TS Cheema Finance Private Limited

TS Cheema Finance Private Limited - financial services in Patiala, Punjab, India. Directors, charges & compliance details.
CIN U65100PB2019PTC050211 Incorporated 07 November 2019 ROC Chandigarh HQ Patiala, Punjab, India
Active Private Limited Company financial services
Data last updated
Revenue · FY 2025
₹1.53 Cr
▲ 24% YoY
Net profit · FY 2025
₹40.36 Lakh
Net margin 26.3%
EBITDA · FY 2025
₹55.62 Lakh
EBITDA margin 36.2%
Authorised capital
₹10 Cr
Registered with MCA
Paid-up capital
₹6.61 Cr
Issued & subscribed
Open charges
₹1.93 Cr
Satisfied ₹1.93 Cr
Company age
7 yrs
Est. 2019
Directors on board
4
As per MCA filings

About TS Cheema Finance Private Limited

Data last updated:

TS Cheema Finance Private Limited is a private limited company based in Patiala, Punjab, India. It operates in the bank intermediatories segment of the financial services sector. It was incorporated on 07 November 2019 and has been in existence for over 7 years.

The company is registered with the Registrar of Companies (ROC), Chandigarh, under CIN U65100PB2019PTC050211.

The company has an authorised share capital of ₹10 Cr and a paid-up capital of ₹6.61 Cr. It is led by directors including Guneet Singh Cheema and Tejinder Singh.

Its last annual general meeting (AGM) was held on 30 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at House No 3271/5 Factory Area, Patiala, Punjab, India – 147001.

As per the financials filed for FY 2025, the company reported a revenue of ₹1.53 Cr, a growth of 24% compared to the previous year. For the same year it recorded a net profit of ₹40.36 Lakh (net margin 26.3%) and EBITDA of ₹55.62 Lakh (EBITDA margin 36.2%). Revenue has grown at a compounded annual rate (CAGR) of 122% over three years and 117% over five years.

As per MCA filings, the company has open charges of ₹1.93 Cr and satisfied charges of ₹1.93 Cr on record. Court records list 34 cases involving the company, including 34 filed by the company; 33 cases are pending.

Company details

CIN U65100PB2019PTC050211
Registration Number 050211
Incorporation Date 07 November 2019
ROC Chandigarh
Listing Status Unlisted
Company Status Active
Date of Last AGM 30 September 2025
Date of Balance Sheet 31 March 2025

Contact details

TS Cheema Finance Private Limited's registered office is in Patiala, Punjab.

  • Registered Address
    House No 3271/5 Factory Area, Patiala, Punjab, India – 147001
  • Industry
    Financial Services, Bank Intermediatories
Comprehensive company report
TS Cheema Finance Private Limited - one report that includes everything
  • Company details, directors and signatories
  • Historical financials and ratios
  • Shareholding pattern and group structure
  • Charges with holder and property details
  • Legal cases, compliance and MCA filings
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Business activity

The main business activity of TS Cheema Finance is financial and insurance service. In detail, this covers other financial activities.

Main activity group codeMain activityBusiness activity codeBusiness activityShare of turnover
KFinancial and insurance ServiceK8Other financial activities

To see the full business activity and turnover split of TS Cheema Finance Private Limited, buy the company report.

Financials of TS Cheema Finance Private Limited

FY 2025 filings available

TS Cheema Finance Private Limited reported revenue of ₹1.53 Cr (up 24% YoY) for FY 2025.

Revenue · FY 2025
₹1.53 Cr ▲ 24%
Net profit · FY 2025
₹40.36 Lakh margin 26.3%
EBITDA · FY 2025
₹55.62 Lakh margin 36.2%

Compounded Annual Growth Rate (CAGR)

Revenue CAGR growth
1 year
▲ 24%
3 years · compounded
▲ 122%
5 years · compounded
▲ 117%
EBITDA CAGR growth
1 year
▲ 2%
3 years · compounded
▲ 178%
5 years · compounded
▲ 243%

Revenue has grown at a compounded annual rate (CAGR) of 117% over five years, including 24% growth in the latest year. EBITDA rose 2% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.

Financial Statement Summary

MetricsFY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21
Profit and Loss Statement
Revenue from Operations
Other Income
Total Revenue
Cost of Materials Consumed
Employee Benefit Expense
Finance Costs
Depreciation and Amortisation
Other Expenses
Total Expenses
EBITDA₹55.62 Lakh
Profit Before Tax
Tax Expense
Net Profit (PAT)₹40.36 Lakh
Balance Sheet
Share Capital
Reserves and Surplus
Net Worth (Total Equity)
Long-term Borrowings
Short-term Borrowings
Trade Payables
Total Liabilities
Fixed Assets
Investments
Inventories
Trade Receivables
Cash and Bank Balance
Total Assets

Financial Ratios

MetricsFY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21
Profitability
EBITDA Margin36.2%
Net Profit Margin26.3%
Return on Equity (ROE)
Return on Capital Employed (ROCE)
Return on Assets (ROA)
Liquidity and Debt
Current Ratio
Quick Ratio
Debt-to-Equity Ratio
Interest Coverage Ratio
Efficiency and Growth
Asset Turnover
Receivable Days
Payable Days
Inventory Days
Revenue Growth
Net Profit Growth

To see the full financial statements and ratios of TS Cheema Finance Private Limited, buy the company report.

Board of directors of TS Cheema Finance Private Limited

TS Cheema Finance has 4 current directors and 2 former directors. Current directors are listed first, with their designation and appointment date.

Current Directors
NameDesignationAppointment DateTenureStatus
Guneet Singh CheemaDirector07 Nov 20196 Years 11 MonthsCurrent
Tejinder SinghDirector07 Nov 20196 Years 11 MonthsCurrent
Harbans Singh NirmaanDirector07 Jan 20206 Years 9 MonthsCurrent
Satbir KaurDirector29 Jan 20251 Years 9 MonthsCurrent

Peer comparison

TS Cheema Finance Private Limited is compared with the 7 companies closest to it by revenue in the BFSI industry (Finance, NBFC Investment and Credit Companies, Small Non Deposit NBFC), with the same principal business activity (other financial activities), from the latest filed financials of each company.

CompanyRevenueNet profitMarginGrowth (1 yr)EmployeesLocation
Ladha Finance Limited₹1.54 Cr (FY 2024)93.0%Mumbai, Maharashtra, India
Kovalam Investment and Trading Company Limited₹1.54 Cr (FY 2019)-40.0%Punjab, India
Credit Sudhaar Finance Private Limited₹1.54 Cr (FY 2019)5.0%Mumbai, Maharashtra, India
Arya Fiscal Services Private Limited₹1.54 Cr (FY 2025)6.0%New Delhi, Delhi, India
TS Cheema Finance Private Limitedthis company₹1.53 Cr (FY 2025)₹40.36 Lakh26.3%24.0%Patiala, Punjab, India
Sitalsat Traders Pvt Ltd₹1.53 Cr (FY 2025)-82.0%Kolkata, West Bengal, India
Finmac Investments Private Limited₹1.53 Cr (FY 2024)808.0%Delhi, India
Achin Vyapaar Pvt Ltd₹1.53 Cr (FY 2024)-46.0%Kolkata, West Bengal, India

To see the full peer comparison of TS Cheema Finance Private Limited, buy the company report.

Charges & borrowings

Open charges
₹1.93 Cr
Satisfied charges
₹1.93 Cr
Breakdown by lending institutions
State Bank of India₹1.93 Cr
Latest charge details
DateCharge IDLenderAmountStatusModified or satisfied on
06 Oct 2021100485861State Bank of India₹1.93 CrSatisfied

To see the full charge records of TS Cheema Finance Private Limited, buy the company report.

Total charge records: 1 View all charges

MSME payment delays

No delayed payments to MSME suppliers are on our record for TS Cheema Finance Private Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.

GST

No GST registration is on our record for TS Cheema Finance Private Limited; the GSTIN and return-filing check is in the company report Buy the company report.

Recent activity

TS Cheema Finance Private Limited has 6 board changes on record since 2019: 4 appointments and 2 cessations. The latest: Satbir Kaur was appointed as Director on 29 Jan 2025.

AGM
Ts Cheema Finance Private Limited last Annual general meeting of members was held on 30 Sep 2025 as per latest MCA records.
Charges
A charge registered on 06 Oct 2021 via Charge ID 100485861 with State Bank Of India was fully satisfied on 18 Jul 2025.
Filing
Ts Cheema Finance Private Limited has filed its annual Financial statements for the year ended 31 Mar 2025 with Roc Chandigarh.
Appointed
Satbir Kaur was appointed as Director.
Charges
A charge with State Bank Of India amounted to Rs. 1.93 Cr with Charge ID 100485861 was registered on 06 Oct 2021.
Ceased
Guneet Singh Cheema ceased to be Director.
Ceased
Harbans Singh Nirmaan ceased to be Director.
Appointed
Harbans Singh Nirmaan was appointed as Director.
Appointed
Guneet Singh Cheema was appointed as Director.
Appointed
Tejinder Singh was appointed as Director.
Incorporation
07 Nov 2019
Ts Cheema Finance Private Limited was registered on 07 Nov 2019 with Roc Chandigarh & aged 6 years 11 months as per MCA records.

Frequently asked questions

TS Cheema Finance is an active private limited company based in Patiala, Punjab, India. The company works in bank intermediatories, within the financial services industry. It was incorporated on 07 November 2019 (7+ years old) and is registered under CIN U65100PB2019PTC050211.

TS Cheema Finance has 4 current directors:

The latest financial statements of TS Cheema Finance on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 30 September 2025. Year-wise statements from FY 2020 are in the company report.

The CIN (Corporate Identification Number) of TS Cheema Finance is U65100PB2019PTC050211. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.

TS Cheema Finance has 34 court cases on record: 34 filed by the company. 33 are pending.

TS Cheema Finance was incorporated on 07 November 2019, making it 7+ years old. It is registered with the Registrar of Companies, Chandigarh.

The peers of TS Cheema Finance by revenue are Ladha Finance Limited, Kovalam Investment and Trading Company Limited, Credit Sudhaar Finance Private Limited, Arya Fiscal Services Private Limited, Sitalsat Traders Pvt Ltd and 2 more, all in the BFSI industry (Finance, NBFC Investment and Credit Companies, Small Non Deposit NBFC), with the same principal business activity (other financial activities).

Satbir Kaur was appointed as Director on 29 Jan 2025. Guneet Singh Cheema ceased to be Director on 30 Mar 2021. Harbans Singh Nirmaan ceased to be Director on 05 Jan 2021. TS Cheema Finance has 6 board changes on record in total.

The registered office of TS Cheema Finance is at House No 32715 Factory Area, Patiala, Punjab, India – 147001.

TS Cheema Finance operates in the financial services industry, in the bank intermediatories segment.

TS Cheema Finance has open charges of ₹1.93 Cr and satisfied charges of ₹1.93 Cr as per latest MCA filings.