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Unicreds Private Limited - financial services in Mumbai, Maharashtra, India. FY 2026 financials & compliance.
Revenue · FY 2024
₹4.89 Cr
▲ 120% YoY
Net loss · FY 2024
₹2.58 Cr
Net margin -52.8%
EBITDA · FY 2024
-₹2.52 Cr
EBITDA margin -51.5%
Authorised capital
₹15 Lakh
Registered with MCA
Paid-up capital
₹1 Lakh
Issued & subscribed
Company age
6 yrs
Est. 2020
Employees · EPFO
20
Provident fund records
Directors on board
2
As per MCA filings
About Unicreds Private Limited
Data last updated:
Unicreds Private Limited is a private limited company based in Mumbai, Maharashtra, India, a subsidiary of Adventum Student Living Private Limited and recognised as a startup by DPIIT. It operates in the diversified financial services segment of the financial services sector. It was incorporated on 17 October 2020 and has been in existence for over 6 years.
The company is registered with the Registrar of Companies (ROC), Mumbai, under CIN U74999MH2020PTC348123. Its GSTIN is 27AACCU6987B1Z2 (Maharashtra).
The company has an authorised share capital of ₹15 Lakh and a paid-up capital of ₹1 Lakh. It is led by directors Anupam Kumar Gupta and Amit Singh.
Its last annual general meeting (AGM) was held on 30 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at A – 2401 Marathon Futurex Mafatlal Mills Compound N.M.Joshi Marg Lower Parel(E), Mumbai, Maharashtra, India – 400013.
As per the financials filed for FY 2024, the company reported a revenue of ₹4.89 Cr, a growth of 120% compared to the previous year. For the same year it recorded a net loss of ₹2.58 Cr (net margin -52.8%) and EBITDA of -₹2.52 Cr (EBITDA margin -51.5%).
The company has about 20 employees on its provident fund (EPFO) records.
The company is associated with 1 brand: UniCreds. Court records list 1 case involving the company, including 1 filed by the company; 1 case is pending.
Unicreds Private Limited is registered as a micro enterprise under the Udyam registration framework (Reg. No. UDYAM-MH-19-0022763). For more details, the company can be reached via its website unicreds.com.
Company details
CIN U74999MH2020PTC348123
Registration Number 348123
Incorporation Date 17 October 2020
ROC Mumbai
Listing Status Unlisted
Company Status Active
Date of Last AGM 30 September 2025
Date of Balance Sheet 31 March 2025
Parent Company Adventum Student Living Private Limited
DPIIT Recognition Recognised Startup
MSME Classification Micro
Udyam Registration UDYAM-MH-19-0022763
Key People
Anupam Kumar Gupta Director Amit Singh Director Recognitions & Rankings of Unicreds
MSME (Udyam registered) Ministry of MSME
- Category
- Micro (2024-25)
- Udyam number
- UDYAM-MH-19-0022763
Contact details
Unicreds Private Limited's registered office is in Mumbai, Maharashtra. Its website is unicreds.com. Its e-mail address and telephone number are in the company report.
- Email
- Telephone
- Website
- Social Media
- Registered AddressA – 2401 Marathon Futurex Mafatlal Mills Compound N.M.Joshi Marg Lower Parel(E), Mumbai, Maharashtra, India – 400013
- IndustryFinancial Services, Diversified Financial Services
To see the full contact details of Unicreds Private Limited, buy the company report.
Comprehensive company report
Unicreds Private Limited - one report that includes everything
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
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Brands
Unicreds operates one associated brand: UniCreds. Each brand links to its own profile.
| Brand | Description | Website |
|---|---|---|
| Serves as a platform offering tailored financial solutions to meet diverse user needs. | unicreds.com |
Business activity
The main business activity of Unicreds is financial and insurance service. In detail, this covers financial advisory, brokerage and consultancy services.
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| K | Financial and insurance Service | K7 | Financial Advisory, brokerage and Consultancy Services |
To see the full business activity and turnover split of Unicreds Private Limited, buy the company report.
Financials of Unicreds Private Limited
FY 2025 filings availableUnicreds Private Limited reported revenue of ₹4.89 Cr (up 120% YoY) for FY 2024.
Revenue · FY 2024
₹4.89 Cr ▲ 120%
Net loss · FY 2024
₹2.58 Cr margin -52.8%
EBITDA · FY 2024
-₹2.52 Cr margin -51.5%
Compounded Annual Growth Rate (CAGR)
Revenue CAGR growth
1 year
▲ 120%
EBITDA CAGR growth
1 year
▼ 126%
3 years · compounded
▼ 143%
Revenue rose 120% in the latest year. EBITDA fell 126% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|
| Profit and Loss Statement | ||||
| Revenue from Operations | ||||
| Other Income | ||||
| Total Revenue | ||||
| Cost of Materials Consumed | ||||
| Employee Benefit Expense | ||||
| Finance Costs | ||||
| Depreciation and Amortisation | ||||
| Other Expenses | ||||
| Total Expenses | ||||
| EBITDA | -₹2.52 Cr | |||
| Profit Before Tax | ||||
| Tax Expense | ||||
| Net Profit (PAT) | -₹2.58 Cr | |||
| Balance Sheet | ||||
| Share Capital | ||||
| Reserves and Surplus | ||||
| Net Worth (Total Equity) | ||||
| Long-term Borrowings | ||||
| Short-term Borrowings | ||||
| Trade Payables | ||||
| Total Liabilities | ||||
| Fixed Assets | ||||
| Investments | ||||
| Inventories | ||||
| Trade Receivables | ||||
| Cash and Bank Balance | ||||
| Total Assets | ||||
Financial Ratios
| Metrics | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|
| Profitability | ||||
| EBITDA Margin | -51.5% | |||
| Net Profit Margin | -52.8% | |||
| Return on Equity (ROE) | ||||
| Return on Capital Employed (ROCE) | ||||
| Return on Assets (ROA) | ||||
| Liquidity and Debt | ||||
| Current Ratio | ||||
| Quick Ratio | ||||
| Debt-to-Equity Ratio | ||||
| Interest Coverage Ratio | ||||
| Efficiency and Growth | ||||
| Asset Turnover | ||||
| Receivable Days | ||||
| Payable Days | ||||
| Inventory Days | ||||
| Revenue Growth | ||||
| Net Profit Growth | ||||
To see the full financial statements and ratios of Unicreds Private Limited, buy the company report.
Board of directors of Unicreds Private Limited
Unicreds has 2 current directors and 3 former directors. Current directors are listed first, with their designation and appointment date.
Current Directors
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Anupam Kumar Gupta | Director | 29 Jul 2024 | 2 Years 3 Months | Current |
| Amit Singh | Director | 17 Oct 2020 | 6 Years 0 Months | Current |
Auditor
Unicreds Private Limited is audited by M S K A & Associates for the financial year 2023.
| Auditor firm | Financial year | Firm registration number |
|---|---|---|
| M S K A & Associates | FY 2023 | 105047W |
Shareholding
The shareholding of Unicreds Private Limited is on record for 3 financial years, the latest being FY 2023, split between promoters, domestic institutions, foreign institutions, public shareholders and others.
| Shareholder category | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|
| Promoters | |||
| Domestic institutional investors (DII) | |||
| Foreign institutional investors (FII) | |||
| Public | |||
| Others |
To see the full shareholding pattern of Unicreds Private Limited, buy the company report.
Legal cases
Unicreds Private Limited has 1 court case on record: 1 filed by Unicreds. All case is pending.
Total cases
1
Filed by the company
1
Pending
1
Cases by court
| Court | Cases | Against the company | Pending |
|---|---|---|---|
| District courts | 1 | 0 | 1 |
Cases on record (1 of 1)
| Court | Type of case | Party | Status |
|---|---|---|---|
| District court, Mumbai City Civil Court, Maharashtra | Civil suit | Filed by the company against an individual | Pending |
To see the full case history of Unicreds Private Limited, buy the company report.
Case records are compiled from court listings and may lag the court's own records. A case filed against a company is not a finding against it.
MSME payment delays
Unicreds Private Limited has 2 MSME Form 1 returns on record between 2023 and 2024, listing 8 overdue payments to 4 micro and small suppliers. Companies must report dues to micro and small suppliers that stay unpaid for more than 45 days in a half-yearly MSME Form 1 return.
Suppliers with reported dues (4 of 4)
| Supplier | Amount due | Due since | Reported on |
|---|---|---|---|
| an individual supplier | |||
| an individual supplier | |||
| Century Computers | |||
| an individual supplier |
To see the full MSME payment records of Unicreds Private Limited, buy the company report.
Individuals and sole proprietors among the suppliers are not named.
Employees & EPFO
Unicreds Private Limited has a workforce of 20 employees on its EPFO records as of Apr 07, 2024, across 1 active EPFO establishment.
Employee count
20
Active EPFO establishments
1
Employee growth
66.67%
GST
Unicreds has 1 GST registration: 1 active.
Total GSTINs
1
Active
1
| GSTIN | State | Status | Registered on |
|---|---|---|---|
| 27AACCU6987B1Z2 | Maharashtra | Active | 12 Nov 2020 |
To see the full GST registrations and return filing status of Unicreds Private Limited, buy the company report.
Recent activity
Unicreds Private Limited has 5 board changes on record since 2020: 2 appointments and 3 cessations. The latest: Anupam Kumar Gupta ceased to be Additional Director on 29 Sep 2024.
AGM
Unicreds Private Limited last Annual general meeting of members was held on 30 Sep 2025 as per latest MCA records.
Filing
Unicreds Private Limited has filed its annual Financial statements for the year ended 31 Mar 2025 with Roc Mumbai.
Ceased
Anupam Kumar Gupta ceased to be Additional Director.
Appointed
Anupam Kumar Gupta was appointed as Director.
Ceased
Emron Samuel Peres ceased to be Additional Director.
Ceased
Sayantan Biswas ceased to be Director.
Appointed
Amit Singh was appointed as Director.
Incorporation
17 Oct 2020
Unicreds Private Limited was registered on 17 Oct 2020 with Roc Mumbai & aged 6 years 17 days as per MCA records.
Frequently asked questions
Unicreds is an active private limited company based in Mumbai, Maharashtra, India. The company works in diversified financial services, within the financial services industry. It was incorporated on 17 October 2020 (6+ years old) and is registered under CIN U74999MH2020PTC348123.
Unicreds has 2 current directors:
- Anupam Kumar Gupta - Director
- Amit Singh - Director
The latest financial statements of Unicreds on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 30 September 2025. Year-wise statements from FY 2021 are in the company report.
The GSTIN of Unicreds is 27AACCU6987B1Z2, registered in Maharashtra.
The CIN (Corporate Identification Number) of Unicreds is U74999MH2020PTC348123. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Unicreds has 1 court case on record: 1 filed by the company. 1 is pending.
Unicreds was incorporated on 17 October 2020, making it 6+ years old. It is registered with the Registrar of Companies, Mumbai.
Anupam Kumar Gupta ceased to be Additional Director on 29 Sep 2024. Anupam Kumar Gupta was appointed as Director on 29 Jul 2024. Emron Samuel Peres ceased to be Additional Director on 29 Jul 2024. Unicreds has 5 board changes on record in total.
Yes, Unicreds is recognised as a startup by the Department for Promotion of Industry and Internal Trade (DPIIT).
Yes, Unicreds is registered as a micro enterprise under Udyam registration (number: UDYAM-MH-19-0022763).
Unicreds has 2 MSME Form 1 returns on record between 2023 and 2024, listing 8 overdue payments to 4 micro and small suppliers. The latest return was filed on 01 May 2024.
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