United Kuries Pvt Ltd - financial services in Thrissur, Kerala, India. FY 2026 financials & compliance.
CIN U65992KL1979PTC003132 Incorporated 18 December 1979 ROC Ernakulam HQ Thrissur, Kerala, India
Active Private Limited Company financial services
Data last updated
Revenue · FY 2025
₹86.27 Lakh
▲ 5% YoY
Net profit · FY 2025
₹25.97 Lakh
Net margin 30.1%
EBITDA · FY 2025
₹37.55 Lakh
EBITDA margin 43.5%
Authorised capital
₹1.2 Cr
Registered with MCA
Paid-up capital
₹90 Lakh
Issued & subscribed
Open charges
₹10.5 Lakh
Secured borrowings
Company age
47 yrs
Est. 1979
Directors on board
9
As per MCA filings

About United Kuries Pvt Ltd

Data last updated:

United Kuries Pvt Ltd is a private limited company based in Thrissur, Kerala, India. It operates in the microfinance institutions segment of the financial services sector. It was incorporated on 18 December 1979 and has been in existence for over 47 years.

The company is registered with the Registrar of Companies (ROC), Ernakulam, under CIN U65992KL1979PTC003132. Its GSTIN is 32AAACU2839G1ZK (Kerala).

The company has an authorised share capital of ₹1.2 Cr and a paid-up capital of ₹90 Lakh. It is led by directors including Jacob Thomas Kanichai (Managing Director) and Renjith Paul.

Its last annual general meeting (AGM) was held on 30 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at Near Vyapara Bhavanmain Road Chalakudy, Thrissur, Kerala, India – 680307.

As per the financials filed for FY 2025, the company reported a revenue of ₹86.27 Lakh, a growth of 5% compared to the previous year. For the same year it recorded a net profit of ₹25.97 Lakh (net margin 30.1%) and EBITDA of ₹37.55 Lakh (EBITDA margin 43.5%). Revenue has grown at a compounded annual rate (CAGR) of 4% over three years and 11% over five years.

As per MCA filings, the company has open charges of ₹10.5 Lakh on record. Court records list 83 cases involving the company, including 76 filed by the company and 7 filed against it; 17 cases are pending.

The current compliance status is marked as compliant by the Registrar of Companies.

Company details

CIN U65992KL1979PTC003132
Registration Number 003132
Incorporation Date 18 December 1979
ROC Ernakulam
Listing Status Unlisted
Company Status Active
Date of Last AGM 30 September 2025
Date of Balance Sheet 31 March 2025
Compliance Status Active Compliant

Contact details

United Kuries Pvt Ltd's registered office is in Thrissur, Kerala. Its e-mail address is in the company report.

  • Email
  • Registered Address
    Near Vyapara Bhavanmain Road Chalakudy, Thrissur, Kerala, India – 680307
  • Industry
    Financial Services, Microfinance Institutions

To see the full contact details of United Kuries Pvt Ltd, buy the company report.

Comprehensive company report
United Kuries Pvt Ltd - one report that includes everything
  • Company details, directors and signatories
  • Historical financials and ratios
  • Shareholding pattern and group structure
  • Charges with holder and property details
  • Legal cases, compliance and MCA filings
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Business activity

The main business activity of United Kuries is financial and insurance service. In detail, this covers other financial activities.

Main activity group codeMain activityBusiness activity codeBusiness activityShare of turnover
KFinancial and insurance ServiceK8Other financial activities

To see the full business activity and turnover split of United Kuries Pvt Ltd, buy the company report.

Financials of United Kuries Pvt Ltd

FY 2025 filings available

United Kuries Pvt Ltd reported revenue of ₹86.27 Lakh (up 5% YoY) for FY 2025.

Revenue · FY 2025
₹86.27 Lakh ▲ 5%
Net profit · FY 2025
₹25.97 Lakh margin 30.1%
EBITDA · FY 2025
₹37.55 Lakh margin 43.5%

Compounded Annual Growth Rate (CAGR)

Revenue CAGR growth
1 year
▲ 5%
3 years · compounded
▲ 4%
5 years · compounded
▲ 11%
EBITDA CAGR growth
1 year
▲ 10%
3 years · compounded
▲ 1%
5 years · compounded
▲ 13%

Revenue has grown at a compounded annual rate (CAGR) of 11% over five years, including 5% growth in the latest year. EBITDA rose 10% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.

Financial Statement Summary

MetricsFY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21
Profit and Loss Statement
Revenue from Operations
Other Income
Total Revenue
Cost of Materials Consumed
Employee Benefit Expense
Finance Costs
Depreciation and Amortisation
Other Expenses
Total Expenses
EBITDA₹37.55 Lakh
Profit Before Tax
Tax Expense
Net Profit (PAT)₹25.97 Lakh
Balance Sheet
Share Capital
Reserves and Surplus
Net Worth (Total Equity)
Long-term Borrowings
Short-term Borrowings
Trade Payables
Total Liabilities
Fixed Assets
Investments
Inventories
Trade Receivables
Cash and Bank Balance
Total Assets

Financial Ratios

MetricsFY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21
Profitability
EBITDA Margin43.5%
Net Profit Margin30.1%
Return on Equity (ROE)
Return on Capital Employed (ROCE)
Return on Assets (ROA)
Liquidity and Debt
Current Ratio
Quick Ratio
Debt-to-Equity Ratio
Interest Coverage Ratio
Efficiency and Growth
Asset Turnover
Receivable Days
Payable Days
Inventory Days
Revenue Growth
Net Profit Growth

To see the full financial statements and ratios of United Kuries Pvt Ltd, buy the company report.

Board of directors of United Kuries Pvt Ltd

United Kuries has 9 current directors and 15 former directors. Current directors are listed first, with their designation and appointment date.

Current Directors
NameDesignationAppointment DateTenureStatus
Renjith PaulDirector21 May 200818 Years 5 MonthsCurrent
Pottokaran Antony VargheseAdditional Director15 Feb 20251 Years 8 MonthsCurrent
Jacob JoseDirector10 Dec 20196 Years 10 MonthsCurrent
Moothedan Varghese JustinDirector01 Nov 20196 Years 11 MonthsCurrent
Saji Raphel ThekkanDirector01 Nov 20196 Years 11 MonthsCurrent
Denny JacobDirector01 Nov 20196 Years 11 MonthsCurrent
Showing 6 of 9 current directors. View all directors

Peer comparison

United Kuries Pvt Ltd is compared with the 7 companies closest to it by revenue in the BFSI industry (Micro Finance), with the same principal business activity (other financial activities), from the latest filed financials of each company.

CompanyRevenueNet profitMarginGrowth (1 yr)EmployeesLocation
Sri Thirumalai Chits Private Limited₹87.71 Lakh (FY 2025)63.0%Tiruchirappalli, Tamil Nadu, India
Saptavandana Chits and Finances Private Limited₹87.7 Lakh (FY 2025)-12.0%Secunderabad, Telangana, India
MJT Chits Coimbatore Private Limited₹87.29 Lakh (FY 2025)21.0%Coimbatore, Tamil Nadu, India
Boby Chemmanur Nidhi Limited₹86.51 Lakh (FY 2022)53.0%Kunnamkulam, Kerala, India
United Kuries Pvt Ltdthis company₹86.27 Lakh (FY 2025)₹25.97 Lakh30.1%5.0%Thrissur, Kerala, India
RMG Nidhi Limited₹85.95 Lakh (FY 2025)5.0%Chennai, Tamil Nadu, India
Kaiypeti Chits Private Limited₹85.88 Lakh (FY 2024)15.0%Coimbatore, Tamil Nadu, India
Jaya Sulochana Chit Fund Private Limited₹84.88 Lakh (FY 2025)2.0%Chennai, Tamil Nadu, India

To see the full peer comparison of United Kuries Pvt Ltd, buy the company report.

Auditor

United Kuries Pvt Ltd is audited by ABRAHAM & JOSE for the financial year 2021.

Auditor firmFinancial yearFirm registration number
ABRAHAM & JOSEFY 2021000010S

Shareholding

The shareholding of United Kuries Pvt Ltd is on record for 4 financial years, the latest being FY 2021, split between promoters, domestic institutions, foreign institutions, public shareholders and others.

Shareholder categoryFY 2021FY 2020FY 2017FY 2016
Promoters
Domestic institutional investors (DII)
Foreign institutional investors (FII)
Public
Others

To see the full shareholding pattern of United Kuries Pvt Ltd, buy the company report.

Charges & borrowings

Open charges
₹10.5 Lakh
Satisfied charges
None
Breakdown by lending institutions
The South Indian Bank Limited₹0.11 Cr
Latest charge details
DateCharge IDLenderAmountStatusModified or satisfied on
01 Jan 2020100318596The South Indian Bank Limited₹10.5 LakhOpen

Total charge records: 1 View all charges

MSME payment delays

No delayed payments to MSME suppliers are on our record for United Kuries Pvt Ltd; the supplier-wise MSME Form 1 check is in the company report Buy the company report.

GST

United Kuries has 1 GST registration: 1 active.

Total GSTINs
1
Active
1
GSTINStateStatusRegistered on
32AAACU2839G1ZKKeralaActive01 Jul 2017

To see the full GST registrations and return filing status of United Kuries Pvt Ltd, buy the company report.

Recent activity

United Kuries Pvt Ltd has 25 board changes on record since 2007: 10 appointments and 15 cessations. The latest: Martin Jacob ceased to be Director on 15 Feb 2025.

AGM
United Kuries Pvt Ltd last Annual general meeting of members was held on 30 Sep 2025 as per latest MCA records.
Filing
United Kuries Pvt Ltd has filed its annual Financial statements for the year ended 31 Mar 2025 with Roc Ernakulam.
Ceased
Martin Jacob ceased to be Director.
Appointed
Pottokaran Antony Varghese was appointed as Additional Director.
Appointed
Abby David Kattukkaran was appointed as Director.
Ceased
Pottokaran Chummar Varghese ceased to be Director.
Ceased
Thomas Chakkappan Kanichai ceased to be Director.
Charges
A charge with The South Indian Bank Limited amounted to Rs. 0.11 Cr with Charge ID 100318596 was registered on 01 Jan 2020.
Appointed
Jacob Jose was appointed as Director.
Appointed
Jacob Thomas Kanichai was appointed as Managing Director.
Ceased
John Sebastian Thattil Umbavoo ceased to be Director.
Appointed
Martin Jacob was appointed as Director.

17 earlier events are in the company report.

Frequently asked questions

United Kuries is an active private limited company based in Thrissur, Kerala, India. The company works in microfinance institutions, within the financial services industry. It was incorporated on 18 December 1979 (47+ years old) and is registered under CIN U65992KL1979PTC003132.

United Kuries has 9 current directors:

The latest financial statements of United Kuries on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 30 September 2025. Year-wise statements from 2015 are in the company report.

The GSTIN of United Kuries is 32AAACU2839G1ZK, registered in Kerala.

The CIN (Corporate Identification Number) of United Kuries is U65992KL1979PTC003132. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.

United Kuries has 83 court cases on record: 76 filed by the company and 7 filed against it. 17 are pending. Most are in the district courts.

United Kuries was incorporated on 18 December 1979, making it 47+ years old. It is registered with the Registrar of Companies, Ernakulam.

The peers of United Kuries by revenue are Sri Thirumalai Chits Private Limited, Saptavandana Chits and Finances Private Limited, MJT Chits Coimbatore Private Limited, Boby Chemmanur Nidhi Limited, RMG Nidhi Limited and 2 more, all in the BFSI industry (Micro Finance), with the same principal business activity (other financial activities).

Martin Jacob ceased to be Director on 15 Feb 2025. Pottokaran Antony Varghese was appointed as Additional Director on 15 Feb 2025. Abby David Kattukkaran was appointed as Director on 11 Jan 2020. United Kuries has 25 board changes on record in total.

The registered office of United Kuries is at Near Vyapara Bhavanmain Road Chalakudy, Thrissur, Kerala, India – 680307.

United Kuries operates in the financial services industry, in the microfinance institutions segment.