About Unified Credit Solutions Private Limited
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Unified Credit Solutions Private Limited is a private limited company based in Gurgaon, Haryana, India. It operates in the real estate financing segment of the financial services sector. It was incorporated on 06 July 1995 and has been in existence for over 31 years.
The company is registered with the Registrar of Companies (ROC), Delhi, under CIN U74899HR1995PTC088423. Its GSTIN is 06AAACT4542P1Z1 (Haryana). The company holds 2 GST registrations, of which 1 is active.
The company has an authorised share capital of ₹4 Cr and a paid-up capital of ₹4 Cr. It was formerly known as Tcm Risk Management (India) Private Limited and Tcm Info Services Private Limited. It is led by directors including Samir Sethi and Sahil Bhatia.
Its last annual general meeting (AGM) was held on 30 September 2024, and its latest financial statements are for the year ended 31 March 2024. The registered office is at 7th Floor No. – 715 721 DLF Star Tower Sector – 30, Gurgaon, Haryana, India – 122001.
As per the financials filed for FY 2025, the company reported a revenue of ₹81.59 Cr, a growth of 6% compared to the previous year. For the same year it recorded a net profit of ₹35.16 Cr (net margin 43.1%) and EBITDA of ₹50.59 Cr (EBITDA margin 62%). Revenue has grown at a compounded annual rate (CAGR) of 7% over three years and 12% over five years.
The company has about 89 employees on its provident fund (EPFO) records.
As per MCA filings, the company has satisfied charges of ₹15 Cr on record. Court records list 17 cases involving the company, including 7 filed by the company and 10 filed against it; 8 cases are pending. The company has 8 deals on record (7 secondary share transfers, 1 funding round), with disclosed funding of ₹50 Lakh; the latest was in December 2015. The company has 5 MSME Form 1 returns on record between 2019 and 2024, listing 12 overdue payments to 7 micro and small suppliers.
The current compliance status is marked as compliant by the Registrar of Companies. For more details, the company can be reached via its website group-ucs.com.
Company details
Name history
Unified Credit Solutions has undergone 2 name changes throughout its history. The company was previously known as Tcm Risk Management (India) Private Limited, and Tcm Info Services Private Limited. The current legal name is Unified Credit Solutions Private Limited.
| Company Name | Status |
|---|---|
| Unified Credit Solutions Private Limited | Current |
| Tcm Risk Management (India) Private Limited | Previous |
| Tcm Info Services Private Limited | Previous |
CIN history
Unified Credit Solutions has one previous CIN (Corporate Identification Number): U74899DL1995PTC070560. The current CIN is U74899HR1995PTC088423, which is the unique identifier assigned by the Registrar of Companies.
| CIN | Status |
|---|---|
| U74899HR1995PTC088423 | Current |
| U74899DL1995PTC070560 | Previous |
Contact details
Unified Credit Solutions Private Limited's registered office is in Gurgaon, Haryana. Its website is group-ucs.com. Its e-mail address and telephone number are in the company report.
- Email
- Telephone
- Website
- Social Media
- Registered Address7th Floor No. – 715 721 DLF Star Tower Sector – 30, Gurgaon, Haryana, India – 122001
- IndustryFinancial Services, Real Estate Financing, Diversified Financial Services
To see the full contact details of Unified Credit Solutions Private Limited, buy the company report.
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
Business activity
The main business activity of Unified Credit Solutions is support service to organizations. In detail, this covers office administrative and other business activities including call centers, organising conventions, collection agencies, packaging activities etc. and other support services to organizations. 2 activity segments are registered with the MCA.
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| N | Support service to Organizations | N6 | Office administrative and other business activities including call centers, organising conventions, collection agencies, packaging activities etc. | |
| N | Support service to Organizations | N7 | Other support services to organizations |
To see the full business activity and turnover split of Unified Credit Solutions Private Limited, buy the company report.
Financials of Unified Credit Solutions Private Limited
FY 2024 filings availableUnified Credit Solutions Private Limited reported revenue of ₹81.59 Cr (up 6% YoY) for FY 2025.
Compounded Annual Growth Rate (CAGR)
Revenue has grown at a compounded annual rate (CAGR) of 12% over five years, including 6% growth in the latest year. EBITDA rose 6% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
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| EBITDA | ₹50.59 Cr | ||||
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| Net Profit (PAT) | ₹35.16 Cr | ||||
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Financial Ratios
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | 62% | ||||
| Net Profit Margin | 43.1% | ||||
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To see the full financial statements and ratios of Unified Credit Solutions Private Limited, buy the company report.
Board of directors of Unified Credit Solutions Private Limited
Unified Credit Solutions has 4 current directors and 11 former directors. Current directors are listed first, with their designation and appointment date.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Samir Sethi | Director | 03 Sep 2020 | 6 Years 2 Months | Current |
| Sahil Bhatia | Director | 14 Apr 2015 | 11 Years 6 Months | Current |
| Lakshay Sachdeva | Director | 01 Sep 2016 | 10 Years 2 Months | Current |
| Pankaj Sachdeva | Director | 06 Jul 1995 | 31 Years 4 Months | Current |
Auditor
Unified Credit Solutions Private Limited is audited by RKACA & ASSOCIATES LLP for the financial year 2022.
| Auditor firm | Financial year | Firm registration number |
|---|---|---|
| RKACA & ASSOCIATES LLP | FY 2022 | 014372N/N50004 |
Shareholding
The shareholding of Unified Credit Solutions Private Limited is on record for 5 financial years, the latest being FY 2023, split between promoters, domestic institutions, foreign institutions, public shareholders and others.
| Shareholder category | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 |
|---|---|---|---|---|---|
| Promoters | |||||
| Domestic institutional investors (DII) | |||||
| Foreign institutional investors (FII) | |||||
| Public | |||||
| Others |
To see the full shareholding pattern of Unified Credit Solutions Private Limited, buy the company report.
Charges & borrowings
| Date | Charge ID | Lender | Amount | Status | Modified or satisfied on |
|---|---|---|---|---|---|
| 28 Mar 2016 | 100027328 | Others | ₹15 Cr | Satisfied |
To see the full charge records of Unified Credit Solutions Private Limited, buy the company report.
Total charge records: 1 View all charges
Deals & funding
Unified Credit Solutions Private Limited has 8 deals on record (7 secondary share transfers, 1 funding round), with disclosed funding of ₹50 Lakh; the latest was in December 2015.
Deals on record (5 of 8)
| When | Deal | Amount | Parties |
|---|---|---|---|
| Dec 2015 | Secondary share transfer | Undisclosed | Buyer: an individual Seller: an individual |
| Jul 2015 | Secondary share transfer | Undisclosed | Buyer: an individual Seller: an individual |
| Jun 2015 | Secondary share transfer | Undisclosed | Buyer: an individual Seller: an individual |
| Mar 2012 | Funding round | ₹50 Lakh | Investors: Total Credit Management (India) Private Limited , an individual |
| Aug 2009 | Secondary share transfer | Undisclosed | Buyer: Total Credit Management (India) Private Limited Seller: an individual |
To see the full deal history of Unified Credit Solutions Private Limited, buy the company report.
Deal records are compiled from filings and public sources; amounts are shown only where the source reported them.
Legal cases
Unified Credit Solutions Private Limited has 17 court cases on record: 7 filed by Unified Credit Solutions, 10 filed against it. 8 cases are pending and 9 are disposed.
Cases by court
| Court | Cases | Against the company | Pending |
|---|---|---|---|
| District courts | 7 | 2 | 3 |
| NCLAT | 6 | 6 | 4 |
| High courts | 4 | 2 | 1 |
Cases on record (5 of 17)
| Court | Type of case | Party | Status |
|---|---|---|---|
| District court, Gurugram, Haryana | Court case (Rp) | Filed by the company against D S Home Construction P Ltd and Ors and 2 others | Pending |
| High Court, HARYANA | Revision petition | Filed against the company by Raj Darbar Realty Creations Private Limited | Disposed |
| District court, New Delhi, Delhi | Court case (OMP (COMM.)) | Filed by the company against Anand Rathi Share and Stock Brokers Ltd. | Disposed |
| High Court of Delhi | Commercial suit | Filed by the company against Ingenious Corporate Solutions Pvt. Ltd., | Disposed |
| NCLAT, NCLAT New Delhi | Interim or miscellaneous application | Filed against the company by an individual | Pending |
To see the full case history of Unified Credit Solutions Private Limited, buy the company report.
Case records are compiled from court listings and may lag the court's own records. A case filed against a company is not a finding against it.
MSME payment delays
Unified Credit Solutions Private Limited has 5 MSME Form 1 returns on record between 2019 and 2024, listing 12 overdue payments to 7 micro and small suppliers. Companies must report dues to micro and small suppliers that stay unpaid for more than 45 days in a half-yearly MSME Form 1 return.
Suppliers with reported dues (5 of 7)
| Supplier | Amount due | Due since | Reported on |
|---|---|---|---|
| an individual supplier | |||
| an individual supplier | |||
| Rkaca & Associates LLP | |||
| Business System India Private Limited | |||
| Webtel Electrosoft Limited |
To see the full MSME payment records of Unified Credit Solutions Private Limited, buy the company report.
Individuals and sole proprietors among the suppliers are not named.
Group structure & subsidiaries
Unified Credit Solutions has 1 associated company. This group structure data is as of FY 2023. The table lists each entity with its relationship and holding.
Employees & EPFO
Unified Credit Solutions Private Limited has a workforce of 89 employees on its EPFO records as of Apr 09, 2024, across 1 active EPFO establishment.
GST
Unified Credit Solutions has 2 GST registrations: 1 active and 1 cancelled or inactive.
| GSTIN | State | Status | Registered on |
|---|---|---|---|
| 06AAACT4542P1Z1 | Haryana | Active | 01 Jul 2017 |
To see the full GST registrations and return filing status of Unified Credit Solutions Private Limited, buy the company report.
Recent activity
Unified Credit Solutions Private Limited has 15 board changes on record since 1995: 4 appointments and 11 cessations. The latest: Samir Sethi ceased to be Additional Director on 23 Dec 2020.
8 earlier events are in the company report.
Frequently asked questions
Unified Credit Solutions is an active private limited company based in Gurgaon, Haryana, India. The company works in real estate financing, within the financial services industry. It was incorporated on 06 July 1995 (31+ years old) and is registered under CIN U74899HR1995PTC088423.
Unified Credit Solutions has 4 current directors:
- Samir Sethi - Director
- Sahil Bhatia - Director
- Lakshay Sachdeva - Director
- Pankaj Sachdeva - Director
The latest financial statements of Unified Credit Solutions on record with the MCA are for the year ended 31 March 2024. Its last annual general meeting was held on 30 September 2024. Year-wise statements from 2015 are in the company report.
The GSTIN of Unified Credit Solutions is 06AAACT4542P1Z1, registered in Haryana. The company has 2 GST registrations in all, of which 1 is active and 1 is cancelled or inactive.
The CIN (Corporate Identification Number) of Unified Credit Solutions is U74899HR1995PTC088423. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Unified Credit Solutions has 17 court cases on record: 7 filed by the company and 10 filed against it. 8 are pending. Most are in the district courts.
Unified Credit Solutions was incorporated on 06 July 1995, making it 31+ years old. It is registered with the Registrar of Companies, Delhi.
Unified Credit Solutions has 8 deals on record (7 secondary share transfers, 1 funding round), with disclosed funding of ₹50 Lakh; the latest was in December 2015.
Samir Sethi ceased to be Additional Director on 23 Dec 2020. Vandana Saurabh Saxena ceased to be Director on 31 Oct 2020. Samir Sethi was appointed as Director on 03 Sep 2020. Unified Credit Solutions has 15 board changes on record in total.
Unified Credit Solutions has 5 MSME Form 1 returns on record between 2019 and 2024, listing 12 overdue payments to 7 micro and small suppliers. The latest return was filed on 23 Apr 2024.
Unified Credit Solutions can be reached through the website group-ucs.com. Its registered office is in Gurgaon, Haryana, India.
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