Unee Chit Funds Private Limited

Unee Chit Funds Private Limited - financial services in Bangalore, Karnataka, India. FY 2026 financials & compliance.
CIN U65990KA2019PTC128755 Incorporated 15 October 2019 ROC Bangalore HQ Bangalore, Karnataka, India
Active Private Limited Company financial services
Data last updated
Revenue · FY 2025
₹1.1 Cr
▲ 63% YoY
Net profit · FY 2025
₹21.45 Lakh
Net margin 19.4%
EBITDA · FY 2025
₹34.03 Lakh
EBITDA margin 30.8%
Authorised capital
₹10 Lakh
Registered with MCA
Paid-up capital
₹1 Lakh
Issued & subscribed
Open charges
₹87 Lakh
Secured borrowings
Company age
7 yrs
Est. 2019
Directors on board
2
As per MCA filings

About Unee Chit Funds Private Limited

Data last updated:

Unee Chit Funds Private Limited is a private limited company based in Bangalore, Karnataka, India. It operates in the microfinance institutions segment of the financial services sector. It was incorporated on 15 October 2019 and has been in existence for over 7 years.

The company is registered with the Registrar of Companies (ROC), Bangalore, under CIN U65990KA2019PTC128755.

The company has an authorised share capital of ₹10 Lakh and a paid-up capital of ₹1 Lakh. It is led by directors Byluri Swetha and Shyamaraj Upadhya Kiranupadhya.

Its last annual general meeting (AGM) was held on 30 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at Bangalore, Karnataka.

As per the financials filed for FY 2025, the company reported a revenue of ₹1.1 Cr, a growth of 63% compared to the previous year. For the same year it recorded a net profit of ₹21.45 Lakh (net margin 19.4%) and EBITDA of ₹34.03 Lakh (EBITDA margin 30.8%). Revenue has grown at a compounded annual rate (CAGR) of 105% over three years.

As per MCA filings, the company has open charges of ₹87 Lakh on record.

Company details

CIN U65990KA2019PTC128755
Registration Number 128755
Incorporation Date 15 October 2019
ROC Bangalore
Listing Status Unlisted
Company Status Active
Date of Last AGM 30 September 2025
Date of Balance Sheet 31 March 2025

Contact details

Unee Chit Funds Private Limited's registered office is in Bangalore, Karnataka. Its e-mail address and telephone number are in the company report.

  • Email
  • Telephone
  • Registered Address
    1123 Shop No 7 Road No. 38 Concord Napa Valley Kanakapura Main Road Tharalu Village U, Ttarahalli, Bangalore, Karnataka, India – 560082
  • Industry
    Financial Services, Microfinance Institutions

To see the full contact details of Unee Chit Funds Private Limited, buy the company report.

Comprehensive company report
Unee Chit Funds Private Limited - one report that includes everything
  • Company details, directors and signatories
  • Historical financials and ratios
  • Shareholding pattern and group structure
  • Charges with holder and property details
  • Legal cases, compliance and MCA filings
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Business activity

The main business activity of Unee Chit Funds is financial and insurance activities. In detail, this covers activities auxiliary to financial service and insurance activities.

Main activity group codeMain activityBusiness activity codeBusiness activityShare of turnover
KFinancial and insurance activities66Activities auxiliary to financial service and insurance activities

To see the full business activity and turnover split of Unee Chit Funds Private Limited, buy the company report.

Financials of Unee Chit Funds Private Limited

FY 2025 filings available

Unee Chit Funds Private Limited reported revenue of ₹1.1 Cr (up 63% YoY) for FY 2025.

Revenue · FY 2025
₹1.1 Cr ▲ 63%
Net profit · FY 2025
₹21.45 Lakh margin 19.4%
EBITDA · FY 2025
₹34.03 Lakh margin 30.8%

Compounded Annual Growth Rate (CAGR)

Revenue CAGR growth
1 year
▲ 63%
3 years · compounded
▲ 105%
EBITDA CAGR growth
1 year
▲ 65%
3 years · compounded
▲ 108%
5 years · compounded
▲ 104%

Revenue has grown at a compounded annual rate (CAGR) of 105% over three years, including 63% growth in the latest year. EBITDA rose 65% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.

Financial Statement Summary

MetricsFY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21
Profit and Loss Statement
Revenue from Operations
Other Income
Total Revenue
Cost of Materials Consumed
Employee Benefit Expense
Finance Costs
Depreciation and Amortisation
Other Expenses
Total Expenses
EBITDA₹34.03 Lakh
Profit Before Tax
Tax Expense
Net Profit (PAT)₹21.45 Lakh
Balance Sheet
Share Capital
Reserves and Surplus
Net Worth (Total Equity)
Long-term Borrowings
Short-term Borrowings
Trade Payables
Total Liabilities
Fixed Assets
Investments
Inventories
Trade Receivables
Cash and Bank Balance
Total Assets

Financial Ratios

MetricsFY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21
Profitability
EBITDA Margin30.8%
Net Profit Margin19.4%
Return on Equity (ROE)
Return on Capital Employed (ROCE)
Return on Assets (ROA)
Liquidity and Debt
Current Ratio
Quick Ratio
Debt-to-Equity Ratio
Interest Coverage Ratio
Efficiency and Growth
Asset Turnover
Receivable Days
Payable Days
Inventory Days
Revenue Growth
Net Profit Growth

To see the full financial statements and ratios of Unee Chit Funds Private Limited, buy the company report.

Board of directors of Unee Chit Funds Private Limited

Unee Chit Funds has 2 directors on record. No former directors are listed.

Current Directors
NameDesignationAppointment DateTenureStatus
Byluri SwethaDirector15 Oct 20197 Years 0 MonthsCurrent
Shyamaraj Upadhya KiranupadhyaDirector15 Oct 20197 Years 0 MonthsCurrent

Auditor

Unee Chit Funds Private Limited is audited by RAVIPRASAD THANTRY KR for the financial year 2023.

Auditor firmFinancial yearFirm registration number
RAVIPRASAD THANTRY KRFY 2023211391

Shareholding

The shareholding of Unee Chit Funds Private Limited is on record for 4 financial years, the latest being FY 2023, split between promoters, domestic institutions, foreign institutions, public shareholders and others.

Shareholder categoryFY 2023FY 2022FY 2021FY 2020
Promoters
Domestic institutional investors (DII)
Foreign institutional investors (FII)
Public
Others

To see the full shareholding pattern of Unee Chit Funds Private Limited, buy the company report.

Charges & borrowings

Open charges
₹87 Lakh
Satisfied charges
None
Breakdown by lending institutions
Others₹0.87 Cr
Latest charge details
DateCharge IDLenderAmountStatusModified or satisfied on
24 Sep 2025101183580Others₹87 LakhOpen

Total charge records: 1 View all charges

MSME payment delays

No delayed payments to MSME suppliers are on our record for Unee Chit Funds Private Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.

GST

No GST registration is on our record for Unee Chit Funds Private Limited; the GSTIN and return-filing check is in the company report Buy the company report.

Recent activity

Unee Chit Funds Private Limited has 2 board changes on record since 2019: 2 appointments. The latest: Byluri Swetha was appointed as Director on 15 Oct 2019.

AGM
Unee Chit Funds Private Limited last Annual general meeting of members was held on 30 Sep 2025 as per latest MCA records.
Charges
A charge with Others amounted to Rs. 87.00 Lakh with Charge ID 101183580 was registered on 24 Sep 2025.
Filing
Unee Chit Funds Private Limited has filed its annual Financial statements for the year ended 31 Mar 2025 with Roc Bangalore.
Appointed
Byluri Swetha was appointed as Director.
Appointed
Shyamaraj Upadhya Kiranupadhya was appointed as Director.
Incorporation
15 Oct 2019
Unee Chit Funds Private Limited was registered on 15 Oct 2019 with Roc Bangalore & aged 7 years 17 days as per MCA records.

Frequently asked questions

Unee Chit Funds is an active private limited company based in Bangalore, Karnataka, India. The company works in microfinance institutions, within the financial services industry. It was incorporated on 15 October 2019 (7+ years old) and is registered under CIN U65990KA2019PTC128755.

Unee Chit Funds has 2 current directors:

The latest financial statements of Unee Chit Funds on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 30 September 2025. Year-wise statements from FY 2020 are in the company report.

The CIN (Corporate Identification Number) of Unee Chit Funds is U65990KA2019PTC128755. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.

Unee Chit Funds was incorporated on 15 October 2019, making it 7+ years old. It is registered with the Registrar of Companies, Bangalore.

Byluri Swetha was appointed as Director on 15 Oct 2019. Shyamaraj Upadhya Kiranupadhya was appointed as Director on 15 Oct 2019.

The registered office of Unee Chit Funds is at 1123 Shop No 7 Road No. 38 Concord Napa Valley Kanakapura Main Road Tharalu Village U, Ttarahalli, Bangalore, Karnataka, India – 560082.

Unee Chit Funds operates in the financial services industry, in the microfinance institutions segment.

Unee Chit Funds has open charges of ₹87 Lakh and no satisfied charges on record as per latest MCA filings.

Unee Chit Funds can be reached at its registered office: 1123 Shop No 7 Road No. 38 Concord Napa Valley Kanakapura Main Road Tharalu Village U, Ttarahalli, Bangalore, Karnataka, India – 560082.