Unnati Micro Finance
About Unnati Micro Finance
Data last updated:
Unnati Micro Finance is a private not for profit company based in Jaipur, Rajasthan, India. It operates in the diversified financial services segment of the financial services sector. It was incorporated on 14 March 2014 and has been in existence for over 12 years.
The company is registered with the Registrar of Companies (ROC), Jaipur, under CIN U65999RJ2014NPL045406.
The company has an authorised share capital of ₹2 Lakh and a paid-up capital of ₹2 Lakh. It is led by directors Sanjay Naraniya and Gauri Naraniaya.
Its last annual general meeting (AGM) was held on 30 September 2024, and its latest financial statements are for the year ended 31 March 2024. The registered office is at P. No. 2 Opp. Ramberi Sanganer, Jaipur, Rajasthan, India – 302029.
As per the financials filed for FY 2024, the company reported a revenue of ₹72.54 Lakh, a growth of 21% compared to the previous year. For the same year it recorded a net profit of ₹3.56 Lakh (net margin 4.9%) and EBITDA of ₹4.93 Lakh (EBITDA margin 6.8%). Revenue has grown at a compounded annual rate (CAGR) of 65% over three years and 64% over five years.
The current compliance status is marked as compliant by the Registrar of Companies.
- EmailLocked
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- Registered AddressP. No. 2 Opp. Ramberi Sanganer, Jaipur, Rajasthan, India – 302029
- IndustryFinancial Services, Diversified Financial Services
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
- One PDF report, delivered after checkout
Business Activity of Unnati Micro Finance
The main business activity of Unnati Micro Finance is financial and insurance service. In detail, this covers financial advisory, brokerage and consultancy services.
| Main Activity Group Code | Description of Main Activity | Business Activity Code | Description of Business Activity | Turnover Percentage |
|---|---|---|---|---|
| K | Financial and insurance Service | K7 | Financial Advisory, brokerage and Consultancy Services | Locked |
Business activity turnover details
Turnover share and past changes in activity are in the company report.
- Turnover contribution
- Historical classifications
- Filing-level activity changes
Verified entity values are shown only after access is granted.
Financials of Unnati Micro Finance FY 2024 filings available
Unnati Micro Finance reported revenue of ₹72.54 Lakh (up 21% YoY) for FY 2024.
Compounded Annual Growth Rate (CAGR) of Unnati Micro Finance
Revenue has grown at a compounded annual rate (CAGR) of 64% over five years, including 21% growth in the latest year. EBITDA fell 80% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary of Unnati Micro Finance
| Metrics | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|
| Profit and Loss Statement | |||||
| Revenue from Operations | •••• | •••• | •••• | •••• | •••• |
| Other Income | •••• | •••• | •••• | •••• | •••• |
| Total Revenue | •••• | •••• | •••• | •••• | •••• |
| Cost of Materials Consumed | •••• | •••• | •••• | •••• | •••• |
| Employee Benefit Expense | •••• | •••• | •••• | •••• | •••• |
| Finance Costs | •••• | •••• | •••• | •••• | •••• |
| Depreciation and Amortisation | •••• | •••• | •••• | •••• | •••• |
| Other Expenses | •••• | •••• | •••• | •••• | •••• |
| Total Expenses | •••• | •••• | •••• | •••• | •••• |
| EBITDA | ₹4.93 Lakh | •••• | •••• | •••• | •••• |
| Profit Before Tax | •••• | •••• | •••• | •••• | •••• |
| Tax Expense | •••• | •••• | •••• | •••• | •••• |
| Net Profit (PAT) | ₹3.56 Lakh | •••• | •••• | •••• | •••• |
| Balance Sheet | |||||
| Share Capital | •••• | •••• | •••• | •••• | •••• |
| Reserves and Surplus | •••• | •••• | •••• | •••• | •••• |
| Net Worth (Total Equity) | •••• | •••• | •••• | •••• | •••• |
| Long-term Borrowings | •••• | •••• | •••• | •••• | •••• |
| Short-term Borrowings | •••• | •••• | •••• | •••• | •••• |
| Trade Payables | •••• | •••• | •••• | •••• | •••• |
| Total Liabilities | •••• | •••• | •••• | •••• | •••• |
| Fixed Assets | •••• | •••• | •••• | •••• | •••• |
| Investments | •••• | •••• | •••• | •••• | •••• |
| Inventories | •••• | •••• | •••• | •••• | •••• |
| Trade Receivables | •••• | •••• | •••• | •••• | •••• |
| Cash and Bank Balance | •••• | •••• | •••• | •••• | •••• |
| Total Assets | •••• | •••• | •••• | •••• | •••• |
Financial Ratios of Unnati Micro Finance
| Metrics | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | 6.8% | •••• | •••• | •••• | •••• |
| Net Profit Margin | 4.9% | •••• | •••• | •••• | •••• |
| Return on Equity (ROE) | •••• | •••• | •••• | •••• | •••• |
| Return on Capital Employed (ROCE) | •••• | •••• | •••• | •••• | •••• |
| Return on Assets (ROA) | •••• | •••• | •••• | •••• | •••• |
| Liquidity and Debt | |||||
| Current Ratio | •••• | •••• | •••• | •••• | •••• |
| Quick Ratio | •••• | •••• | •••• | •••• | •••• |
| Debt-to-Equity Ratio | •••• | •••• | •••• | •••• | •••• |
| Interest Coverage Ratio | •••• | •••• | •••• | •••• | •••• |
| Efficiency and Growth | |||||
| Asset Turnover | •••• | •••• | •••• | •••• | •••• |
| Receivable Days | •••• | •••• | •••• | •••• | •••• |
| Payable Days | •••• | •••• | •••• | •••• | •••• |
| Inventory Days | •••• | •••• | •••• | •••• | •••• |
| Revenue Growth | •••• | •••• | •••• | •••• | •••• |
| Net Profit Growth | •••• | •••• | •••• | •••• | •••• |
Paid data: the figures shown as dots are available after purchase of the company report. Figures as filed with the MCA in Form AOC-4. The full year-wise statements and ratios of Unnati Micro Finance are in the company report.
Financial statements from 2015
Earlier years and trend charts are in the company report.
- Income statements
- Balance sheets
- Cash-flow statements
- Ratios and benchmarks
Verified entity values are shown only after access is granted.
Board of Directors of Unnati Micro Finance
Unnati Micro Finance has 2 current directors and 4 former directors. Current directors are listed first, with their designation and appointment date.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Sanjay Naraniya Also directs: Sanjay Buildhome and Developers LLP, Sanjay Steel and Infra LLP, MDD Infotech LLP and 5 more | Director | 02 Jul 2018 | 8 Years 3 Months | Current |
| Gauri Naraniaya Also directs: Sanjay Buildhome and Developers LLP, Sanjay Steel and Infra LLP, MDD Infotech LLP and 4 more | Director | 02 Jul 2018 | 8 Years 3 Months | Current |
Peer Comparison of Unnati Micro Finance
Unnati Micro Finance is compared with the companies closest to it by revenue in the BFSI industry (Finance, Micro Finance, Other Financial Services). Net profit, margin and employee counts of each company are in the company report.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Express Tower Properties Pvt Ltd | ₹72.65 Lakh (FY 2025) | •••• | •••• | -17.0% | •••• | Kolkata, West Bengal, India |
| Tenmark Capital Private Limited | ₹72.64 Lakh (FY 2025) | •••• | •••• | 15.0% | •••• | Chennai, Tamil Nadu, India |
| Centre for Holistic Advancement and Upliftment of Poor & Landless | ₹72.64 Lakh (FY 2024) | •••• | •••• | 13.0% | •••• | New Delhi, Delhi, India |
| Amay Vyapaar Private Limited | ₹72.61 Lakh (FY 2025) | •••• | •••• | 424.0% | •••• | Kolkata, West Bengal, India |
| Standford Trading Private Limited | ₹72.59 Lakh (FY 2018) | •••• | •••• | 0.0% | •••• | Mumbai, Maharashtra, India |
| Unnati Micro Finance this company | ₹72.54 Lakh (FY 2024) | •••• | •••• | 21.0% | •••• | Jaipur, Rajasthan, India |
| Accpro Advisors Private Limited | ₹72.54 Lakh (FY 2025) | •••• | •••• | 19.0% | •••• | Swarup Nagar, Uttar Pradesh, India |
| Myra Financial Services Private Limited | ₹72.52 Lakh (FY 2025) | •••• | •••• | 50.0% | •••• | Mumbai, Maharashtra, India |
| Prince Finance Limited | ₹72.51 Lakh (FY 2017) | •••• | •••• | -6.0% | •••• | Delhi, India |
| Ad Fincorp Private Limited | ₹72.49 Lakh (FY 2024) | •••• | •••• | -33.0% | •••• | Pune, Maharashtra, India |
| Premjee Truck Finance Co Pvt Ltd | ₹72.48 Lakh (FY 2024) | •••• | •••• | 39.0% | •••• | Haryana, India |
Peers are the five companies nearest above and the five nearest below Unnati Micro Finance by revenue in the BFSI industry (Finance, Micro Finance, Other Financial Services), from the latest filed financials of each company. Net profit, margin and employee counts of each peer are in the company report.
Auditor Details of Unnati Micro Finance
Unnati Micro Finance is audited by Asheesh K Jain & Co Chartered Accountants for the financial year 2023.
| Name | Status | Appointment Date | Cessation Date |
|---|---|---|---|
| Asheesh K Jain & Co Chartered Accountants | Locked | Locked | Locked |
Complete auditor history
Appointment and cessation dates and past auditor changes are in the company report.
- Appointment status
- Appointment dates
- Cessation dates
- Auditor changes
Verified entity values are shown only after access is granted.
Ownership and Shareholding of Unnati Micro Finance
Shareholding and ownership data
Promoter, institutional, public and beneficial ownership figures are in the company report.
- Ownership categories
- Historical changes
- Group structure
- FII and DII holdings
Verified entity values are shown only after access is granted.
Charges & Borrowings of Unnati Micro Finance
Unnati Micro Finance does not have any charges (loans) registered with the Registrar of Companies.
Employees and EPFO Compliance at Unnati Micro Finance
Employment history and EPFO contributions of people linked to Unnati Micro Finance.
Employee and EPFO history
Monthly headcount, contribution history and filing status are in the company report.
- Monthly headcount
- PF contributions
- ECR filing status
- Establishment history
Verified entity values are shown only after access is granted.
Recent Activity on Unnati Micro Finance
Unnati Micro Finance has 6 board changes on record since 2018: 2 appointments and 4 cessations. The latest: Gauri Naraniaya ceased to be Additional Director on 04 Sep 2019.
Credit Ratings, Litigation & Regulatory Alerts for Unnati Micro Finance
Credit ratings, litigation, and regulatory alerts
Credit ratings, court records and regulatory alerts are in the company report.
- Rating history
- Court and tribunal cases
- Regulatory alerts
- Director-linked violations
Verified entity values are shown only after access is granted.
MSME Payment Delays by Unnati Micro Finance
MSME payment history
Amounts due to small suppliers, the reasons given and MSME-1 filings are in the company report.
- Outstanding amounts
- Delay periods and reasons
- MSME-1 filing history
- Vendor payment signals
Verified entity values are shown only after access is granted.
Subsidiaries & Group Companies of Unnati Micro Finance
Corporate group structure
Parent, subsidiary, associate and joint venture records with holdings are in the company report.
- Parent company
- Subsidiaries and ownership
- Associates and joint ventures
- Entity investments
Verified entity values are shown only after access is granted.
GST Compliance of Unnati Micro Finance
GST registrations and filing compliance
State-wise GST registrations, return filing status and HSN or SAC codes are in the company report.
- GSTIN registrations
- State-wise filing status
- HSN and SAC details
- Tax jurisdiction records
Verified entity values are shown only after access is granted.
MCA Filings & Documents of Unnati Micro Finance
MCA filings and documents
Filed forms, annual returns, financial statements and charge filings with their dates are in the company report.
- Incorporation documents
- Annual returns and statements
- Charge filings
- Complete filing index
Verified entity values are shown only after access is granted.
Frequently Asked Questions about Unnati Micro Finance
Unnati Micro Finance is an active private not for profit company based in Jaipur, Rajasthan, India. The company works in diversified financial services, within the financial services industry. It was incorporated on 14 March 2014 (12+ years old) and is registered under CIN U65999RJ2014NPL045406.
Unnati Micro Finance reported revenue of ₹72.54 Lakh for FY 2024 (up 21% YoY).
Unnati Micro Finance has 2 current directors:
- Sanjay Naraniya - Director
- Gauri Naraniaya - Director
Unnati Micro Finance reported a net profit of ₹3.56 Lakh (net margin 4.9%) and EBITDA of ₹4.93 Lakh (EBITDA margin 6.8%) for FY 2024, as per its filed financial statements.
The compounded annual growth rate (CAGR) of the revenue of Unnati Micro Finance is 65% over three years and 64% over five years. In the latest year (FY 2024) revenue rose 21%. CAGR is the steady yearly rate that links the first and the last year.
The CIN (Corporate Identification Number) of Unnati Micro Finance is U65999RJ2014NPL045406. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Unnati Micro Finance was incorporated on 14 March 2014, making it 12+ years old. It is registered with the Registrar of Companies, Jaipur.
The peers of Unnati Micro Finance by revenue are Express Tower Properties Pvt Ltd, Tenmark Capital Private Limited, Centre for Holistic Advancement and Upliftment of Poor & Landless, Amay Vyapaar Private Limited, Standford Trading Private Limited and 5 more, all in the BFSI industry (Finance, Micro Finance, Other Financial Services).
Gauri Naraniaya ceased to be Additional Director on 04 Sep 2019. Sanjay Naraniya ceased to be Additional Director on 04 Sep 2019. Hetram Bairwa ceased to be Director on 03 Jul 2018. Unnati Micro Finance has 6 board changes on record in total.
The registered office of Unnati Micro Finance is at P. No. 2 Opp. Ramberi Sanganer, Jaipur, Rajasthan, India – 302029.
Unnati Micro Finance has an authorised share capital of ₹2 Lakh and a paid-up capital of ₹2 Lakh.