
United Kuries Pvt Ltd
About United Kuries Pvt Ltd
Data last updated:
United Kuries Pvt Ltd is a private limited company based in Thrissur, Kerala, India. It operates in the microfinance institutions segment of the financial services sector. It was incorporated on 18 December 1979 and has been in existence for over 47 years.
The company is registered with the Registrar of Companies (ROC), Ernakulam, under CIN U65992KL1979PTC003132. Its GSTIN is 32AAACU2839G1ZK (Kerala).
The company has an authorised share capital of ₹1.2 Cr and a paid-up capital of ₹90 Lakh. It is led by directors including Jacob Thomas Kanichai (Managing Director) and Renjith Paul.
Its last annual general meeting (AGM) was held on 30 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at Near Vyapara Bhavanmain Road Chalakudy, Thrissur, Kerala, India – 680307.
As per the financials filed for FY 2025, the company reported a revenue of ₹86.27 Lakh, a growth of 5% compared to the previous year. For the same year it recorded a net profit of ₹25.97 Lakh (net margin 30.1%) and EBITDA of ₹37.55 Lakh (EBITDA margin 43.5%). Revenue has grown at a compounded annual rate (CAGR) of 4% over three years and 11% over five years.
As per MCA filings, the company has open charges of ₹10.5 Lakh on record. Court records list 83 cases involving the company, including 76 filed by the company and 7 filed against it; 17 cases are pending.
The current compliance status is marked as compliant by the Registrar of Companies.
Company details
Contact details
United Kuries Pvt Ltd's registered office is in Thrissur, Kerala. Its e-mail address is in the company report.
- Email
- Registered AddressNear Vyapara Bhavanmain Road Chalakudy, Thrissur, Kerala, India – 680307
- IndustryFinancial Services, Microfinance Institutions
To see the full contact details of United Kuries Pvt Ltd, buy the company report.
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
Business activity
The main business activity of United Kuries is financial and insurance service. In detail, this covers other financial activities.
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities |
To see the full business activity and turnover split of United Kuries Pvt Ltd, buy the company report.
Financials of United Kuries Pvt Ltd
FY 2025 filings availableUnited Kuries Pvt Ltd reported revenue of ₹86.27 Lakh (up 5% YoY) for FY 2025.
Compounded Annual Growth Rate (CAGR)
Revenue has grown at a compounded annual rate (CAGR) of 11% over five years, including 5% growth in the latest year. EBITDA rose 10% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profit and Loss Statement | |||||
| Revenue from Operations | |||||
| Other Income | |||||
| Total Revenue | |||||
| Cost of Materials Consumed | |||||
| Employee Benefit Expense | |||||
| Finance Costs | |||||
| Depreciation and Amortisation | |||||
| Other Expenses | |||||
| Total Expenses | |||||
| EBITDA | ₹37.55 Lakh | ||||
| Profit Before Tax | |||||
| Tax Expense | |||||
| Net Profit (PAT) | ₹25.97 Lakh | ||||
| Balance Sheet | |||||
| Share Capital | |||||
| Reserves and Surplus | |||||
| Net Worth (Total Equity) | |||||
| Long-term Borrowings | |||||
| Short-term Borrowings | |||||
| Trade Payables | |||||
| Total Liabilities | |||||
| Fixed Assets | |||||
| Investments | |||||
| Inventories | |||||
| Trade Receivables | |||||
| Cash and Bank Balance | |||||
| Total Assets | |||||
Financial Ratios
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | 43.5% | ||||
| Net Profit Margin | 30.1% | ||||
| Return on Equity (ROE) | |||||
| Return on Capital Employed (ROCE) | |||||
| Return on Assets (ROA) | |||||
| Liquidity and Debt | |||||
| Current Ratio | |||||
| Quick Ratio | |||||
| Debt-to-Equity Ratio | |||||
| Interest Coverage Ratio | |||||
| Efficiency and Growth | |||||
| Asset Turnover | |||||
| Receivable Days | |||||
| Payable Days | |||||
| Inventory Days | |||||
| Revenue Growth | |||||
| Net Profit Growth | |||||
To see the full financial statements and ratios of United Kuries Pvt Ltd, buy the company report.
Board of directors of United Kuries Pvt Ltd
United Kuries has 9 current directors and 15 former directors. Current directors are listed first, with their designation and appointment date.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Renjith Paul Also directs: Karlovy Healthcare LLP, Karlovy Ventures Private Limited | Director | 21 May 2008 | 18 Years 5 Months | Current |
| Pottokaran Antony Varghese Also directs: Peoples Kuries Pvt Ltd | Additional Director | 15 Feb 2025 | 1 Years 8 Months | Current |
| Jacob Jose Also directs: Thomson Polymers Private Limited | Director | 10 Dec 2019 | 6 Years 10 Months | Current |
| Moothedan Varghese Justin | Director | 01 Nov 2019 | 6 Years 11 Months | Current |
| Saji Raphel Thekkan | Director | 01 Nov 2019 | 6 Years 11 Months | Current |
| Denny Jacob Also directs: Jewelkerala Gold Private Limited, Thrissur Warehousing Private Limited, Kollannur Properties Private Limited and 2 more | Director | 01 Nov 2019 | 6 Years 11 Months | Current |
Peer comparison
United Kuries Pvt Ltd is compared with the 7 companies closest to it by revenue in the BFSI industry (Micro Finance), with the same principal business activity (other financial activities), from the latest filed financials of each company.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Sri Thirumalai Chits Private Limited | ₹87.71 Lakh (FY 2025) | 63.0% | Tiruchirappalli, Tamil Nadu, India | |||
| Saptavandana Chits and Finances Private Limited | ₹87.7 Lakh (FY 2025) | -12.0% | Secunderabad, Telangana, India | |||
| MJT Chits Coimbatore Private Limited | ₹87.29 Lakh (FY 2025) | 21.0% | Coimbatore, Tamil Nadu, India | |||
| Boby Chemmanur Nidhi Limited | ₹86.51 Lakh (FY 2022) | 53.0% | Kunnamkulam, Kerala, India | |||
| United Kuries Pvt Ltdthis company | ₹86.27 Lakh (FY 2025) | ₹25.97 Lakh | 30.1% | 5.0% | Thrissur, Kerala, India | |
| RMG Nidhi Limited | ₹85.95 Lakh (FY 2025) | 5.0% | Chennai, Tamil Nadu, India | |||
| Kaiypeti Chits Private Limited | ₹85.88 Lakh (FY 2024) | 15.0% | Coimbatore, Tamil Nadu, India | |||
| Jaya Sulochana Chit Fund Private Limited | ₹84.88 Lakh (FY 2025) | 2.0% | Chennai, Tamil Nadu, India |
To see the full peer comparison of United Kuries Pvt Ltd, buy the company report.
Auditor
United Kuries Pvt Ltd is audited by ABRAHAM & JOSE for the financial year 2021.
| Auditor firm | Financial year | Firm registration number |
|---|---|---|
| ABRAHAM & JOSE | FY 2021 | 000010S |
Shareholding
The shareholding of United Kuries Pvt Ltd is on record for 4 financial years, the latest being FY 2021, split between promoters, domestic institutions, foreign institutions, public shareholders and others.
| Shareholder category | FY 2021 | FY 2020 | FY 2017 | FY 2016 |
|---|---|---|---|---|
| Promoters | ||||
| Domestic institutional investors (DII) | ||||
| Foreign institutional investors (FII) | ||||
| Public | ||||
| Others |
To see the full shareholding pattern of United Kuries Pvt Ltd, buy the company report.
Charges & borrowings
| Date | Charge ID | Lender | Amount | Status | Modified or satisfied on |
|---|---|---|---|---|---|
| 01 Jan 2020 | 100318596 | The South Indian Bank Limited | ₹10.5 Lakh | Open |
Total charge records: 1 View all charges
Legal cases
United Kuries Pvt Ltd has 83 court cases on record: 76 filed by United Kuries, 7 filed against it. 17 cases are pending and 66 are disposed.
Cases by court
| Court | Cases | Against the company | Pending |
|---|---|---|---|
| District courts | 77 | 1 | 17 |
| High courts | 6 | 6 | 0 |
Cases on record (5 of 83)
| Court | Type of case | Party | Status |
|---|---|---|---|
| District court, Thrissur, Kerala | Court case (EA) | Filed by the company against individuals | Pending |
| District court, Thrissur, Kerala | Execution petition | Filed by the company against individuals | Pending |
| District court, Thrissur, Kerala | Execution petition | Filed by the company against individuals | Pending |
| District court, Thrissur, Kerala | Execution petition | Filed by the company against individuals | Pending |
| District court, Thrissur, Kerala | Execution petition | Filed by the company against individuals | Pending |
To see the full case history of United Kuries Pvt Ltd, buy the company report.
Case records are compiled from court listings and may lag the court's own records. A case filed against a company is not a finding against it.
MSME payment delays
No delayed payments to MSME suppliers are on our record for United Kuries Pvt Ltd; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
GST
United Kuries has 1 GST registration: 1 active.
| GSTIN | State | Status | Registered on |
|---|---|---|---|
| 32AAACU2839G1ZK | Kerala | Active | 01 Jul 2017 |
To see the full GST registrations and return filing status of United Kuries Pvt Ltd, buy the company report.
Recent activity
United Kuries Pvt Ltd has 25 board changes on record since 2007: 10 appointments and 15 cessations. The latest: Martin Jacob ceased to be Director on 15 Feb 2025.
17 earlier events are in the company report.
Frequently asked questions
United Kuries is an active private limited company based in Thrissur, Kerala, India. The company works in microfinance institutions, within the financial services industry. It was incorporated on 18 December 1979 (47+ years old) and is registered under CIN U65992KL1979PTC003132.
United Kuries has 9 current directors:
- Jacob Thomas Kanichai - Managing Director
- Renjith Paul - Director
- Pottokaran Antony Varghese - Additional Director
- Jacob Jose - Director
- Moothedan Varghese Justin - Director
- Saji Raphel Thekkan - Director
- Denny Jacob - Director
- Abby David Kattukkaran - Director
- Panthalookkaran Lonappan Pauly - Director
The latest financial statements of United Kuries on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 30 September 2025. Year-wise statements from 2015 are in the company report.
The GSTIN of United Kuries is 32AAACU2839G1ZK, registered in Kerala.
The CIN (Corporate Identification Number) of United Kuries is U65992KL1979PTC003132. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
United Kuries has 83 court cases on record: 76 filed by the company and 7 filed against it. 17 are pending. Most are in the district courts.
United Kuries was incorporated on 18 December 1979, making it 47+ years old. It is registered with the Registrar of Companies, Ernakulam.
The peers of United Kuries by revenue are Sri Thirumalai Chits Private Limited, Saptavandana Chits and Finances Private Limited, MJT Chits Coimbatore Private Limited, Boby Chemmanur Nidhi Limited, RMG Nidhi Limited and 2 more, all in the BFSI industry (Micro Finance), with the same principal business activity (other financial activities).
Martin Jacob ceased to be Director on 15 Feb 2025. Pottokaran Antony Varghese was appointed as Additional Director on 15 Feb 2025. Abby David Kattukkaran was appointed as Director on 11 Jan 2020. United Kuries has 25 board changes on record in total.
The registered office of United Kuries is at Near Vyapara Bhavanmain Road Chalakudy, Thrissur, Kerala, India – 680307.
United Kuries operates in the financial services industry, in the microfinance institutions segment.

