Unnati Shree Micro Credit Association

Unnati Shree Micro Credit Association - non-profit organizations in Varanasi, Uttar Pradesh, India. FY 2026 financials & compliance.
CIN U85320UP2016NPL086097 Incorporated 02 September 2016 ROC Uttar Pradesh HQ Varanasi, Uttar Pradesh, India
Active Private Not For Profit Company non-profit organizations
Revenue · FY 2025
₹2.08 Lakh
▲ 1% YoY
Net loss · FY 2025
₹440
Net margin -0.2%
EBITDA · FY 2025
-₹440
EBITDA margin -0.2%
Authorised capital
₹10 Lakh
Registered with MCA
Paid-up capital
₹5 Lakh
Issued & subscribed
Company age
10 yrs
Est. 2016
Directors on board
2
As per MCA filings
Last financials
Mar 2025
Balance sheet date

About Unnati Shree Micro Credit Association

Data last updated:

Unnati Shree Micro Credit Association is a private not for profit company based in Varanasi, Uttar Pradesh, India. It operates in the social services and community development segment of the non-profit sector. It was incorporated on 02 September 2016 and has been in existence for over 10 years.

The company is registered with the Registrar of Companies (ROC), Uttar Pradesh, under CIN U85320UP2016NPL086097.

The company has an authorised share capital of ₹10 Lakh and a paid-up capital of ₹5 Lakh. It is led by directors Awaneesh Singh and Pratima Singh.

Its last annual general meeting (AGM) was held on 30 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at C 33/265 – 4 – A Chanduaa Chhittupur, Varanasi, Uttar Pradesh, India – 221002.

As per the financials filed for FY 2025, the company reported a revenue of ₹2.08 Lakh, a growth of 1% compared to the previous year. For the same year it recorded a net loss of ₹440 (net margin -0.2%) and EBITDA of -₹440 (EBITDA margin -0.2%). Revenue has grown at a compounded annual rate (CAGR) of 3% over three years and 15% over five years.

The current compliance status is marked as compliant by the Registrar of Companies.

Company details

CIN U85320UP2016NPL086097
Registration Number 086097
Incorporation Date 02 September 2016
ROC Uttar Pradesh
Listing Status Unlisted
Company Status Active
Compliance Status Active Compliant

Contact details

Unnati Shree Micro Credit Association's registered office is in Varanasi, Uttar Pradesh. Its e-mail address is in the company report.

  • Email
  • Registered Address
    C 33/265 – 4 – A Chanduaa Chhittupur, Varanasi, Uttar Pradesh, India – 221002
  • Industry
    Non-Profit Organizations, Social Work, Social Work Activities Without Accommodation

To see the full contact details of Unnati Shree Micro Credit Association, buy the company report.

Comprehensive company report
Unnati Shree Micro Credit Association - one report that includes everything
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  • Historical financials and ratios
  • Shareholding pattern and group structure
  • Charges with holder and property details
  • Legal cases, compliance and MCA filings
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Business activity

The main business activity of Unnati Shree Micro Credit Association is financial and insurance service. In detail, this covers other financial activities.

Main activity group codeMain activityBusiness activity codeBusiness activityShare of turnover
KFinancial and insurance ServiceK8Other financial activities

To see the full business activity and turnover split of Unnati Shree Micro Credit Association, buy the company report.

Financials of Unnati Shree Micro Credit Association

FY 2025 filings available

Unnati Shree Micro Credit Association reported revenue of ₹2.08 Lakh (up 1% YoY) for FY 2025.

Revenue · FY 2025
₹2.08 Lakh ▲ 1%
Net loss · FY 2025
₹440 margin -0.2%
EBITDA · FY 2025
-₹440 margin -0.2%

Compounded Annual Growth Rate (CAGR)

Revenue CAGR growth
1 year
▲ 1%
3 years · compounded
▲ 3%
5 years · compounded
▲ 15%
EBITDA CAGR growth
1 year
▼ 40%
3 years · compounded
▼ 30%
5 years · compounded
▼ 15%

Revenue has grown at a compounded annual rate (CAGR) of 15% over five years, including 1% growth in the latest year. EBITDA fell 40% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.

Financial Statement Summary

MetricsFY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21
Profit and Loss Statement
Revenue from Operations
Other Income
Total Revenue
Cost of Materials Consumed
Employee Benefit Expense
Finance Costs
Depreciation and Amortisation
Other Expenses
Total Expenses
EBITDA-₹440
Profit Before Tax
Tax Expense
Net Profit (PAT)-₹440
Balance Sheet
Share Capital
Reserves and Surplus
Net Worth (Total Equity)
Long-term Borrowings
Short-term Borrowings
Trade Payables
Total Liabilities
Fixed Assets
Investments
Inventories
Trade Receivables
Cash and Bank Balance
Total Assets

Financial Ratios

MetricsFY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21
Profitability
EBITDA Margin-0.2%
Net Profit Margin-0.2%
Return on Equity (ROE)
Return on Capital Employed (ROCE)
Return on Assets (ROA)
Liquidity and Debt
Current Ratio
Quick Ratio
Debt-to-Equity Ratio
Interest Coverage Ratio
Efficiency and Growth
Asset Turnover
Receivable Days
Payable Days
Inventory Days
Revenue Growth
Net Profit Growth

To see the full financial statements and ratios of Unnati Shree Micro Credit Association, buy the company report.

Board of directors of Unnati Shree Micro Credit Association

Unnati Shree Micro Credit Association has 2 current directors and 4 former directors. Current directors are listed first, with their designation and appointment date.

Current Directors
NameDesignationAppointment DateTenureStatus
Awaneesh SinghDirector13 Mar 20206 Years 8 MonthsCurrent
Pratima SinghDirector06 Feb 20197 Years 9 MonthsCurrent

Peer comparison

Unnati Shree Micro Credit Association is compared with the 10 companies closest to it by revenue in the same principal business activity (other financial activities), from the latest filed financials of each company.

CompanyRevenueNet profitMarginGrowth (1 yr)EmployeesLocation
Sister Nibedita Micro Service Foundation₹2.08 Lakh (FY 2024)488.0%Nadia, West Bengal, India
Alliance Finconsults Private Limited₹2.08 Lakh (FY 2018)-59.0%New Delhi, Delhi, India
Susaktha Chits Private Limited₹2.08 Lakh (FY 2025)-74.0%Thrissur, Kerala, India
Bangur Vanijya & Finance Pvt Ltd₹2.08 Lakh (FY 2025)149.0%Kolkata, West Bengal, India
Aspolight Vanijya Pvt.Ltd.₹2.08 Lakh (FY 2025)-84.0%Kolkata, West Bengal, India
Unnati Shree Micro Credit Associationthis company₹2.08 Lakh (FY 2025)-₹440-0.2%1.0%Varanasi, Uttar Pradesh, India
DGFS Consultation Services (OPC) Private Limited₹2.08 Lakh (FY 2025)-48.0%Bangalore, Karnataka, India
Jaik Infosolution Private Limited₹2.07 Lakh (FY 2021)-76.0%Noida, Uttar Pradesh, India
Kuhu Properties Pvt Ltd₹2.07 Lakh (FY 2018)Kolkata, West Bengal, India
Showman Distributors Private Limited₹2.07 Lakh (FY 2018)Patna, Bihar, India
Saffron Comtrade Private Limited₹2.07 Lakh (FY 2024)-93.0%Kolkata, West Bengal, India

To see the full peer comparison of Unnati Shree Micro Credit Association, buy the company report.

MSME payment delays

No delayed payments to MSME suppliers are on our record for Unnati Shree Micro Credit Association; the supplier-wise MSME Form 1 check is in the company report Buy the company report.

GST

No GST registration is on our record for Unnati Shree Micro Credit Association; the GSTIN and return-filing check is in the company report Buy the company report.

Recent activity

Unnati Shree Micro Credit Association has 6 board changes on record since 2019: 2 appointments and 4 cessations. The latest: Nirnaya Kaushik ceased to be Director on 14 Mar 2020.

AGM
Unnati Shree Micro Credit Association last Annual general meeting of members was held on 30 Sep 2025 as per latest MCA records.
Filing
Unnati Shree Micro Credit Association has filed its annual Financial statements for the year ended 31 Mar 2025 with Roc Uttar Pradesh I.
Ceased
Nirnaya Kaushik ceased to be Director.
Appointed
Awaneesh Singh was appointed as Director.
Ceased
Praveen Kumar Singh ceased to be Director.
Ceased
Rajat Kumar Pandey ceased to be Director.
Ceased
Ram Baboo Pandey ceased to be Director.
Appointed
Pratima Singh was appointed as Director.
Incorporation
02 Sep 2016
Unnati Shree Micro Credit Association was registered on 02 Sep 2016 with Roc Uttar Pradesh I & aged 10 years 2 months as per MCA records.

Frequently asked questions

Unnati Shree Micro Credit Association is an active private not for profit company based in Varanasi, Uttar Pradesh, India. The company works in social work, within the non-profit organizations industry. It was incorporated on 02 September 2016 (10+ years old) and is registered under CIN U85320UP2016NPL086097.

Unnati Shree Micro Credit Association has 2 current directors:

The latest financial statements of Unnati Shree Micro Credit Association on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 30 September 2025. Year-wise statements from FY 2017 are in the company report.

The CIN (Corporate Identification Number) of Unnati Shree Micro Credit Association is U85320UP2016NPL086097. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.

Unnati Shree Micro Credit Association was incorporated on 02 September 2016, making it 10+ years old. It is registered with the Registrar of Companies, Uttar Pradesh.

The peers of Unnati Shree Micro Credit Association by revenue are Sister Nibedita Micro Service Foundation, Alliance Finconsults Private Limited, Susaktha Chits Private Limited, Bangur Vanijya & Finance Pvt Ltd, Aspolight Vanijya Pvt.Ltd. and 5 more, all in the same principal business activity (other financial activities).

Nirnaya Kaushik ceased to be Director on 14 Mar 2020. Awaneesh Singh was appointed as Director on 13 Mar 2020. Praveen Kumar Singh ceased to be Director on 14 May 2019. Unnati Shree Micro Credit Association has 6 board changes on record in total.

The registered office of Unnati Shree Micro Credit Association is at C 33265 – 4 – A Chanduaa Chhittupur, Varanasi, Uttar Pradesh, India – 221002.

Unnati Shree Micro Credit Association operates in the non-profit organizations industry, in the social work segment.

The compliance status of Unnati Shree Micro Credit Association is compliant as of 16 August 2026. The company is actively filing with the Registrar of Companies.

Unnati Shree Micro Credit Association can be reached at its registered office: C 33265 – 4 – A Chanduaa Chhittupur, Varanasi, Uttar Pradesh, India – 221002.