Utkarsh Small Finance Bank Limited - Company Profile

It is a financial services public limited company based in Varanasi, Uttar Pradesh, India, established in 2016.

2016 Varanasi, Uttar Pradesh, India Active

Last Updated: December 27, 2025

About Utkarsh Small Finance Bank Limited

Utkarsh Small Finance Bank Limited, a active public limited company, was established on 30 April 2016 in Varanasi, Uttar Pradesh, India. Engaging in commercial banks within the financial and insurance service sector, it holds CIN: L65992UP2016PLC082804. Registered under ROC Roc Kanpur. it is listed. It has an authorized capital of ₹2,000.00 Cr and a paid-up capital of ₹1,779.52 Cr.

It upholds a compliant status. In 2017, it reported revenue of ₹0.90 M and a net worth of ₹3.05 M. Employing 15,950 professional, Its leadership includes Ajay Kumar Kapur (Director), Kalpana Prakash Pandey (Director), Shivaji Kshatrapati (Director). Past directors included Somnath Sengupta Juran Kumar, Govindasamy Sampathkumar, Ajay Kumar Kapur. It holds ₹0.39 M open charges and ₹1,431.36 Cr settled loans. Its latest AGM occurred on 22 August 2025, with the balance sheet filed on 31 March 2025. It is based at Utkarsh Tower, Nh - 31 (Airport Road) Sehmalpur, Kazi Sarai, Harhua, Varanasi, Uttar Pradesh, 221105.

Company Details

CIN/LLPIN
L65992UP2016PLC082804
Registration Number
082804
Incorporation Date
30 April 2016
Authorized Capital
₹2,000.00 Cr
Paid-Up Capital
₹1,779.52 Cr
ROC Code
Roc Kanpur
Listing Status
Listed
Company Status
Active

Key Metrics

Authorised Capital ₹ 2,000.00 Cr as on 27-12-2025
Paid Up Capital ₹ 1,779.52 Cr as on 27-12-2025
Company Age 9 Year, 9 Months
Last Filing with ROC 31 Mar 2025
Open Charges ₹ 0.39 M as on 27-12-2025
Satisfied Charges ₹ 1,431.36 Cr as on 27-12-2025

Comprehensive Company Insights

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Who are the key members and board of directors at Utkarsh Small Finance Bank Limited?

Current Directors

Name	Designation	Appointment Date	Status
Ajay Kumar Kapur	Director	02 Mar 2021	Current
Kalpana Prakash Pandey	Director	29 Apr 2020	Current
Shivaji Kshatrapati	Director	01 Jul 2025	Current
Govind Singh	Managing Director	31 May 2018	Current
Gauri Rushabh Shah	Director	01 Jun 2025	Current
Sarju Pravin Simaria	Cfo	31 Oct 2022	Current

Past Directors

Name	Designation	Cessation	Status
Pramod Abcsdd	Additional Director	10 Jul 2017	Past
Pramod Abcsdd	Nominee Director	28 Sep 2021	Past
Pramod Abcsdd	Additional Director	03 Mar 2021	Past
Pramod Abcsdd	Additional Director	04 Mar 2022	Past
Pramod Abcsdd	Director	25 Mar 2020	Past
Pramod Abcsdd	Cfo	22 Sep 2022	Past

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Financial Performance of Utkarsh Small Finance Bank.

Date	Amount	Transaction Name	Valuation	Lead Investors	Investors
Jul, 2021	Amount	Post-IPO - Grab	Valuation	investors	Emtek
Feb, 2021	Amount	Post-IPO - Grab	Valuation	investors	Signite Partners
Jan, 2021	Amount	Post-IPO - Grab	Valuation	investors	Hana Financial Group , GGV Capital
Feb, 2021	Amount	Post-IPO - Grab	Valuation	investors	Signite Partners

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Key Matrics
Balance Sheet
Profit and Loss
Cash Flow
Ratios

Metrics

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YOY Growth

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EBITDA

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What is the Ownership and Shareholding Structure of Utkarsh Small Finance Bank?

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Shareholding Pattern (FY 2024)

Promoters: 92.83%
Public: 4.10%
Others: 3.07%

Shareholding Pattern over the Year

	FY (2024)	FY (2023)	FY (2022)	FY (2021)	FY (2020)
Promoters	92.83	94.62	94.55	94.55	94.55
Public	4.10	3.89	3.95	3.96	3.98
Others	3.07	1.49	1.50	1.49	1.47

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Charges (Loans)

Open Charges

₹385,000.00

Satisfied Charges

₹14,313,594,452.00

Charges Breakdown by Lending Institutions

Others : 0.04 Cr

Latest Charge Details

Date	Lender	Amount	Status
23 Mar 2021	Others	₹0.39 M	Open
02 May 2017	Others	₹34.80 Cr	Satisfied
06 Apr 2017	Others	₹6.75 Cr	Satisfied
31 Mar 2017	Others	₹39.20 Cr	Satisfied
31 Mar 2017	Others	₹50.00 Cr	Satisfied

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How Many Employees Work at Utkarsh Small Finance Bank?

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Employee Date	Number of Employees
2020	78,000
2021	80,500
2022	83,200
2023	86,000
2024	89,500
2025	92,000

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Deals i

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Rating

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Alerts

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Latest Updates, News, and FAQs on Utkarsh Small Finance Bank

Recent Activity within the Organization

Annual General Meeting

The activity Utkarsh Small Finance Bank Limited last Annual general meeting of members was held on 22 Aug 2025 as per latest MCA records. was completed.
22 Aug 2025
Director Appointment

The activity Shivaji Kshatrapati was appointed as a Director was appointed as a Director on 01 Jul 2025 & has been associated with this company since 7 months 20 days . was completed.
01 Jul 2025
Director Appointment

Gauri Rushabh Shah was appointed as a Director was appointed as a Director on 01 Jun 2025 & has been associated with this company since 8 months 19 days . was recorded as a recent event.
01 Jun 2025
Balance Sheet

The activity Utkarsh Small Finance Bank Limited has filed its annual Financial statements for the year ended 31 Mar 2025 with Roc Kanpur. was completed.
31 Mar 2025
Director Appointment

Progress on Sarju Pravin Simaria was appointed as a CFO was appointed as a CFO on 31 Oct 2022 & has been associated with this company since 3 years 3 months . was documented.
31 Oct 2022
Director Appointment

The activity Sarju Pravin Simaria was appointed as a CFO was appointed as a CFO on 31 Oct 2022 & has been associated with this company since 3 years 3 months . was completed.
31 Oct 2022

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