TS Cheema Finance Private Limited
About TS Cheema Finance Private Limited
Data last updated:
TS Cheema Finance Private Limited is a private limited company based in Patiala, Punjab, India. It operates in the bank intermediatories segment of the financial services sector. It was incorporated on 07 November 2019 and has been in existence for over 7 years.
The company is registered with the Registrar of Companies (ROC), Chandigarh, under CIN U65100PB2019PTC050211.
The company has an authorised share capital of ₹10 Cr and a paid-up capital of ₹6.61 Cr. It is led by directors including Guneet Singh Cheema and Tejinder Singh.
Its last annual general meeting (AGM) was held on 30 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at House No 3271/5 Factory Area, Patiala, Punjab, India – 147001.
As per the financials filed for FY 2025, the company reported a revenue of ₹1.53 Cr, a growth of 24% compared to the previous year. For the same year it recorded a net profit of ₹40.36 Lakh (net margin 26.3%) and EBITDA of ₹55.62 Lakh (EBITDA margin 36.2%). Revenue has grown at a compounded annual rate (CAGR) of 122% over three years and 117% over five years.
As per MCA filings, the company has open charges of ₹1.93 Cr and satisfied charges of ₹1.93 Cr on record. Court records list 34 cases involving the company, including 34 filed by the company; 33 cases are pending.
Company details
Contact details
TS Cheema Finance Private Limited's registered office is in Patiala, Punjab.
- Registered AddressHouse No 3271/5 Factory Area, Patiala, Punjab, India – 147001
- IndustryFinancial Services, Bank Intermediatories
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
Business activity
The main business activity of TS Cheema Finance is financial and insurance service. In detail, this covers other financial activities.
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities |
To see the full business activity and turnover split of TS Cheema Finance Private Limited, buy the company report.
Financials of TS Cheema Finance Private Limited
FY 2025 filings availableTS Cheema Finance Private Limited reported revenue of ₹1.53 Cr (up 24% YoY) for FY 2025.
Compounded Annual Growth Rate (CAGR)
Revenue has grown at a compounded annual rate (CAGR) of 117% over five years, including 24% growth in the latest year. EBITDA rose 2% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
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| EBITDA | ₹55.62 Lakh | ||||
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| Net Profit (PAT) | ₹40.36 Lakh | ||||
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Financial Ratios
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
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| Profitability | |||||
| EBITDA Margin | 36.2% | ||||
| Net Profit Margin | 26.3% | ||||
| Return on Equity (ROE) | |||||
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To see the full financial statements and ratios of TS Cheema Finance Private Limited, buy the company report.
Board of directors of TS Cheema Finance Private Limited
TS Cheema Finance has 4 current directors and 2 former directors. Current directors are listed first, with their designation and appointment date.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Guneet Singh Cheema | Director | 07 Nov 2019 | 6 Years 11 Months | Current |
| Tejinder Singh | Director | 07 Nov 2019 | 6 Years 11 Months | Current |
| Harbans Singh Nirmaan | Director | 07 Jan 2020 | 6 Years 9 Months | Current |
| Satbir Kaur | Director | 29 Jan 2025 | 1 Years 9 Months | Current |
Peer comparison
TS Cheema Finance Private Limited is compared with the 7 companies closest to it by revenue in the BFSI industry (Finance, NBFC Investment and Credit Companies, Small Non Deposit NBFC), with the same principal business activity (other financial activities), from the latest filed financials of each company.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Ladha Finance Limited | ₹1.54 Cr (FY 2024) | 93.0% | Mumbai, Maharashtra, India | |||
| Kovalam Investment and Trading Company Limited | ₹1.54 Cr (FY 2019) | -40.0% | Punjab, India | |||
| Credit Sudhaar Finance Private Limited | ₹1.54 Cr (FY 2019) | 5.0% | Mumbai, Maharashtra, India | |||
| Arya Fiscal Services Private Limited | ₹1.54 Cr (FY 2025) | 6.0% | New Delhi, Delhi, India | |||
| TS Cheema Finance Private Limitedthis company | ₹1.53 Cr (FY 2025) | ₹40.36 Lakh | 26.3% | 24.0% | Patiala, Punjab, India | |
| Sitalsat Traders Pvt Ltd | ₹1.53 Cr (FY 2025) | -82.0% | Kolkata, West Bengal, India | |||
| Finmac Investments Private Limited | ₹1.53 Cr (FY 2024) | 808.0% | Delhi, India | |||
| Achin Vyapaar Pvt Ltd | ₹1.53 Cr (FY 2024) | -46.0% | Kolkata, West Bengal, India |
To see the full peer comparison of TS Cheema Finance Private Limited, buy the company report.
Charges & borrowings
| Date | Charge ID | Lender | Amount | Status | Modified or satisfied on |
|---|---|---|---|---|---|
| 06 Oct 2021 | 100485861 | State Bank of India | ₹1.93 Cr | Satisfied |
To see the full charge records of TS Cheema Finance Private Limited, buy the company report.
Total charge records: 1 View all charges
Legal cases
TS Cheema Finance Private Limited has 34 court cases on record: 34 filed by TS Cheema Finance. 33 cases are pending and 1 is disposed.
Cases by court
| Court | Cases | Against the company | Pending |
|---|---|---|---|
| District courts | 34 | 0 | 33 |
Cases on record (5 of 34)
| Court | Type of case | Party | Status |
|---|---|---|---|
| District court, Patiala, Punjab | Commercial suit | Filed by the company against an individual | Pending |
| District court, Patiala, Punjab | Commercial suit | Filed by the company against an individual | Pending |
| District court, Patiala, Punjab | Commercial suit | Filed by the company against an individual | Pending |
| District court, Patiala, Punjab | Commercial suit | Filed by the company against an individual | Pending |
| District court, Patiala, Punjab | Commercial suit | Filed by the company against an individual | Pending |
To see the full case history of TS Cheema Finance Private Limited, buy the company report.
Case records are compiled from court listings and may lag the court's own records. A case filed against a company is not a finding against it.
MSME payment delays
No delayed payments to MSME suppliers are on our record for TS Cheema Finance Private Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
GST
No GST registration is on our record for TS Cheema Finance Private Limited; the GSTIN and return-filing check is in the company report Buy the company report.
Recent activity
TS Cheema Finance Private Limited has 6 board changes on record since 2019: 4 appointments and 2 cessations. The latest: Satbir Kaur was appointed as Director on 29 Jan 2025.
Frequently asked questions
TS Cheema Finance is an active private limited company based in Patiala, Punjab, India. The company works in bank intermediatories, within the financial services industry. It was incorporated on 07 November 2019 (7+ years old) and is registered under CIN U65100PB2019PTC050211.
TS Cheema Finance has 4 current directors:
- Guneet Singh Cheema - Director
- Tejinder Singh - Director
- Harbans Singh Nirmaan - Director
- Satbir Kaur - Director
The latest financial statements of TS Cheema Finance on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 30 September 2025. Year-wise statements from FY 2020 are in the company report.
The CIN (Corporate Identification Number) of TS Cheema Finance is U65100PB2019PTC050211. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
TS Cheema Finance has 34 court cases on record: 34 filed by the company. 33 are pending.
TS Cheema Finance was incorporated on 07 November 2019, making it 7+ years old. It is registered with the Registrar of Companies, Chandigarh.
The peers of TS Cheema Finance by revenue are Ladha Finance Limited, Kovalam Investment and Trading Company Limited, Credit Sudhaar Finance Private Limited, Arya Fiscal Services Private Limited, Sitalsat Traders Pvt Ltd and 2 more, all in the BFSI industry (Finance, NBFC Investment and Credit Companies, Small Non Deposit NBFC), with the same principal business activity (other financial activities).
Satbir Kaur was appointed as Director on 29 Jan 2025. Guneet Singh Cheema ceased to be Director on 30 Mar 2021. Harbans Singh Nirmaan ceased to be Director on 05 Jan 2021. TS Cheema Finance has 6 board changes on record in total.
The registered office of TS Cheema Finance is at House No 32715 Factory Area, Patiala, Punjab, India – 147001.
TS Cheema Finance operates in the financial services industry, in the bank intermediatories segment.
TS Cheema Finance has open charges of ₹1.93 Cr and satisfied charges of ₹1.93 Cr as per latest MCA filings.
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