Universal Retail Limited

Universal Retail Limited - financial services in Kolkata, West Bengal, India. FY 2026 financials and compliance.
CIN U24222WB2002PLC094838 Incorporated 04 July 2002 ROC Kolkata HQ Kolkata, West Bengal, India
Active Public Limited Company financial services
Data last updated
Revenue · FY 2022
-
Latest filing
EBITDA · FY 2022
*****
▲ 74.15% YoY
Net profit · FY 2022
*****
▲ 70.28% YoY
Authorised capital
₹1 Cr
Registered with MCA
Paid-up capital
₹75.24 Lakh
Issued & subscribed
Open charges
None
Satisfied ₹3.43 Cr
Company age
24 yrs
Est. 2002
Last financials
Mar 2025
Balance sheet date

About Universal Retail Limited

Data last updated: 18 December 2025

Universal Retail Limited is a public limited company based in Kolkata, West Bengal, India. It specialises in diversified financial services, a part of the broader financial services sector. Incorporated on 04 July 2002, the company has been in operation for over 24 years.

Registered with ROC Kolkata under CIN U24222WB2002PLC094838.

Capital: an authorised share capital of ₹1 Cr and a paid-up capital of ₹75.24 Lakh. It is led by directors including Ram Swarup Goenka and Sushil Kumar Sharma.

Last AGM: 27 September 2025. Financial statements filed for year ended 31 March 2025. Office: White House Block A119 Park Street 4Th Floor, Kolkata, West Bengal, India – 700016.

As per MCA filings, the company has satisfied charges of ₹3.43 Cr on record.

The current compliance status is marked as compliant by the Registrar of Companies.

Company Details of Universal Retail Limited
CIN U24222WB2002PLC094838
Registration Number 094838
Incorporation Date 04 July 2002
ROC Kolkata
Listing Status Unlisted
Company Status Active
Date of Last AGM 27 September 2025
Date of Balance Sheet 31 March 2025
Compliance Status Active Compliant
Key People
Ram Swarup Goenka Director Sushil Kumar Sharma Director Pinki Debnath Director
Contact Details
  • Email
    *****@*****.com
  • Telephone
    **************
  • Website
    **************
  • Social Media
    **************
  • Registered Address
    White House Block A119 Park Street 4Th Floor, Kolkata, West Bengal, India – 700016
  • Industry
    Financial Services, Diversified Financial Services
Company report
Universal Retail Limited - full intelligence report
  • Historical Financials and ratios
  • Shareholding pattern and group structure
  • Charges with holder and property details
  • Litigation, compliance and MCA filings
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Financials, compliance, directors, charges, ownership and filings for Universal Retail Limited in one report.

10-year financials Directors & ownership Charges & compliance

CIN History of Universal Retail Limited

Universal Retail Limited has one previous CIN (Corporate Identification Number): U24222WB2002PTC094838. The current CIN is U24222WB2002PLC094838, which is the unique identifier assigned by the Registrar of Companies.

CIN Status
U24222WB2002PLC094838 Current
U24222WB2002PTC094838 Previous

Business Activity of Universal Retail Limited

Universal Retail Limited operates primarily in the financial and insurance service sector. The company has 1 registered business activity segment, reflecting its diverse operational portfolio.

Main Activity Group Code Description of Main Activity Business Activity Code Description of Business Activity Turnover Percentage
********* Financial and insurance Service ********* Other financial activities *********

Auditor Details of Universal Retail Limited

Universal Retail Limited is audited by AGARWAL & ASSOCIATES for the financial year 2021. The auditor plays a crucial role in ensuring financial transparency and compliance with accounting standards.

Name Status Appointment Date Cessation Date
AGARWAL & ASSOCIATES blur-value blur-value blur-value

Board of Directors of Universal Retail Limited

Universal Retail Limited is currently managed by 3 directors, with 2 former directors having served the organization. The current Directors play a crucial role in shaping the company's strategic direction and governance.

Current Directors
Name Designation Appointment Date Tenure Status
Ram Swarup Goenka
Also directs: Merapani Timber Industries Pvt Ltd, Dhanani International Limited, Kenon Ply India Private Limited and 3 more
Director 01 Sep 2006 19 Years 10 Months Current
Sushil Kumar Sharma
Also directs: Dhanani International Limited
Director 01 Sep 2006 19 Years 10 Months Current
Pinki Debnath Director 25 Aug 2025 0 Years 10 Months Current
View all directors

Financials of Universal Retail Limited FY 2025 filings available

Universal Retail Limited reported revenue of ₹- (up ) for FY 2022. Profit growth despite declining revenue indicates effective cost management and margin discipline.

Revenue
-
Profit
***** ▲ 70.28%
EBITDA
***** ▲ 74.15%
Metrics
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Revenue
Revenue from Operations
*****
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Revenue Growth %
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Other Income
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Total Revenue
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Expenses
Total Expenses
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Raw Material Cost
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Change in Inventory FG
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Change in Inventory WIP
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Purchase of Traded Goods
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Employee Cost
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Managerial Remuneration
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Audit Fees
*****
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Insurance
*****
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Power & Fuel
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Interest
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Depreciation
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Other Expenses
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Profitability
EBITDA (Operating Profit)
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Operating Margin %
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Exceptional Items
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Extraordinary Items
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Profit Before Exceptional & Extraordinary Items
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Profit Before Tax
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Tax & Net Profit
Tax Expense
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Current Tax
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Deferred Tax
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Profit from Discontinued Operations
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Tax on Discontinued Operations
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Profit
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Net Margin %
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Metrics
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Shareholders' Funds
Total Shareholders' Funds
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Equity Capital
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Reserves & Surplus
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Money Against Warrants
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Other Equity
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Non-Current Liabilities
Total Non-Current Liabilities
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Long-Term Borrowings
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Deferred Tax Liabilities
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Other Non-Current Liabilities
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Long-Term Provisions
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Current Liabilities
Total Current Liabilities
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Short-Term Borrowings
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Trade Payables
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Other Current Liabilities
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Short-Term Provisions
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Total Equity & Liabilities
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Non-Current Assets
Non-Current Assets
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Tangible Assets
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Intangible Assets
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Capital WIP
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Intangibles Under Dev
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Investments
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Deferred Tax Assets
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LT Loans & Advances
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Other Non-Current Assets
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Current Assets
Current Assets
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Current Investments
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Inventories
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Trade Receivables
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Cash & Bank Balance
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ST Loans & Advances
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Other Current Assets
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Total Assets
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Metrics
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Cash from Operating Activities (CFO)
Profit Before Tax
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Non-Cash Adjustments
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+ Interest Expense
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+ Depreciation
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+/- Unrealized Forex
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- Dividend Income
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- Interest Income
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+/- Other Non-Cash Items
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Changes in Working Capital
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+/- Inventory
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+/- Debtors
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+/- Creditors
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Reconciliation Adjustments
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Cash Generated from Operations
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Income Taxes Paid
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Net CFO (Cash from Operations)
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Cash from Investing Activities (CFI)
Acquisitions & Disposals
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Disposal of Subsidiaries
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Acquisition of Subsidiaries
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Capex
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Purchase of Fixed Assets
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Sale of Fixed Assets
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Other Investing Cash Flows
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Net CFI (Cash from Investing)
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Cash from Financing Activities (CFF)
Equity Issuance
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Debt Raised
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Debt Repaid
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Dividends Paid
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Interest Paid
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Net CFF (Cash from Financing)
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Net Cash Position
Net Change in Cash (Pre-Forex)
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Closing Cash & Equivalents
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Metrics
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Liquidity
Current Ratio
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Quick Ratio
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Cash Ratio
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Efficiency
Inventory Days
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Debtor Days
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Creditor Days
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Cash Conversion Cycle
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Asset Turnover
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Profitability
Net Profit Margin %
*****
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Operating Margin %
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ROE %
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ROCE %
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Net Worth Margin %
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Growth
Revenue Growth %
*****
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Leverage
Equity Multiplier
*****
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Debt / EBITDA
*****
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Solvency
D/E Ratio
*****
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ICR
*****
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*****

Consolidated Statements

Income Statement, Balance Sheet, Cash Flow & Ratios available in the full report.

Unlock Complete Financial History (FY 2015 – Latest)
Standalone & Consolidated - Income Statement, Balance Sheet, Cash Flow, Financial Ratios and Growth Trends with 10+ years of line-item data.
10+ years of data Line-item breakdown Balance Sheet detail Cash Flow analysis 20+ ratios & metrics Downloadable PDF

Shareholding Pattern of Universal Retail Limited

As of FY 2021, Universal Retail Limited's shareholding pattern shows 95.63% by promoters, 4.37% by public shareholders. The promoters hold a majority stake, indicating strong promoter control.

2025
YEAR
38.19% Promoters
25.22% DII (Domestic Institutional)
10.28% FII (Foreign Institutional)
25.89% Public
2.42% Others
Shareholding Trend
Year 2025
Promoters 33.19%
DII 23.22%
FII 18.28%
Public 22.89%
Others 2.42%

Charges & Borrowings of Universal Retail Limited

Open charges
₹0
Satisfied charges
₹3.43 Cr
Breakdown by lending institutions
United Bank of India₹3.43 Cr
Latest charge details
DateLenderAmountStatus
19 Oct 2004 United Bank of India ₹3.43 Cr Satisfied

Total charge records: 1 View all charges

Employees and EPFO Compliance at Universal Retail Limited

View historical data on people associated with Universal Retail Limited, including employment history and EPFO contributions.

2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
2026

Employee Count & EPFO Data of Universal Retail Limited

Access employee headcount trends, monthly PF payment records, EPFO establishment details, and compliance data.

Monthly employee headcount & PF contributions
EPFO establishment details & ECR filing status
Year-wise workforce analytics & attrition trends
PF exemption, coverage & compliance verification

GST Compliance of Universal Retail Limited

XX%
Compliant
GSTR-1
GSTR-3B
GSTR-9
MH
KA
UP
TN
TS

GSTIN & GST Filing Data of Universal Retail Limited

Access GSTIN registrations, state-wise filing compliance, HSN/SAC codes, and detailed goods & services data.

GSTIN registrations & state-wise presence
Filing compliance - GSTR-1, GSTR-3B, GSTR-9
HSN/SAC codes with goods & services details
Taxpayer type, jurisdiction & business constitution

Credit Ratings, Litigation & Regulatory Alerts for Universal Retail Limited

Credit rating
AAA
AA+
AA
AA-
! !
2015 2017 2019 2021 2023
Litigation
District Court 35
High Court 45
Supreme Court 0
NCLT / NCLAT 0
Pending
Disposed
Regulatory alerts
GSTIN Cancelled
Andhra Pradesh
GSTIN Cancelled
Telangana (on application)
EPFO Delay
12 months delay - Haryana
Violations via Directors
20 MCA + 19 Bank defaults

Credit Ratings, Legal Cases & Regulatory Alerts of Universal Retail Limited

Access complete credit rating history, litigation records, regulatory alerts, and compliance data.

Credit rating history across CARE, ICRA, Brickwork & India Ratings
Instrument-wise ratings, outlook & action timeline
Court-wise litigation (District, High Court, Supreme Court, NCLT)
Group company & common directorship litigation
Statutory compliance alerts (GSTIN, EPFO, ROC)
Director & company violations (MCA, SEBI, Banks, BSE/NSE)

MSME Payment Delays by Universal Retail Limited

MSME Payment Delays by Universal Retail Limited

Track payments outstanding to micro and small enterprise vendors, as disclosed in half-yearly MSME-1 returns filed with the MCA.

Amounts outstanding to MSME suppliers
Delay periods & reasons for delayed payments
Half-yearly MSME-1 filing history
Vendor-payment behaviour as a counterparty risk signal

Subsidiaries & Group Companies of Universal Retail Limited

Subsidiaries & Group Companies of Universal Retail Limited

See the full corporate group - holding company, subsidiaries, associates and joint ventures of Universal Retail Limited with ownership details.

Holding & parent company details
Subsidiaries & step-down subsidiaries with % holding
Associates & joint ventures with partner details
Investments in other entities year-on-year

MCA Filings & Documents of Universal Retail Limited

MCA Filings & Documents of Universal Retail Limited

Download official documents filed with the Ministry of Corporate Affairs - from incorporation papers to the latest annual filings.

Incorporation documents, MoA & AoA
Annual returns (MGT-7) & financial statements (AOC-4)
Charge filings (CHG-1, CHG-4) & resolutions
Complete document index with filing dates

Recent Activity on Universal Retail Limited

Activity
27 Sep 2025
Universal Retail Limited last Annual general meeting of members was held on 27 Sep 2025 as per latest MCA records.
Directors
25 Aug 2025
Pinki Debnath was appointed as a Director on 25 Aug 2025 & has been associated with this company since 10 months 17 days.
Activity
31 Mar 2025
Universal Retail Limited has filed its annual Financial statements for the year ended 31 Mar 2025 with Roc Kolkata.
Charges
28 Sep 2010
A charge registered on 19 Oct 2004 via Charge ID 90246389 with United Bank Of India was fully satisfied on 28 Sep 2010.
Directors
01 Sep 2006
Ram Swarup Goenka was appointed as a Director on 01 Sep 2006 & has been associated with this company since 19 years 10 months.
Directors
01 Sep 2006
Sushil Kumar Sharma was appointed as a Director on 01 Sep 2006 & has been associated with this company since 19 years 10 months.

Frequently Asked Questions about Universal Retail Limited

Universal Retail Limited is an active public limited company in the financial services sector based in Kolkata, West Bengal, India. It was incorporated on 04 July 2002 (24+ years old) and is registered under CIN U24222WB2002PLC094838.

The current directors of Universal Retail Limited are:

The primary industry of Universal Retail Limited is financial services. The company specifically operates in diversified financial services. The company is currently active in this sector.

Universal Retail Limited can be reached at the registered office: White House Block A119 Park Street 4Th Floor, Kolkata, West Bengal, India – 700016.

The authorised capital is ₹1 Cr, and the paid-up capital is ₹75.24 Lakh.

The company has its registered office at White House Block A119 Park Street 4Th Floor, Kolkata, West Bengal, India – 700016.

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