About Trust Fintech Limited
Data last updated: 31 December 2025
Trust Fintech Limited is a public limited company based in Nagpur, Maharashtra, India. It specialises in software development and support services, a part of the broader technology and IT services sector. Incorporated on 15 December 1998, the company has been in operation for over 28 years.
Registered with ROC Mumbai under CIN U72100MH1998PTC117470. Listed.
Capital: an authorised share capital of ₹25 Cr and a paid-up capital of ₹23.83 Cr. Formerly known as Trust Systems and Software (India) Limited. It is led by directors including Kapil Dilip Chandrayan and Nitin Dattatraya Alshi.
Last AGM: 23 September 2025. Financial statements filed for year ended 31 March 2025. Office: Plot No.11/4 I.T. Park Gayatri Nagar Parsodi, Nagpur, Maharashtra, India – 440022.
As per the financials filed for FY 2025, the company reported a revenue of ₹35.64 Cr, a growth of 1% compared to the previous year.
The company is associated with 3 brands - Tfl Tech Usa, Trust Systems & S/W, Trustbank Cbs. As per MCA filings, the company has satisfied charges of ₹1.84 Cr on record.
The current compliance status is marked as compliant by the Registrar of Companies. For more details, the company can be reached via its website softtrust.com.
-
Email**************
-
Telephone**************
-
Website**************
-
Social Media
-
Registered AddressPlot No.11/4 I.T. Park Gayatri Nagar Parsodi, Nagpur, Maharashtra, India – 440022
-
IndustryInformation Technology, Software Development & Support Services
- Historical Financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Litigation, compliance and MCA filings
- PDF report delivered after checkout
CIN History of Trust Fintech Limited
Trust Fintech Limited has 2 previous CINs, indicating changes in the company's corporate structure or registration details. The current CIN is L72100MH1998PLC117470, which is the unique identifier assigned by the Registrar of Companies.
| CIN | Status |
|---|---|
| L72100MH1998PLC117470 | Current |
| U72100MH1998PTC117470 | Previous |
| U72100MH1998PLC117470 | Previous |
Associated Brands with Trust Fintech Limited
Trust Fintech Limited operates multiple associated brands including TFL Tech USA, Trust Systems & S/w, and TrustBank CBS. These brands represent Trust Fintech Limited's diversified market presence and brand portfolio.
| Brand | Description | Website |
|---|---|---|
| Provides banking software, AI services, and IT solutions for financial sectors. | tfltechus.com | |
| IT solutions and services are provided for banking and businesses. | softtrust.com | |
| Online based core banking software solution | trustbankcbs.com |
Competitors & Alternatives of Trust Fintech Limited
Brands and companies operating in the same space as Trust Fintech Limited include nCino, Thought Machine, Tuum and 5 more.
| Competitor | Description | Location | Founded |
|---|---|---|---|
nCino
|
Cloud-based API platform for banking operations is provided. | Wilmington, United States, United States | 2011 |
Thought Machine
|
Cloud-based platform for core banking is developed via APIs. | London, United Kingdom, United Kingdom | 2014 |
Tuum
|
Cloud-native API-first core banking platform is provided for banks. | Tallinn, Estonia, Estonia | 2019 |
Finxact
|
Cloud-based core banking software is delivered via open APIs. | Jacksonville, United States, United States | 2016 |
ION Group
|
Treasury management solutions are provided for financial institutions and banks. | New York, United States, United States | 1998 |
Nymbus
|
Cloud-based core banking solutions are offered to financial institutions. | Miami, United States, United States | 2015 |
Backbase
|
AI-powered banking platforms are provided for operational growth. | Amsterdam, Netherlands, Netherlands | 2003 |
Ohpen
|
Developer of cloud-based core banking platform for retail mutual funds and savings accounts | Amsterdam, Netherlands, Netherlands | 2008 |
Business Activity of Trust Fintech Limited
Trust Fintech Limited is engaged in the principal business activity of information and communication, with detailed activities including computer programming, consultancy and related activities.
| Main Activity Group Code | Description of Main Activity | Business Activity Code | Description of Business Activity | Turnover Percentage |
|---|---|---|---|---|
| J | Information and communication | J6 | Computer programming, consultancy and related activities | ********* |
Board of Directors of Trust Fintech Limited
Trust Fintech Limited is currently managed by 8 directors, with 3 former directors having served the organization. The current Directors play a crucial role in shaping the company's strategic direction and governance.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
|
Kapil Dilip Chandrayan
Also directs:
Sharada Consultancy Services Llp
|
Director | 06 Jan 2024 | 2 Years 6 Months | Current |
| Nitin Dattatraya Alshi | Director | 06 Jan 2024 | 2 Years 6 Months | Current |
|
Hemant Padmanabh Chafle
Also directs:
Vidarbha Vaibhav Foundation
|
Managing Director | 17 Dec 1998 | 27 Years 6 Months | Current |
| Sandhya Narendra Gulhane | Director | 06 Jan 2024 | 2 Years 6 Months | Current |
| Anand Shanker Kane | Cfo | 21 Oct 2023 | 2 Years 8 Months | Current |
| Prasad Annaji Dongarkar | Director | 06 Jan 2024 | 2 Years 6 Months | Current |
Financials of Trust Fintech Limited FY 2025 filings available
Trust Fintech Limited reported revenue of ₹35.64 Cr (up 1% YoY) for FY 2025. Profit growth despite declining revenue indicates effective cost management and margin discipline.
| Metrics | ***** | ***** | ***** | ***** | ***** |
|---|---|---|---|---|---|
| Revenue | |||||
| Revenue from Operations | ***** | ***** | ***** | ***** | ***** |
| Revenue Growth % | ***** | ***** | ***** | ***** | ***** |
| Other Income | ***** | ***** | ***** | ***** | ***** |
| Total Revenue | ***** | ***** | ***** | ***** | ***** |
| Expenses | |||||
| Total Expenses | ***** | ***** | ***** | ***** | ***** |
| Raw Material Cost | ***** | ***** | ***** | ***** | ***** |
| Change in Inventory FG | ***** | ***** | ***** | ***** | ***** |
| Change in Inventory WIP | ***** | ***** | ***** | ***** | ***** |
| Purchase of Traded Goods | ***** | ***** | ***** | ***** | ***** |
| Employee Cost | ***** | ***** | ***** | ***** | ***** |
| Managerial Remuneration | ***** | ***** | ***** | ***** | ***** |
| Audit Fees | ***** | ***** | ***** | ***** | ***** |
| Insurance | ***** | ***** | ***** | ***** | ***** |
| Power & Fuel | ***** | ***** | ***** | ***** | ***** |
| Interest | ***** | ***** | ***** | ***** | ***** |
| Depreciation | ***** | ***** | ***** | ***** | ***** |
| Other Expenses | ***** | ***** | ***** | ***** | ***** |
| Profitability | |||||
| EBITDA (Operating Profit) | ***** | ***** | ***** | ***** | ***** |
| Operating Margin % | ***** | ***** | ***** | ***** | ***** |
| Exceptional Items | ***** | ***** | ***** | ***** | ***** |
| Extraordinary Items | ***** | ***** | ***** | ***** | ***** |
| Profit Before Exceptional & Extraordinary Items | ***** | ***** | ***** | ***** | ***** |
| Profit Before Tax | ***** | ***** | ***** | ***** | ***** |
| Tax & Net Profit | |||||
| Tax Expense | ***** | ***** | ***** | ***** | ***** |
| Current Tax | ***** | ***** | ***** | ***** | ***** |
| Deferred Tax | ***** | ***** | ***** | ***** | ***** |
| Profit from Discontinued Operations | ***** | ***** | ***** | ***** | ***** |
| Tax on Discontinued Operations | ***** | ***** | ***** | ***** | ***** |
| Profit | ***** | ***** | ***** | ***** | ***** |
| Net Margin % | ***** | ***** | ***** | ***** | ***** |
| Metrics | ***** | ***** | ***** | ***** | ***** |
|---|---|---|---|---|---|
| Shareholders' Funds | |||||
| Total Shareholders' Funds | ***** | ***** | ***** | ***** | ***** |
| Equity Capital | ***** | ***** | ***** | ***** | ***** |
| Reserves & Surplus | ***** | ***** | ***** | ***** | ***** |
| Money Against Warrants | ***** | ***** | ***** | ***** | ***** |
| Other Equity | ***** | ***** | ***** | ***** | ***** |
| Non-Current Liabilities | |||||
| Total Non-Current Liabilities | ***** | ***** | ***** | ***** | ***** |
| Long-Term Borrowings | ***** | ***** | ***** | ***** | ***** |
| Deferred Tax Liabilities | ***** | ***** | ***** | ***** | ***** |
| Other Non-Current Liabilities | ***** | ***** | ***** | ***** | ***** |
| Long-Term Provisions | ***** | ***** | ***** | ***** | ***** |
| Current Liabilities | |||||
| Total Current Liabilities | ***** | ***** | ***** | ***** | ***** |
| Short-Term Borrowings | ***** | ***** | ***** | ***** | ***** |
| Trade Payables | ***** | ***** | ***** | ***** | ***** |
| Other Current Liabilities | ***** | ***** | ***** | ***** | ***** |
| Short-Term Provisions | ***** | ***** | ***** | ***** | ***** |
| Total Equity & Liabilities | ***** | ***** | ***** | ***** | ***** |
| Non-Current Assets | |||||
| Non-Current Assets | ***** | ***** | ***** | ***** | ***** |
| Tangible Assets | ***** | ***** | ***** | ***** | ***** |
| Intangible Assets | ***** | ***** | ***** | ***** | ***** |
| Capital WIP | ***** | ***** | ***** | ***** | ***** |
| Intangibles Under Dev | ***** | ***** | ***** | ***** | ***** |
| Investments | ***** | ***** | ***** | ***** | ***** |
| Deferred Tax Assets | ***** | ***** | ***** | ***** | ***** |
| LT Loans & Advances | ***** | ***** | ***** | ***** | ***** |
| Other Non-Current Assets | ***** | ***** | ***** | ***** | ***** |
| Current Assets | |||||
| Current Assets | ***** | ***** | ***** | ***** | ***** |
| Current Investments | ***** | ***** | ***** | ***** | ***** |
| Inventories | ***** | ***** | ***** | ***** | ***** |
| Trade Receivables | ***** | ***** | ***** | ***** | ***** |
| Cash & Bank Balance | ***** | ***** | ***** | ***** | ***** |
| ST Loans & Advances | ***** | ***** | ***** | ***** | ***** |
| Other Current Assets | ***** | ***** | ***** | ***** | ***** |
| Total Assets | ***** | ***** | ***** | ***** | ***** |
| Metrics | ***** | ***** | ***** | ***** | ***** |
|---|---|---|---|---|---|
| Cash from Operating Activities (CFO) | |||||
| Profit Before Tax | ***** | ***** | ***** | ***** | ***** |
| Non-Cash Adjustments | ***** | ***** | ***** | ***** | ***** |
| + Interest Expense | ***** | ***** | ***** | ***** | ***** |
| + Depreciation | ***** | ***** | ***** | ***** | ***** |
| +/- Unrealized Forex | ***** | ***** | ***** | ***** | ***** |
| - Dividend Income | ***** | ***** | ***** | ***** | ***** |
| - Interest Income | ***** | ***** | ***** | ***** | ***** |
| +/- Other Non-Cash Items | ***** | ***** | ***** | ***** | ***** |
| Changes in Working Capital | ***** | ***** | ***** | ***** | ***** |
| +/- Inventory | ***** | ***** | ***** | ***** | ***** |
| +/- Debtors | ***** | ***** | ***** | ***** | ***** |
| +/- Creditors | ***** | ***** | ***** | ***** | ***** |
| Reconciliation Adjustments | ***** | ***** | ***** | ***** | ***** |
| Cash Generated from Operations | ***** | ***** | ***** | ***** | ***** |
| Income Taxes Paid | ***** | ***** | ***** | ***** | ***** |
| Net CFO (Cash from Operations) | ***** | ***** | ***** | ***** | ***** |
| Cash from Investing Activities (CFI) | |||||
| Acquisitions & Disposals | ***** | ***** | ***** | ***** | ***** |
| Disposal of Subsidiaries | ***** | ***** | ***** | ***** | ***** |
| Acquisition of Subsidiaries | ***** | ***** | ***** | ***** | ***** |
| Capex | ***** | ***** | ***** | ***** | ***** |
| Purchase of Fixed Assets | ***** | ***** | ***** | ***** | ***** |
| Sale of Fixed Assets | ***** | ***** | ***** | ***** | ***** |
| Other Investing Cash Flows | ***** | ***** | ***** | ***** | ***** |
| Net CFI (Cash from Investing) | ***** | ***** | ***** | ***** | ***** |
| Cash from Financing Activities (CFF) | |||||
| Equity Issuance | ***** | ***** | ***** | ***** | ***** |
| Debt Raised | ***** | ***** | ***** | ***** | ***** |
| Debt Repaid | ***** | ***** | ***** | ***** | ***** |
| Dividends Paid | ***** | ***** | ***** | ***** | ***** |
| Interest Paid | ***** | ***** | ***** | ***** | ***** |
| Net CFF (Cash from Financing) | ***** | ***** | ***** | ***** | ***** |
| Net Cash Position | |||||
| Net Change in Cash (Pre-Forex) | ***** | ***** | ***** | ***** | ***** |
| Closing Cash & Equivalents | ***** | ***** | ***** | ***** | ***** |
| Metrics | ***** | ***** | ***** | ***** | ***** |
|---|---|---|---|---|---|
| Liquidity | |||||
| Current Ratio | ***** | ***** | ***** | ***** | ***** |
| Quick Ratio | ***** | ***** | ***** | ***** | ***** |
| Cash Ratio | ***** | ***** | ***** | ***** | ***** |
| Efficiency | |||||
| Inventory Days | ***** | ***** | ***** | ***** | ***** |
| Debtor Days | ***** | ***** | ***** | ***** | ***** |
| Creditor Days | ***** | ***** | ***** | ***** | ***** |
| Cash Conversion Cycle | ***** | ***** | ***** | ***** | ***** |
| Asset Turnover | ***** | ***** | ***** | ***** | ***** |
| Profitability | |||||
| Net Profit Margin % | ***** | ***** | ***** | ***** | ***** |
| Operating Margin % | ***** | ***** | ***** | ***** | ***** |
| ROE % | ***** | ***** | ***** | ***** | ***** |
| ROCE % | ***** | ***** | ***** | ***** | ***** |
| Net Worth Margin % | ***** | ***** | ***** | ***** | ***** |
| Growth | |||||
| Revenue Growth % | ***** | ***** | ***** | ***** | ***** |
| Leverage | |||||
| Equity Multiplier | ***** | ***** | ***** | ***** | ***** |
| Debt / EBITDA | ***** | ***** | ***** | ***** | ***** |
| Solvency | |||||
| D/E Ratio | ***** | ***** | ***** | ***** | ***** |
| ICR | ***** | ***** | ***** | ***** | ***** |
Consolidated Statements
Income Statement, Balance Sheet, Cash Flow & Ratios available in the full report.
Charges & Borrowings of Trust Fintech Limited
| Date | Lender | Amount | Status |
|---|---|---|---|
| 24 Oct 2016 | Others | ₹10.5 Lakh | Satisfied |
| 19 Aug 2014 | Allahabad Bank | ₹8.5 Lakh | Satisfied |
| 29 Oct 2009 | Indian Bank | ₹1.6 Cr | Satisfied |
| 07 Mar 2002 | Bank of Baroda | ₹5 Lakh | Satisfied |
Total charge records: 4 View all charges
Employees and EPFO Compliance at Trust Fintech Limited
View historical data on people associated with Trust Fintech Limited, including employment history and EPFO contributions.
Employee Count & EPFO Data of Trust Fintech Limited
Access employee headcount trends, monthly PF payment records, EPFO establishment details, and compliance data.
GST Compliance of Trust Fintech Limited
GSTIN & GST Filing Data of Trust Fintech Limited
Access GSTIN registrations, state-wise filing compliance, HSN/SAC codes, and detailed goods & services data.
Credit Ratings, Litigation & Regulatory Alerts for Trust Fintech Limited
Credit Ratings, Legal Cases & Regulatory Alerts of Trust Fintech Limited
Access complete credit rating history, litigation records, regulatory alerts, and compliance data.
MSME Payment Delays by Trust Fintech Limited
MSME Payment Delays by Trust Fintech Limited
Track payments outstanding to micro and small enterprise vendors, as disclosed in half-yearly MSME-1 returns filed with the MCA.
Subsidiaries & Group Companies of Trust Fintech Limited
Subsidiaries & Group Companies of Trust Fintech Limited
See the full corporate group - holding company, subsidiaries, associates and joint ventures of Trust Fintech Limited with ownership details.
MCA Filings & Documents of Trust Fintech Limited
MCA Filings & Documents of Trust Fintech Limited
Download official documents filed with the Ministry of Corporate Affairs - from incorporation papers to the latest annual filings.
Recent Activity on Trust Fintech Limited
Recent News on Trust Fintech Limited
Frequently Asked Questions about Trust Fintech Limited
Trust Fintech Limited is an active public limited company in the information technology sector based in Nagpur, Maharashtra, India. It was incorporated on 15 December 1998 (28+ years old) and is registered under CIN L72100MH1998PLC117470.
Trust Fintech Limited reported revenue of ₹35.64 Cr for FY 2025 (up 1.00% YoY).
The current directors of Trust Fintech Limited are:
The primary industry of Trust Fintech Limited is information technology. The company specifically operates in software development and support services. The company is currently active in this sector.
Yes, Trust Fintech Limited is a listed company.
Trust Fintech Limited can be reached at the registered office: Plot No.114 I.T. Park Gayatri Nagar Parsodi, Nagpur, Maharashtra, India – 440022, or through the website softtrust.com.