
Unistar Chits Private Limited
About Unistar Chits Private Limited
Data last updated:
Unistar Chits Private Limited is a private limited company based in Thodupuzha, Kerala, India. It operates in the chit fund and microfinance segment of the financial services sector. It was incorporated on 03 May 2019 and has been in existence for over 7 years.
The company is registered with the Registrar of Companies (ROC), Ernakulam, under CIN U65992KL2019PTC057869.
The company has an authorised share capital of ₹9 Lakh and a paid-up capital of ₹3.6 Lakh. It is led by directors including Padmabhooshan Sasidharannair and Gopalan Sajimon.
Its last annual general meeting (AGM) was held on 30 September 2024, and its latest financial statements are for the year ended 31 March 2024. The registered office is at Building No.Xxi/61A – 3 Palanickal Building Kanjiramattom Bypas Junction Thodupuzha, P.O., Kerala, India – 685584.
As per the financials filed for FY 2024, the company reported a revenue of ₹3.03 Lakh, a decline of 43% compared to the previous year. For the same year it recorded a net profit of ₹11,603 (net margin 3.8%) and EBITDA of ₹30,695 (EBITDA margin 10.1%). Revenue has grown at a compounded annual rate (CAGR) of 27% over three years.
Company details
Contact details
Unistar Chits Private Limited's registered office is in Thodupuzha, Kerala. Its e-mail address is in the company report.
- Email
- Registered AddressBuilding No.Xxi/61A – 3 Palanickal Building Kanjiramattom Bypas Junction Thodupuzha, P.O., Kerala, India – 685584
- IndustryFinancial Services, Chit Fund, Other Financial Intermediation, Kuri Companies
To see the full contact details of Unistar Chits Private Limited, buy the company report.
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
Business activity
The main business activity of Unistar Chits is financial and insurance service. In detail, this covers other financial activities.
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities |
To see the full business activity and turnover split of Unistar Chits Private Limited, buy the company report.
Financials of Unistar Chits Private Limited
FY 2024 filings availableUnistar Chits Private Limited reported revenue of ₹3.03 Lakh (down 43% YoY) for FY 2024.
Compounded Annual Growth Rate (CAGR)
Revenue fell 43% in the latest year, but over three years it has grown at a compounded annual rate (CAGR) of 27%. EBITDA fell 69% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|
| Profit and Loss Statement | |||||
| Revenue from Operations | |||||
| Other Income | |||||
| Total Revenue | |||||
| Cost of Materials Consumed | |||||
| Employee Benefit Expense | |||||
| Finance Costs | |||||
| Depreciation and Amortisation | |||||
| Other Expenses | |||||
| Total Expenses | |||||
| EBITDA | ₹30,695 | ||||
| Profit Before Tax | |||||
| Tax Expense | |||||
| Net Profit (PAT) | ₹11,603 | ||||
| Balance Sheet | |||||
| Share Capital | |||||
| Reserves and Surplus | |||||
| Net Worth (Total Equity) | |||||
| Long-term Borrowings | |||||
| Short-term Borrowings | |||||
| Trade Payables | |||||
| Total Liabilities | |||||
| Fixed Assets | |||||
| Investments | |||||
| Inventories | |||||
| Trade Receivables | |||||
| Cash and Bank Balance | |||||
| Total Assets | |||||
Financial Ratios
| Metrics | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | 10.1% | ||||
| Net Profit Margin | 3.8% | ||||
| Return on Equity (ROE) | |||||
| Return on Capital Employed (ROCE) | |||||
| Return on Assets (ROA) | |||||
| Liquidity and Debt | |||||
| Current Ratio | |||||
| Quick Ratio | |||||
| Debt-to-Equity Ratio | |||||
| Interest Coverage Ratio | |||||
| Efficiency and Growth | |||||
| Asset Turnover | |||||
| Receivable Days | |||||
| Payable Days | |||||
| Inventory Days | |||||
| Revenue Growth | |||||
| Net Profit Growth | |||||
To see the full financial statements and ratios of Unistar Chits Private Limited, buy the company report.
Board of directors of Unistar Chits Private Limited
Unistar Chits has 6 current directors and 2 former directors. Current directors are listed first, with their designation and appointment date.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Padmabhooshan Sasidharannair | Director | 31 Jul 2020 | 6 Years 2 Months | Current |
| Gopalan Sajimon Also directs: Vattavada Farmers Producer Company Limited | Director | 03 May 2019 | 7 Years 5 Months | Current |
| Gopalan Nair Punnackal Jayakrishnan Also directs: Vattavada Farmers Producer Company Limited | Director | 31 Jul 2020 | 6 Years 2 Months | Current |
| Sasidharan Nair Padmakumar | Director | 31 Jul 2020 | 6 Years 2 Months | Current |
| Sajeev Mooppil Sukumaran Nair | Director | 31 Jul 2020 | 6 Years 2 Months | Current |
| Divya Suresh Also directs: Samvaha Proxima Private Limited | Additional Director | 30 Apr 2025 | 1 Years 5 Months | Current |
Peer comparison
Unistar Chits Private Limited is compared with the 10 companies closest to it by revenue in the same principal business activity (other financial activities), from the latest filed financials of each company.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Sudhinam India Nidhi Limited | ₹3.04 Lakh (FY 2023) | Palakkad, Kerala, India | ||||
| Mithrabandhu Nidhi Limited | ₹3.03 Lakh (FY 2020) | Kottayam, Kerala, India | ||||
| Gurudev Finance Private Limited | ₹3.03 Lakh (FY 2024) | 0.0% | New Delhi, Delhi, India | |||
| Sarvasw Bachat Nidhi Limited | ₹3.03 Lakh (FY 2023) | 102.0% | Gonda, Uttar Pradesh, India | |||
| Blue Sky Finance Private Limited | ₹3.03 Lakh (FY 2024) | 18.0% | Chennai, Tamil Nadu, India | |||
| Unistar Chits Private Limitedthis company | ₹3.03 Lakh (FY 2024) | ₹11,603 | 3.8% | -43.0% | Thodupuzha, Kerala, India | |
| Numismatic Guarantee Service of India Private Limited | ₹3.03 Lakh (FY 2018) | -95.0% | Mumbai, Maharashtra, India | |||
| Solomon Forex Private Limited | ₹3.03 Lakh (FY 2023) | 65.0% | Delhi, India | |||
| Sukrita Securities Private Limited | ₹3.03 Lakh (FY 2025) | -95.0% | Kolkata, West Bengal, India | |||
| Jan Bandhan Mutual Benefit Nidhi Limited | ₹3.03 Lakh (FY 2025) | -14.0% | Mathura, Uttar Pradesh, India | |||
| Vopari Chit Funds Private Limited | ₹3.03 Lakh (FY 2024) | Bangalore, Karnataka, India |
To see the full peer comparison of Unistar Chits Private Limited, buy the company report.
Legal cases
No court or tribunal cases involving Unistar Chits Private Limited are on our record; a case search with case numbers, parties and status is in the company report Buy the company report.
MSME payment delays
No delayed payments to MSME suppliers are on our record for Unistar Chits Private Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
GST
No GST registration is on our record for Unistar Chits Private Limited; the GSTIN and return-filing check is in the company report Buy the company report.
Recent activity
Unistar Chits Private Limited has 8 board changes on record since 2019: 6 appointments and 2 cessations. The latest: Divya Suresh was appointed as Additional Director on 30 Apr 2025.
Frequently asked questions
Unistar Chits is an active private limited company based in Thodupuzha, Kerala, India. The company works in chit fund, within the financial services industry. It was incorporated on 03 May 2019 (7+ years old) and is registered under CIN U65992KL2019PTC057869.
Unistar Chits has 6 current directors:
- Padmabhooshan Sasidharannair - Director
- Gopalan Sajimon - Director
- Gopalan Nair Punnackal Jayakrishnan - Director
- Sasidharan Nair Padmakumar - Director
- Sajeev Mooppil Sukumaran Nair - Director
- Divya Suresh - Additional Director
The latest financial statements of Unistar Chits on record with the MCA are for the year ended 31 March 2024. Its last annual general meeting was held on 30 September 2024. Year-wise statements from FY 2020 are in the company report.
The CIN (Corporate Identification Number) of Unistar Chits is U65992KL2019PTC057869. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Unistar Chits was incorporated on 03 May 2019, making it 7+ years old. It is registered with the Registrar of Companies, Ernakulam.
The peers of Unistar Chits by revenue are Sudhinam India Nidhi Limited, Mithrabandhu Nidhi Limited, Gurudev Finance Private Limited, Sarvasw Bachat Nidhi Limited, Blue Sky Finance Private Limited and 5 more, all in the same principal business activity (other financial activities).
Divya Suresh was appointed as Additional Director on 30 Apr 2025. Parameswaran Pushparajan ceased to be Director on 12 Feb 2023. Sreedharan Pillai Manukumar ceased to be Director on 12 Feb 2023. Unistar Chits has 8 board changes on record in total.
The registered office of Unistar Chits is at Building No.Xxi61A – 3 Palanickal Building Kanjiramattom Bypas Junction Thodupuzha, P.O., Kerala, India – 685584.
Unistar Chits operates in the financial services industry, in the chit fund segment.
Unistar Chits can be reached at its registered office: Building No.Xxi61A – 3 Palanickal Building Kanjiramattom Bypas Junction Thodupuzha, P.O, Kerala, India – 685584.
Unistar Chits is registered under the jurisdiction of the Registrar of Companies (ROC), Ernakulam.