Upkram Technologies Private Limited

Upkram Technologies Private Limited - internet in Ahmedabad, Gujarat, India. FY 2026 financials & compliance.
CIN U72900GJ2019PTC106805 Incorporated 25 February 2019 ROC Ahmedabad HQ Ahmedabad, Gujarat, India
Active Private Limited Company internet DPIIT Startup
Data last updated
Revenue · FY 2025
₹2.56 Cr
▲ 79% YoY
Net loss · FY 2025
₹40.42 Lakh
Net margin -15.8%
EBITDA · FY 2025
-₹2.89 Lakh
EBITDA margin -1.1%
Authorised capital
₹15 Lakh
Registered with MCA
Paid-up capital
₹12.56 Lakh
Issued & subscribed
Company age
7 yrs
Est. 2019
Employees · EPFO
79
Provident fund records
Directors on board
4
As per MCA filings

About Upkram Technologies Private Limited

Data last updated:

Upkram Technologies Private Limited is a private limited company based in Ahmedabad, Gujarat, India, recognised as a startup by DPIIT. It operates in the online financial services segment of the internet and digital services sector. It was incorporated on 25 February 2019 and has been in existence for over 7 years.

The company is registered with the Registrar of Companies (ROC), Ahmedabad, under CIN U72900GJ2019PTC106805. Its GSTIN is 24AACCU3926E1ZL (Gujarat). The company holds 2 GST registrations, all of them active.

The company has an authorised share capital of ₹15 Lakh and a paid-up capital of ₹12.56 Lakh. It is led by directors including Hemendra Mathur and Birju Ashvinkumar Naik.

Its last annual general meeting (AGM) was held on 30 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at Ahmedabad, Gujarat.

As per the financials filed for FY 2025, the company reported a revenue of ₹2.56 Cr, a growth of 79% compared to the previous year. For the same year it recorded a net loss of ₹40.42 Lakh (net margin -15.8%) and EBITDA of -₹2.89 Lakh (EBITDA margin -1.1%). Revenue has grown at a compounded annual rate (CAGR) of 27% over three years and 167% over five years.

The company has about 79 employees on its provident fund (EPFO) records.

The company is associated with 1 brand: CredIn. Court records list 123 cases involving the company, including 120 filed by the company and 3 filed against it; 54 cases are pending. The company has 5 deals on record (5 funding rounds), with disclosed funding of ₹4.35 Cr; the latest was in January 2023.

The current compliance status is marked as compliant by the Registrar of Companies. For more details, the company can be reached via its website credin.in.

Company details

CIN U72900GJ2019PTC106805
Registration Number 106805
Incorporation Date 25 February 2019
ROC Ahmedabad
Listing Status Unlisted
Company Status Active
Date of Last AGM 30 September 2025
Date of Balance Sheet 31 March 2025
Compliance Status Active Compliant
DPIIT Recognition Recognised Startup

Recognitions & Rankings of Upkram Technologies

DPIIT recognised startup Government of India
Startup India

Contact details

Upkram Technologies Private Limited's registered office is in Ahmedabad, Gujarat. Its website is credin.in. Its e-mail address and telephone number are in the company report.

  • Email
  • Telephone
  • Website
  • Social Media
  • Registered Address
    505 Abhishree Adroit Nyaymarg, Nr. Mansi Circle Vastrapur, Ahmedabad, Gujarat, India – 380015
  • Industry
    Internet, Online Financial Services

To see the full contact details of Upkram Technologies Private Limited, buy the company report.

Comprehensive company report
Upkram Technologies Private Limited - one report that includes everything
  • Company details, directors and signatories
  • Historical financials and ratios
  • Shareholding pattern and group structure
  • Charges with holder and property details
  • Legal cases, compliance and MCA filings
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Secure checkout · GST invoice included

Brands

Upkram Technologies operates one associated brand: CredIn. Each brand links to its own profile.

BrandDescriptionWebsite
Personal loans are provided to individuals in India by CredIn.credin.in

Business activity

The main business activity of Upkram Technologies is professional, scientific and technical. In detail, this covers other professional, scientific and technical activities.

Main activity group codeMain activityBusiness activity codeBusiness activityShare of turnover
MProfessional, Scientific and TechnicalM9Other professional, scientific and technical activities

To see the full business activity and turnover split of Upkram Technologies Private Limited, buy the company report.

Financials of Upkram Technologies Private Limited

FY 2025 filings available

Upkram Technologies Private Limited reported revenue of ₹2.56 Cr (up 79% YoY) for FY 2025.

Revenue · FY 2025
₹2.56 Cr ▲ 79%
Net loss · FY 2025
₹40.42 Lakh margin -15.8%
EBITDA · FY 2025
-₹2.89 Lakh margin -1.1%

Compounded Annual Growth Rate (CAGR)

Revenue CAGR growth
1 year
▲ 79%
3 years · compounded
▲ 27%
5 years · compounded
▲ 167%
EBITDA CAGR growth
1 year
▲ 99%
3 years · compounded
▲ 71%
5 years · compounded
▲ 27%

Revenue has grown at a compounded annual rate (CAGR) of 167% over five years, including 79% growth in the latest year. EBITDA rose 99% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.

Financial Statement Summary

MetricsFY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21
Profit and Loss Statement
Revenue from Operations
Other Income
Total Revenue
Cost of Materials Consumed
Employee Benefit Expense
Finance Costs
Depreciation and Amortisation
Other Expenses
Total Expenses
EBITDA-₹2.89 Lakh
Profit Before Tax
Tax Expense
Net Profit (PAT)-₹40.42 Lakh
Balance Sheet
Share Capital
Reserves and Surplus
Net Worth (Total Equity)
Long-term Borrowings
Short-term Borrowings
Trade Payables
Total Liabilities
Fixed Assets
Investments
Inventories
Trade Receivables
Cash and Bank Balance
Total Assets

Financial Ratios

MetricsFY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21
Profitability
EBITDA Margin-1.1%
Net Profit Margin-15.8%
Return on Equity (ROE)
Return on Capital Employed (ROCE)
Return on Assets (ROA)
Liquidity and Debt
Current Ratio
Quick Ratio
Debt-to-Equity Ratio
Interest Coverage Ratio
Efficiency and Growth
Asset Turnover
Receivable Days
Payable Days
Inventory Days
Revenue Growth
Net Profit Growth

To see the full financial statements and ratios of Upkram Technologies Private Limited, buy the company report.

Board of directors of Upkram Technologies Private Limited

Upkram Technologies has 4 current directors and 4 former directors. Current directors are listed first, with their designation and appointment date.

Current Directors
NameDesignationAppointment DateTenureStatus
Hemendra MathurDirector29 May 20242 Years 4 MonthsCurrent
Birju Ashvinkumar NaikDirector25 Feb 20197 Years 7 MonthsCurrent
Bhadresh Kantilal MehtaDirector25 Feb 20197 Years 7 MonthsCurrent
Rupesh BishnoiDirector25 Feb 20197 Years 7 MonthsCurrent

Auditor

Upkram Technologies Private Limited is audited by CNK&AssociatesLLP for the financial year 2023.

Auditor firmFinancial yearFirm registration number
CNK&AssociatesLLPFY 2023101961W

Shareholding

The shareholding of Upkram Technologies Private Limited is on record for 4 financial years, the latest being FY 2023, split between promoters, domestic institutions, foreign institutions, public shareholders and others.

Shareholder categoryFY 2023FY 2022FY 2021FY 2020
Promoters
Domestic institutional investors (DII)
Foreign institutional investors (FII)
Public
Others

To see the full shareholding pattern of Upkram Technologies Private Limited, buy the company report.

Deals & funding

Upkram Technologies Private Limited has 5 deals on record (5 funding rounds), with disclosed funding of ₹4.35 Cr; the latest was in January 2023.

Total deals
5
Funding rounds
5
Disclosed funding
₹4.35 Cr

Deals on record (5 of 5)

WhenDealAmountParties
Jan 2023Funding round₹50 LakhInvestors: an individual
May 2022Funding round₹70 LakhInvestors: an individual
May 2021Funding round₹40 LakhInvestors: 4 individuals
Jul 2020Funding round₹2.41 CrInvestors: 4 individuals
Feb 2020Funding round₹33.7 LakhInvestors: 2 individuals

Deal records are compiled from filings and public sources; amounts are shown only where the source reported them.

MSME payment delays

No delayed payments to MSME suppliers are on our record for Upkram Technologies Private Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.

Employees & EPFO

Upkram Technologies Private Limited has a workforce of 79 employees on its EPFO records as of Apr 07, 2024, across 1 active EPFO establishment.

Employee count
79
Active EPFO establishments
1
Employee growth
27.42%

GST

Upkram Technologies has 2 GST registrations: 2 active.

Total GSTINs
2
Active
2
GSTINStateStatusRegistered on
24AACCU3926E1ZLGujaratActive17 May 2019
09AACCU3926E1ZDUttar PradeshActive17 Apr 2023

To see the full GST registrations and return filing status of Upkram Technologies Private Limited, buy the company report.

Recent activity

Upkram Technologies Private Limited has 9 board changes on record since 2019: 5 appointments and 4 cessations. The latest: Hemendra Mathur ceased to be Additional Director on 29 Sep 2024.

AGM
Upkram Technologies Private Limited last Annual general meeting of members was held on 30 Sep 2025 as per latest MCA records.
Filing
Upkram Technologies Private Limited has filed its annual Financial statements for the year ended 31 Mar 2025 with Roc Ahmedabad.
Ceased
Hemendra Mathur ceased to be Additional Director.
Appointed
Hemendra Mathur was appointed as Director.
Appointed
Shailesh Pranlal Gorasia was appointed as Director.
Ceased
Priyankkumar Rajubhai Parikh ceased to be Additional Director.
Ceased
Shailesh Pranlal Gorasia ceased to be Additional Director.
Ceased
Vivek Kumar Duggal ceased to be Additional Director.
Appointed
Bhadresh Kantilal Mehta was appointed as Director.
Appointed
Birju Ashvinkumar Naik was appointed as Director.
Appointed
Rupesh Bishnoi was appointed as Director.
Incorporation
25 Feb 2019
Upkram Technologies Private Limited was registered on 25 Feb 2019 with Roc Ahmedabad & aged 7 years 7 months as per MCA records.

Frequently asked questions

Upkram Technologies is an active private limited company based in Ahmedabad, Gujarat, India. The company works in online financial services, within the internet industry. It was incorporated on 25 February 2019 (7+ years old) and is registered under CIN U72900GJ2019PTC106805.

Upkram Technologies has 4 current directors:

The latest financial statements of Upkram Technologies on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 30 September 2025. Year-wise statements from FY 2019 are in the company report.

The GSTIN of Upkram Technologies is 24AACCU3926E1ZL, registered in Gujarat. The company has 2 GST registrations in all, of which 2 are active. Other active GSTINs include 09AACCU3926E1ZD (Uttar Pradesh).

The CIN (Corporate Identification Number) of Upkram Technologies is U72900GJ2019PTC106805. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.

Upkram Technologies has 123 court cases on record: 120 filed by the company and 3 filed against it. 54 are pending.

Upkram Technologies was incorporated on 25 February 2019, making it 7+ years old. It is registered with the Registrar of Companies, Ahmedabad.

Upkram Technologies has 5 deals on record (5 funding rounds), with disclosed funding of ₹4.35 Cr; the latest was in January 2023.

Hemendra Mathur ceased to be Additional Director on 29 Sep 2024. Hemendra Mathur was appointed as Director on 29 May 2024. Shailesh Pranlal Gorasia was appointed as Director on 01 Dec 2020. Upkram Technologies has 9 board changes on record in total.

Yes, Upkram Technologies is recognised as a startup by the Department for Promotion of Industry and Internal Trade (DPIIT).