TRM Chitfund Private Limited
About TRM Chitfund Private Limited
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TRM Chitfund Private Limited is a private limited company based in Chennai, Tamil Nadu, India. It operates in the financial intermediation and lending segment of the financial services sector. It was incorporated on 04 December 2020 and has been in existence for over 6 years.
The company is registered with the Registrar of Companies (ROC), Chennai, under CIN U65992TN2020PTC139877.
The company has an authorised share capital of ₹1 Lakh and a paid-up capital of ₹1 Lakh. It is led by directors Kala and Thangavel Ramasamy.
Its last annual general meeting (AGM) was held on 30 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at No.1B/893 Pudunallur Main Road Soma Mangalam, Chennai, Tamil Nadu, India – 600116.
As per the financials filed for FY 2025, the company reported a revenue of ₹83,925, a growth of 39% compared to the previous year. For the same year it recorded a net profit of ₹24,817 (net margin 29.6%) and EBITDA of ₹29,974 (EBITDA margin 35.7%). Revenue has grown at a compounded annual rate (CAGR) of 34% over three years.
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- Registered AddressNo.1B/893 Pudunallur Main Road Soma Mangalam, Chennai, Tamil Nadu, India – 600116
- IndustryFinancial Services, Other Financial Intermediation, Kuri Companies, Chit Fund
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
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Business Activity of TRM Chitfund Private Limited
The main business activity of TRM Chitfund is financial and insurance service. In detail, this covers other financial activities.
| Main Activity Group Code | Description of Main Activity | Business Activity Code | Description of Business Activity | Turnover Percentage |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities | Locked |
Business activity turnover details
Turnover share and past changes in activity are in the company report.
- Turnover contribution
- Historical classifications
- Filing-level activity changes
Verified entity values are shown only after access is granted.
Financials of TRM Chitfund Private Limited FY 2025 filings available
TRM Chitfund Private Limited reported revenue of ₹83,925 (up 39% YoY) for FY 2025.
Compounded Annual Growth Rate (CAGR) of TRM Chitfund Private Limited
Revenue has grown at a compounded annual rate (CAGR) of 34% over three years, including 39% growth in the latest year. EBITDA rose 169% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary of TRM Chitfund Private Limited
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profit and Loss Statement | |||||
| Revenue from Operations | •••• | •••• | •••• | •••• | •••• |
| Other Income | •••• | •••• | •••• | •••• | •••• |
| Total Revenue | •••• | •••• | •••• | •••• | •••• |
| Cost of Materials Consumed | •••• | •••• | •••• | •••• | •••• |
| Employee Benefit Expense | •••• | •••• | •••• | •••• | •••• |
| Finance Costs | •••• | •••• | •••• | •••• | •••• |
| Depreciation and Amortisation | •••• | •••• | •••• | •••• | •••• |
| Other Expenses | •••• | •••• | •••• | •••• | •••• |
| Total Expenses | •••• | •••• | •••• | •••• | •••• |
| EBITDA | ₹29,974 | •••• | •••• | •••• | •••• |
| Profit Before Tax | •••• | •••• | •••• | •••• | •••• |
| Tax Expense | •••• | •••• | •••• | •••• | •••• |
| Net Profit (PAT) | ₹24,817 | •••• | •••• | •••• | •••• |
| Balance Sheet | |||||
| Share Capital | •••• | •••• | •••• | •••• | •••• |
| Reserves and Surplus | •••• | •••• | •••• | •••• | •••• |
| Net Worth (Total Equity) | •••• | •••• | •••• | •••• | •••• |
| Long-term Borrowings | •••• | •••• | •••• | •••• | •••• |
| Short-term Borrowings | •••• | •••• | •••• | •••• | •••• |
| Trade Payables | •••• | •••• | •••• | •••• | •••• |
| Total Liabilities | •••• | •••• | •••• | •••• | •••• |
| Fixed Assets | •••• | •••• | •••• | •••• | •••• |
| Investments | •••• | •••• | •••• | •••• | •••• |
| Inventories | •••• | •••• | •••• | •••• | •••• |
| Trade Receivables | •••• | •••• | •••• | •••• | •••• |
| Cash and Bank Balance | •••• | •••• | •••• | •••• | •••• |
| Total Assets | •••• | •••• | •••• | •••• | •••• |
Financial Ratios of TRM Chitfund Private Limited
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | 35.7% | •••• | •••• | •••• | •••• |
| Net Profit Margin | 29.6% | •••• | •••• | •••• | •••• |
| Return on Equity (ROE) | •••• | •••• | •••• | •••• | •••• |
| Return on Capital Employed (ROCE) | •••• | •••• | •••• | •••• | •••• |
| Return on Assets (ROA) | •••• | •••• | •••• | •••• | •••• |
| Liquidity and Debt | |||||
| Current Ratio | •••• | •••• | •••• | •••• | •••• |
| Quick Ratio | •••• | •••• | •••• | •••• | •••• |
| Debt-to-Equity Ratio | •••• | •••• | •••• | •••• | •••• |
| Interest Coverage Ratio | •••• | •••• | •••• | •••• | •••• |
| Efficiency and Growth | |||||
| Asset Turnover | •••• | •••• | •••• | •••• | •••• |
| Receivable Days | •••• | •••• | •••• | •••• | •••• |
| Payable Days | •••• | •••• | •••• | •••• | •••• |
| Inventory Days | •••• | •••• | •••• | •••• | •••• |
| Revenue Growth | •••• | •••• | •••• | •••• | •••• |
| Net Profit Growth | •••• | •••• | •••• | •••• | •••• |
Paid data: the figures shown as dots are available after purchase of the company report. Figures as filed with the MCA in Form AOC-4. The full year-wise statements and ratios of TRM Chitfund are in the company report.
Financial statements from FY 2021
Earlier years and trend charts are in the company report.
- Income statements
- Balance sheets
- Cash-flow statements
- Ratios and benchmarks
Verified entity values are shown only after access is granted.
Peer Comparison of TRM Chitfund Private Limited
TRM Chitfund Private Limited is compared with the companies closest to it by revenue in the same principal business activity (Other financial activities). Net profit, margin and employee counts of each company are in the company report.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Ram Autar Gupta & Company Pvt Ltd | ₹84,034 (FY 2025) | •••• | •••• | -25.0% | •••• | Kolkata, West Bengal, India |
| Nandini Microfinance Foundation | ₹84,028 (FY 2020) | •••• | •••• | 10.0% | •••• | Gorakhpur, Uttar Pradesh, India |
| Princeton Corporate Services Private Limited | ₹84,000 (FY 2024) | •••• | •••• | 6.0% | •••• | Mumbai, Maharashtra, India |
| Whitepaper Forex Private Limited | ₹83,975 (FY 2025) | •••• | •••• | -100.0% | •••• | Ahmedabad, Gujarat, India |
| Satyam Shivam Sundaram Finserv Private Limited | ₹83,961 (FY 2025) | •••• | •••• | 84.0% | •••• | Jaipur, Rajasthan, India |
| TRM Chitfund Private Limited this company | ₹83,925 (FY 2025) | •••• | •••• | 39.0% | •••• | Chennai, Tamil Nadu, India |
| Dabord India Nidhi Limited | ₹83,884 (FY 2024) | •••• | •••• | -76.0% | •••• | Agra, Uttar Pradesh, India |
| Snehit Chits Private Limited | ₹83,866 (FY 2017) | •••• | •••• | -54.0% | •••• | Ilkal, Karnataka, India |
| Abis Organic Fertilizer Private Limited | ₹83,850 (FY 2019) | •••• | •••• | •••• | Rajnandgaon, Chhattisgarh, India | |
| Everest Creators Private Limited | ₹83,806 (FY 2025) | •••• | •••• | 577.0% | •••• | Ahmedabad, Gujarat, India |
| Trustbay Finserv Private Limited | ₹83,720 (FY 2025) | •••• | •••• | 1074.0% | •••• | Thiruvananthapuram, Kerala, India |
Peers are the five companies nearest above and the five nearest below TRM Chitfund by revenue in the same principal business activity (Other financial activities), from the latest filed financials of each company. Net profit, margin and employee counts of each peer are in the company report.
Board of Directors of TRM Chitfund Private Limited
TRM Chitfund has 2 directors on record. No former directors are listed.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Kala | Director | 04 Dec 2020 | 5 Years 10 Months | Current |
| Thangavel Ramasamy | Director | 04 Dec 2020 | 5 Years 10 Months | Current |
Ownership and Shareholding of TRM Chitfund Private Limited
Shareholding and ownership data
Promoter, institutional, public and beneficial ownership figures are in the company report.
- Ownership categories
- Historical changes
- Group structure
- FII and DII holdings
Verified entity values are shown only after access is granted.
Charges & Borrowings of TRM Chitfund Private Limited
TRM Chitfund Private Limited does not have any charges (loans) registered with the Registrar of Companies.
Employees and EPFO Compliance at TRM Chitfund Private Limited
TRM Chitfund Private Limited has a workforce of 0 employees as of Apr 07, 2024.
Employee and EPFO history
Monthly headcount, contribution history and filing status are in the company report.
- Monthly headcount
- PF contributions
- ECR filing status
- Establishment history
Verified entity values are shown only after access is granted.
Recent Activity on TRM Chitfund Private Limited
TRM Chitfund Private Limited has 2 board changes on record since 2020: 2 appointments. The latest: Kala was appointed as Director on 04 Dec 2020.
Credit Ratings, Litigation & Regulatory Alerts for TRM Chitfund Private Limited
Credit ratings, litigation, and regulatory alerts
Credit ratings, court records and regulatory alerts are in the company report.
- Rating history
- Court and tribunal cases
- Regulatory alerts
- Director-linked violations
Verified entity values are shown only after access is granted.
MSME Payment Delays by TRM Chitfund Private Limited
MSME payment history
Amounts due to small suppliers, the reasons given and MSME-1 filings are in the company report.
- Outstanding amounts
- Delay periods and reasons
- MSME-1 filing history
- Vendor payment signals
Verified entity values are shown only after access is granted.
Subsidiaries & Group Companies of TRM Chitfund Private Limited
Corporate group structure
Parent, subsidiary, associate and joint venture records with holdings are in the company report.
- Parent company
- Subsidiaries and ownership
- Associates and joint ventures
- Entity investments
Verified entity values are shown only after access is granted.
GST Compliance of TRM Chitfund Private Limited
GST registrations and filing compliance
State-wise GST registrations, return filing status and HSN or SAC codes are in the company report.
- GSTIN registrations
- State-wise filing status
- HSN and SAC details
- Tax jurisdiction records
Verified entity values are shown only after access is granted.
MCA Filings & Documents of TRM Chitfund Private Limited
MCA filings and documents
Filed forms, annual returns, financial statements and charge filings with their dates are in the company report.
- Incorporation documents
- Annual returns and statements
- Charge filings
- Complete filing index
Verified entity values are shown only after access is granted.
Frequently Asked Questions about TRM Chitfund Private Limited
TRM Chitfund is an active private limited company based in Chennai, Tamil Nadu, India. The company works in other financial intermediation, within the financial services industry. It was incorporated on 04 December 2020 (6+ years old) and is registered under CIN U65992TN2020PTC139877.
TRM Chitfund reported revenue of ₹83,925 for FY 2025 (up 39% YoY).
TRM Chitfund has 2 current directors:
- Kala - Director
- Thangavel Ramasamy - Director
TRM Chitfund reported a net profit of ₹24,817 (net margin 29.6%) and EBITDA of ₹29,974 (EBITDA margin 35.7%) for FY 2025, as per its filed financial statements.
The compounded annual growth rate (CAGR) of the revenue of TRM Chitfund is 34% over three years. In the latest year (FY 2025) revenue rose 39%. CAGR is the steady yearly rate that links the first and the last year.
The CIN (Corporate Identification Number) of TRM Chitfund is U65992TN2020PTC139877. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
TRM Chitfund was incorporated on 04 December 2020, making it 6+ years old. It is registered with the Registrar of Companies, Chennai.
The peers of TRM Chitfund by revenue are Ram Autar Gupta & Company Pvt Ltd, Nandini Microfinance Foundation, Princeton Corporate Services Private Limited, Whitepaper Forex Private Limited, Satyam Shivam Sundaram Finserv Private Limited and 5 more, all in the same principal business activity (Other financial activities).
Kala was appointed as Director on 04 Dec 2020. Thangavel Ramasamy was appointed as Director on 04 Dec 2020.
The registered office of TRM Chitfund is at No.1B893 Pudunallur Main Road Soma Mangalam, Chennai, Tamil Nadu, India – 600116.
TRM Chitfund has an authorised share capital of ₹1 Lakh and a paid-up capital of ₹1 Lakh.