Umed Finance Limited - financial services in Nagpur, Maharashtra, India. FY 2026 financials & compliance.
CIN U65191MH1987PLC205797 Incorporated 15 July 1987 ROC Mumbai HQ Nagpur, Maharashtra, India
Active Public Limited Company financial services
Data last updated
Revenue · FY 2025
₹4.78 Lakh
▼ 15% YoY
Net loss · FY 2025
₹10.38 Lakh
Net margin -216.9%
EBITDA · FY 2025
-₹10.12 Lakh
EBITDA margin -211.6%
Authorised capital
₹1 Cr
Registered with MCA
Paid-up capital
₹41.7 Lakh
Issued & subscribed
Satisfied charges
₹20 Lakh
No open charges
Company age
39 yrs
Est. 1987
Directors on board
3
As per MCA filings

About Umed Finance Limited

Data last updated:

Umed Finance Limited is a public limited company based in Nagpur, Maharashtra, India. It operates in the diversified financial services segment of the financial services sector. It was incorporated on 15 July 1987 and has been in existence for over 39 years.

The company is registered with the Registrar of Companies (ROC), Mumbai, under CIN U65191MH1987PLC205797.

The company has an authorised share capital of ₹1 Cr and a paid-up capital of ₹41.7 Lakh. It is led by directors including Lalithadevi Kothari and Gajraj Kothari.

Its last annual general meeting (AGM) was held on 30 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at Shop No. 207 Sadoday Plaza C.A Road, Nagpur, Maharashtra, India – 440018.

As per the financials filed for FY 2025, the company reported a revenue of ₹4.78 Lakh, a decline of 15% compared to the previous year. For the same year it recorded a net loss of ₹10.38 Lakh (net margin -216.9%) and EBITDA of -₹10.12 Lakh (EBITDA margin -211.6%). Revenue has declined at a compounded annual rate (CAGR) of 37% over three years.

As per MCA filings, the company has satisfied charges of ₹20 Lakh on record. Court records list 13 cases involving the company, including 13 filed by the company; 5 cases are pending.

The current compliance status is marked as compliant by the Registrar of Companies. For more details, the company can be reached via its website business.google.com.

Company details

CIN U65191MH1987PLC205797
Registration Number 205797
Incorporation Date 15 July 1987
ROC Mumbai
Listing Status Unlisted
Company Status Active
Date of Last AGM 30 September 2025
Date of Balance Sheet 31 March 2025
Compliance Status Active Compliant

CIN history

Umed Finance has one previous CIN (Corporate Identification Number): U65191TN1987PLC014665. The current CIN is U65191MH1987PLC205797, which is the unique identifier assigned by the Registrar of Companies.

CINStatus
U65191MH1987PLC205797Current
U65191TN1987PLC014665Previous

Contact details

Umed Finance Limited's registered office is in Nagpur, Maharashtra. Its website is business.google.com. Its e-mail address is in the company report.

  • Email
  • Registered Address
    Shop No. 207 Sadoday Plaza C.A Road, Nagpur, Maharashtra, India – 440018
  • Industry
    Financial Services, Diversified Financial Services

To see the full contact details of Umed Finance Limited, buy the company report.

Comprehensive company report
Umed Finance Limited - one report that includes everything
  • Company details, directors and signatories
  • Historical financials and ratios
  • Shareholding pattern and group structure
  • Charges with holder and property details
  • Legal cases, compliance and MCA filings
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Business activity

The main business activity of Umed Finance is financial and insurance activities. In detail, this covers activities auxiliary to financial service and insurance activities.

Main activity group codeMain activityBusiness activity codeBusiness activityShare of turnover
KFinancial and insurance activities66Activities auxiliary to financial service and insurance activities

To see the full business activity and turnover split of Umed Finance Limited, buy the company report.

Financials of Umed Finance Limited

FY 2025 filings available

Umed Finance Limited reported revenue of ₹4.78 Lakh (down 15% YoY) for FY 2025.

Revenue · FY 2025
₹4.78 Lakh ▼ 15%
Net loss · FY 2025
₹10.38 Lakh margin -216.9%
EBITDA · FY 2025
-₹10.12 Lakh margin -211.6%

Compounded Annual Growth Rate (CAGR)

Revenue CAGR growth
1 year
▼ 15%
3 years · compounded
▼ 37%
EBITDA CAGR growth
1 year
▲ 7%
3 years · compounded
▼ 266%
5 years · compounded
▼ 119%

Revenue has declined at a compounded annual rate (CAGR) of 37% over three years, including a 15% fall in the latest year. EBITDA rose 7% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.

Financial Statement Summary

MetricsFY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21
Profit and Loss Statement
Revenue from Operations
Other Income
Total Revenue
Cost of Materials Consumed
Employee Benefit Expense
Finance Costs
Depreciation and Amortisation
Other Expenses
Total Expenses
EBITDA-₹10.12 Lakh
Profit Before Tax
Tax Expense
Net Profit (PAT)-₹10.38 Lakh
Balance Sheet
Share Capital
Reserves and Surplus
Net Worth (Total Equity)
Long-term Borrowings
Short-term Borrowings
Trade Payables
Total Liabilities
Fixed Assets
Investments
Inventories
Trade Receivables
Cash and Bank Balance
Total Assets

Financial Ratios

MetricsFY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21
Profitability
EBITDA Margin-211.6%
Net Profit Margin-216.9%
Return on Equity (ROE)
Return on Capital Employed (ROCE)
Return on Assets (ROA)
Liquidity and Debt
Current Ratio
Quick Ratio
Debt-to-Equity Ratio
Interest Coverage Ratio
Efficiency and Growth
Asset Turnover
Receivable Days
Payable Days
Inventory Days
Revenue Growth
Net Profit Growth

To see the full financial statements and ratios of Umed Finance Limited, buy the company report.

Board of directors of Umed Finance Limited

Umed Finance has 3 current directors and 1 former director. Current directors are listed first, with their designation and appointment date.

Current Directors
NameDesignationAppointment DateTenureStatus
Lalithadevi KothariDirector15 Mar 199531 Years 7 MonthsCurrent
Gajraj KothariDirector15 Jul 198739 Years 3 MonthsCurrent
Harish Gajraj KothariDirector07 Nov 200916 Years 11 MonthsCurrent

Auditor

Umed Finance Limited is audited by A BHANSALI & ASSOCIATES for the financial year 2021.

Auditor firmFinancial yearFirm registration number
A BHANSALI & ASSOCIATESFY 2021116154W

Shareholding

The shareholding of Umed Finance Limited is on record for 3 financial years, the latest being FY 2021, split between promoters, domestic institutions, foreign institutions, public shareholders and others.

Shareholder categoryFY 2021FY 2017FY 2016
Promoters
Domestic institutional investors (DII)
Foreign institutional investors (FII)
Public
Others

To see the full shareholding pattern of Umed Finance Limited, buy the company report.

Charges & borrowings

Open charges
None
Satisfied charges
₹20 Lakh
Breakdown by lending institutions
Uco Bank₹0.20 Cr
Latest charge details
DateCharge IDLenderAmountStatusModified or satisfied on
05 Feb 199090282581Uco Bank₹20 LakhSatisfied

To see the full charge records of Umed Finance Limited, buy the company report.

Total charge records: 1 View all charges

MSME payment delays

No delayed payments to MSME suppliers are on our record for Umed Finance Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.

GST

No GST registration is on our record for Umed Finance Limited; the GSTIN and return-filing check is in the company report Buy the company report.

Recent activity

Umed Finance Limited has 4 board changes on record since 1987: 3 appointments and 1 cessation. The latest: Harish Gajraj Kothari was appointed as Director on 07 Nov 2009.

AGM
Umed Finance Limited last Annual general meeting of members was held on 30 Sep 2025 as per latest MCA records.
Filing
Umed Finance Limited has filed its annual Financial statements for the year ended 31 Mar 2025 with Roc Mumbai.
Charges
A charge registered on 05 Feb 1990 via Charge ID 90282581 with Uco Bank was fully satisfied on 13 Apr 2010.
Appointed
Harish Gajraj Kothari was appointed as Director.
Ceased
Pavan Kumar Kothari ceased to be Director.
Appointed
Lalithadevi Kothari was appointed as Director.
Charges
A charge with Uco Bank amounted to Rs. 0.20 Cr with Charge ID 90282581 was registered on 05 Feb 1990.
Appointed
Gajraj Kothari was appointed as Director.
Incorporation
15 Jul 1987
Umed Finance Limited was registered on 15 Jul 1987 with Roc Mumbai & aged 39 years 3 months as per MCA records.

Frequently asked questions

Umed Finance is an active public limited company based in Nagpur, Maharashtra, India. The company works in diversified financial services, within the financial services industry. It was incorporated on 15 July 1987 (39+ years old) and is registered under CIN U65191MH1987PLC205797.

Umed Finance has 3 current directors:

The latest financial statements of Umed Finance on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 30 September 2025. Year-wise statements from 2015 are in the company report.

The CIN (Corporate Identification Number) of Umed Finance is U65191MH1987PLC205797. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.

Umed Finance has 13 court cases on record: 13 filed by the company. 5 are pending.

Umed Finance was incorporated on 15 July 1987, making it 39+ years old. It is registered with the Registrar of Companies, Mumbai.

Harish Gajraj Kothari was appointed as Director on 07 Nov 2009. Pavan Kumar Kothari ceased to be Director on 07 Nov 2009. Lalithadevi Kothari was appointed as Director on 15 Mar 1995. Umed Finance has 4 board changes on record in total.

Umed Finance can be reached through the website business.google.com. Its registered office is in Nagpur, Maharashtra, India.

The registered office of Umed Finance is at Shop No. 207 Sadoday Plaza C.A Road, Nagpur, Maharashtra, India – 440018.

Umed Finance operates in the financial services industry, in the diversified financial services segment.