |
| Cost of Materials Consumed | •••• | •••• | •••• | •••• | •••• |
| Employee Benefit Expense | •••• | •••• | •••• | •••• | •••• |
| Finance Costs | •••• | •••• | •••• | •••• | •••• |
| Depreciation and Amortisation | •••• | •••• | •••• | •••• | •••• |
| Other Expenses | •••• | •••• | •••• | •••• | •••• |
| Total Expenses | •••• | •••• | •••• | •••• | •••• |
| EBITDA | ₹39.06 Lakh | •••• | •••• | •••• | •••• |
| Profit Before Tax | •••• | •••• | •••• | •••• | •••• |
| Tax Expense | •••• | •••• | •••• | •••• | •••• |
| Net Profit (PAT) | -₹8.09 Lakh | •••• | •••• | •••• | •••• |
| Balance Sheet | |||||
| Share Capital | •••• | •••• | •••• | •••• | •••• |
| Reserves and Surplus | •••• | •••• | •••• | •••• | •••• |
| Net Worth (Total Equity) | •••• | •••• | •••• | •••• | •••• |
| Long-term Borrowings | •••• | •••• | •••• | •••• | •••• |
| Short-term Borrowings | •••• | •••• | •••• | •••• | •••• |
| Trade Payables | •••• | •••• | •••• | •••• | •••• |
| Total Liabilities | •••• | •••• | •••• | •••• | •••• |
| Fixed Assets | •••• | •••• | •••• | •••• | •••• |
| Investments | •••• | •••• | •••• | •••• | •••• |
| Inventories | •••• | •••• | •••• | •••• | •••• |
| Trade Receivables | •••• | •••• | •••• | •••• | •••• |
| Cash and Bank Balance | •••• | •••• | •••• | •••• | •••• |
| Total Assets | •••• | •••• | •••• | •••• | •••• |
Financial Ratios of Trade Worth Chits Private Limited
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | 20.9% | •••• | •••• | •••• | •••• |
| Net Profit Margin | -4.3% | •••• | •••• | •••• | •••• |
| Return on Equity (ROE) | •••• | •••• | •••• | •••• | •••• |
| Return on Capital Employed (ROCE) | •••• | •••• | •••• | •••• | •••• |
| Return on Assets (ROA) | •••• | •••• | •••• | •••• | •••• |
| Liquidity and Debt | |||||
| Current Ratio | •••• | •••• | •••• | •••• | •••• |
| Quick Ratio | •••• | •••• | •••• | •••• | •••• |
| Debt-to-Equity Ratio | •••• | •••• | •••• | •••• | •••• |
| Interest Coverage Ratio | •••• | •••• | •••• | •••• | •••• |
| Efficiency and Growth | |||||
| Asset Turnover | •••• | •••• | •••• | •••• | •••• |
| Receivable Days | •••• | •••• | •••• | •••• | •••• |
| Payable Days | •••• | •••• | •••• | •••• | •••• |
| Inventory Days | •••• | •••• | •••• | •••• | •••• |
| Revenue Growth | •••• | •••• | •••• | •••• | •••• |
| Net Profit Growth | •••• | •••• | •••• | •••• | •••• |
Paid data: the figures shown as dots are available after purchase of the company report. Figures as filed with the MCA in Form AOC-4. The full year-wise statements and ratios of Trade Worth Chits are in the company report.
Financial statements from 2015
Earlier years and trend charts are in the company report.
- Income statements
- Balance sheets
- Cash-flow statements
- Ratios and benchmarks
Verified entity values are shown only after access is granted.
Board of Directors of Trade Worth Chits Private Limited
Trade Worth Chits has 7 current directors and 1 former director. Current directors are listed first, with their designation and appointment date.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Usha Dindukurthi Also directs: Monarch Hatcheries Private Limited | Director | 18 Mar 1992 | 34 Years 7 Months | Current |
| Jagadishkumar Dindukurti Ramanathagupta | Director | 18 Mar 1992 | 34 Years 7 Months | Current |
| Kandala Venkataraja Gupta Kalyan Also directs: Concorde Techno Park LLP | Director | 01 Mar 2016 | 10 Years 7 Months | Current |
| Vinutha Ramesh Garla | Director | 18 Mar 1992 | 34 Years 7 Months | Current |
| Radhakar Also directs: Aspan Ventures LLP | Director | 18 Mar 1992 | 34 Years 7 Months | Current |
| Meena Prasad | Director | 18 Mar 1992 | 34 Years 7 Months | Current |
Peer Comparison of Trade Worth Chits Private Limited
Trade Worth Chits Private Limited is compared with the companies closest to it by revenue in the BFSI industry (Micro Finance). Net profit, margin and employee counts of each company are in the company report.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Slyn Chits Private Limited | ₹1.92 Cr (FY 2025) | •••• | •••• | 29.0% | •••• | Hyderabad, Telangana, India |
| Forex Leafin Private Limited | ₹1.91 Cr (FY 2025) | •••• | •••• | 3.0% | •••• | Vadodara, Gujarat, India |
| Dr Karthi Chit India Private Limited | ₹1.89 Cr (FY 2024) | •••• | •••• | 56.0% | •••• | Sathyamangalam, Tamil Nadu, India |
| Kaametardha Chit Funds Private Limited | ₹1.88 Cr (FY 2025) | •••• | •••• | 56.0% | •••• | Secunderabad, Telangana, India |
| Sri Balaji Sai Ram Chit Fund Private Limited | ₹1.88 Cr (FY 2025) | •••• | •••• | 3.0% | •••• | Sangareddy, Telangana, India |
| Trade Worth Chits Private Limited this company | ₹1.87 Cr (FY 2025) | •••• | •••• | 4.0% | •••• | Bangalore, Karnataka, India |
| Sri Bheema Nidhi Limited | ₹1.85 Cr (FY 2024) | •••• | •••• | -31.0% | •••• | Tirunelveli, Tamil Nadu, India |
| Thiru-Kochi Urban Nidhi Limited | ₹1.84 Cr (FY 2024) | •••• | •••• | 66.0% | •••• | Ernakulam, Kerala, India |
| Srii Ganapathy Arawind Chit Funds Private Limited | ₹1.83 Cr (FY 2024) | •••• | •••• | 30.0% | •••• | Pollachi, Tamil Nadu, India |
| Pavan Chandra Chit Fund Private Limited | ₹1.83 Cr (FY 2025) | •••• | •••• | 9.0% | •••• | Telangana, India |
| Sri Angala Parameswari Chits Private Limited | ₹1.83 Cr (FY 2023) | •••• | •••• | 65.0% | •••• | Tiruchirappalli, Tamil Nadu, India |
Peers are the five companies nearest above and the five nearest below Trade Worth Chits by revenue in the BFSI industry (Micro Finance), from the latest filed financials of each company. Net profit, margin and employee counts of each peer are in the company report.
Auditor Details of Trade Worth Chits Private Limited
Trade Worth Chits Private Limited is audited by VENKATESWARLU P.B. for the financial year 2022.
| Name | Status | Appointment Date | Cessation Date |
|---|---|---|---|
| VENKATESWARLU P.B. | Locked | Locked | Locked |
Complete auditor history
Appointment and cessation dates and past auditor changes are in the company report.
- Appointment status
- Appointment dates
- Cessation dates
- Auditor changes
Verified entity values are shown only after access is granted.
Ownership and Shareholding of Trade Worth Chits Private Limited
Shareholding and ownership data
Promoter, institutional, public and beneficial ownership figures are in the company report.
- Ownership categories
- Historical changes
- Group structure
- FII and DII holdings
Verified entity values are shown only after access is granted.
Charges & Borrowings of Trade Worth Chits Private Limited
| Date | Lender | Amount | Status |
|---|---|---|---|
| 02 Feb 2021 | Dbs Bank Ltd | ₹1.13 Cr | Open |
Total charge records: 1 View all charges
Legal Cases of Trade Worth Chits Private Limited
Trade Worth Chits Private Limited has 5 court cases on record: 1 filed by Trade Worth Chits, 3 filed against it, 1 where it is another party. All cases are disposed. Status as checked between 28 Sep 2026 and 02 Oct 2026.
Cases by court
| Court | Cases | Against the company | Pending |
|---|---|---|---|
| High courts | 5 | 3 | 0 |
Cases on record (5 of 5)
| Court | Type of case | Party | Status |
|---|---|---|---|
| High Court of Karnataka | Writ petition | Filed by the company against Additional Commissioner of | Disposed |
| High Court of Karnataka | Writ petition | Company is another party | Disposed |
| High Court of Karnataka | Court case (CRL.P) | Filed against the company by an individual | Disposed |
| High Court of Karnataka | Court case (CRL.P) | Filed against the company by an individual | Disposed |
| High Court of Karnataka | Court case (CRL.P) | Filed against the company by an individual | Disposed |
Full case history
All 5 cases with case numbers, court, year-wise trend, opposite parties and decision dates are in the company report.
- Every case with its case number
- Year-wise trend
- Opposite parties
- Decision dates and orders
Verified entity values are shown only after access is granted.
Case records are compiled from court listings and may lag the court's own records. A case filed against a company is not a finding against it.
Employees and EPFO Compliance at Trade Worth Chits Private Limited
Employment history and EPFO contributions of people linked to Trade Worth Chits.
Employee and EPFO history
Monthly headcount, contribution history and filing status are in the company report.
- Monthly headcount
- PF contributions
- ECR filing status
- Establishment history
Verified entity values are shown only after access is granted.
Recent Activity on Trade Worth Chits Private Limited
Trade Worth Chits Private Limited has 8 board changes on record since 1992: 7 appointments and 1 cessation. The latest: Kandala Venkataraja Gupta Kalyan was appointed as Director on 01 Mar 2016.
1 earlier event is listed in the company report.
Credit Ratings, Litigation & Regulatory Alerts for Trade Worth Chits Private Limited
Credit ratings, litigation, and regulatory alerts
Credit ratings, court records and regulatory alerts are in the company report.
- Rating history
- Court and tribunal cases
- Regulatory alerts
- Director-linked violations
Verified entity values are shown only after access is granted.
MSME Payment Delays by Trade Worth Chits Private Limited
MSME payment history
Amounts due to small suppliers, the reasons given and MSME-1 filings are in the company report.
- Outstanding amounts
- Delay periods and reasons
- MSME-1 filing history
- Vendor payment signals
Verified entity values are shown only after access is granted.
Subsidiaries & Group Companies of Trade Worth Chits Private Limited
Corporate group structure
Parent, subsidiary, associate and joint venture records with holdings are in the company report.
- Parent company
- Subsidiaries and ownership
- Associates and joint ventures
- Entity investments
Verified entity values are shown only after access is granted.
GST Compliance of Trade Worth Chits Private Limited
Trade Worth Chits has 2 GST registrations: 1 active and 1 cancelled or inactive.
| GSTIN | State | Status | Registered on |
|---|---|---|---|
| 29AAACT6413D1ZK | Karnataka | Active | 01 Jul 2017 |
GST registrations and filing compliance
State-wise GST registrations, return filing status and HSN or SAC codes are in the company report.
- GSTIN registrations
- State-wise filing status
- HSN and SAC details
- Tax jurisdiction records
Verified entity values are shown only after access is granted.
MCA Filings & Documents of Trade Worth Chits Private Limited
MCA filings and documents
Filed forms, annual returns, financial statements and charge filings with their dates are in the company report.
- Incorporation documents
- Annual returns and statements
- Charge filings
- Complete filing index
Verified entity values are shown only after access is granted.
Frequently Asked Questions about Trade Worth Chits Private Limited
Trade Worth Chits is an active private limited company based in Bangalore, Karnataka, India. The company works in microfinance institutions, within the financial services industry. It was incorporated on 18 March 1992 (34+ years old) and is registered under CIN U65992KA1992PTC012963.
Trade Worth Chits reported revenue of ₹1.87 Cr for FY 2025 (up 4% YoY).
Trade Worth Chits has 7 current directors:
- Usha Dindukurthi - Director
- Jagadishkumar Dindukurti Ramanathagupta - Director
- Kandala Venkataraja Gupta Kalyan - Director
- Vinutha Ramesh Garla - Director
- Radhakar - Director
- Meena Prasad - Director
- Revathi Suresh - Director
Trade Worth Chits reported a net loss of ₹8.09 Lakh (net margin -4.3%) and EBITDA of ₹39.06 Lakh (EBITDA margin 20.9%) for FY 2025, as per its filed financial statements.
The compounded annual growth rate (CAGR) of the revenue of Trade Worth Chits is 21% over three years and 1% over five years. In the latest year (FY 2025) revenue rose 4%. CAGR is the steady yearly rate that links the first and the last year.
The GSTIN of Trade Worth Chits is 29AAACT6413D1ZK, registered in Karnataka. The company has 2 GST registrations in all, of which 1 is active and 1 is cancelled or inactive.
The CIN (Corporate Identification Number) of Trade Worth Chits is U65992KA1992PTC012963. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Trade Worth Chits has 5 court cases on record: 1 filed by the company and 3 filed against it.
Trade Worth Chits was incorporated on 18 March 1992, making it 34+ years old. It is registered with the Registrar of Companies, Bangalore.
The peers of Trade Worth Chits by revenue are Slyn Chits Private Limited, Forex Leafin Private Limited, Dr Karthi Chit India Private Limited, Kaametardha Chit Funds Private Limited, Sri Balaji Sai Ram Chit Fund Private Limited and 5 more, all in the BFSI industry (Micro Finance).
Kandala Venkataraja Gupta Kalyan was appointed as Director on 01 Mar 2016. Kandala Garudachalamaiahsetty Venkatarajagupta ceased to be Director on 28 Feb 2016. Jagadishkumar Dindukurti Ramanathagupta was appointed as Director on 18 Mar 1992. Trade Worth Chits has 8 board changes on record in total.