
About Upkram Technologies Private Limited
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Upkram Technologies Private Limited is a private limited company based in Ahmedabad, Gujarat, India, recognised as a startup by DPIIT. It operates in the online financial services segment of the internet and digital services sector. It was incorporated on 25 February 2019 and has been in existence for over 7 years.
The company is registered with the Registrar of Companies (ROC), Ahmedabad, under CIN U72900GJ2019PTC106805. Its GSTIN is 24AACCU3926E1ZL (Gujarat). The company holds 2 GST registrations, all of them active.
The company has an authorised share capital of ₹15 Lakh and a paid-up capital of ₹12.56 Lakh. It is led by directors including Hemendra Mathur and Birju Ashvinkumar Naik.
Its last annual general meeting (AGM) was held on 30 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at Ahmedabad, Gujarat.
As per the financials filed for FY 2025, the company reported a revenue of ₹2.56 Cr, a growth of 79% compared to the previous year. For the same year it recorded a net loss of ₹40.42 Lakh (net margin -15.8%) and EBITDA of -₹2.89 Lakh (EBITDA margin -1.1%). Revenue has grown at a compounded annual rate (CAGR) of 27% over three years and 167% over five years.
The company has about 79 employees on its provident fund (EPFO) records.
The company is associated with 1 brand: CredIn. Court records list 101 cases involving the company, including 98 filed by the company and 1 filed against it; 49 cases are pending. The company has 5 deals on record (5 funding rounds), with disclosed funding of ₹4.35 Cr; the latest was in January 2023. Its 10 peer companies in the Ecommerce and Internet industry (Finance) are compared by revenue, 5 larger and 5 smaller; the largest is Sreeragh General Finance Limited with revenue of ₹2.59 Cr.
The current compliance status is marked as compliant by the Registrar of Companies. For more details, the company can be reached via its website credin.in.
Recognitions & Rankings of Upkram Technologies
- EmailLocked
- TelephoneLocked
- Website
- Social Media
- Registered Address505 Abhishree Adroit Nyaymarg, Nr. Mansi Circle Vastrapur, Ahmedabad, Gujarat, India – 380015
- IndustryInternet, Online Financial Services
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
- One PDF report, delivered after checkout
Business Activity of Upkram Technologies Private Limited
The main business activity of Upkram Technologies is professional, scientific and technical. In detail, this covers other professional, scientific and technical activities.
| Main Activity Group Code | Description of Main Activity | Business Activity Code | Description of Business Activity | Turnover Percentage |
|---|---|---|---|---|
| M | Professional, Scientific and Technical | M9 | Other professional, scientific and technical activities | Locked |
Business activity turnover details
Turnover share and past changes in activity are in the company report.
- Turnover contribution
- Historical classifications
- Filing-level activity changes
Verified entity values are shown only after access is granted.
Financials of Upkram Technologies Private Limited FY 2025 filings available
Upkram Technologies Private Limited reported revenue of ₹2.56 Cr (up 79% YoY) for FY 2025.
Compounded Annual Growth Rate (CAGR) of Upkram Technologies Private Limited
Revenue has grown at a compounded annual rate (CAGR) of 167% over five years, including 79% growth in the latest year. EBITDA rose 99% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary of Upkram Technologies Private Limited
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profit and Loss Statement | |||||
| Revenue from Operations | •••• | •••• | •••• | •••• | •••• |
| Other Income | •••• | •••• | •••• | •••• | •••• |
| Total Revenue | •••• | •••• | •••• | •••• | •••• |
| Cost of Materials Consumed | •••• | •••• | •••• | •••• | •••• |
| Employee Benefit Expense | •••• | •••• | •••• | •••• | •••• |
| Finance Costs | •••• | •••• | •••• | •••• | •••• |
| Depreciation and Amortisation | •••• | •••• | •••• | •••• | •••• |
| Other Expenses | •••• | •••• | •••• | •••• | •••• |
| Total Expenses | •••• | •••• | •••• | •••• | •••• |
| EBITDA | -₹2.89 Lakh | •••• | •••• | •••• | •••• |
| Profit Before Tax | •••• | •••• | •••• | •••• | •••• |
| Tax Expense | •••• | •••• | •••• | •••• | •••• |
| Net Profit (PAT) | -₹40.42 Lakh | •••• | •••• | •••• | •••• |
| Balance Sheet | |||||
| Share Capital | •••• | •••• | •••• | •••• | •••• |
| Reserves and Surplus | •••• | •••• | •••• | •••• | •••• |
| Net Worth (Total Equity) | •••• | •••• | •••• | •••• | •••• |
| Long-term Borrowings | •••• | •••• | •••• | •••• | •••• |
| Short-term Borrowings | •••• | •••• | •••• | •••• | •••• |
| Trade Payables | •••• | •••• | •••• | •••• | •••• |
| Total Liabilities | •••• | •••• | •••• | •••• | •••• |
| Fixed Assets | •••• | •••• | •••• | •••• | •••• |
| Investments | •••• | •••• | •••• | •••• | •••• |
| Inventories | •••• | •••• | •••• | •••• | •••• |
| Trade Receivables | •••• | •••• | •••• | •••• | •••• |
| Cash and Bank Balance | •••• | •••• | •••• | •••• | •••• |
| Total Assets | •••• | •••• | •••• | •••• | •••• |
Financial Ratios of Upkram Technologies Private Limited
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | -1.1% | •••• | •••• | •••• | •••• |
| Net Profit Margin | -15.8% | •••• | •••• | •••• | •••• |
| Return on Equity (ROE) | •••• | •••• | •••• | •••• | •••• |
| Return on Capital Employed (ROCE) | •••• | •••• | •••• | •••• | •••• |
| Return on Assets (ROA) | •••• | •••• | •••• | •••• | •••• |
| Liquidity and Debt | |||||
| Current Ratio | •••• | •••• | •••• | •••• | •••• |
| Quick Ratio | •••• | •••• | •••• | •••• | •••• |
| Debt-to-Equity Ratio | •••• | •••• | •••• | •••• | •••• |
| Interest Coverage Ratio | •••• | •••• | •••• | •••• | •••• |
| Efficiency and Growth | |||||
| Asset Turnover | •••• | •••• | •••• | •••• | •••• |
| Receivable Days | •••• | •••• | •••• | •••• | •••• |
| Payable Days | •••• | •••• | •••• | •••• | •••• |
| Inventory Days | •••• | •••• | •••• | •••• | •••• |
| Revenue Growth | •••• | •••• | •••• | •••• | •••• |
| Net Profit Growth | •••• | •••• | •••• | •••• | •••• |
Paid data: the figures shown as dots are available after purchase of the company report. Figures as filed with the MCA in Form AOC-4. The full year-wise statements and ratios of Upkram Technologies are in the company report.
Financial statements from FY 2019
Earlier years and trend charts are in the company report.
- Income statements
- Balance sheets
- Cash-flow statements
- Ratios and benchmarks
Verified entity values are shown only after access is granted.
Board of Directors of Upkram Technologies Private Limited
Upkram Technologies has 4 current directors and 4 former directors. Current directors are listed first, with their designation and appointment date.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Hemendra Mathur | Director | 29 May 2024 | 2 Years 4 Months | Current |
| Birju Ashvinkumar Naik | Director | 25 Feb 2019 | 7 Years 7 Months | Current |
| Bhadresh Kantilal Mehta | Director | 25 Feb 2019 | 7 Years 7 Months | Current |
| Rupesh Bishnoi | Director | 25 Feb 2019 | 7 Years 7 Months | Current |
Peer Comparison of Upkram Technologies Private Limited
Upkram Technologies Private Limited is compared with the companies closest to it by revenue in the Ecommerce and Internet industry (Finance). Net profit, margin and employee counts of each company are in the company report.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Sreeragh General Finance Limited | ₹2.59 Cr (FY 2024) | •••• | •••• | 27.0% | •••• | Ernakulam, Kerala, India |
| Sectech Private Limited | ₹2.58 Cr (FY 2025) | •••• | •••• | 3.0% | •••• | Navi Mumbai, Maharashtra, India |
| Latin Manharlal Finance & Securities Private Limited | ₹2.57 Cr (FY 2025) | •••• | •••• | -58.0% | •••• | Mumbai, Maharashtra, India |
| Alphaniti Fintech Private Limited | ₹2.57 Cr (FY 2025) | •••• | •••• | 138.0% | •••• | Pune, Maharashtra, India |
| Bhiragacha Finance Company Pvt. Ltd | ₹2.56 Cr (FY 2025) | •••• | •••• | 30.0% | •••• | Kolkata, West Bengal, India |
| Upkram Technologies Private Limited this company | ₹2.56 Cr (FY 2025) | •••• | •••• | 79.0% | •••• | Ahmedabad, Gujarat, India |
| Onebanc Technologies Private Limited | ₹2.55 Cr (FY 2025) | •••• | •••• | -61.0% | •••• | Gurugram, Haryana, India |
| Deesons Investment and Finance Private Limited | ₹2.55 Cr (FY 2025) | •••• | •••• | 18200.0% | •••• | Mumbai, Maharashtra, India |
| Fuji Global Finance Private Limited | ₹2.55 Cr (FY 2024) | •••• | •••• | 715.0% | •••• | Bhilwara, Rajasthan, India |
| J S M Finance Pvt Ltd | ₹2.54 Cr (FY 2025) | •••• | •••• | 23.0% | •••• | Satna, Madhya Pradesh, India |
| Tri-Deep Leasing and Finance Limited | ₹2.53 Cr (FY 2016) | •••• | •••• | -61.0% | •••• | Delhi, India |
Peers are the five companies nearest above and the five nearest below Upkram Technologies by revenue in the Ecommerce and Internet industry (Finance), from the latest filed financials of each company. Net profit, margin and employee counts of each peer are in the company report.
Auditor Details of Upkram Technologies Private Limited
Upkram Technologies Private Limited is audited by CNK&AssociatesLLP for the financial year 2023.
| Name | Status | Appointment Date | Cessation Date |
|---|---|---|---|
| CNK&AssociatesLLP | Locked | Locked | Locked |
Complete auditor history
Appointment and cessation dates and past auditor changes are in the company report.
- Appointment status
- Appointment dates
- Cessation dates
- Auditor changes
Verified entity values are shown only after access is granted.
Ownership and Shareholding of Upkram Technologies Private Limited
Shareholding and ownership data
Promoter, institutional, public and beneficial ownership figures are in the company report.
- Ownership categories
- Historical changes
- Group structure
- FII and DII holdings
Verified entity values are shown only after access is granted.
Charges & Borrowings of Upkram Technologies Private Limited
Upkram Technologies Private Limited does not have any charges (loans) registered with the Registrar of Companies.
Deals & Funding of Upkram Technologies Private Limited
Upkram Technologies Private Limited has 5 deals on record (5 funding rounds), with disclosed funding of ₹4.35 Cr; the latest was in January 2023.
Deals on record (5 of 5)
| When | Deal | Amount | Parties |
|---|---|---|---|
| Jan 2023 | Funding round | ₹50 Lakh | Investors: an individual |
| May 2022 | Funding round | ₹70 Lakh | Investors: an individual |
| May 2021 | Funding round | ₹40 Lakh | Investors: 4 individuals |
| Jul 2020 | Funding round | ₹2.41 Cr | Investors: 4 individuals |
| Feb 2020 | Funding round | ₹33.7 Lakh | Investors: 2 individuals |
Full deal history
All 5 deals with amounts, valuations, instruments and every party are in the company report.
- Every funding round and share transfer
- Amounts and valuations
- Investors, buyers and sellers
- Instruments and deal dates
Verified entity values are shown only after access is granted.
Deal records are compiled from filings and public sources; amounts are shown only where the source reported them.
Legal Cases of Upkram Technologies Private Limited
Upkram Technologies Private Limited has 101 court cases on record: 98 filed by Upkram Technologies, 1 filed against it, 2 where it is another party. 49 cases are pending and 52 are disposed. Status as checked between 21 Sep 2026 and 03 Oct 2026.
Cases by court
| Court | Cases | Against the company | Pending |
|---|---|---|---|
| District courts | 101 | 1 | 49 |
Cases on record (5 of 101)
| Court | Type of case | Party | Status |
|---|---|---|---|
| District court, Vadodara, Gujarat | Court case (CR A) | Filed against the company by an individual | Pending |
| District court, Vadodara, Gujarat | Criminal complaint | Filed by the company against an individual | Pending |
| District court, Vadodara, Gujarat | Criminal complaint | Filed by the company against an individual | Pending |
| District court, Vadodara, Gujarat | Criminal complaint | Filed by the company against an individual | Pending |
| District court, Vadodara, Gujarat | Criminal complaint | Filed by the company against an individual | Pending |
Full case history
All 101 cases with case numbers, court, year-wise trend, opposite parties and decision dates are in the company report.
- Every case with its case number
- Year-wise trend
- Opposite parties
- Decision dates and orders
Verified entity values are shown only after access is granted.
Case records are compiled from court listings and may lag the court's own records. A case filed against a company is not a finding against it.
Employees and EPFO Compliance at Upkram Technologies Private Limited
Upkram Technologies Private Limited has a workforce of 79 employees as of Apr 07, 2024.
Employee and EPFO history
Monthly headcount, contribution history and filing status are in the company report.
- Monthly headcount
- PF contributions
- ECR filing status
- Establishment history
Verified entity values are shown only after access is granted.
Recent Activity on Upkram Technologies Private Limited
Upkram Technologies Private Limited has 9 board changes on record since 2019: 5 appointments and 4 cessations. The latest: Hemendra Mathur ceased to be Additional Director on 29 Sep 2024.
Credit Ratings, Litigation & Regulatory Alerts for Upkram Technologies Private Limited
Credit ratings, litigation, and regulatory alerts
Credit ratings, court records and regulatory alerts are in the company report.
- Rating history
- Court and tribunal cases
- Regulatory alerts
- Director-linked violations
Verified entity values are shown only after access is granted.
MSME Payment Delays by Upkram Technologies Private Limited
MSME payment history
Amounts due to small suppliers, the reasons given and MSME-1 filings are in the company report.
- Outstanding amounts
- Delay periods and reasons
- MSME-1 filing history
- Vendor payment signals
Verified entity values are shown only after access is granted.
Subsidiaries & Group Companies of Upkram Technologies Private Limited
Corporate group structure
Parent, subsidiary, associate and joint venture records with holdings are in the company report.
- Parent company
- Subsidiaries and ownership
- Associates and joint ventures
- Entity investments
Verified entity values are shown only after access is granted.
GST Compliance of Upkram Technologies Private Limited
Upkram Technologies has 2 GST registrations: 2 active.
| GSTIN | State | Status | Registered on |
|---|---|---|---|
| 24AACCU3926E1ZL | Gujarat | Active | 17 May 2019 |
| 09AACCU3926E1ZD | Uttar Pradesh | Active | 17 Apr 2023 |
GST registrations and filing compliance
State-wise GST registrations, return filing status and HSN or SAC codes are in the company report.
- GSTIN registrations
- State-wise filing status
- HSN and SAC details
- Tax jurisdiction records
Verified entity values are shown only after access is granted.
MCA Filings & Documents of Upkram Technologies Private Limited
MCA filings and documents
Filed forms, annual returns, financial statements and charge filings with their dates are in the company report.
- Incorporation documents
- Annual returns and statements
- Charge filings
- Complete filing index
Verified entity values are shown only after access is granted.
Frequently Asked Questions about Upkram Technologies Private Limited
Upkram Technologies is an active private limited company based in Ahmedabad, Gujarat, India. The company works in online financial services, within the internet industry. It was incorporated on 25 February 2019 (7+ years old) and is registered under CIN U72900GJ2019PTC106805.
Upkram Technologies reported revenue of ₹2.56 Cr for FY 2025 (up 79% YoY).
Upkram Technologies has 4 current directors:
- Hemendra Mathur - Director
- Birju Ashvinkumar Naik - Director
- Bhadresh Kantilal Mehta - Director
- Rupesh Bishnoi - Director
Upkram Technologies reported a net loss of ₹40.42 Lakh (net margin -15.8%) and EBITDA of -₹2.89 Lakh (EBITDA margin -1.1%) for FY 2025, as per its filed financial statements.
The compounded annual growth rate (CAGR) of the revenue of Upkram Technologies is 27% over three years and 167% over five years. In the latest year (FY 2025) revenue rose 79%. CAGR is the steady yearly rate that links the first and the last year.
The GSTIN of Upkram Technologies is 24AACCU3926E1ZL, registered in Gujarat. The company has 2 GST registrations in all, of which 2 are active. Other active GSTINs include 09AACCU3926E1ZD (Uttar Pradesh).
The CIN (Corporate Identification Number) of Upkram Technologies is U72900GJ2019PTC106805. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Upkram Technologies has 101 court cases on record: 98 filed by the company and 1 filed against it. 49 are pending.
Upkram Technologies was incorporated on 25 February 2019, making it 7+ years old. It is registered with the Registrar of Companies, Ahmedabad.
Upkram Technologies has 5 deals on record (5 funding rounds), with disclosed funding of ₹4.35 Cr; the latest was in January 2023.
The peers of Upkram Technologies by revenue are Sreeragh General Finance Limited, Sectech Private Limited, Latin Manharlal Finance & Securities Private Limited, Alphaniti Fintech Private Limited, Bhiragacha Finance Company Pvt. Ltd and 5 more, all in the Ecommerce and Internet industry (Finance).