Unistar Chits Private Limited
About Unistar Chits Private Limited
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Unistar Chits Private Limited is a private limited company based in Thodupuzha, Kerala, India. It operates in the chit fund and microfinance segment of the financial services sector. It was incorporated on 03 May 2019 and has been in existence for over 7 years.
The company is registered with the Registrar of Companies (ROC), Ernakulam, under CIN U65992KL2019PTC057869.
The company has an authorised share capital of ₹9 Lakh and a paid-up capital of ₹3.6 Lakh. It is led by directors including Padmabhooshan Sasidharannair and Gopalan Sajimon.
Its last annual general meeting (AGM) was held on 30 September 2024, and its latest financial statements are for the year ended 31 March 2024. The registered office is at Building No.Xxi/61A – 3 Palanickal Building Kanjiramattom Bypas Junction Thodupuzha, P.O., Kerala, India – 685584.
As per the financials filed for FY 2024, the company reported a revenue of ₹3.03 Lakh, a decline of 43% compared to the previous year. For the same year it recorded a net profit of ₹11,603 (net margin 3.8%) and EBITDA of ₹30,695 (EBITDA margin 10.1%). Revenue has grown at a compounded annual rate (CAGR) of 27% over three years.
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- Registered AddressBuilding No.Xxi/61A – 3 Palanickal Building Kanjiramattom Bypas Junction Thodupuzha, P.O., Kerala, India – 685584
- IndustryFinancial Services, Chit Fund, Other Financial Intermediation, Kuri Companies
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
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Business Activity of Unistar Chits Private Limited
The main business activity of Unistar Chits is financial and insurance service. In detail, this covers other financial activities.
| Main Activity Group Code | Description of Main Activity | Business Activity Code | Description of Business Activity | Turnover Percentage |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities | Locked |
Business activity turnover details
Turnover share and past changes in activity are in the company report.
- Turnover contribution
- Historical classifications
- Filing-level activity changes
Verified entity values are shown only after access is granted.
Financials of Unistar Chits Private Limited FY 2024 filings available
Unistar Chits Private Limited reported revenue of ₹3.03 Lakh (down 43% YoY) for FY 2024.
Compounded Annual Growth Rate (CAGR) of Unistar Chits Private Limited
Revenue fell 43% in the latest year, but over three years it has grown at a compounded annual rate (CAGR) of 27%. EBITDA fell 69% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary of Unistar Chits Private Limited
| Metrics | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|
| Profit and Loss Statement | |||||
| Revenue from Operations | •••• | •••• | •••• | •••• | •••• |
| Other Income | •••• | •••• | •••• | •••• | •••• |
| Total Revenue | •••• | •••• | •••• | •••• | •••• |
| Cost of Materials Consumed | •••• | •••• | •••• | •••• | •••• |
| Employee Benefit Expense | •••• | •••• | •••• | •••• | •••• |
| Finance Costs | •••• | •••• | •••• | •••• | •••• |
| Depreciation and Amortisation | •••• | •••• | •••• | •••• | •••• |
| Other Expenses | •••• | •••• | •••• | •••• | •••• |
| Total Expenses | •••• | •••• | •••• | •••• | •••• |
| EBITDA | ₹30,695 | •••• | •••• | •••• | •••• |
| Profit Before Tax | •••• | •••• | •••• | •••• | •••• |
| Tax Expense | •••• | •••• | •••• | •••• | •••• |
| Net Profit (PAT) | ₹11,603 | •••• | •••• | •••• | •••• |
| Balance Sheet | |||||
| Share Capital | •••• | •••• | •••• | •••• | •••• |
| Reserves and Surplus | •••• | •••• | •••• | •••• | •••• |
| Net Worth (Total Equity) | •••• | •••• | •••• | •••• | •••• |
| Long-term Borrowings | •••• | •••• | •••• | •••• | •••• |
| Short-term Borrowings | •••• | •••• | •••• | •••• | •••• |
| Trade Payables | •••• | •••• | •••• | •••• | •••• |
| Total Liabilities | •••• | •••• | •••• | •••• | •••• |
| Fixed Assets | •••• | •••• | •••• | •••• | •••• |
| Investments | •••• | •••• | •••• | •••• | •••• |
| Inventories | •••• | •••• | •••• | •••• | •••• |
| Trade Receivables | •••• | •••• | •••• | •••• | •••• |
| Cash and Bank Balance | •••• | •••• | •••• | •••• | •••• |
| Total Assets | •••• | •••• | •••• | •••• | •••• |
Financial Ratios of Unistar Chits Private Limited
| Metrics | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | 10.1% | •••• | •••• | •••• | •••• |
| Net Profit Margin | 3.8% | •••• | •••• | •••• | •••• |
| Return on Equity (ROE) | •••• | •••• | •••• | •••• | •••• |
| Return on Capital Employed (ROCE) | •••• | •••• | •••• | •••• | •••• |
| Return on Assets (ROA) | •••• | •••• | •••• | •••• | •••• |
| Liquidity and Debt | |||||
| Current Ratio | •••• | •••• | •••• | •••• | •••• |
| Quick Ratio | •••• | •••• | •••• | •••• | •••• |
| Debt-to-Equity Ratio | •••• | •••• | •••• | •••• | •••• |
| Interest Coverage Ratio | •••• | •••• | •••• | •••• | •••• |
| Efficiency and Growth | |||||
| Asset Turnover | •••• | •••• | •••• | •••• | •••• |
| Receivable Days | •••• | •••• | •••• | •••• | •••• |
| Payable Days | •••• | •••• | •••• | •••• | •••• |
| Inventory Days | •••• | •••• | •••• | •••• | •••• |
| Revenue Growth | •••• | •••• | •••• | •••• | •••• |
| Net Profit Growth | •••• | •••• | •••• | •••• | •••• |
Paid data: the figures shown as dots are available after purchase of the company report. Figures as filed with the MCA in Form AOC-4. The full year-wise statements and ratios of Unistar Chits are in the company report.
Financial statements from FY 2020
Earlier years and trend charts are in the company report.
- Income statements
- Balance sheets
- Cash-flow statements
- Ratios and benchmarks
Verified entity values are shown only after access is granted.
Board of Directors of Unistar Chits Private Limited
Unistar Chits has 6 current directors and 2 former directors. Current directors are listed first, with their designation and appointment date.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Padmabhooshan Sasidharannair | Director | 31 Jul 2020 | 6 Years 2 Months | Current |
| Gopalan Sajimon Also directs: Vattavada Farmers Producer Company Limited | Director | 03 May 2019 | 7 Years 5 Months | Current |
| Gopalan Nair Punnackal Jayakrishnan Also directs: Vattavada Farmers Producer Company Limited | Director | 31 Jul 2020 | 6 Years 2 Months | Current |
| Sasidharan Nair Padmakumar | Director | 31 Jul 2020 | 6 Years 2 Months | Current |
| Sajeev Mooppil Sukumaran Nair | Director | 31 Jul 2020 | 6 Years 2 Months | Current |
| Divya Suresh Also directs: Samvaha Proxima Private Limited | Additional Director | 30 Apr 2025 | 1 Years 5 Months | Current |
Peer Comparison of Unistar Chits Private Limited
Unistar Chits Private Limited is compared with the companies closest to it by revenue in the same principal business activity (Other financial activities). Net profit, margin and employee counts of each company are in the company report.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Sudhinam India Nidhi Limited | ₹3.04 Lakh (FY 2023) | •••• | •••• | •••• | Palakkad, Kerala, India | |
| Mithrabandhu Nidhi Limited | ₹3.03 Lakh (FY 2020) | •••• | •••• | •••• | Kottayam, Kerala, India | |
| Gurudev Finance Private Limited | ₹3.03 Lakh (FY 2024) | •••• | •••• | 0.0% | •••• | New Delhi, Delhi, India |
| Sarvasw Bachat Nidhi Limited | ₹3.03 Lakh (FY 2023) | •••• | •••• | 102.0% | •••• | Gonda, Uttar Pradesh, India |
| Blue Sky Finance Private Limited | ₹3.03 Lakh (FY 2024) | •••• | •••• | 18.0% | •••• | Chennai, Tamil Nadu, India |
| Unistar Chits Private Limited this company | ₹3.03 Lakh (FY 2024) | •••• | •••• | -43.0% | •••• | Thodupuzha, Kerala, India |
| Numismatic Guarantee Service of India Private Limited | ₹3.03 Lakh (FY 2018) | •••• | •••• | -95.0% | •••• | Mumbai, Maharashtra, India |
| Solomon Forex Private Limited | ₹3.03 Lakh (FY 2023) | •••• | •••• | 65.0% | •••• | Delhi, India |
| Sukrita Securities Private Limited | ₹3.03 Lakh (FY 2025) | •••• | •••• | -95.0% | •••• | Kolkata, West Bengal, India |
| Jan Bandhan Mutual Benefit Nidhi Limited | ₹3.03 Lakh (FY 2025) | •••• | •••• | -14.0% | •••• | Mathura, Uttar Pradesh, India |
| Vopari Chit Funds Private Limited | ₹3.03 Lakh (FY 2024) | •••• | •••• | •••• | Bangalore, Karnataka, India |
Peers are the five companies nearest above and the five nearest below Unistar Chits by revenue in the same principal business activity (Other financial activities), from the latest filed financials of each company. Net profit, margin and employee counts of each peer are in the company report.
Ownership and Shareholding of Unistar Chits Private Limited
Shareholding and ownership data
Promoter, institutional, public and beneficial ownership figures are in the company report.
- Ownership categories
- Historical changes
- Group structure
- FII and DII holdings
Verified entity values are shown only after access is granted.
Charges & Borrowings of Unistar Chits Private Limited
Unistar Chits Private Limited does not have any charges (loans) registered with the Registrar of Companies.
Employees and EPFO Compliance at Unistar Chits Private Limited
Employment history and EPFO contributions of people linked to Unistar Chits.
Employee and EPFO history
Monthly headcount, contribution history and filing status are in the company report.
- Monthly headcount
- PF contributions
- ECR filing status
- Establishment history
Verified entity values are shown only after access is granted.
Recent Activity on Unistar Chits Private Limited
Unistar Chits Private Limited has 8 board changes on record since 2019: 6 appointments and 2 cessations. The latest: Divya Suresh was appointed as Additional Director on 30 Apr 2025.
Credit Ratings, Litigation & Regulatory Alerts for Unistar Chits Private Limited
Credit ratings, litigation, and regulatory alerts
Credit ratings, court records and regulatory alerts are in the company report.
- Rating history
- Court and tribunal cases
- Regulatory alerts
- Director-linked violations
Verified entity values are shown only after access is granted.
MSME Payment Delays by Unistar Chits Private Limited
MSME payment history
Amounts due to small suppliers, the reasons given and MSME-1 filings are in the company report.
- Outstanding amounts
- Delay periods and reasons
- MSME-1 filing history
- Vendor payment signals
Verified entity values are shown only after access is granted.
Subsidiaries & Group Companies of Unistar Chits Private Limited
Corporate group structure
Parent, subsidiary, associate and joint venture records with holdings are in the company report.
- Parent company
- Subsidiaries and ownership
- Associates and joint ventures
- Entity investments
Verified entity values are shown only after access is granted.
GST Compliance of Unistar Chits Private Limited
GST registrations and filing compliance
State-wise GST registrations, return filing status and HSN or SAC codes are in the company report.
- GSTIN registrations
- State-wise filing status
- HSN and SAC details
- Tax jurisdiction records
Verified entity values are shown only after access is granted.
MCA Filings & Documents of Unistar Chits Private Limited
MCA filings and documents
Filed forms, annual returns, financial statements and charge filings with their dates are in the company report.
- Incorporation documents
- Annual returns and statements
- Charge filings
- Complete filing index
Verified entity values are shown only after access is granted.
Frequently Asked Questions about Unistar Chits Private Limited
Unistar Chits is an active private limited company based in Thodupuzha, Kerala, India. The company works in chit fund, within the financial services industry. It was incorporated on 03 May 2019 (7+ years old) and is registered under CIN U65992KL2019PTC057869.
Unistar Chits reported revenue of ₹3.03 Lakh for FY 2024 (down 43% YoY).
Unistar Chits has 6 current directors:
- Padmabhooshan Sasidharannair - Director
- Gopalan Sajimon - Director
- Gopalan Nair Punnackal Jayakrishnan - Director
- Sasidharan Nair Padmakumar - Director
- Sajeev Mooppil Sukumaran Nair - Director
- Divya Suresh - Additional Director
Unistar Chits reported a net profit of ₹11,603 (net margin 3.8%) and EBITDA of ₹30,695 (EBITDA margin 10.1%) for FY 2024, as per its filed financial statements.
The compounded annual growth rate (CAGR) of the revenue of Unistar Chits is 27% over three years. In the latest year (FY 2024) revenue fell 43%. CAGR is the steady yearly rate that links the first and the last year.
The CIN (Corporate Identification Number) of Unistar Chits is U65992KL2019PTC057869. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Unistar Chits was incorporated on 03 May 2019, making it 7+ years old. It is registered with the Registrar of Companies, Ernakulam.
The peers of Unistar Chits by revenue are Sudhinam India Nidhi Limited, Mithrabandhu Nidhi Limited, Gurudev Finance Private Limited, Sarvasw Bachat Nidhi Limited, Blue Sky Finance Private Limited and 5 more, all in the same principal business activity (Other financial activities).
Divya Suresh was appointed as Additional Director on 30 Apr 2025. Parameswaran Pushparajan ceased to be Director on 12 Feb 2023. Sreedharan Pillai Manukumar ceased to be Director on 12 Feb 2023. Unistar Chits has 8 board changes on record in total.
The registered office of Unistar Chits is at Building No.Xxi61A – 3 Palanickal Building Kanjiramattom Bypas Junction Thodupuzha, P.O., Kerala, India – 685584.
Unistar Chits has an authorised share capital of ₹9 Lakh and a paid-up capital of ₹3.6 Lakh.