MSME (Udyam registered) Ministry of MSME
- Category
- Small (2023-24)
- Udyam number
- UDYAM-RJ-17-0086755
Universal Fingrowth Private Limited - financial services in Jaipur, Rajasthan, India. FY 2026 financials & compliance.
Revenue · FY 2026
₹4.69 Cr
▼ 69% YoY
Net loss · FY 2026
₹5.79 Cr
Net margin -123.6%
EBITDA · FY 2026
-₹4.55 Cr
EBITDA margin -97.1%
Authorised capital
₹18 Cr
Registered with MCA
Paid-up capital
₹10 Cr
Issued & subscribed
Open charges
₹3 Cr
Satisfied ₹77.99 Cr
Company age
11 yrs
Est. 2015
Employees · EPFO
147
Provident fund records
About Universal Fingrowth Private Limited
Data last updated:
Universal Fingrowth Private Limited is a private limited company based in Jaipur, Rajasthan, India. It operates in the financial services and investment segment of the financial services sector. It was incorporated on 27 August 2015 and has been in existence for over 11 years.
The company is registered with the Registrar of Companies (ROC), Jaipur, under CIN U65993RJ2015PTC048146. Its GSTIN is 08AABCU8495R1Z7 (Rajasthan).
The company has an authorised share capital of ₹18 Cr and a paid-up capital of ₹10 Cr. It is led by directors including Rahul Maheshwari (Managing Director) and Keshav Maheshwari.
Its last annual general meeting (AGM) was held on 11 August 2025, and its latest financial statements are for the year ended 31 March 2026. The registered office is at Jaipur, Rajasthan.
As per the financials filed for FY 2026, the company reported a revenue of ₹4.69 Cr, a decline of 69% compared to the previous year. For the same year it recorded a net loss of ₹5.79 Cr (net margin -123.6%) and EBITDA of -₹4.55 Cr (EBITDA margin -97.1%). Revenue has declined at a compounded annual rate (CAGR) of 17% over three years.
The company has about 147 employees on its provident fund (EPFO) records.
The company is associated with 1 brand: Universal Fingrowth. As per MCA filings, the company has open charges of ₹3 Cr and satisfied charges of ₹77.99 Cr on record. Court records list 222 cases involving the company, including 208 filed by the company and 14 filed against it; 109 cases are pending.
Universal Fingrowth Private Limited is registered as a small enterprise under the Udyam registration framework (Reg. No. UDYAM-RJ-17-0086755). The current compliance status is marked as compliant by the Registrar of Companies. For more details, the company can be reached via its website universalfingrowth.com.
Company details
CIN U65993RJ2015PTC048146
Registration Number 048146
Incorporation Date 27 August 2015
ROC Jaipur
Listing Status Unlisted
Company Status Active
Date of Last AGM 11 August 2025
Date of Balance Sheet 31 March 2026
Compliance Status Active Compliant
MSME Classification Small
Udyam Registration UDYAM-RJ-17-0086755
Key People
Rahul Maheshwari Managing Director Keshav Maheshwari Director Anjali Vijayvergiya Company Secretary Recognitions & Rankings of Universal Fingrowth
Contact details
Universal Fingrowth Private Limited's registered office is in Jaipur, Rajasthan. Its website is universalfingrowth.com. Its e-mail address and telephone number are in the company report.
- Email
- Telephone
- Website
- Social Media
- Registered Address2nd & 3rd Floor B – 50, Sahakar Marg Lal Kothi Scheme, Jaipur, Rajasthan, India – 302015
- IndustryFinancial Services, Financial Activities
To see the full contact details of Universal Fingrowth Private Limited, buy the company report.
Comprehensive company report
Universal Fingrowth Private Limited - one report that includes everything
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
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Brands
Universal Fingrowth operates one associated brand: Universal Fingrowth. Each brand links to its own profile.
| Brand | Description | Website |
|---|---|---|
| A non-banking finance company offering various financial services and products. | universalfingrowth.com |
Business activity
The main business activity of Universal Fingrowth is financial and insurance activities. In detail, this covers activities auxiliary to financial service and insurance activities.
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| K | Financial and insurance activities | 66 | Activities auxiliary to financial service and insurance activities |
To see the full business activity and turnover split of Universal Fingrowth Private Limited, buy the company report.
Financials of Universal Fingrowth Private Limited
FY 2026 filings availableUniversal Fingrowth Private Limited reported revenue of ₹4.69 Cr (down 69% YoY) for FY 2026.
Revenue · FY 2026
₹4.69 Cr ▼ 69%
Net loss · FY 2026
₹5.79 Cr margin -123.6%
EBITDA · FY 2026
-₹4.55 Cr margin -97.1%
Compounded Annual Growth Rate (CAGR)
Revenue CAGR growth
1 year
▼ 69%
3 years · compounded
▼ 17%
EBITDA CAGR growth
1 year
▼ 192%
Revenue has declined at a compounded annual rate (CAGR) of 17% over three years, including a 69% fall in the latest year. EBITDA fell 192% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 |
|---|---|---|---|---|---|
| Profit and Loss Statement | |||||
| Revenue from Operations | |||||
| Other Income | |||||
| Total Revenue | ₹4.69 Cr | ||||
| Cost of Materials Consumed | |||||
| Employee Benefit Expense | |||||
| Finance Costs | |||||
| Depreciation and Amortisation | |||||
| Other Expenses | |||||
| Total Expenses | |||||
| EBITDA | -₹4.55 Cr | ||||
| Profit Before Tax | |||||
| Tax Expense | |||||
| Net Profit (PAT) | -₹5.79 Cr | ||||
| Balance Sheet | |||||
| Share Capital | |||||
| Reserves and Surplus | |||||
| Net Worth (Total Equity) | |||||
| Long-term Borrowings | |||||
| Short-term Borrowings | |||||
| Trade Payables | |||||
| Total Liabilities | |||||
| Fixed Assets | |||||
| Investments | |||||
| Inventories | |||||
| Trade Receivables | |||||
| Cash and Bank Balance | |||||
| Total Assets | |||||
Financial Ratios
| Metrics | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | -97.1% | ||||
| Net Profit Margin | -123.6% | ||||
| Return on Equity (ROE) | |||||
| Return on Capital Employed (ROCE) | |||||
| Return on Assets (ROA) | |||||
| Liquidity and Debt | |||||
| Current Ratio | |||||
| Quick Ratio | |||||
| Debt-to-Equity Ratio | |||||
| Interest Coverage Ratio | |||||
| Efficiency and Growth | |||||
| Asset Turnover | |||||
| Receivable Days | |||||
| Payable Days | |||||
| Inventory Days | |||||
| Revenue Growth | |||||
| Net Profit Growth | |||||
To see the full financial statements and ratios of Universal Fingrowth Private Limited, buy the company report.
Board of directors and KMP of Universal Fingrowth Private Limited
Universal Fingrowth Private Limited currently reports 5 directors and 1 key managerial person. 6 former directors have served the organization.
Current Directors and KMP
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Rahul Maheshwari Also directs: Rapid Insurance Broking Private Limited | Managing Director | 27 Aug 2015 | 11 Years 2 Months | Current |
| Keshav Maheshwari Also directs: Rapid Insurance Broking Private Limited | Director | 27 Aug 2015 | 11 Years 2 Months | Current |
| Anjali Vijayvergiya | Company Secretary | 22 Oct 2021 | 5 Years 0 Months | Current |
| Gauri Shankar Also directs: Amir Chand Jagdish Kumar (Exports) Limited, PNC Infratech Limited, Optiemus Infracom Limited and 4 more | Director | 20 Sep 2021 | 5 Years 1 Months | Current |
| Ramesh Chand Maheshwari Also directs: Adventure Global Tour Limited Liability Partnership | Director | 25 Jun 2020 | 6 Years 4 Months | Current |
| Vishnu Prakash Singhal | Director | 09 Sep 2016 | 10 Years 1 Months | Current |
Auditor
Universal Fingrowth Private Limited is audited by SHAH PATNI & CO. for the financial year 2026.
| Auditor firm | Financial year | Firm registration number |
|---|---|---|
| SHAH PATNI & CO. | FY 2026 | 001055C |
Shareholding
The shareholding of Universal Fingrowth Private Limited is on record for 5 financial years, the latest being FY 2026, split between promoters, domestic institutions, foreign institutions, public shareholders and others.
| Shareholder category | FY 2026 | FY 2025 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
| Promoters | |||||
| Domestic institutional investors (DII) | |||||
| Foreign institutional investors (FII) | |||||
| Public | |||||
| Others |
To see the full shareholding pattern of Universal Fingrowth Private Limited, buy the company report.
Charges & borrowings
Open charges
₹3 Cr
Satisfied charges
₹77.99 Cr
Breakdown by lending institutions
Latest charge details
| Date | Charge ID | Lender | Amount | Status | Modified or satisfied on |
|---|---|---|---|---|---|
| 31 Mar 2018 | 100166676 | Others | ₹3 Cr | Open | |
| 20 Aug 2024 | 100969848 | Others | ₹4 Cr | Satisfied | |
| 26 Mar 2024 | 100898605 | Others | ₹3 Cr | Satisfied | |
| 14 Mar 2024 | 100883625 | Others | ₹5 Cr | Satisfied | |
| 30 Nov 2023 | 100822162 | State Bank of India | ₹10 Cr | Satisfied |
To see the full charge records of Universal Fingrowth Private Limited, buy the company report.
Total charge records: 34 View all charges
Legal cases
Universal Fingrowth Private Limited has 222 court cases on record: 208 filed by Universal Fingrowth, 14 filed against it. 109 cases are pending and 113 are disposed.
Total cases
222
Filed by the company
208
Filed against the company
14
Pending
109
Disposed
113
Cases by court
| Court | Cases | Against the company | Pending |
|---|---|---|---|
| District courts | 220 | 14 | 109 |
| High courts | 2 | 0 | 0 |
Cases on record (5 of 222)
| Court | Type of case | Party | Status |
|---|---|---|---|
| District court, Jaipur Metro I, Rajasthan | Criminal case | Filed by the company against an individual | Pending |
| District court, Jaipur Metro I, Rajasthan | Criminal case | Filed by the company against an individual | Pending |
| District court, Jaipur Metro I, Rajasthan | Criminal case | Filed by the company against an individual | Pending |
| District court, Jaipur Metro I, Rajasthan | Criminal case | Filed by the company against an individual | Pending |
| District court, Jaipur Metro I, Rajasthan | Court case (Complaint) | Filed by the company against an individual | Pending |
To see the full case history of Universal Fingrowth Private Limited, buy the company report.
Case records are compiled from court listings and may lag the court's own records. A case filed against a company is not a finding against it.
MSME payment delays
Universal Fingrowth Private Limited has 2 MSME Form 1 returns on record for the period ending Mar 2019, listing 2 overdue payments to 1 micro and small supplier. Companies must report dues to micro and small suppliers that stay unpaid for more than 45 days in a half-yearly MSME Form 1 return.
Suppliers with reported dues (1 of 1)
| Supplier | Amount due | Due since | Reported on |
|---|---|---|---|
| Allcloud Enterprise Solutions Private Limited |
To see the full MSME payment records of Universal Fingrowth Private Limited, buy the company report.
Individuals and sole proprietors among the suppliers are not named.
Employees & EPFO
Universal Fingrowth Private Limited has a workforce of 147 employees on its EPFO records as of Apr 09, 2024, across 1 active EPFO establishment.
Employee count
147
Active EPFO establishments
1
Employee growth
110%
GST
Universal Fingrowth has 1 GST registration: 1 active.
Total GSTINs
1
Active
1
| GSTIN | State | Status | Registered on |
|---|---|---|---|
| 08AABCU8495R1Z7 | Rajasthan | Active | 30 Aug 2017 |
To see the full GST registrations and return filing status of Universal Fingrowth Private Limited, buy the company report.
Recent activity
Universal Fingrowth Private Limited has 10 board changes on record since 2015: 6 appointments and 4 cessations. The latest: Anjali Vijayvergiya was appointed as Company Secretary on 22 Oct 2021.
Filing
Universal Fingrowth Private Limited has filed its annual Financial statements for the year ended 31 Mar 2026 with Roc Jaipur.
Charges
A charge registered on 22 Nov 2023 via Charge ID 100827331 with Others was fully satisfied on 16 Sep 2025.
AGM
Universal Fingrowth Private Limited last Annual general meeting of members was held on 11 Aug 2025 as per latest MCA records.
Charges
A charge with Others of Rs. 3.00 Cr registered on 31 Mar 2018 with Charge ID 100166676 was modified on 04 Jul 2025.
Charges
A charge registered on 30 Nov 2023 via Charge ID 100822162 with State Bank Of India was fully satisfied on 06 Jun 2025.
Charges
A charge registered on 28 Sep 2022 via Charge ID 100618481 with State Bank Of India was fully satisfied on 06 Jun 2025.
Charges
A charge registered on 23 Nov 2023 via Charge ID 100821023 with Others was fully satisfied on 05 Jun 2025.
Charges
A charge registered on 28 Sep 2023 via Charge ID 100794594 with Others was fully satisfied on 05 Jun 2025.
Charges
A charge registered on 28 Jun 2023 via Charge ID 100740603 with Others was fully satisfied on 05 Jun 2025.
Charges
A charge registered on 29 Sep 2022 via Charge ID 100618161 with Others was fully satisfied on 05 Jun 2025.
Charges
A charge registered on 14 Mar 2024 via Charge ID 100883625 with Others was fully satisfied on 03 Jun 2025.
Charges
A charge registered on 26 Mar 2024 via Charge ID 100898605 with Others was fully satisfied on 26 May 2025.
70 earlier events are in the company report.
Frequently asked questions
Universal Fingrowth is an active private limited company based in Jaipur, Rajasthan, India. The company works in financial activities, within the financial services industry. It was incorporated on 27 August 2015 (11+ years old) and is registered under CIN U65993RJ2015PTC048146.
Universal Fingrowth has 6 current directors and KMP:
- Rahul Maheshwari - Managing Director
- Keshav Maheshwari - Director
- Gauri Shankar - Director
- Ramesh Chand Maheshwari - Director
- Vishnu Prakash Singhal - Director
- Anjali Vijayvergiya - Company Secretary
The latest financial statements of Universal Fingrowth on record with the MCA are for the year ended 31 March 2026. Its last annual general meeting was held on 11 August 2025. Year-wise statements from FY 2016 are in the company report.
The GSTIN of Universal Fingrowth is 08AABCU8495R1Z7, registered in Rajasthan.
The CIN (Corporate Identification Number) of Universal Fingrowth is U65993RJ2015PTC048146. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Universal Fingrowth has 222 court cases on record: 208 filed by the company and 14 filed against it. 109 are pending. Most are in the district courts.
Universal Fingrowth was incorporated on 27 August 2015, making it 11+ years old. It is registered with the Registrar of Companies, Jaipur.
Anjali Vijayvergiya was appointed as Company Secretary on 22 Oct 2021. Gauri Shankar was appointed as Director on 20 Sep 2021. Gauri Shankar ceased to be Additional Director on 20 Sep 2021. Universal Fingrowth has 10 board changes on record in total.
Yes, Universal Fingrowth is registered as a small enterprise under Udyam registration (number: UDYAM-RJ-17-0086755).
Universal Fingrowth has 2 MSME Form 1 returns on record for the period ending Mar 2019, listing 2 overdue payments to 1 micro and small supplier. The latest return was filed on 29 May 2019.
Universal Fingrowth can be reached through the website universalfingrowth.com. Its registered office is in Jaipur, Rajasthan, India.
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