About Umunthu System Private Limited
Data last updated: 26 February 2026
Umunthu System Private Limited is a private limited company based in Mumbai, Maharashtra, India. It specialises in online financial services, a part of the broader internet and digital services sector. Incorporated on 21 April 2021, the company has been in operation for over 5 years.
Registered with ROC Mumbai under CIN U72900MH2021PTC359308.
Capital: an authorised share capital of ₹10 Lakh and a paid-up capital of ₹1.02 Lakh. It is led by directors including Harsh Udit Chhatrapati and Udit Ramesh Chhatrapati.
Last AGM: 30 September 2025. Financial statements filed for year ended 31 March 2025. Office: 710 Trade Centre Opp Mtnl Building Bandra Kurla Complex Bandra East, Mumbai, Maharashtra, India – 400051.
As per the financials filed for FY 2024, the company reported a revenue of ₹13.3 Lakh, a decline of 25% compared to the previous year.
The company is associated with 1 brand - Galgal.
The current compliance status is marked as compliant by the Registrar of Companies. For more details, the company can be reached via its website galgal.money.
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Email*****@*****.com
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Telephone+91-****-******
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Website
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Social Media
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Apps
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Registered Address710 Trade Centre Opp Mtnl Building Bandra Kurla Complex Bandra East, Mumbai, Maharashtra, India – 400051
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IndustryInternet, Online Financial Services
- Historical Financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Litigation, compliance and MCA filings
- PDF report delivered after checkout
Associated Brands with Umunthu System Private Limited
Umunthu System Private Limited operates one associated brand: Galgal. These brands represent Umunthu System Private Limited's diversified market presence and brand portfolio.
| Brand | Description | Website |
|---|---|---|
| Personal finance management is enabled through a digital banking app. | galgal.money |
Competitors & Alternatives of Umunthu System Private Limited
Brands and companies operating in the same space as Umunthu System Private Limited include Kaleidofin, Tala, Acru and 6 more.
| Competitor | Description | Location | Founded |
|---|---|---|---|
Kaleidofin
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Provider of financial technology solutions for inclusive lending | Chennai, India, India | 2017 |
Tala
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Fintech services for credit, savings, and payments are delivered globally. | Santa Monica, United States, United States | 2011 |
Acru
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Micro-savings are enabled via app for mutual fund investments. | Bengaluru, India, India | 2019 |
Wizely
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Automated savings are managed through a goal-oriented mobile app. | Bengaluru, India, India | 2016 |
Belong
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USD fixed deposit services are offered to non-resident Indians. | Bengaluru, India, India | 2024 |
Siply
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Provider of micro‑savings and financial inclusion services via AI‑driven app | Bengaluru, India, India | 2020 |
Dvara Money
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Wealth management services are delivered via diversified tech-enabled accounts. | Bengaluru, India, India | 2018 |
Savesmart
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A cloud-based platform is offered for savings management and tracking. | Bengaluru, India, India | 2021 |
Savvy
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Multi-industry freelancers are matched to jobs via an online platform. | Karachi, Pakistan, Pakistan | 2020 |
Business Activity of Umunthu System Private Limited
Umunthu System Private Limited is engaged in the principal business activity of information and communication, with detailed activities including other information & communication service activities.
| Main Activity Group Code | Description of Main Activity | Business Activity Code | Description of Business Activity | Turnover Percentage |
|---|---|---|---|---|
| J | Information and communication | J8 | Other information & communication service activities | ********* |
Auditor Details of Umunthu System Private Limited
Umunthu System Private Limited is audited by Vijay Mehta & Co for the financial year 2023. The auditor plays a crucial role in ensuring financial transparency and compliance with accounting standards.
| Name | Status | Appointment Date | Cessation Date |
|---|---|---|---|
| Vijay Mehta & Co | blur-value | blur-value | blur-value |
Board of Directors of Umunthu System Private Limited
Umunthu System Private Limited is currently managed by 3 directors, with 1 former director having served the organization. The current Directors play a crucial role in shaping the company's strategic direction and governance.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Harsh Udit Chhatrapati | Director | 21 Apr 2021 | 5 Years 2 Months | Current |
| Udit Ramesh Chhatrapati | Director | 21 Apr 2021 | 5 Years 2 Months | Current |
| Darshan Desai Shrikant | Director | 12 Dec 2023 | 2 Years 7 Months | Current |
Financials of Umunthu System Private Limited FY 2025 filings available
Umunthu System Private Limited reported revenue of ₹13.3 Lakh (down 25% YoY) for FY 2024. Profit growth despite declining revenue indicates effective cost management and margin discipline.
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Consolidated Statements
Income Statement, Balance Sheet, Cash Flow & Ratios available in the full report.
Shareholding Pattern of Umunthu System Private Limited
As of FY 2023, Umunthu System Private Limited's shareholding pattern shows 99.43% by promoters, 0.57% by public shareholders. The promoters hold a majority stake, indicating strong promoter control.
| Year | 2025 |
|---|---|
| Promoters | 33.19% |
| DII | 23.22% |
| FII | 18.28% |
| Public | 22.89% |
| Others | 2.42% |
Charges & Borrowings Umunthu System Private Limited
Umunthu System Private Limited does not have any charges (loans) registered with the Registrar of Companies.
Employees and EPFO Compliance at Umunthu System Private Limited
Umunthu System Private Limited has a workforce of 0 employees as of Apr 07, 2024.
Employee Count & EPFO Data of Umunthu System Private Limited
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GST Compliance of Umunthu System Private Limited
GSTIN & GST Filing Data of Umunthu System Private Limited
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Credit Ratings, Litigation & Regulatory Alerts for Umunthu System Private Limited
Credit Ratings, Legal Cases & Regulatory Alerts of Umunthu System Private Limited
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MSME Payment Delays by Umunthu System Private Limited
MSME Payment Delays by Umunthu System Private Limited
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Subsidiaries & Group Companies of Umunthu System Private Limited
Subsidiaries & Group Companies of Umunthu System Private Limited
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MCA Filings & Documents of Umunthu System Private Limited
MCA Filings & Documents of Umunthu System Private Limited
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Recent Activity on Umunthu System Private Limited
Frequently Asked Questions about Umunthu System Private Limited
Umunthu System Private Limited is an active private limited company in the internet sector based in Mumbai, Maharashtra, India. It was incorporated on 21 April 2021 (5+ years old) and is registered under CIN U72900MH2021PTC359308.
Umunthu System Private Limited reported revenue of ₹13.3 Lakh for FY 2024 (down 25.00% YoY).
The current directors of Umunthu System Private Limited are:
The primary industry of Umunthu System Private Limited is internet. The company specifically operates in online financial services. The company is currently active in this sector.
Umunthu System Private Limited can be reached at the registered office: 710 Trade Centre Opp Mtnl Building Bandra Kurla Complex Bandra East, Mumbai, Maharashtra, India – 400051, or through the website galgal.money.
The authorised capital is ₹10 Lakh, and the paid-up capital is ₹1.02 Lakh.