Up Money Limited - Company Profile

It is a financial services public limited company based in Ludhiana, Punjab, India, established in 1995.
1995 Ludhiana, Punjab, India Active
Last Updated:
Access Report
About Up Money Limited

Up Money Limited, a active public limited company, was established on 06 February 1995 in Ludhiana, Punjab, India. Engaging in investment & credit nbfc within the financial and insurance service sector, it holds CIN: U65921PB1995PLC015742. Registered under ROC Roc Chandigarh. it is unlisted. It has an authorized capital of ₹50.00 Cr and a paid-up capital of ₹48.39 Cr.

Formerly known as Sukhjit Finance Ltd. It upholds a compliant status. Employing 613 professional, Its leadership includes Parveen Kaur Chawla (Whole-Time Director), Khushvinder Bir Singh (Director), Ajit Singh Chawla (Managing Director). Past directors included Parveen Kaur Chawla, Pritpal Kaur Juneja, Khushvinder Bir Singh. It holds ₹642.69 Cr open charges and ₹899.69 Cr settled loans. Its latest AGM occurred on 30 September 2024, with the balance sheet filed on 31 March 2024. It is based at 13 & 23, Nehru Sidhant Kendra Feroze Gandhi Market, Ludhiana, Punjab, 141001.

Company Details
  • Email
    **********
  • Telephone

    +91-XXXXXXXXXX

  • Website
    **********
  • Social Media
    **********
  • Apps
    **********

Company Details

  • CIN/LLPIN

    U65921PB1995PLC015742

  • Registration Number

    015742

  • Incorporation Date

    06 February 1995

  • Authorized Capital

    ₹50.00 Cr

  • Paid-Up Capital

    ₹48.39 Cr

  • ROC Code

    Roc Chandigarh

  • Listing Status

    Unlisted

  • Company Status

    Active

Key Metrics
  • Authorised Capital ₹ 50.00 Cr
  • Paid Up Capital ₹ 48.39 Cr
  • Company Age 31 Year, 9 Days
  • Last Filing with ROC 31 Mar 2024
  • Open Charges ₹ 642.69 Cr
  • Satisfied Charges ₹ 899.69 Cr
  • Revenue Growth **** 34.17%
  • Profit Growth **** 40.43%
  • Ebitda **** 41.26%
  • Net Worth 12.97%
  • Total Assets **** 38.84%
Company report

Up Money Limited

Company Report FY 2025-2026

Comprehensive Company Insights

Explore comprehensive insights into Up Money Limited — covering financial performance, compliance records, Competitor, shareholding patterns, directors, key metrics, and litigation history. Unlock to see detailed insights and stay informed.

Access Report Banner Element
Who are the key members and board of directors at Up Money Limited?
Current Directors
Name Designation Appointment Date Status
Parveen Kaur Chawla Whole-Time Director 02 Feb 2016 Current
Khushvinder Bir Singh Director 24 Sep 2020 Current
Ajit Singh Chawla Managing Director 29 Sep 2015 Current
Sumel Chawla Whole-Time Director 01 Jul 2017 Current
Past Directors
Name Designation Cessation Status
Pramod Abcsdd Additional Director 26 Sep 2016 Past
Pramod Abcsdd Additional Director 29 Sep 2015 Past
Pramod Abcsdd Additional Director 31 Dec 2020 Past
Pramod Abcsdd Director 20 Mar 2010 Past
Pramod Abcsdd Director 27 Mar 2015 Past
Pramod Abcsdd Director 30 Dec 2018 Past

Discover detailed profiles of directors and KMP - Unlock leadership insights today!

Financial Performance of Up Money.

Up Money Limited, for the financial year ended 2023, experienced significant growth in revenue, with a 34.17% increase. The company also saw a substantial improvement in profitability, with a 40.43% increase in profit. The company's net worth Soared by an impressive increase of 12.97%.

Up Money revenue growth over time
Up Money profit and loss trends over time
Date Amount Transaction Name Valuation Lead Investors Investors
Jul, 2021 Amount Post-IPO - Grab Valuation

investors
Emtek
Feb, 2021 Amount Post-IPO - Grab Valuation

investors
Signite Partners
Jan, 2021 Amount Post-IPO - Grab Valuation

investors
Hana Financial Group , GGV Capital
Feb, 2021 Amount Post-IPO - Grab Valuation

investors
Signite Partners
  • Key Matrics
  • Balance Sheet
  • Profit and Loss
  • Cash Flow
  • Ratios
Metrics
(FY 2023) YOY Growth
(FY 2022) (FY 2021) (FY 2020) (FY 2019)
Total Revenue
********
 34.17%
*******
*******
*******
*******
Revenue from Operations
*******
 31.20%
*******
*******
*******
*******
Total Assets
*******
 38.84%
*******
*******
*******
*******
Profit or Loss
*******
 40.43%
*******
*******
*******
*******
Net Worth
*******
 12.97%
*******
*******
*******
*******
EBITDA
*******
 41.26%
*******
*******
*******
*******

Discover detailed financial data and - Unlock financial today!

What is the Ownership and Shareholding Structure of Up Money?

In 2023, Up Money had a promoter holding of 95.97% and a public holding of 4.03%. Access key insights, ownership, including shareholding patterns, funding, foreign investors, KMP remuneration, group structure, and overseas investments.

Shareholding Pattern (FY 2024)
shareholding
  • Promoters: 92.83%
  • Public: 4.10%
  • Others: 3.07%
Shareholding Pattern over the Year
FY (2024) FY (2023) FY (2022) FY (2021) FY (2020)
Promoters 92.83 94.62 94.55 94.55 94.55
Public 4.10 3.89 3.95 3.96 3.98
Others 3.07 1.49 1.50 1.49 1.47

Reveal ownership structures and financial performance - Get instant access now!

Charges (Loans)
Open Charges

₹6,426,899,000.00

Satisfied Charges

₹8,996,901,000.00

Charges Breakdown by Lending Institutions
  • Others : 541.25 Cr
  • Indian Overseas Bank : 50.00 Cr
  • Dhanlaxmi Bank Limited : 20.00 Cr
  • State Bank Of India : 20.00 Cr
  • Sidbi : 10.00 Cr
  • Others : 1.44 Cr
Latest Charge Details
Date Lender Amount Status
30 Jul 2025 Indian Overseas Bank ₹25.00 Cr Open
28 Jul 2025 Others ₹2.00 Cr Open
19 Jul 2025 Others ₹7.50 Cr Open
26 Jun 2025 Others ₹3.00 Cr Open
31 May 2025 Others ₹5.00 Cr Open

Explore comprehensive loan charge details -

How Many Employees Work at Up Money?

Up Money has a workforce of 613 employees as of Apr 03, 2024. Unlock access to detailed historical data on individuals associated with the company, including employment records, contributions to the Employees' Provident Fund Organization (EPFO), and other related insights.

Employee Date Number of Employees
2020 78,000
2021 80,500
2022 83,200
2023 86,000
2024 89,500
2025 92,000
Deals i
Graph showing company valuation over time

Gain comprehensive insights into the Deals and Valuation data of Up Money, offering detailed information on various transactions, including security allotment data. Explore the intricate details of financial agreements, mergers, acquisitions, divestitures, and strategic partnerships that have shaped Up Money's trajectory.

Rating
Graph displaying rating trends over time

Access the credit rating data, providing valuable insights into the company's creditworthiness and financial stability. Explore assessments from leading credit rating agencies, evaluating factors such as debt obligations, liquidity, profitability, and overall financial health.

Alerts
Alert Indicator

Stay informed about regulatory alerts and litigation involving and associated companies. Receive timely updates on legal proceedings, regulatory changes, and compliance issues that may impact the company's operations, reputation, and financial performance. Monitor litigation involving subsidiaries, joint ventures, and other affiliated entities to assess potential risks and liabilities.

Explore deal ratings and alerts - Get instant access now!

Latest Updates, News, and FAQs on Up Money
Recent Activity within the Organization
  • Charges

    A charge registered on 20 Oct 2023 via Charge ID 100804918 with Others was fully satisfied on 26 Nov 2025. was recorded as a recent event.

  • Charges

    The activity A charge registered on 08 Aug 2024 via Charge ID 100980296 with Others was fully satisfied on 06 Nov 2025. was completed.

  • Charges

    The activity A charge registered on 20 Jun 2024 via Charge ID 100936733 with Others was fully satisfied on 15 Oct 2025. was completed.

  • Charges

    A charge registered on 14 Feb 2023 via Charge ID 100683058 with Tata Capital Financial Services Limited was fully satisfied on 15 Oct 2025. was recorded as a recent event.

  • Charges

    The activity A charge registered on 02 Jun 2022 via Charge ID 100582588 with Tata Capital Financial Services Limited was fully satisfied on 15 Oct 2025. was completed.

  • Charges

    The activity A charge registered on 27 Jun 2022 via Charge ID 100598059 with Others was fully satisfied on 16 Sep 2025. was completed.

Explore recent activity and updates - View Recent Activity

Frequently Asked Questions
What is the CIN of Up Money Limited?

The CIN of Up Money Limited is U65921PB1995PLC015742.

Where is Up Money Limited headquartered?

Up Money Limited is headquartered at 13 & 23, Nehru Sidhant Kendra Feroze Gandhi Market, Ludhiana, Punjab, 141001.

When was Up Money Limited incorporated?

Up Money Limited was incorporated on 06 February 1995.

Who are the current directors of Up Money Limited?

The current directors of Up Money Limited are

What is the primary industry of Up Money Limited?

The primary industry of Up Money Limited is Financial And Insurance Service.

Is Up Money Limited a listed company?

Up Money Limited is unlisted.

What is the capital structure of Up Money Limited?

The authorized capital of Up Money Limited is ₹50.00 Cr, and the paid-up capital is ₹48.39 Cr.

What is the compliance status of Up Money Limited?

The compliance status of Up Money Limited is Compliant.

Explore millions of companies — effortlessly

Access structured, verified intelligence on 7M+ companies across industries, sectors, and global markets. From early-stage startups to large enterprises, discover ownership, leadership, funding, financials, acquisitions, and market signals — all in one powerful platform.

Free account with essential features Instant access to company reports Enterprise solutions available